Commencement Bancorp Inc.

CBWA

CBWACommencement Bancorp Inc. US flag

Other OTC

18.50

USD

+0.15

- -

69.69MMarket Cap

Income Statement (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	5	6	7	9	14	15	16	17	19	20	20	20	27
+ Sales & Services Revenue	5	6	7	9	14	15	16	17	19	20	20	20	27
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-1	-1	-2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	3	3	3	4	5	5	6	6	6	8	10	11	12
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-3	-3	-3	-4	-5	-5	-6	-6	-6	-8	-10	-11	-12
Operating Income (Loss)	1	1	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	- -	- -	-2	-5	-6	-6	-5	-5	-7	-4	-4	-8
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	-2	-5	-6	-6	-5	-5	-7	-4	-4	-8
Pretax Income	1	1	2	2	5	6	6	5	5	7	4	4	8
- Income Tax Expense (Benefit)	-1	- -	1	1	2	1	1	1	1	1	1	1	2
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	1	1	1	2	5	5	4	4	5	3	3	7
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	1	1	1	2	5	5	4	4	5	3	3	7
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	1	1	1	2	5	5	4	4	5	3	3	7
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	1	1	1	2	5	5	4	4	5	3	3	7
EBIT	1	1	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	2	- -	- -	- -	1	1	1	1	1	1	1
EBITDA Margin (%)	19.02	23.32	26.41	2.1	3.13	2.8	5.31	5.86	5.33	4.42	4.48	4.4	3.93
EBITA	1	1	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	15.93	20.71	24.08	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	27.2	14.44	16.64	13.92	15.44	32.91	30.83	24.22	22.42	27.56	15.52	14.99	24.41
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	0.06	- -	- -	- -	- -	- -	- -	- -	- -	0.2	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1	1
Basic Weighted Avg Shares	3	3	3	3	4	4	4	4	4	4	4	4	4
Basic EPS, GAAP	0.54	0.34	0.42	0.4	0.51	1.22	1.17	0.96	1	1.37	0.77	0.78	1.78
Basic EPS from Cont Ops	0.54	0.34	0.42	0.4	0.51	1.22	1.17	0.96	1	1.37	0.77	0.78	1.78
Diluted Weighted Avg Shares	3	3	3	3	4	4	4	4	4	4	4	4	4
Diluted EPS, GAAP	0.54	0.34	0.42	0.4	0.5	1.2	1.16	0.95	0.99	1.35	0.76	0.77	1.74
Diluted EPS from Cont Ops	0.54	0.34	0.42	0.4	0.5	1.2	1.16	0.95	0.99	1.35	0.76	0.77	1.74

