Safety Insurance Group, Inc. Financial Ratios — SAFT Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	2.09	8.6	8.83	8.46	-2.05	9.82	9.1	11.72	13.04	16.33	14.43	5.35	2.34	8.66	11.54
Return on Assets (%)	0.94	3.81	3.83	3.6	-0.82	3.73	3.5	4.54	5.14	6.78	6.27	2.28	0.93	3.24	4.19
Return on Capital (%)	2.11	8.61	8.84	8.47	- -	9.83	9.11	11.73	12.77	15.5	13.59	5.07	2.26	8.23	10.99
Return on Invested Capital (%)	- -	8.6	8.83	8.46	- -	9.81	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	11.23	11.52	10.47	-3.56	11.27	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	11.23	11.52	10.47	-3.56	11.27	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	-113.8	188.33	17.59	-12.48	- -	513.05	-571.65	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	2.09	11.23	11.52	10.47	-3.56	11.27	10.28	12.49	14.12	20.8	19	7.59	2.64	8.1	10.1
Profit Margin (%)	2.01	8.01	8.06	7.46	-1.72	7.81	7.39	9.96	11.37	16.45	15.12	5.93	2.04	6.37	7.91
Net Income to Common Margin (%)	2.01	8.01	8.06	7.46	-1.72	7.81	7.39	9.96	11.37	16.45	15.12	5.93	2.04	6.37	7.91
Effective Tax Rate (%)	4	28.68	30.03	28.76	- -	30.76	28.04	20.2	19.47	20.92	20.43	21.85	22.71	21.29	21.65
Dvd Payout Ratio (%)	221.3	57.92	60.09	66.22	-303.01	65.44	72.87	58.67	52.88	39.49	41.32	113.91	282.34	75.39	54.27
Sustainable Growth Rate (%)	-2.54	3.62	3.52	2.86	-8.25	3.39	2.47	4.84	6.15	9.88	8.47	-0.74	-4.26	2.13	5.28

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	34	61	57	58	50	46	62
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	30	30	35	30	30	50
LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	34	31	27	23	20	16	12
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	-0.43	-0.64	-0.51	1.66	-0.21	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-0.43	-0.64	-0.51	1.66	-0.21	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	925.27	985.26	925.76	-318.28	1,036.47	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	-49.74	877.49	929.98	906.2	-363.18	981.91	-66.2	-124.26	-106.6	-22.6	-15.76	-3.99	-2.18	-8.58	-1.64
EBIT to Interest Expense	- -	925.27	985.26	925.76	-318.28	1,036.47	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	2
Common Equity/Total Assets	44.57	44.1	42.77	42.27	37.83	38.15	38.79	38.72	39.97	43.07	43.79	41.16	38.41	36.49	36.11
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.21	3.5	2.92	2.87	2.46	1.9	1.33
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.04	3.28	2.75	2.68	2.31	1.8	1.24
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	1.68	1.51	1.28	1.18	0.94	0.69	0.48
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.21	6.9	6.16	7.18	6.19	5.52	6.93
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.04	6.45	5.8	6.7	5.83	5.23	6.48
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	1.68	2.97	2.7	2.96	2.38	2.01	2.5
Net Debt to Equity	-5.77	-5.1	-8.04	-5.99	-7.37	-2.99	-5.95	-5.23	-5.49	-2.69	-3.62	1.19	-1.01	-3.5	-2.68
