SelectQuote, Inc. Financial Ratios — SLQT Stock

Profitability (USD)

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Return on Common Equity (%)	- -	26.65	-4.37	20.59	-56.23	-15.86	-10.28	0.73	-3.31
Return on Assets (%)	- -	20.6	10.74	10	-21.92	-4.67	-2.83	3.89	4.9
Return on Capital (%)	- -	29.74	17.15	14.59	- -	- -	- -	12.41	9.67
Return on Invested Capital (%)	- -	29.75	17.36	14.97	- -	- -	- -	6.71	5.97
Gross Margin (%)	64.34	69.06	68.38	70.89	40.36	47.4	45.24	38.72	35.56
EBITDA Margin (%)	19.95	29.93	26.1	22.41	-36.21	3.94	6.77	5.83	5.65
Operating Margin (%)	18.47	28.53	24.59	20.67	-39.45	1.16	4.88	4.49	4.57
Incremental Operating Margin (%)	- -	51.2	17.65	15.5	- -	131.07	16.61	1.93	5.9
Pretax Margin (%)	17.77	28.04	19.64	16.99	-51.02	-6.89	-2.2	3.18	4.71
Profit Margin (%)	14.93	21.51	15.02	13.43	-38.94	-5.84	-2.58	3.12	3.84
Net Income to Common Margin (%)	9.52	17.76	-3.34	13.43	-38.94	-5.84	-2.58	0.16	-0.72
Effective Tax Rate (%)	15.94	23.29	23.56	20.98	- -	- -	- -	1.92	18.48
Dvd Payout Ratio (%)	-48.47	-17.86	-1,006.67	- -	- -	- -	- -	-1,862.06	633.86
Sustainable Growth Rate (%)	- -	31.42	-48.39	20.59	-56.23	-15.86	-10.28	14.25	17.69

Credit (USD)

Credit Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Total Debt	20	26	312	505	745	732	714	416	396
ST Debt	- -	4	- -	8	13	39	51	73	26
LT Debt	20	22	312	497	732	693	663	343	370
Total Debt/EBITDA	0.43	0.25	2.26	2.42	-2.69	18.54	7.97	4.68	4.34
Net Debt/EBITDA	0.4	0.25	-0.07	0.84	-2.04	15.59	7.15	3.96	3.87
Total Debt/EBIT	0.46	0.27	2.4	2.63	-2.47	63.18	11.06	6.07	5.36
Net Debt/EBIT	0.44	0.26	-0.07	0.91	-1.87	53.13	9.92	5.15	4.79
EBITDA to Interest Expense	50.19	60.84	5.62	7.11	-6.35	0.49	0.96	1.12	2.05
EBITDA-CapEx/Interest Expense	43.71	55.63	4.98	6.32	-7.14	0.38	0.83	0.98	1.69
EBIT to Interest Expense	46.45	58	5.29	6.56	-6.91	0.14	0.69	0.86	1.66
Interest Expense	1	2	25	29	44	81	94	79	45
Common Equity/Total Assets	62.89	64.49	50.82	46.85	30.32	28.46	26.53	28.11	27.34
Long-Term Debt/Equity (%)	10.53	8.22	57.14	74.58	187.29	199.62	209.33	59.52	56.91
Long-Term Debt/Capital (%)	9.53	7.5	36.36	42.43	64.47	64.2	64.35	34.55	35.35
Long-Term Debt/Total Assets (%)	6.65	5.32	29.04	34.94	56.78	56.81	55.55	27.42	28.75
Total Debt/Equity (%)	10.55	9.71	57.14	75.75	190.5	210.91	225.29	72.27	60.98
Total Debt/Capital (%)	9.54	8.85	36.36	43.1	65.58	67.84	69.26	41.95	37.88
Total Debt/Total Assets (%)	6.66	6.28	29.04	35.49	57.75	60.02	59.78	33.29	30.8
Net Debt to Equity	10	9.5	-1.7	26.23	144.36	177.35	202.22	61.29	54.48
Net Debt/Capital (%)	9.09	8.67	-1.72	19.75	56.73	61.81	64.85	36.78	34.37
EBITDA	47	101	138	208	-277	39	90	89	91
EBITDA-CapEx	41	92	123	185	-311	30	78	78	75
Operating Income (Loss)	43	96	130	192	-301	12	65	68	74

