CoastalSouth Bancshares, Inc.

COSO

COSOCoastalSouth Bancshares, Inc. US flag

New York Stock Exchange

25.34

USD

-0.42

- -

304.98MMarket Cap

Income Statement (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	20	18	23	31	38	50	63	72	69	81
+ Sales & Services Revenue	20	18	23	31	38	50	63	72	69	81
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	10	12	18	21	22	24	25	27	28	31
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-10	-12	-18	-21	-22	-24	-25	-27	-28	-31
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-5	6	- -	-3	-8	-15	-24	-31	-27	-31
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-5	6	- -	-3	-8	-15	-24	-31	-27	-31
Pretax Income	5	-6	- -	3	8	15	24	31	27	31
- Income Tax Expense (Benefit)	2	4	- -	1	2	3	6	7	5	6
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	3	-9	- -	3	6	12	18	24	22	25
- Net Extraordinary Losses (Gains)	2	3	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	-2	-3	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	3	5	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	-12	- -	3	6	12	18	24	22	25
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	-12	- -	3	6	12	18	24	22	25
- Preferred Dividends	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	- -	-12	- -	3	6	12	18	24	22	25
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	2	2	2	3	3	3
EBITDA Margin (%)	2.81	2.88	3.02	4.65	4.05	3.84	3.86	3.95	3.84	3.53
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	7.14	-67.37	-0.78	8.46	16.86	24.64	28.74	34.16	31.78	30.74
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	1	1	1	1	2	2	2	3	3	3
Basic Weighted Avg Shares	8	3	6	7	8	8	9	9	10	11
Basic EPS, GAAP	-0.01	-3.59	-0.03	0.36	0.8	1.51	2.09	2.61	2.15	2.24
Basic EPS from Cont Ops	0.38	-2.78	-0.03	0.36	0.8	1.51	2.09	2.61	2.15	2.24
Diluted Weighted Avg Shares	8	3	6	7	8	8	9	10	10	12
Diluted EPS, GAAP	-0.01	-3.59	-0.03	0.36	0.8	1.48	2.05	2.58	2.09	2.16
Diluted EPS from Cont Ops	0.38	-2.77	-0.03	0.36	0.8	1.48	2.05	2.58	2.09	2.16

Balance Sheet (USD)

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	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	61	152	98	66	127	309	385	374	373	226
+ Cash & Cash Equivalents	19	97	39	5	7	15	19	20	37	42
+ ST Investments	42	55	60	61	120	293	366	355	335	185
+ Accounts & Notes Receiv	4	2	2	2	4	4	8	23	15	14
+ Accounts Receivable, Net	3	2	2	2	4	4	8	20	10	10
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	1	- -	- -	- -	- -	- -	- -	3	5	4
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-65	-154	-101	-68	-131	-313	-393	-397	-388	-240
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	2	1	12	15	19	21	23	22	22	22
+ Property, Plant & Equip	8	8	18	22	26	26	30	30	31	33
- Accumulated Depreciation	7	7	6	7	7	6	7	8	10	11
+ LT Investments & Receivables	44	58	61	62	121	295	372	363	343	339
+ LT Investments	44	58	61	62	121	295	372	363	343	339
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-45	-60	-73	-77	-140	-315	-395	-385	-365	-361
+ Total Intangible Assets	- -	- -	6	6	6	8	7	6	6	6
+ Goodwill	- -	- -	5	5	5	5	5	5	5	5
+ Other Intangible Assets	- -	- -	2	2	2	3	2	2	2	2
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-45	-60	-79	-84	-146	-323	-402	-391	-371	-368
Total Assets	414	532	584	708	1,148	1,612	1,835	2,029	2,099	2,307
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	10	18	24	12	- -
+ ST Borrowings	- -	- -	- -	- -	- -	10	18	24	12	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	-10	-18	-24	-12	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	-10	-18	-24	-12	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	38	76	- -	10	146	35	123	65	30	30
+ LT Borrowings	38	76	- -	10	146	35	123	65	30	30
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-38	-76	- -	-10	-146	-35	-123	-65	-30	-30
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-38	-76	- -	-10	-146	-35	-123	-65	-30	-30
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	379	475	516	616	1,046	1,487	1,717	1,873	1,903	2,047
+ Preferred Equity and Hybrid Capital	16	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	38	96	108	129	130	140	146	155	169	202
+ Common Stock	37	6	6	8	8	9	9	10	10	12
+ Additional Paid in Capital	1	91	102	121	122	132	137	146	159	190
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-20	-39	-40	-37	-31	-18	- -	20	42	67
+ Other Equity	-1	- -	-1	1	3	3	-27	-20	-16	-9
Equity Before Minority Interest	34	57	68	92	102	125	119	156	195	260
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	34	57	68	92	102	125	119	156	195	260
Total Liabilities & Equity	414	532	584	708	1,148	1,612	1,835	2,029	2,099	2,307
Shares Outstanding	8	- -	- -	8	8	9	9	10	10	12
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	19	-21	-38	5	139	29	121	69	4	-12
Net Debt to Equity	54.5	-37.35	-56.09	5.73	135.92	23.4	102.15	44.26	2.26	-4.45
Tangible Common Equity Ratio	4.28	10.74	10.65	12.23	8.38	7.32	6.12	7.4	9.03	11.01
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

