Colony Bankcorp, Inc.

CBAN

CBANColony Bankcorp, Inc. US flag

New York Stock Exchange

19.55

USD

-0.32

- -

347.80MMarket Cap

Income Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	45	46	46	47	47	48	49	50	62	79	102	116	114	115	132
+ Sales & Services Revenue	45	46	46	47	47	48	49	50	62	79	102	116	114	115	132
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	19	20	21	22	22	23	24	20	28	36	48	56	53	54	57
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-19	-20	-21	-22	-22	-23	-24	-20	-28	-36	-48	-56	-53	-54	-57
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-4	-4	-7	-11	-12	-13	-15	-15	-13	-15	-23	-23	-27	-30	-35
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-4	-4	-7	-11	-12	-13	-15	-15	-13	-15	-23	-23	-27	-30	-35
Pretax Income	4	4	7	11	12	13	15	15	13	15	23	23	27	30	35
- Income Tax Expense (Benefit)	1	1	2	3	4	4	7	3	2	3	4	3	5	6	7
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	3	3	5	8	8	9	8	12	10	12	19	20	22	24	28
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	3	3	5	8	8	9	8	12	10	12	19	20	22	24	28
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	3	3	5	8	8	9	8	12	10	12	19	20	22	24	28
- Preferred Dividends	1	1	2	3	2	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	1	3	5	6	7	8	12	10	12	19	20	22	24	28
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	5	6	4	3	3	3	3	2	3	6	9	12	9	8	8
EBITDA Margin (%)	11.74	12.73	9.11	6.18	7.39	6.75	6.35	3.64	4.68	7.37	8.42	10.05	7.64	7.04	5.84
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	5.64	5.74	10.05	15.99	17.91	18.2	15.89	23.64	16.51	14.86	18.21	16.89	19.1	20.67	21.37
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.17	- -	- -	0.65	0.29	0.19	0.14	0.2	0.29	0.4	0.4	0.42	0.44	0.45	0.45
Depreciation Expense	5	6	4	3	3	3	3	2	3	6	9	12	9	8	8
Basic Weighted Avg Shares	8	8	8	8	8	8	8	8	9	9	11	17	18	18	18
Basic EPS, GAAP	0.13	0.14	0.37	0.57	0.71	0.85	0.89	1.41	1.12	1.24	1.66	1.14	1.24	1.36	1.59
Basic EPS from Cont Ops	0.3	0.31	0.55	0.89	0.99	1.03	0.92	1.41	1.12	1.24	1.66	1.14	1.24	1.36	1.59
Diluted Weighted Avg Shares	8	8	8	8	8	9	9	9	9	9	11	17	18	18	18
Diluted EPS, GAAP	0.13	0.14	0.37	0.57	0.71	0.84	0.87	1.4	1.12	1.24	1.66	1.14	1.24	1.36	1.59
Diluted EPS from Cont Ops	0.3	0.31	0.55	0.89	0.99	1.02	0.9	1.4	1.12	1.24	1.66	1.14	1.24	1.36	1.59

