Commencement Bancorp Inc.

CBWA

CBWACommencement Bancorp Inc. US flag

Other OTC

16.93

USD

- -

63.78MMarket Cap

Income Statement (USD)

API Chat

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	5	6	7	9	14	15	16	17	19	20	20	20	27
+ Sales & Services Revenue	5	6	7	9	14	15	16	17	19	20	20	20	27
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-1	-1	-2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	3	3	3	4	5	5	6	6	6	8	10	11	12
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-3	-3	-3	-4	-5	-5	-6	-6	-6	-8	-10	-11	-12
Operating Income (Loss)	1	1	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	- -	- -	-2	-5	-6	-6	-5	-5	-7	-4	-4	-8
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	-2	-5	-6	-6	-5	-5	-7	-4	-4	-8
Pretax Income	1	1	2	2	5	6	6	5	5	7	4	4	8
- Income Tax Expense (Benefit)	-1	- -	1	1	2	1	1	1	1	1	1	1	2
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	1	1	1	2	5	5	4	4	5	3	3	7
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	1	1	1	2	5	5	4	4	5	3	3	7
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	1	1	1	2	5	5	4	4	5	3	3	7
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	1	1	1	2	5	5	4	4	5	3	3	7
EBIT	1	1	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	2	- -	- -	- -	1	1	1	1	1	1	1
EBITDA Margin (%)	19.02	23.32	26.41	2.1	3.13	2.8	5.31	5.86	5.33	4.42	4.48	4.4	3.93
EBITA	1	1	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	15.93	20.71	24.08	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	27.2	14.44	16.64	13.92	15.44	32.91	30.83	24.22	22.42	27.56	15.52	14.99	24.41
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	0.06	- -	- -	- -	- -	- -	- -	- -	- -	0.2	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1	1
Basic Weighted Avg Shares	3	3	3	3	4	4	4	4	4	4	4	4	- -
Basic EPS, GAAP	0.54	0.34	0.42	0.4	0.51	1.22	1.17	0.96	1	1.37	0.77	0.78	- -
Basic EPS from Cont Ops	0.54	0.34	0.42	0.4	0.51	1.22	1.17	0.96	1	1.37	0.77	0.78	- -
Diluted Weighted Avg Shares	3	3	3	3	4	4	4	4	4	4	4	4	- -
Diluted EPS, GAAP	0.54	0.34	0.42	0.4	0.5	1.2	1.16	0.95	0.99	1.35	0.76	0.77	- -
Diluted EPS from Cont Ops	0.54	0.34	0.42	0.4	0.5	1.2	1.16	0.95	0.99	1.35	0.76	0.77	- -

Balance Sheet (USD)