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Cash Ratio	0.04	0.02	3.35	2.63	1.24	0.61	0.24	0.15	0.08
Current Ratio	3.44	3.1	5.36	4.44	3.55	2.65	1.91	1.6	1.82
Quick Ratio	3.29	2.9	4.78	4.42	3.43	2.55	1.79	1.48	1.67
CFO/Avg Current Liab	- -	- -	-0.96	-1.13	-3.04	-0.15	0.1	-0.06	0.16
Common Equity/Total Assets	62.89	64.49	50.82	46.85	30.32	28.46	26.53	28.11	27.34
Long-Term Debt/Equity (%)	10.53	8.22	57.14	74.58	187.29	199.62	209.33	59.52	56.91
Long-Term Debt/Capital (%)	9.53	7.5	36.36	42.43	64.47	64.2	64.35	34.55	35.35
Long-Term Debt/Total Assets (%)	6.65	5.32	29.04	34.94	56.78	56.81	55.55	27.42	28.75
Total Debt/Equity (%)	10.55	9.71	57.14	75.75	190.5	210.91	225.29	72.27	60.98
Total Debt/Capital (%)	9.54	8.85	36.36	43.1	65.58	67.84	69.26	41.95	37.88
Total Debt/Total Assets (%)	6.66	6.28	29.04	35.49	57.75	60.02	59.78	33.29	30.8
CFO/Total Liabilities	-4.42	0.08	-11.7	-15.25	-37.63	-2.22	1.74	-1.73	5.01
CFO/CapEx	-0.8	0.01	-3.97	-5.02	-9.76	-2.12	1.31	-1.03	1.97
Altman's Z-Score	2.16	2.57	6.13	4.17	0.16	1.07	1.5	1.69	1.62

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Accounts Receivable Turnover	- -	6.08	7.38	9.95	6.56	7.05	8.68	10.13	10.17
Days Sales Outstanding	- -	60.02	49.46	36.7	55.68	51.74	42.06	36.03	35.88
Inventory Turnover	- -	- -	- -	3,076.31	153.69	93.19	101.05	213.63	- -
Days Inventory Outstanding	- -	- -	- -	0.12	2.37	3.92	3.61	1.71	- -
Accounts Payable Turnover	- -	27.36	10.97	9.51	15.68	20.15	22.66	19.35	15.65
Accounts Payable Turnover Days	- -	13.34	33.28	38.38	23.28	18.12	16.11	18.86	23.32
Cash Conversion Cycle	- -	46.68	16.18	-1.57	34.77	37.54	29.56	18.88	12.57
Inventory to Cash Days	- -	60.02	49.46	36.58	53.31	47.82	38.44	34.33	35.88
Inventories	- -	- -	- -	- -	6	6	9	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	6	6	9	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Market Capitalization	- -	- -	4,108	3,149	408	325	468	411	148
- Cash & Cash Equivalents	1	1	321	286	141	83	43	32	16
+ Preferred Equity and Hybrid Capital	1	1	- -	- -	- -	- -	- -	224	298
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	20	26	312	505	745	732	714	416	396
Enterprise Value	20	26	4,099	3,368	1,012	974	1,139	1,019	827
Total Capital	208	289	858	1,172	1,136	1,079	1,031	991	1,046
Total Debt/Capital (%)	9.54	8.85	36.36	43.1	65.58	67.84	69.26	41.95	37.88
Total Debt / EV	1.01	0.99	0.08	0.15	0.74	0.75	0.63	0.41	0.48
EV/Sales	0.08	0.08	7.74	3.62	1.32	0.97	0.86	0.67	0.51
EV/EBITDA	0.42	0.26	29.67	16.16	- -	24.68	12.71	11.46	9.05
EV/EBIT	0.46	0.27	31.49	17.52	- -	84.09	17.64	14.88	11.19
EV/Cash Flow to Firm	- -	18.6	- -	- -	- -	19.93	9.1	15.4	12.13
EV/Free Cash Flow to Firm	10.06	2.57	- -	- -	- -	16.79	8.33	13.15	9.81
Diluted Market Cap	- -	- -	2,470	3,188	407	324	465	433	158
Diluted Enterprise Value	20	26	2,460	3,407	1,011	973	1,136	1,041	837
EV per Share	0.12	0.16	25.27	20.6	6.15	5.84	6.72	5.9	4.69
TTM Sales	234	337	529	930	764	1,003	1,322	1,527	1,618
TTM EBITDA	47	101	138	208	-277	39	90	89	91
TTM Operating Income	43	96	130	192	-301	12	65	68	74
TTM Cash Flow to Firm	-4	1	-43	-92	-305	49	125	66	68
TTM Free Cash Flow to Firm	2	10	-27	-69	-270	58	137	78	84

