SelectQuote, Inc.

SelectQuote, Inc.

SLQT
SelectQuote, Inc.US flagNew York Stock Exchange
0.94
USD
-0.09
- -
166.37MMarket Cap

Income Statement (USD)

APIChat
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
234
337
529
930
764
1,003
1,322
1,527
+ Sales & Services Revenue
234
337
529
930
764
1,003
1,322
1,527
- Cost of Revenue
83
104
167
271
456
527
724
935
+ Cost of Goods & Services
83
104
167
271
456
527
724
935
Gross Profit
150
233
362
659
308
475
598
591
+ Other Operating Income
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
107
137
232
467
610
464
533
523
+ Selling, General & Admin
97
128
219
448
585
438
500
484
+ Research & Development
10
8
12
19
25
26
34
- -
+ Other Operating Expense
- -
- -
- -
- -
- -
- -
- -
39
Operating Income (Loss)
43
96
130
192
-301
12
65
68
- Non-Operating (Income) Loss
2
2
26
34
88
81
94
20
+ Interest Expense, Net
1
2
25
29
44
81
94
79
+ Interest Expense
1
2
25
29
44
81
94
79
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
1
- -
2
5
45
- -
- -
-59
Pretax Income
42
95
104
158
-390
-69
-29
49
- Income Tax Expense (Benefit)
7
22
25
33
-92
-11
5
1
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
35
73
79
125
-298
-59
-34
48
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
35
73
79
125
-298
-59
-34
48
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
35
73
79
125
-298
-59
-34
48
- Preferred Dividends
13
13
97
- -
- -
- -
- -
23
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
22
60
-18
125
-298
-59
-34
25
EBIT
43
96
130
192
-301
12
65
68
EBITDA
47
101
138
208
-277
39
90
89
EBITDA Margin (%)
19.95
29.93
26.1
22.41
-36.21
3.94
6.77
5.83
EBITA
43
96
130
192
-301
12
65
68
Gross Margin (%)
64.34
69.06
68.38
70.89
40.36
47.4
45.24
38.72
Operating Margin (%)
18.47
28.53
24.59
20.67
-39.45
1.16
4.88
4.49
Profit Margin (%)
14.93
21.51
15.02
13.43
-38.94
-5.84
-2.58
3.12
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.01
0.01
2.82
- -
- -
- -
- -
- -
Depreciation Expense
3
5
8
16
25
28
25
20
Basic Weighted Avg Shares
134
134
97
163
164
166
169
176
Basic EPS, GAAP
0.17
0.45
-0.18
0.77
-1.81
-0.35
-0.2
0.14
Basic EPS from Cont Ops
0.26
0.54
0.82
0.77
-1.81
-0.35
-0.2
0.27
Diluted Weighted Avg Shares
138
138
97
166
164
166
169
182
Diluted EPS, GAAP
0.16
0.43
-0.18
0.75
-1.81
-0.35
-0.2
0.14
Diluted EPS from Cont Ops
0.25
0.53
0.82
0.75
-1.81
-0.35
-0.2
0.26

Balance Sheet (USD)

APIChat
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
84
103
514
483
403
363
333
341
+ Cash, Cash Equivalents & STI
1
1
321
286
141
83
43
32
+ Cash & Cash Equivalents
1
1
321
286
141
83
43
32
+ ST Investments
- -
- -
- -
- -
- -
- -
- -
- -
+ Accounts & Notes Receiv
79
96
137
194
248
267
270
283
+ Accounts Receivable, Net
51
60
84
103
130
155
150
151
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
28
36
53
91
118
113
120
132
+ Inventories
- -
- -
- -
- -
6
6
9
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
6
6
9
- -
+ Other ST Assets
4
6
56
2
8
7
12
25
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
214
304
560
940
887
856
861
908
+ Property, Plant & Equip, Net
11
14
22
61
70
51
42
39
+ Property, Plant & Equip
21
23
36
78
94
85
82
83
- Accumulated Depreciation
10
9
14
17
24
34
39
44
+ LT Investments & Receivables
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Investments
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
203
290
538
880
817
805
819
869
+ Total Intangible Assets
6
10
75
121
77
54
54
46
+ Goodwill
5
5
47
68
29
29
29
29
+ Other Intangible Assets
1
5
28
53
48
25
24
17
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
197
280
463
758
741
751
765
823
Total Assets
298
407
1,074
1,424
1,290
1,219
1,194
1,249
+ Payables & Accruals
11
14
38
55
51
45
53
73
+ Accounts Payable
- -
8
23
34
25
28
37
59
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
11
6
15
21
26
17
17
14
+ ST Debt
- -
4
- -
8
13
39
51
73
+ ST Borrowings
- -
4
- -
2
7
34
46
69
+ ST Finance Leases
- -
- -
- -
5
5
5
5
5
+ Other ST Liabilities
14
16
58
46
50
54
71
67
+ Deferred Revenue
3
2
2
5
8
3
8
1
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
10
14
56
41
42
51
62
66
Total Current Liabilities
24
33
96
109
114
137
175
213
+ LT Debt
20
22
312
497
732
693
663
343
+ LT Borrowings
20
22
312
459
698
665
637
317
+ LT Finance Leases
- -
- -
- -
38
34
28
26
26
+ Other LT Liabilities
66
89
120
151
53
42
39
118
+ Accrued Liabilities
66
81
117
139
50
40
37
38
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
- -
8
3
12
3
3
2
80
Total Noncurrent Liabilities
85
110
432
648
785
735
703
461
Total Liabilities
110
144
528
757
899
872
877
674
+ Preferred Equity and Hybrid Capital
1
1
- -
- -
- -
- -
- -
224
+ Share Capital & APIC
135
139
550
546
556
569
582
573
+ Common Stock
1
1
2
2
2
2
2
2
+ Additional Paid in Capital
134
138
548
545
555
567
581
572
- Treasury Stock
77
77
- -
- -
- -
- -
- -
- -
+ Retained Earnings
129
200
-3
120
-177
-236
-270
-222
+ Other Equity
- -
- -
-1
- -
12
14
4
- -
Equity Before Minority Interest
188
263
546
667
391
347
317
576
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
188
263
546
667
391
347
317
576
Total Liabilities & Equity
298
407
1,074
1,424
1,290
1,219
1,194
1,249
Shares Outstanding
163
163
162
164
164
167
169
173
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
44
39
33
30
31
Net Debt
19
25
-9
175
565
615
641
353
Net Debt to Equity
10
9.5
-1.7
26.23
144.36
177.35
202.22
61.29
Tangible Common Equity Ratio
62.09
63.56
47.14
41.9
25.91
25.14
23.08
25.33
Current Ratio
3.44
3.1
5.36
4.44
3.55
2.65
1.91
1.6
Cash Conversion Cycle
- -
46.68
16.18
-1.57
34.77
37.54
29.56
18.88

