1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Bank of Utica

Bank of Utica

BKUT
Bank of UticaUS flagOther OTC
630.00
USD
+30.00
- -
31.50MMarket Cap

Income Statement (USD)

APIChatGPT
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2008 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2002
12/31/2003
12/31/2004
12/31/2005
12/31/2006
12/31/2007
12/31/2008
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Sales/Revenue/Turnover
20
23
23
14
13
14
-5
35
40
57
23
33
34
50
+ Sales & Services Revenue
20
23
23
14
13
14
-5
35
40
57
23
33
34
50
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
-10
-17
-18
-10
-8
-9
- -
-9
-9
-9
-10
-9
-9
-9
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
9
9
9
10
9
9
9
+ Selling, General & Admin
2
3
3
3
2
2
3
- -
- -
- -
- -
- -
- -
- -
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-2
-3
-3
-3
-2
-2
-3
9
9
9
10
9
9
9
Operating Income (Loss)
10
17
18
10
8
9
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
- -
- -
- -
- -
- -
- -
11
-26
-30
-48
-13
-23
-25
-40
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
- -
- -
- -
- -
- -
- -
11
-26
-30
-48
-13
-23
-25
-40
Pretax Income
10
17
18
10
8
9
-11
26
30
48
13
23
25
40
- Income Tax Expense (Benefit)
3
6
5
2
2
2
-5
5
6
9
2
5
5
8
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
7
11
13
8
7
7
-6
21
24
39
12
19
20
33
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
7
11
13
8
7
7
-6
21
24
39
12
19
20
33
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
7
11
13
8
7
7
-6
21
24
39
12
19
20
33
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
7
11
13
8
7
7
-6
21
24
39
12
19
20
33
EBIT
10
17
18
10
8
9
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
11
19
23
10
8
9
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA Margin (%)
54.02
82.05
100.69
67.68
66.08
68.42
- -
- -
- -
- -
- -
- -
- -
- -
EBITA
10
17
18
10
8
9
- -
-2
-2
-2
-1
-1
-1
-1
Gross Margin (%)
100
100
100
100
100
100
100
100
100
100
100
100
100
100
Operating Margin (%)
48.12
72.53
80.11
67.68
66.08
68.42
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
34.83
48.05
56.52
52.87
53.57
51.56
106.17
60.86
61
67.29
49.7
57.89
58.74
65.06
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
5
5.5
6
- -
- -
- -
- -
15
16
17
17.75
18
18.75
- -
Depreciation Expense
1
2
5
- -
- -
- -
- -
2
2
2
1
1
1
1
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
28.22
44
51.82
30.49
26.86
28.63
-23
85.05
96.74
154.02
46.49
75.46
80.08
- -
Basic EPS from Cont Ops
28.22
44
51.82
30.49
26.86
28.63
-23
85.05
96.74
154.02
46.49
75.46
80.08
- -
Diluted Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Diluted EPS, GAAP
28.22
44
51.82
30.49
26.86
28.63
-23
85.05
96.74
154.02
46.49
75.46
80.08
130.21
Diluted EPS from Cont Ops
28.22
44
51.82
30.49
26.86
28.63
-23
85.05
96.74
154.02
46.49
75.46
80.08
130.21

Balance Sheet (USD)

