Euronet Worldwide, Inc.

EEFT

EEFTEuronet Worldwide, Inc. US flag

NASDAQ Global Select

71.66

USD

-2.22

- -

2.73BMarket Cap

Income Statement (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	1,161	1,268	1,413	1,664	1,772	1,959	2,252	2,537	2,750	2,483	2,996	3,359	3,688	3,990	4,244
+ Sales & Services Revenue	1,161	1,268	1,413	1,664	1,772	1,959	2,252	2,537	2,750	2,483	2,996	3,359	3,688	3,990	4,244
- Cost of Revenue	741	812	893	1,033	1,082	1,175	1,356	1,488	1,556	1,577	1,900	2,018	2,223	2,389	2,491
+ Cost of Goods & Services	741	812	893	1,033	1,082	1,175	1,356	1,488	1,556	1,577	1,900	2,018	2,223	2,389	2,491
Gross Profit	421	456	520	631	690	784	896	1,048	1,194	906	1,095	1,341	1,465	1,600	1,754
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	341	369	403	472	486	534	596	683	718	753	873	955	1,033	1,097	1,224
+ Selling, General & Admin	281	305	338	400	416	454	501	577	607	626	737	819	900	966	1,085
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	60	64	65	71	70	81	95	106	112	127	136	136	133	132	138
Operating Income (Loss)	79	87	118	159	205	250	300	365	475	153	223	385	433	503	530
- Non-Operating (Income) Loss	16	39	2	17	64	17	44	70	41	145	87	63	32	54	82
+ Interest Expense, Net	16	16	8	10	23	27	30	36	34	36	38	36	40	57	61
+ Interest Expense	21	20	10	12	25	28	33	38	36	37	38	38	56	80	84
- Interest Income	6	4	2	3	2	2	2	1	2	1	1	2	15	24	23
+ Other Non-Op (Income) Loss	1	24	-6	7	41	-10	14	34	7	109	49	27	-8	-2	20
Pretax Income	63	47	115	142	141	233	256	295	434	8	136	323	400	449	448
- Income Tax Expense (Benefit)	25	27	28	40	43	59	99	63	87	11	65	92	121	143	135
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	38	20	87	101	98	174	157	232	347	-3	70	231	280	306	313
- Net Extraordinary Losses (Gains)	2	- -	-1	- -	-1	-1	- -	-1	- -	- -	- -	-1	- -	1	7
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	2	- -	-1	- -	-1	-1	- -	-1	- -	- -	- -	-1	- -	1	7
Income (Loss) Incl. MI	36	21	89	102	99	175	157	234	347	-3	71	231	280	306	306
- Minority Interest	-1	- -	1	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	-4
Net Income, GAAP	37	21	88	102	99	174	157	233	347	-3	71	231	280	306	310
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	37	21	88	102	99	174	157	233	347	-3	71	231	280	306	310
EBIT	79	87	118	159	205	250	300	365	475	153	223	385	433	503	530
EBITDA	140	151	183	230	275	330	395	471	587	280	358	521	566	635	668
EBITDA Margin (%)	12.02	11.91	12.92	13.83	15.51	16.86	17.54	18.57	21.34	11.29	11.96	15.52	15.33	15.92	15.75
EBITA	79	87	118	159	205	250	300	365	475	153	223	385	433	503	530
Gross Margin (%)	36.22	35.94	36.81	37.9	38.96	40.03	39.79	41.32	43.4	36.49	36.56	39.91	39.73	40.11	41.32
Operating Margin (%)	6.81	6.84	8.32	9.54	11.56	12.75	13.32	14.39	17.28	6.17	7.43	11.47	11.73	12.61	12.49
Profit Margin (%)	3.18	1.62	6.23	6.11	5.58	8.91	6.96	9.18	12.61	-0.14	2.36	6.88	7.58	7.67	7.29
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	60	64	65	71	70	81	95	106	112	127	136	136	133	132	138
Basic Weighted Avg Shares	50	49	51	52	53	52	53	52	54	53	51	50	46	44	42
Basic EPS, GAAP	0.73	0.42	1.74	1.97	1.86	3.33	2.97	4.49	6.4	-0.06	1.38	4.64	6.11	7	7.4
Basic EPS from Cont Ops	0.76	0.41	1.73	1.97	1.86	3.33	2.97	4.48	6.39	-0.06	1.38	4.63	6.11	7	7.49
Diluted Weighted Avg Shares	51	51	52	54	54	54	55	54	55	53	53	53	52	48	46
Diluted EPS, GAAP	0.72	0.4	1.7	1.9	1.84	3.25	2.86	4.28	6.35	-0.06	1.33	4.32	5.42	6.36	6.76
Diluted EPS from Cont Ops	0.74	0.4	1.69	1.89	1.83	3.24	2.86	4.27	6.34	-0.06	1.32	4.32	5.42	6.37	6.84