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	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	1	-12	- -	3	6	12	18	24	22	25
+ Depreciation & Amortization	1	1	1	1	2	2	2	3	3	3
+ Non-Cash Items	2	6	4	6	-14	58	63	11	-37	35
+ Stock-Based Compensation	- -	- -	1	1	1	1	1	1	1	1
+ Deferred Income Taxes	- -	-2	- -	1	- -	-1	2	- -	2	- -
+ Asset Impairment Charge	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	2	7	3	3	-16	57	60	10	-41	34
+ Chg in Non-Cash Work Cap	-12	33	4	-47	-1	-2	- -	-1	- -	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	-12	33	4	-47	-1	-2	- -	-1	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	-8	27	9	-38	-8	71	84	37	-13	63
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	-5	-3	-3	-2	-2	- -	-1	-2
+ Acq of Fixed Prod Assets	- -	- -	-5	-3	-3	-2	-2	- -	-1	-2
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	40	- -	19	- -	- -	- -	9	12	32
+ Increase in Capital Stock	- -	40	- -	19	- -	- -	- -	9	12	32
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	1	-21	-11	-6	-55	-160	-123	17	23	15
+ Dec in LT Investment	20	- -	17	8	28	17	22	39	102	66
+ Inc in LT Investment	-19	-21	-28	-14	-83	-177	-144	-23	-79	-51
+ Net Cash From Acq & Div	- -	- -	19	- -	- -	81	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	19	- -	- -	81	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	24	-24	-36	-89	-253	-145	-378	-193	-39	-237
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	25	-45	-33	-98	-311	-226	-503	-176	-17	-224
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	- -	38	-75	10	136	-101	96	6	-47	-12
+ Cash From Debt	- -	40	- -	10	136	10	96	6	- -	15
+ Repayments of Debt	- -	-2	-75	- -	- -	-111	- -	- -	-47	-27
+ Other Financing Activities	2	51	22	88	290	324	128	144	84	153
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	2	129	-53	117	426	223	224	159	49	173
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	19	111	-78	-18	108	67	-195	20	19	12
EBITDA	1	1	1	1	2	2	2	3	3	3
EBITDA Margin (%)	2.81	2.88	3.02	4.65	4.05	3.84	3.86	3.95	3.84	3.53
Free Cash Flow	-8	27	3	-41	-11	69	81	37	-14	61
Net Cash Paid for Acquisitions	- -	- -	-19	- -	- -	-81	- -	- -	- -	- -
Free Cash Flow to Firm	-8	- -	- -	-41	-11	69	81	37	-14	61
Free Cash Flow to Equity	- -	48	-72	-31	125	-33	177	43	-61	49
Free Cash Flow per Basic Share	-1	8.3	0.57	-5.64	-1.34	8.43	9.35	3.92	-1.38	5.51
Price/Free Cash Flow	- -	2.23	4.37	-2.6	-19.57	1.97	1.86	3.81	-20.41	4.12
Cash Flow to Net Income	-5.51	-2.31	-48.18	-14.55	-1.22	5.75	4.59	1.52	-0.58	2.54
Capital Expenditures	- -	- -	-5	-3	-3	-2	-2	- -	-1	-2