APIChatGPT
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2008 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2002
12/31/2003
12/31/2004
12/31/2005
12/31/2006
12/31/2007
12/31/2008
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
25
21
23
13
38
53
60
18
27
43
45
48
54
47
+ Cash & Cash Equivalents
25
21
23
13
38
53
60
18
27
43
45
48
54
47
+ ST Investments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Accounts & Notes Receiv
10
10
10
8
1
8
9
9
10
12
11
11
12
12
+ Accounts Receivable, Net
10
10
10
8
1
8
9
- -
- -
- -
- -
- -
- -
- -
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
- -
- -
- -
- -
- -
- -
9
10
12
11
11
12
12
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-35
-32
-33
-21
-39
-61
-68
-26
-37
-55
-56
-58
-66
-59
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
- -
- -
- -
- -
- -
- -
- -
21
20
18
17
16
15
15
+ Property, Plant & Equip
- -
- -
- -
- -
- -
- -
- -
30
30
30
30
30
30
30
- Accumulated Depreciation
- -
- -
- -
- -
- -
- -
- -
9
10
12
13
14
15
16
+ LT Investments & Receivables
719
835
874
723
641
664
712
1,007
1,165
1,328
1,240
1,109
1,179
1,189
+ LT Investments
719
835
874
723
641
664
712
1,007
1,165
1,328
1,240
1,109
1,179
1,189
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-719
-835
-874
-723
-641
-664
-712
-1,028
-1,185
-1,346
-1,256
-1,125
-1,194
-1,204
+ Total Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Goodwill
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-719
-835
-874
-723
-641
-664
-712
-1,028
-1,185
-1,346
-1,256
-1,125
-1,194
-1,204
Total Assets
824
951
959
797
736
773
836
1,144
1,345
1,525
1,421
1,295
1,389
1,405
+ Payables & Accruals
2
1
1
1
1
1
1
- -
- -
- -
- -
- -
- -
- -
+ Accounts Payable
2
1
1
1
1
1
1
1
1
1
1
1
2
2
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
-1
-1
-1
-1
-1
-2
-2
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
-2
-1
-1
-1
-1
-1
-1
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-2
-1
-1
-1
-1
-1
-1
- -
- -
- -
- -
- -
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
762
877
872
704
637
670
744
903
1,084
1,230
1,118
979
1,058
1,046
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
30
50
50
50
50
80
85
214
216
233
253
286
293
307
+ Common Stock
5
5
5
5
5
5
5
5
5
5
5
5
5
5
+ Additional Paid in Capital
25
45
45
45
45
75
80
209
211
228
248
281
288
302
- Treasury Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Retained Earnings
29
19
30
36
41
17
4
28
45
63
50
30
39
53
+ Other Equity
3
5
6
7
7
6
2
- -
- -
- -
- -
- -
- -
- -
Equity Before Minority Interest
62
74
87
93
99
103
92
241
262
296
303
316
331
359
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
62
74
87
93
99
103
92
241
262
296
303
316
331
359
Total Liabilities & Equity
824
951
959
797
736
773
836
1,144
1,345
1,525
1,421
1,295
1,389
1,405
Shares Outstanding
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Debt
-25
-21
-23
-13
-38
-53
-60
-18
-27
-43
-45
-48
-54
-47
Net Debt to Equity
-40.79
-28.78
-26.18
-14.23
-38.18
-51.52
-65.11
-7.29
-10.42
-14.6
-14.86
-15.05
-16.3
-13.05
Tangible Common Equity Ratio
7.49
7.8
9.05
11.72
13.42
13.28
10.96
21.1
19.44
19.4
21.32
24.41
23.86
25.55
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChatGPT
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2008 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2002
12/31/2003
12/31/2004
12/31/2005
12/31/2006
12/31/2007
12/31/2008
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
+ Net Income
7
11
13
- -
- -
- -
- -
21
24
39
12
19
20
33
+ Depreciation & Amortization
1
2
5
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Non-Cash Items
5
2
- -
- -
- -
- -
- -
-5
-6
-14
17
5
-1
-14
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Income Taxes
-1
2
1
- -
- -
- -
- -
3
3
6
-2
2
3
5
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
6
- -
-1
- -
- -
- -
- -
-9
-9
-19
19
3
-4
-19
+ Chg in Non-Cash Work Cap
-1
-1
1
- -
- -
- -
- -
1
-2
-5
- -
2
- -
- -
+ (Inc) Dec in Accts Receiv
- -
- -
- -
- -
- -
- -
- -
- -
-3
-5
- -
2
-1
- -
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Other
-1
-1
- -
- -
- -
- -
- -
- -
- -
- -
1
- -
1
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
12
14
18
- -
- -
- -
- -
17
16
20
29
26
19
19
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
-1
- -
- -
- -
- -
- -
- -
+ Acq of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
-1
- -
- -
- -
- -
- -
- -
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Increase in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Net Change in LT Investment
-138
-115
-41
- -
- -
- -
- -
-64
-148
-141
70
127
-66
10
+ Dec in LT Investment
202
237
219
- -
- -
- -
- -
189
230
255
232
216
233
247
+ Inc in LT Investment
-340
-351
-261
- -
- -
- -
- -
-252
-378
-396
-162
-89
-299
-238
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
8
12
- -
- -
- -
- -
- -
-14
-32
2
17
-5
-17
-13
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-130
-103
-41
- -
- -
- -
- -
-79
-180
-140
87
122
-83
-4
+ Dividends Paid
-1
-1
-2
- -
- -
- -
- -
-4
-4
-4
-4
-4
-5
-5
+ Net Cash From Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash From Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Repayments of Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Financing Activities
125
113
-6
- -
- -
- -
- -
50
177
140
-110
-141
75
-17
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
124
112
-8
- -
- -
- -
- -
47
173
136
-115
-146
70
-22
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
6
23
-31
- -
- -
- -
- -
-16
10
16
2
3
6
-7
EBITDA
11
19
23
10
8
9
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA Margin (%)
54.02
82.05
100.69
67.68
66.08
68.42
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow
12
14
18
- -
- -
- -
- -
16
16
20
29
26
19
18
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
12
14
18
- -
- -
- -
- -
16
16
20
29
26
19
18
Free Cash Flow to Equity
- -
14
18
- -
- -
- -
- -
16
16
20
29
26
19
18
Free Cash Flow per Basic Share
49.19
54.7
73.2
- -
- -
- -
- -
63.75
62.24
78.8
115.87
104.25
75.58
- -
Price/Free Cash Flow
- -
- -
- -
- -
- -
- -
- -
8.88
9.01
7.3
3.45
5.18
7.08
6.9
Cash Flow to Net Income
1.74
1.24
1.41
- -
- -
- -
- -
0.78
0.65
0.51
2.5
1.38
0.95
0.57
Capital Expenditures
- -
- -
- -
- -
- -
- -
- -
-1
- -
- -
- -
- -
- -
- -