Balance Sheet (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	754	813	840	1,106	1,131	1,585	1,890	2,088	2,919	3,366	3,308	3,727	4,163	4,036	4,270
+ Cash, Cash Equivalents & STI	171	201	210	468	458	734	819	780	1,452	1,831	1,804	1,647	1,779	1,923	1,691
+ Cash & Cash Equivalents	171	201	210	468	458	734	819	780	1,452	1,831	1,804	1,647	1,779	1,923	1,691
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	350	371	394	376	423	503	745	203	202	118	203	271	371	285	334
+ Accounts Receivable, Net	350	371	394	376	423	503	745	203	202	118	203	271	371	285	334
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	99	101	93	86	72	78	96	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	99	101	93	86	72	78	96	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	135	140	144	177	178	269	230	1,105	1,265	1,417	1,302	1,809	2,013	1,829	2,245
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	752	738	758	933	1,062	1,128	1,250	1,234	1,739	1,561	1,436	1,677	1,732	1,798	2,218
+ Property, Plant & Equip, Net	103	115	116	125	157	202	268	292	738	541	507	486	475	462	529
+ Property, Plant & Equip	279	323	348	365	399	465	608	665	1,148	1,031	1,040	1,063	1,132	1,051	1,232
- Accumulated Depreciation	176	207	231	240	242	262	340	373	410	490	533	576	657	590	703
+ LT Investments & Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Investments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	649	623	642	807	904	926	982	942	1,001	1,020	929	1,191	1,257	1,336	1,689
+ Total Intangible Assets	589	565	591	758	853	855	868	819	1,001	1,020	929	1,191	1,197	1,275	1,601
+ Goodwill	489	482	498	600	685	690	717	704	744	666	642	828	848	859	1,042
+ Other Intangible Assets	100	83	93	158	168	165	151	114	258	354	287	362	350	416	559
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	61	58	50	49	51	71	114	123	- -	- -	- -	- -	60	61	88
Total Assets	1,506	1,552	1,598	2,038	2,193	2,713	3,140	3,321	4,658	4,927	4,744	5,404	5,894	5,834	6,489
+ Payables & Accruals	571	651	686	764	828	1,036	1,287	324	381	516	593	750	721	731	822
+ Accounts Payable	351	460	457	446	456	457	495	73	82	148	194	222	241	224	269
+ Accrued Taxes	5	9	16	19	15	28	54	40	53	36	76	148	151	109	116
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	214	182	213	299	357	551	737	211	247	332	323	380	329	398	437
+ ST Debt	173	10	13	13	14	35	47	43	139	60	57	53	202	862	1,039
+ ST Borrowings	171	8	11	11	12	32	41	38	6	1	1	- -	150	813	983
+ ST Finance Leases	2	2	2	2	2	3	5	5	133	59	56	53	52	50	56
+ Other ST Liabilities	31	36	33	71	62	108	74	1,011	1,114	1,280	1,203	1,550	1,777	1,633	1,994
+ Deferred Revenue	28	34	33	34	36	44	52	59	59	73	77	65	57	56	60
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	2	2	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	36	26	64	22	952	1,055	1,207	1,126	1,485	1,721	1,576	1,934
Total Current Liabilities	774	697	732	849	904	1,179	1,408	1,378	1,634	1,855	1,853	2,354	2,701	3,226	3,855
+ LT Debt	166	291	191	399	410	569	414	590	1,333	1,544	1,531	1,712	1,811	1,222	1,138
+ LT Borrowings	162	287	189	397	405	562	404	590	1,091	1,438	1,420	1,609	1,715	1,134	1,038
+ LT Finance Leases	4	5	3	2	4	7	10	- -	242	107	111	103	96	87	101
+ Other LT Liabilities	39	37	36	57	53	65	119	120	111	81	105	93	133	158	173
+ Accrued Liabilities	26	22	18	39	34	44	55	57	56	38	47	28	47	72	78
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	13	15	19	18	19	21	64	63	55	43	58	65	86	86	95
Total Noncurrent Liabilities	205	328	228	457	463	633	533	710	1,444	1,625	1,636	1,805	1,944	1,379	1,312
Total Liabilities	980	1,025	960	1,306	1,367	1,812	1,941	2,088	3,078	3,481	3,489	4,159	4,645	4,605	5,166
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	767	785	811	957	1,024	1,047	1,073	1,105	1,191	1,230	1,275	1,253	1,313	1,371	1,551
+ Common Stock	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
+ Additional Paid in Capital	766	784	810	956	1,023	1,046	1,072	1,104	1,190	1,228	1,274	1,252	1,312	1,370	1,550
- Treasury Stock	22	67	68	134	139	215	217	392	464	703	931	1,106	1,488	1,755	2,425
+ Retained Earnings	-205	-184	-96	6	104	279	437	670	1,017	1,013	1,084	1,348	1,628	1,934	2,243
+ Other Equity	-20	-11	-10	-98	-166	-211	-94	-151	-165	-94	-173	-251	-203	-322	-62
Equity Before Minority Interest	520	522	636	731	825	900	1,199	1,233	1,579	1,446	1,255	1,245	1,250	1,229	1,308
+ Minority/Non Controlling Interest	6	4	2	2	1	1	1	- -	- -	- -	- -	- -	- -	- -	15
Total Equity	527	527	638	733	826	901	1,199	1,233	1,579	1,446	1,256	1,244	1,250	1,229	1,322
Total Liabilities & Equity	1,506	1,552	1,598	2,038	2,193	2,713	3,140	3,321	4,658	4,927	4,744	5,404	5,894	5,834	6,489
Shares Outstanding	50	49	51	52	53	52	53	52	54	53	51	50	46	44	39
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	6	7	5	4	6	10	15	5	375	165	168	156	148	137	156
Net Debt	162	93	-10	-60	-40	-141	-374	-153	-355	-393	-383	-38	86	24	330
Net Debt to Equity	30.7	17.63	-1.63	-8.13	-4.84	-15.61	-31.17	-12.38	-22.46	-27.17	-30.5	-3.02	6.91	1.99	24.97
Tangible Common Equity Ratio	-6.73	-3.91	4.67	-1.98	-2.03	2.45	14.59	16.55	15.81	10.9	8.56	1.28	1.12	-1	-5.7
Current Ratio	0.97	1.17	1.15	1.3	1.25	1.34	1.34	1.51	1.79	1.81	1.79	1.58	1.54	1.25	1.11
Cash Conversion Cycle	-17.54	-33.12	-50.81	-44.69	-45.24	-31.46	-1.91	5.5	8.71	-3.06	-13.23	-11.87	-6.32	-5.53	-9.45