Net Debt/Capital (%)	-6.13	-5.37	-8.74	-6.38	-7.96	-3.08	-6.33	-5.52	-5.56	-2.66	-3.65	1.15	-1	-3.55	-2.72
EBITDA	- -	81	88	83	-29	93	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-4	77	83	82	-33	88	-6	-11	-10	-10	-8	-2	-2	-4	-3
Operating Income (Loss)	- -	81	88	83	-29	93	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	44.57	44.1	42.77	42.27	37.83	38.15	38.79	38.72	39.97	43.07	43.79	41.16	38.41	36.49	36.11
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.21	3.5	2.92	2.87	2.46	1.9	1.33
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.04	3.28	2.75	2.68	2.31	1.8	1.24
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	1.68	1.51	1.28	1.18	0.94	0.69	0.48
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.21	6.9	6.16	7.18	6.19	5.52	6.93
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.04	6.45	5.8	6.7	5.83	5.23	6.48
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	- -	- -	1.68	2.97	2.7	2.96	2.38	2.01	2.5
CFO/Total Liabilities	4.84	11.86	11.92	10.09	2.16	9.09	7.42	11.22	9.26	9.36	11.88	3.82	4.04	8.93	12.32
CFO/CapEx	9.02	24.81	22.53	55.44	5.66	20.13	13.77	11.42	11.72	11.01	17.19	21.19	29.23	29.48	77.55
Altman's Z-Score	1.41	1.6	1.69	1.73	1.34	1.7	1.57	1.57	1.59	1.51	1.59	1.63	1.5	1.5	1.43

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	3.84	3.34	3.32	3.34	3.03	2.81	2.81	2.73	2.74	2.69	2.99	2.71	2.72	2.62	2.66
Days Sales Outstanding	95.03	109.19	110.03	109.43	120.56	129.86	129.67	133.48	133.2	135.93	122.14	134.55	134.29	139.14	137.19
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	615	707	866	961	851	1,117	1,224	1,251	1,423	1,160	1,262	1,247	1,124	1,223	1,140
- Cash & Cash Equivalents	38	35	56	42	47	20	42	38	44	54	64	25	38	59	74
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	34	61	57	58	50	46	62
Enterprise Value	-510	-493	-294	-217	-278	-58	10	51	185	-90	37	230	83	74	428
Total Capital	656	694	695	708	644	671	701	719	842	946	984	870	854	874	954
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	4.04	6.45	5.8	6.7	5.83	5.23	6.48
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	0.18	-0.68	1.53	0.25	0.6	0.62	0.14
EV/Sales	- -	- -	- -	- -	- -	- -	0.01	0.06	0.21	- -	0.04	0.29	0.09	0.07	0.34
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	0.12	0.4	1.64	- -	0.26	5.13	1.58	0.57	2.19
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	0.11	0.37	1.51	- -	0.25	4.9	1.53	0.56	2.16
Diluted Market Cap	614	706	867	973	838	1,108	1,217	1,246	1,419	1,178	1,269	1,240	1,118	1,213	1,149
Diluted Enterprise Value	576	671	811	930	791	1,088	1,175	1,208	1,409	1,185	1,263	1,273	1,129	1,199	1,137
EV per Share	- -	- -	- -	- -	- -	- -	0.65	3.35	12.02	- -	2.51	15.52	5.64	5	29.24
TTM Sales	682	725	761	796	804	827	844	835	876	840	865	785	926	1,110	1,254
TTM EBITDA	- -	81	88	83	-29	93	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	81	88	83	-29	93	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	40	104	111	98	23	99	82	128	113	110	142	45	53	129	196