Multiples (USD)

Valuation Multiples API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025	06/30/2026

Price/Free Cash Flow	- -	- -	-53.43	-34.49	-1.34	-31.6	17.29	-1,229.86	3.3
EV/EBIT	0.46	0.27	31.49	17.52	- -	84.09	17.64	14.88	11.19
Enterprise Value	20	26	4,099	3,368	1,012	974	1,139	1,019	827
Low Price	- -	- -	24.52	15.76	1.93	0.51	1.03	1.62	0.56
EV/Sales	0.08	0.08	7.74	3.62	1.32	0.97	0.86	0.67	0.51
EV/EBITDA	0.42	0.26	29.67	16.16	- -	24.68	12.71	11.46	9.05
Price/Earnings	- -	- -	- -	25.13	- -	- -	- -	172.88	- -
Price/Earnings Average	- -	- -	-148.09	30.12	-4.65	-3.98	-8.3	229.64	-23.36
Price/Earnings High	- -	- -	-160.04	43.05	-10.96	-8.34	-16.59	498.3	-44.75
Price/Earnings Low	- -	- -	-135.31	20.56	-1.06	-1.45	-5.09	117.67	-9.09
Price/Book Value	- -	- -	7.53	4.72	1.04	0.94	1.48	1.17	0.42
Price/Book Value Average	- -	- -	7.98	5.66	3.54	0.67	0.9	1.56	0.73
Price/Book Value High	- -	- -	8.62	8.09	8.35	1.41	1.8	3.38	1.39
Price/Book Value Low	- -	- -	7.29	3.86	0.81	0.25	0.55	0.8	0.28
Price/Tangible Book Value	- -	- -	8.72	5.77	1.3	1.11	1.78	1.35	0.49
Price/Tangible Book Value Average	- -	- -	9.24	6.92	4.41	0.8	1.08	1.79	0.84
Price/Tangible Book Value High	- -	- -	9.99	9.89	10.39	1.67	2.16	3.89	1.61
Price/Tangible Book Value Low	- -	- -	8.44	4.72	1.01	0.29	0.66	0.92	0.33
Price/Sales	- -	- -	4.67	3.37	0.53	0.32	0.35	0.27	0.1
Price/Sales Average	- -	- -	4.94	4.04	1.81	0.23	0.21	0.36	0.17
Price/Sales High	- -	- -	5.34	5.78	4.27	0.49	0.43	0.79	0.32
Price/Sales Low	- -	- -	4.52	2.76	0.41	0.08	0.13	0.19	0.07
Price/Cash Flow	- -	- -	-39.98	-27.18	-1.2	-16.72	30.53	-35.94	4.96
Price/Cash Flow Average	- -	- -	-42.35	-32.58	-4.08	-12.02	18.59	-47.74	8.53
Price/Cash Flow High	- -	- -	-45.77	-46.56	-9.63	-25.21	37.16	-103.58	16.35
Price/Cash Flow Low	- -	- -	-38.7	-22.24	-0.94	-4.37	11.39	-24.46	3.32
Price/Free Cash Flow Average	- -	- -	-56.6	-41.34	-4.55	-22.73	10.53	-1,633.69	5.66
Price/Free Cash Flow High	- -	- -	-61.17	-59.09	-10.73	-47.64	21.05	-3,544.89	10.85
Price/Free Cash Flow Low	- -	- -	-51.72	-28.22	-1.04	-8.26	6.45	-837.13	2.2
EV/Sales Average	0.08	0.08	8.21	4.29	2.6	0.88	0.72	0.76	0.58
EV/Sales High	0.08	0.08	8.87	6.04	5.07	1.14	0.94	1.17	0.72
EV/Sales Low	0.08	0.08	7.5	3.01	1.21	0.73	0.64	0.58	0.48
EV/EBITDA Average	0.42	0.26	31.44	19.17	-7.19	22.37	10.67	12.98	10.21
EV/EBITDA High	0.42	0.26	33.98	26.94	-13.99	28.87	13.85	20.16	12.77
EV/EBITDA Low	0.42	0.26	28.72	13.42	-3.33	18.59	9.44	9.98	8.51
EV/EBIT Average	0.46	0.27	33.37	20.78	-6.6	76.2	14.81	16.85	12.63
EV/EBIT High	0.46	0.27	36.07	29.21	-12.85	98.35	19.21	26.18	15.79
EV/EBIT Low	0.46	0.27	30.48	14.54	-3.06	63.35	13.1	12.96	10.52
Last Price	- -	- -	25.33	19.26	2.48	1.95	2.76	2.38	0.84
High Price	- -	- -	29	33	19.87	2.94	3.36	6.86	2.77
Enterprise Value Average	20	26	4,343	3,994	1,989	883	956	1,154	934
Enterprise Value High	20	26	4,694	5,615	3,872	1,139	1,240	1,793	1,167
Enterprise Value Low	20	26	3,968	2,796	921	734	846	888	778