Balance Sheet (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	36	29	8	45	43	50	58	73	119	124	114	142	103
+ Cash & Cash Equivalents	32	26	4	37	28	35	43	51	19	14	13	58	20
+ ST Investments	5	3	3	8	15	15	15	22	100	110	101	84	83
+ Accounts & Notes Receiv	- -	- -	- -	1	1	1	1	2	1	2	2	2	2
+ Accounts Receivable, Net	- -	- -	- -	1	1	1	1	2	1	2	2	2	2
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-37	-29	-8	-46	-44	-51	-59	-75	-120	-125	-116	-144	-105
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	1	1	1	3	2	2	8	7	6	6	5	7	13
+ Property, Plant & Equip	1	1	1	4	4	4	11	11	10	10	11	12	17
- Accumulated Depreciation	- -	1	1	1	2	2	2	3	4	5	6	6	4
+ LT Investments & Receivables	5	3	3	8	15	15	15	22	100	110	101	84	83
+ LT Investments	5	3	3	8	15	15	15	22	100	110	101	84	83
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-5	-4	-4	-11	-17	-17	-23	-29	-107	-116	-106	-91	-96
+ Total Intangible Assets	- -	- -	- -	2	2	1	1	1	1	1	1	1	1
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	2	2	1	1	1	1	1	1	1	1
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-5	-4	-4	-12	-19	-19	-24	-31	-108	-117	-108	-92	-97
Total Assets	171	168	179	344	328	357	388	528	531	581	586	650	683
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	3	3	3	6	5	1	- -	- -	- -	27	- -	- -	- -
+ LT Borrowings	3	3	3	6	5	1	- -	- -	- -	27	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-3	-3	-3	-6	-5	-1	- -	- -	- -	-27	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-3	-3	-3	-6	-5	-1	- -	- -	- -	-27	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	150	146	157	308	290	315	341	476	478	534	536	598	623
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	23	23	23	35	35	38	44	49	48	47	47	46	45
+ Common Stock	2	2	2	3	3	4	4	4	4	4	4	4	4
+ Additional Paid in Capital	21	21	21	31	31	34	39	45	44	43	43	42	41
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-3	-2	-1	1	3	5	4	3	7	12	15	17	24
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	- -	-1	-12	-12	-12	-9
Equity Before Minority Interest	21	22	23	35	37	42	48	52	54	47	50	51	60
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	21	22	23	35	37	42	48	52	54	47	50	51	60
Total Liabilities & Equity	171	168	179	344	328	357	388	528	531	581	586	650	683
Shares Outstanding	3	3	3	4	4	4	4	4	4	4	4	4	4
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-29	-23	-1	-31	-23	-34	-43	-51	-19	13	-13	-58	-20
Net Debt to Equity	-139.08	-105.02	-4.71	-87.11	-62.3	-81.18	-90.46	-97.99	-34.77	28.59	-25.67	-113.42	-33.74
Tangible Common Equity Ratio	12.05	12.84	12.59	9.85	11	11.52	11.97	9.59	9.88	7.84	8.36	7.74	8.65
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	1	1	1	1	2	5	5	4	4	5	3	3	7
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1	1
+ Non-Cash Items	- -	1	- -	1	1	- -	1	1	2	-3	- -	- -	-6
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1
+ Deferred Income Taxes	-1	- -	- -	- -	1	- -	- -	-1	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	- -	1	- -	-1	1	2	2	-3	- -	- -	-6
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -	- -	- -	- -	-1	1	- -	- -	- -	-1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	-1	1	- -	-1	- -	-1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	1	2	2	2	3	5	6	5	8	3	4	5	2
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	-2	- -	- -	-3	- -	- -	- -	- -	-1	-1
+ Acq of Fixed Prod Assets	- -	- -	- -	-2	- -	- -	-3	- -	- -	- -	- -	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	- -	-1	-2	- -	-2	-1
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	-2	-2	- -	-2	-1
+ Net Change in LT Investment	1	2	-1	1	-7	-1	1	-7	-80	-24	9	10	11
+ Dec in LT Investment	3	2	1	1	2	2	4	4	8	13	9	30	12
+ Inc in LT Investment	-2	- -	-2	- -	-8	-3	-3	-11	-88	-37	- -	-19	-1
+ Net Cash From Acq & Div	- -	- -	- -	41	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	41	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-15	-5	-32	-44	20	-25	-37	-117	92	-82	-11	-22	-61
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-15	-4	-33	-3	13	-26	-40	-124	12	-107	-2	-13	-51
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	- -
+ Net Cash From Debt	1	- -	- -	- -	-1	-4	-1	- -	- -	27	-27	- -	- -
+ Cash From Debt	3	- -	- -	- -	- -	- -	- -	- -	- -	27	- -	141	- -
+ Repayments of Debt	-2	- -	- -	- -	-1	-4	-1	- -	- -	- -	-27	-141	- -
+ Other Financing Activities	23	-4	10	34	-16	28	23	135	2	30	29	61	18
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	24	-4	10	34	-17	24	22	135	1	56	2	58	17
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	11	-6	-22	33	-1	3	-11	17	21	-48	4	50	-32
EBITDA	1	1	2	- -	- -	- -	1	1	1	1	1	1	1
EBITDA Margin (%)	19.02	23.32	26.41	2.1	3.13	2.8	5.31	5.86	5.33	4.42	4.48	4.4	3.93
Free Cash Flow	1	2	2	- -	3	5	4	5	8	3	4	3	- -
Net Cash Paid for Acquisitions	- -	- -	- -	-41	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	- -	2	2	- -	3	5	4	5	8	3	4	3	- -
Free Cash Flow to Equity	- -	2	2	- -	2	1	3	5	8	30	-23	3	- -
Free Cash Flow per Basic Share	0.46	0.68	0.58	- -	0.81	1.27	0.9	1.29	1.82	0.8	0.94	0.89	0.08
Price/Free Cash Flow	- -	- -	14.62	7.61	15.05	10.64	6.38	8.62	7.32	13.94	9.5	8.1	20.38
Cash Flow to Net Income	0.86	2.09	1.42	1.52	1.65	1.08	1.35	1.36	1.83	0.6	1.31	1.59	0.26
Capital Expenditures	- -	- -	- -	-2	- -	- -	-3	- -	- -	- -	- -	-1	-1