TTM Free Cash Flow to Firm	44	109	116	99	27	104	88	139	122	120	150	47	55	133	198

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	14.01	6.51	7.49	9.79	31.12	10.68	13.83	8.97	11.63	9.86	8.48	26.7	20.74	9.11	5.83
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-510	-493	-294	-217	-278	-58	10	51	185	-90	37	230	83	74	428
Low Price	35.5	39.51	45.75	48.43	50.78	52.23	65.75	70.45	77.58	65.45	72.75	76.78	65.78	71.99	67.04
EV/Sales	- -	- -	- -	- -	- -	- -	0.01	0.06	0.21	- -	0.04	0.29	0.09	0.07	0.34
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	44.8	12.16	14.09	16.29	- -	17.06	19.34	14.83	14.12	8.46	9.65	26.43	59.04	17.12	11.55
Price/Earnings Average	47.72	11.41	12.87	14.04	-61.96	14.45	17.59	15.29	14.28	8.49	9.16	27.5	58.18	16.86	11.25
Price/Earnings High	55.45	12.68	14.42	16.65	-70.81	17.37	20.21	18.07	15.87	10.41	9.98	31.29	68.88	18.69	12.48
Price/Earnings Low	39.29	10.4	11.45	12.33	-54.5	12.09	15.82	12.77	11.84	7.1	8.25	24.09	51.1	14.95	9.94
Price/Book Value	0.94	1.02	1.25	1.36	1.32	1.66	1.75	1.74	1.76	1.31	1.36	1.54	1.4	1.48	1.28
Price/Book Value Average	1	0.96	1.14	1.17	1.35	1.41	1.59	1.79	1.78	1.32	1.29	1.6	1.38	1.45	1.24
Price/Book Value High	1.16	1.06	1.28	1.39	1.55	1.7	1.82	2.12	1.98	1.61	1.41	1.82	1.63	1.61	1.38
Price/Book Value Low	0.82	0.87	1.01	1.03	1.19	1.18	1.43	1.5	1.48	1.1	1.16	1.4	1.21	1.29	1.1
Price/Tangible Book Value	0.94	1.02	1.25	1.36	1.32	1.66	1.75	1.74	1.76	1.31	1.36	1.58	1.44	1.52	1.31
Price/Tangible Book Value Average	1	0.96	1.14	1.17	1.35	1.41	1.59	1.79	1.78	1.32	1.29	1.65	1.42	1.5	1.28
Price/Tangible Book Value High	1.16	1.06	1.28	1.39	1.55	1.7	1.82	2.12	1.98	1.61	1.41	1.88	1.68	1.66	1.42
Price/Tangible Book Value Low	0.82	0.87	1.01	1.03	1.19	1.18	1.43	1.5	1.48	1.1	1.16	1.44	1.25	1.33	1.13
Price/Sales	0.9	0.97	1.14	1.21	1.04	1.33	1.43	1.48	1.61	1.39	1.46	1.57	1.2	1.09	0.91
Price/Sales Average	0.96	0.91	1.04	1.05	1.07	1.13	1.3	1.52	1.62	1.4	1.38	1.63	1.19	1.07	0.89
Price/Sales High	1.11	1.02	1.16	1.24	1.22	1.36	1.49	1.8	1.8	1.71	1.51	1.86	1.4	1.19	0.99
Price/Sales Low	0.79	0.83	0.92	0.92	0.94	0.94	1.17	1.27	1.35	1.17	1.25	1.43	1.04	0.95	0.79
Price/Cash Flow	15.55	6.77	7.8	9.91	36.62	11.15	14.71	9.66	12.51	10.68	8.92	27.77	21.38	9.41	5.89
Price/Cash Flow Average	16.56	6.35	7.12	8.54	37.49	9.44	13.37	9.96	12.65	10.72	8.47	28.89	21.07	9.27	5.74
Price/Cash Flow High	19.25	7.06	7.98	10.13	42.85	11.35	15.37	11.77	14.05	13.15	9.23	32.87	24.95	10.28	6.37
Price/Cash Flow Low	13.64	5.79	6.34	7.5	32.98	7.9	12.03	8.32	10.49	8.97	7.63	25.3	18.51	8.22	5.07
Price/Free Cash Flow Average	14.92	6.11	6.84	8.44	31.87	9.05	12.57	9.25	11.76	9.9	8.05	27.78	20.44	8.98	5.68
Price/Free Cash Flow High	17.34	6.79	7.67	10.01	36.42	10.88	14.45	10.93	13.06	12.15	8.78	31.61	24.2	9.95	6.3