API Chat

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	36	29	8	45	43	50	58	73	119	124	114	142	103
+ Cash & Cash Equivalents	32	26	4	37	28	35	43	51	19	14	13	58	20
+ ST Investments	5	3	3	8	15	15	15	22	100	110	101	84	83
+ Accounts & Notes Receiv	- -	- -	- -	1	1	1	1	2	1	2	2	2	2
+ Accounts Receivable, Net	- -	- -	- -	1	1	1	1	2	1	2	2	2	2
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-37	-29	-8	-46	-44	-51	-59	-75	-120	-125	-116	-144	-105
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	1	1	1	3	2	2	8	7	6	6	5	7	13
+ Property, Plant & Equip	1	1	1	4	4	4	11	11	10	10	11	12	17
- Accumulated Depreciation	- -	1	1	1	2	2	2	3	4	5	6	6	4
+ LT Investments & Receivables	5	3	3	8	15	15	15	22	100	110	101	84	83
+ LT Investments	5	3	3	8	15	15	15	22	100	110	101	84	83
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-5	-4	-4	-11	-17	-17	-23	-29	-107	-116	-106	-91	-96
+ Total Intangible Assets	- -	- -	- -	2	2	1	1	1	1	1	1	1	1
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	2	2	1	1	1	1	1	1	1	1
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-5	-4	-4	-12	-19	-19	-24	-31	-108	-117	-108	-92	-97
Total Assets	171	168	179	344	328	357	388	528	531	581	586	650	683
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	3	3	3	6	5	1	- -	- -	- -	27	- -	- -	- -
+ LT Borrowings	3	3	3	6	5	1	- -	- -	- -	27	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-3	-3	-3	-6	-5	-1	- -	- -	- -	-27	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-3	-3	-3	-6	-5	-1	- -	- -	- -	-27	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	150	146	157	308	290	315	341	476	478	534	536	598	623
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	23	23	23	35	35	38	44	49	48	47	47	46	45
+ Common Stock	2	2	2	3	3	4	4	4	4	4	4	4	4
+ Additional Paid in Capital	21	21	21	31	31	34	39	45	44	43	43	42	41
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-3	-2	-1	1	3	5	4	3	7	12	15	17	24
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	- -	-1	-12	-12	-12	-9
Equity Before Minority Interest	21	22	23	35	37	42	48	52	54	47	50	51	60
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	21	22	23	35	37	42	48	52	54	47	50	51	60
Total Liabilities & Equity	171	168	179	344	328	357	388	528	531	581	586	650	683
Shares Outstanding	3	3	3	4	4	4	4	4	4	4	4	4	4
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-29	-23	-1	-31	-23	-34	-43	-51	-19	13	-13	-58	-20
Net Debt to Equity	-139.08	-105.02	-4.71	-87.11	-62.3	-81.18	-90.46	-97.99	-34.77	28.59	-25.67	-113.42	-33.74
Tangible Common Equity Ratio	12.05	12.84	12.59	9.85	11	11.52	11.97	9.59	9.88	7.84	8.36	7.74	8.65
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	1	1	1	1	2	5	5	4	4	5	3	3	7
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1	1
+ Non-Cash Items	- -	1	- -	1	1	- -	1	1	2	-3	- -	- -	-6
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1
+ Deferred Income Taxes	-1	- -	- -	- -	1	- -	- -	-1	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	- -	1	- -	-1	1	2	2	-3	- -	- -	-6
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -	- -	- -	- -	-1	1	- -	- -	- -	-1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	-1	1	- -	-1	- -	-1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	1	2	2	2	3	5	6	5	8	3	4	5	2
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	-2	- -	- -	-3	- -	- -	- -	- -	-1	-1
+ Acq of Fixed Prod Assets	- -	- -	- -	-2	- -	- -	-3	- -	- -	- -	- -	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	- -	-1	-2	- -	-2	-1
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	-2	-2	- -	-2	-1
+ Net Change in LT Investment	1	2	-1	1	-7	-1	1	-7	-80	-24	9	10	11
+ Dec in LT Investment	3	2	1	1	2	2	4	4	8	13	9	30	12
+ Inc in LT Investment	-2	- -	-2	- -	-8	-3	-3	-11	-88	-37	- -	-19	-1
+ Net Cash From Acq & Div	- -	- -	- -	41	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	41	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-15	-5	-32	-44	20	-25	-37	-117	92	-82	-11	-22	-61
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-15	-4	-33	-3	13	-26	-40	-124	12	-107	-2	-13	-51
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	- -
+ Net Cash From Debt	1	- -	- -	- -	-1	-4	-1	- -	- -	27	-27	- -	- -
+ Cash From Debt	3	- -	- -	- -	- -	- -	- -	- -	- -	27	- -	141	- -
+ Repayments of Debt	-2	- -	- -	- -	-1	-4	-1	- -	- -	- -	-27	-141	- -
+ Other Financing Activities	23	-4	10	34	-16	28	23	135	2	30	29	61	18
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	24	-4	10	34	-17	24	22	135	1	56	2	58	17
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	11	-6	-22	33	-1	3	-11	17	21	-48	4	50	-32
EBITDA	1	1	2	- -	- -	- -	1	1	1	1	1	1	1
EBITDA Margin (%)	19.02	23.32	26.41	2.1	3.13	2.8	5.31	5.86	5.33	4.42	4.48	4.4	3.93
Free Cash Flow	1	2	2	- -	3	5	4	5	8	3	4	3	- -
Net Cash Paid for Acquisitions	- -	- -	- -	-41	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	- -	2	2	- -	3	5	4	5	8	3	4	3	- -
Free Cash Flow to Equity	- -	2	2	- -	2	1	3	5	8	30	-23	3	- -
Free Cash Flow per Basic Share	0.46	0.68	0.58	- -	0.81	1.27	0.9	1.29	1.82	0.8	0.94	0.89	- -
Price/Free Cash Flow	- -	- -	14.62	7.61	15.05	10.64	6.38	8.62	7.32	13.94	9.5	8.1	- -
Cash Flow to Net Income	0.86	2.09	1.42	1.52	1.65	1.08	1.35	1.36	1.83	0.6	1.31	1.59	0.26
Capital Expenditures	- -	- -	- -	-2	- -	- -	-3	- -	- -	- -	- -	-1	-1