Shares Outstanding	163	163	162	164	164	167	169	173	176
Diluted Weighted Avg Shares	138	138	97	166	164	166	169	182	188
Basic Weighted Avg Shares	134	134	97	163	164	166	169	176	188
Revenue per Share	1.74	2.52	5.43	5.71	4.66	6.04	7.84	8.67	8.6
EBITDA per Share	0.35	0.75	1.42	1.28	-1.69	0.24	0.53	0.51	0.49
Operating Income per Share	0.32	0.72	1.33	1.18	-1.84	0.07	0.38	0.39	0.39
Basic EPS, GAAP	0.17	0.45	-0.18	0.77	-1.81	-0.35	-0.2	0.01	-0.06
Basic EPS from Cont Ops	0.26	0.54	0.82	0.77	-1.81	-0.35	-0.2	0.27	0.33
Diluted EPS, GAAP	0.16	0.43	-0.18	0.75	-1.81	-0.35	-0.2	0.01	-0.06
Diluted EPS from Cont Ops	0.25	0.53	0.82	0.75	-1.81	-0.35	-0.2	0.26	0.33
Dividend per Share	0.01	0.01	2.82	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-0.04	- -	-0.63	-0.71	-2.06	-0.12	0.09	-0.07	0.17
Free Cash Flow per Basic Share	-0.08	-0.06	-0.79	-0.85	-2.27	-0.17	0.02	-0.13	0.08
Cash & Equivalents per Share	0.01	- -	1.98	1.75	0.86	0.5	0.25	0.19	0.09
Book Value per Share	1.15	1.61	3.36	4.08	2.38	2.08	1.87	2.03	1.99
Tangible Book Value per Share	1.11	1.55	2.9	3.34	1.91	1.76	1.55	1.76	1.72

SelectQuote, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)