Balance Sheet (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	361	319	311	320	357	399	412	363	363	398	957	453	433	392	252
+ Cash & Cash Equivalents	57	51	48	46	61	75	58	10	16	17	19	21	25	26	27
+ ST Investments	304	268	263	275	296	324	354	353	347	381	938	433	407	366	225
+ Accounts & Notes Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-361	-319	-311	-320	-357	-399	-412	-363	-363	-398	-957	-453	-433	-392	-252
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	26	25	25	25	26	28	28	29	32	32	43	42	40	38	37
+ Property, Plant & Equip	45	45	47	45	48	50	50	52	56	56	71	72	72	72	73
- Accumulated Depreciation	20	20	22	20	21	22	23	23	24	24	28	31	32	34	36
+ LT Investments & Receivables	304	268	263	275	296	324	354	356	352	384	952	912	873	814	790
+ LT Investments	304	268	263	275	296	324	354	356	352	384	952	912	873	814	790
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-330	-293	-288	-300	-323	-352	-382	-385	-384	-416	-995	-954	-913	-852	-827
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	1	20	18	60	55	53	52	72
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	16	16	53	49	49	49	64
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	1	3	2	7	6	4	3	8
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-330	-293	-288	-300	-323	-352	-382	-386	-404	-434	-1,056	-1,008	-966	-904	-898
Total Assets	1,195	1,139	1,149	1,147	1,174	1,210	1,233	1,252	1,515	1,764	2,692	2,937	3,053	3,110	3,735
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	5	5	5	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	5	5	5	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	-5	-5	-5	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	-5	-5	-5	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	95	59	64	64	64	70	72	68	80	55	83	203	238	248	258
+ LT Borrowings	95	59	64	64	64	70	72	68	80	55	83	203	238	248	258
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-95	-59	-64	-64	-64	-70	-72	-68	-80	-55	-83	-203	-238	-248	-258
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-95	-59	-64	-64	-64	-70	-72	-68	-80	-55	-83	-203	-238	-248	-258
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	1,099	1,044	1,059	1,048	1,079	1,117	1,142	1,156	1,385	1,619	2,474	2,706	2,798	2,831	3,359
+ Preferred Equity and Hybrid Capital	28	28	28	28	18	9	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	38	38	38	38	38	38	38	34	53	53	125	185	186	186	250
+ Common Stock	8	8	8	8	8	8	8	8	9	9	14	18	18	18	21
+ Additional Paid in Capital	29	29	29	29	29	29	29	26	44	43	111	168	169	168	229
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	29	30	33	38	44	51	59	69	77	85	99	112	124	140	161
+ Other Equity	2	- -	-9	-5	-4	-5	-6	-8	- -	7	-6	-66	-56	-48	-34
Equity Before Minority Interest	97	96	90	99	95	93	90	96	131	144	218	230	255	279	376
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	97	96	90	99	95	93	90	96	131	144	218	230	255	279	376
Total Liabilities & Equity	1,195	1,139	1,149	1,147	1,174	1,210	1,233	1,252	1,515	1,764	2,692	2,937	3,053	3,110	3,735
Shares Outstanding	8	8	8	8	8	8	8	8	9	9	14	18	18	18	21
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	38	8	17	19	3	-5	14	58	70	43	69	183	213	222	231
Net Debt to Equity	39.22	8.55	18.43	18.73	3.52	-5.29	15.41	60.46	53.81	29.81	31.91	79.37	83.59	79.66	61.4
Tangible Common Equity Ratio	5.75	5.94	5.38	6.18	6.59	6.94	7.32	7.59	7.42	7.23	5.98	6.1	6.73	7.42	8.3
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	3	3	5	8	8	9	8	12	10	12	19	20	22	24	28
+ Depreciation & Amortization	5	6	4	3	3	3	3	2	3	6	9	12	9	8	8
+ Non-Cash Items	9	10	10	4	2	1	2	1	-10	-38	11	27	-6	-7	-31
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	2	2	1	1
+ Deferred Income Taxes	1	1	2	2	1	- -	3	- -	- -	- -	-3	1	- -	1	2
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	8	8	7	3	2	1	-1	1	-10	-39	13	24	-8	-9	-34
+ Chg in Non-Cash Work Cap	-1	5	- -	- -	- -	- -	- -	- -	1	1	-2	-8	-3	-2	-10
+ (Inc) Dec in Accts Receiv	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	2	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	-1	- -	1	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	-3	3	- -	1	- -	1	- -	- -	1	1	-2	-8	-3	-2	-10
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	15	23	19	15	14	13	13	15	4	-19	36	50	21	23	-6
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	1	1	2	1	4	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	1	1	2	1	4	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	-1	-1	-2	-3	-3	-1	-3	-3	-4	-6	-3	-4	-1	-1
+ Acq of Fixed Prod Assets	- -	-1	-1	-2	-3	-3	-1	-3	-3	-4	-6	-3	-4	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	59	- -	-1	-2
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	59	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-2
+ Net Change in LT Investment	3	31	-11	-6	-23	-30	-33	-2	66	-27	-270	-44	53	64	134
+ Dec in LT Investment	385	282	121	50	80	80	55	62	139	155	200	131	57	120	156
+ Inc in LT Investment	-381	-250	-132	-56	-102	-110	-87	-64	-72	-182	-470	-174	-4	-57	-23
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	-10	- -	- -	38	- -	- -	- -	1
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	38	- -	- -	- -	1
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	-10	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	96	-31	-22	5	-30	-3	1	5	-56	-100	29	-402	-152	38	-130
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	99	-1	-35	-3	-56	-35	-33	-9	7	-130	-208	-448	-99	101	3
+ Dividends Paid	-1	- -	- -	-5	-2	-2	-1	-2	-3	-4	-4	-7	-8	-8	-8
+ Net Cash From Debt	-4	-36	5	- -	- -	6	2	-4	17	81	-108	114	35	10	- -
+ Cash From Debt	- -	5	22	- -	27	10	10	44	25	148	- -	632	1,235	290	275
+ Repayments of Debt	-4	-41	-16	- -	-27	-4	-9	-48	-8	-67	-108	-518	-1,200	-280	-275
+ Other Financing Activities	-79	-20	8	-8	22	24	14	2	19	151	298	116	54	23	39
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-85	-56	13	-14	20	29	15	-3	33	229	186	282	80	23	29
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	29	-34	-3	-2	-22	7	-6	2	44	79	14	-117	3	148	27
EBITDA	5	6	4	3	3	3	3	2	3	6	9	12	9	8	8
EBITDA Margin (%)	11.74	12.73	9.11	6.18	7.39	6.75	6.35	3.64	4.68	7.37	8.42	10.05	7.64	7.04	5.84
Free Cash Flow	15	22	17	13	11	10	11	12	- -	-23	30	47	17	22	-7
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	10	- -	- -	-38	- -	- -	- -	-1
Free Cash Flow to Firm	15	22	17	13	11	10	11	12	- -	-23	30	47	17	22	-7
Free Cash Flow to Equity	9	-15	21	10	-1	6	3	9	18	59	-76	161	56	32	-7
Free Cash Flow per Basic Share	1.75	2.6	2.06	1.55	1.29	1.2	1.33	1.44	0.04	-2.46	2.69	2.73	0.99	1.27	-0.39
Price/Free Cash Flow	1.22	1.28	2.53	4.04	4.67	6.75	9.07	7.05	20.46	-9.37	4.58	4.14	9.5	11.58	-75.64
Cash Flow to Net Income	5.98	8.63	4.08	1.96	1.68	1.54	1.62	1.25	0.38	-1.62	1.93	2.55	0.96	0.98	-0.2
Capital Expenditures	- -	-1	-1	-2	-3	-3	-1	-3	-3	-4	-6	-3	-4	-1	-1