Price/Free Cash Flow Low	12.29	5.57	6.08	7.41	28.03	7.57	11.31	7.73	9.75	8.29	7.26	24.33	17.95	7.96	5.02
EV/Sales Average	0.9	0.87	0.97	0.99	1.03	1.12	1.27	1.5	1.63	1.39	1.38	1.69	1.21	1.07	0.88
EV/Sales High	1.06	0.97	1.09	1.18	1.18	1.35	1.47	1.78	1.81	1.71	1.5	1.92	1.43	1.19	0.97
EV/Sales Low	0.73	0.79	0.85	0.86	0.89	0.93	1.14	1.24	1.35	1.17	1.24	1.49	1.06	0.95	0.77
EV/EBITDA Average	- -	7.72	8.39	9.43	-28.76	9.92	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	8.63	9.48	11.28	-33.11	11.97	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	7	7.39	8.21	-25.1	8.27	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	7.72	8.39	9.43	-28.76	9.92	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	8.63	9.48	11.28	-33.11	11.97	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	7	7.39	8.21	-25.1	8.27	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	40.48	46.17	56.3	64.01	56.38	73.7	80.4	81.81	92.53	77.9	85.03	84.26	75.99	82.4	77.91
High Price	50.1	48.18	57.63	65.43	65.98	75.05	84	99.7	103.96	95.93	87.98	99.75	88.66	90	84.2
Enterprise Value Average	617	629	735	785	824	926	1,071	1,252	1,429	1,172	1,192	1,330	1,119	1,191	1,098
Enterprise Value High	723	703	831	940	948	1,117	1,237	1,486	1,589	1,436	1,299	1,509	1,323	1,322	1,220
Enterprise Value Low	501	570	648	684	719	771	959	1,039	1,183	982	1,073	1,169	985	1,055	969

Shares Outstanding	15	15	15	15	15	15	15	15	15	15	15	15	15	15	15
Diluted Weighted Avg Shares	15	15	15	15	15	15	15	15	15	15	15	15	15	15	15
Basic Weighted Avg Shares	15	15	15	15	15	15	15	15	15	15	15	15	15	15	15
Revenue per Share	44.98	47.44	49.56	52.69	54.05	55.35	56.2	55.36	57.62	56.02	58.31	53.74	63.15	75.53	85.24
EBITDA per Share	- -	5.33	5.71	5.52	-1.93	6.24	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	5.33	5.71	5.52	-1.93	6.24	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.9	3.8	4	3.93	-0.93	4.32	4.16	5.52	6.55	9.21	8.81	3.19	1.29	4.81	6.75
Basic EPS from Cont Ops	0.9	3.8	4	3.93	-0.93	4.32	4.16	5.52	6.55	9.21	8.81	3.19	1.29	4.81	6.75
Diluted EPS, GAAP	0.9	3.8	3.98	3.91	-0.93	4.3	4.12	5.46	6.49	9.14	8.76	3.17	1.28	4.81	6.73
Diluted EPS from Cont Ops	0.9	3.8	3.98	3.91	-0.93	4.3	4.12	5.46	6.49	9.14	8.76	3.17	1.28	4.81	6.73
Dividend per Share	2	2.2	2.4	2.6	2.82	2.83	3.03	3.24	3.46	3.64	3.64	3.63	3.63	3.63	3.66
Cash Flow per Share	2.6	6.82	7.22	6.46	1.54	6.61	5.47	8.47	7.4	7.3	9.54	3.03	3.55	8.76	13.22
Free Cash Flow per Basic Share	2.31	6.55	6.9	6.34	1.27	6.28	5.07	7.73	6.77	6.63	8.98	2.89	3.43	8.46	13.05
Cash & Equivalents per Share	74.06	78.37	75.44	78.48	74.81	77.51	79.75	78.46	82.72	88.01	86.36	72.69	73.71	80.48	52.89
Book Value per Share	43.22	45.31	45.18	47.19	42.7	44.27	46.06	47.01	52.55	59.4	62.47	54.88	54.37	55.83	60.98
Tangible Book Value per Share	43.22	45.31	45.18	47.19	42.7	44.27	46.06	47.01	52.55	59.4	62.47	53.19	52.71	54.16	59.35

Safety Insurance Group, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)