Cash Flow Statement (USD)

APIChat
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
35
73
79
125
-298
-59
-34
48
+ Depreciation & Amortization
3
5
8
16
25
28
25
20
+ Non-Cash Items
7
22
37
50
-27
44
44
-7
+ Stock-Based Compensation
- -
- -
9
5
7
11
14
18
+ Deferred Income Taxes
7
22
24
33
-93
-11
1
2
+ Asset Impairment Charge
- -
- -
- -
- -
48
17
- -
8
+ Other Non-Cash Adj
1
- -
3
12
11
26
29
-36
+ Chg in Non-Cash Work Cap
-51
-100
-186
-307
-39
-33
-20
-72
+ (Inc) Dec in Accts Receiv
-53
-100
-211
-353
-18
-27
-36
-75
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
3
3
16
20
-4
-4
7
19
+ Inc (Dec) in Other
-1
-2
9
27
-16
-2
9
-16
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
-5
- -
-62
-115
-338
-19
15
-12
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-6
-9
-16
-23
-35
-9
-12
-11
+ Acq of Fixed Prod Assets
-5
-4
-9
-15
-25
-1
-3
-2
+ Acq of Intangible Assets
-1
-5
-6
-8
-10
-8
-8
-9
+ Cash (Repurchase) of Equity
- -
- -
340
- -
- -
- -
- -
- -
+ Increase in Capital Stock
- -
- -
340
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
+ Net Change in LT Investment
- -
- -
- -
- -
-1
- -
- -
- -
+ Dec in LT Investment
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc in LT Investment
- -
- -
- -
- -
-1
- -
- -
- -
+ Net Cash From Acq & Div
- -
- -
-36
-41
-7
- -
-3
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
-36
-41
-7
- -
-3
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
- -
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-6
-9
-51
-64
-43
-9
-15
-11
+ Dividends Paid
-2
-2
-275
- -
- -
- -
- -
- -
+ Net Cash From Debt
13
6
291
144
238
-18
-39
-306
+ Cash From Debt
91
152
521
229
292
- -
- -
266
+ Repayments of Debt
-78
-146
-230
-84
-54
-18
-39
-572
+ Other Financing Activities
- -
4
126
-47
-3
-11
-2
323
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
11
8
481
97
235
-29
-41
17
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
1
- -
368
-82
-145
-58
-40
-6
EBITDA
47
101
138
208
-277
39
90
89
EBITDA Margin (%)
19.95
29.93
26.1
22.41
-36.21
3.94
6.77
5.83
Free Cash Flow
-11
-9
-77
-138
-373
-29
4
-23
Net Cash Paid for Acquisitions
- -
- -
36
41
7
- -
3
- -
Free Cash Flow to Firm
-10
-7
-59
-115
- -
- -
- -
55
Free Cash Flow to Equity
- -
-10
121
14
-125
-39
-27
-118
Free Cash Flow per Basic Share
-0.08
-0.06
-0.79
-0.85
-2.27
-0.17
0.02
-0.13
Price/Free Cash Flow
- -
- -
-53.43
-34.49
-1.34
-31.6
17.29
-1,229.86
Cash Flow to Net Income
-0.14
- -
-0.78
-0.92
1.14
0.33
-0.45
-0.25
Capital Expenditures
-6
-9
-16
-23
-35
-9
-12
-11