Cash Flow Statement (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	38	20	87	101	98	174	157	232	347	-3	70	231	280	306	313
+ Depreciation & Amortization	60	64	65	71	70	81	95	106	112	127	136	136	133	132	138
+ Non-Cash Items	24	37	-1	18	61	19	32	67	63	127	65	84	63	86	58
+ Stock-Based Compensation	11	12	11	13	13	15	16	17	21	22	36	44	54	44	55
+ Deferred Income Taxes	- -	-6	-7	-5	-5	1	-11	2	17	-24	-2	8	14	18	-24
+ Asset Impairment Charge	- -	29	18	- -	- -	- -	34	7	- -	107	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	14	2	-23	10	54	4	-7	41	24	23	31	32	-4	23	27
+ Chg in Non-Cash Work Cap	-25	64	17	44	-15	117	2	-8	-17	3	135	298	167	209	50
+ (Inc) Dec in Accts Receiv	-62	-12	-23	-17	-66	-88	-198	26	-88	64	-108	-299	-191	270	-128
+ (Inc) Dec in Inventories	5	-2	6	- -	7	-7	-12	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	-21	-3	1	-21	-40	-75	35	-29	-69	-168	94	-193	42	35	-77
+ Inc (Dec) in Accts Payable	26	70	41	74	64	281	133	-5	165	190	84	797	304	-50	284
+ Inc (Dec) in Other	27	11	-9	8	20	6	43	- -	-25	-83	65	-7	12	-46	-28
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	98	185	169	235	215	392	286	397	504	254	406	748	643	733	560
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-46	-46	-41	-63	-75	-87	-97	-112	-131	-98	-92	-104	-94	-117	-126
+ Acq of Fixed Prod Assets	-46	-46	-41	-63	-75	-87	-97	-112	-131	-98	-92	-104	-94	-117	-126
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-14	-40	13	-55	4	-71	8	-159	-59	-223	-219	-167	-371	-251	-659
+ Increase in Capital Stock	2	3	15	11	11	6	11	19	15	18	11	9	8	17	9
+ Decrease in Capital Stock	-16	-43	-2	-66	-6	-77	-3	-178	-74	-242	-230	-176	-378	-269	-668
+ Net Change in LT Investment	- -	- -	- -	- -	- -	12	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Dec in LT Investment	- -	- -	- -	- -	- -	12	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc in LT Investment	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Acq & Div	-79	-22	-23	-85	-114	-56	- -	-13	-94	-1	- -	-343	-1	-92	24
+ Cash from Divestitures	- -	- -	8	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24
+ Cash for Acq of Subs	-79	-22	-31	-85	-114	-56	- -	-13	-94	-1	- -	-343	-1	-92	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	1	-1	-5	-5	-5	-5	-5	-7	-4	-7	-6	-6	-62	-14	-37
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-124	-69	-69	-153	-194	-136	-102	-132	-229	-106	-98	-454	-158	-223	-138
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	-405	-47	-97	285	-7	149	-169	170	2,998	3,379	26	344	229	120	-8
+ Cash From Debt	609	1,017	1,993	2,600	1,322	2,655	2,411	5,783	6,191	6,228	10,148	15,810	7,926	8,108	10,159
+ Repayments of Debt	-1,015	-1,064	-2,090	-2,315	-1,329	-2,506	-2,580	-5,612	-3,193	-2,849	-10,122	-15,466	-7,696	-7,988	-10,167
+ Other Financing Activities	433	-6	-7	-12	2	1	- -	-9	-2,523	-3,120	-19	-178	-2	-5	-122
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	14	-93	-91	218	-1	80	-161	2	416	35	-212	-1	-143	-136	-789
Effect of Foreign Exchange Rates	-6	1	- -	-42	-30	-25	65	-37	-5	99	-110	-389	-86	-133	242
Net Changes in Cash	-12	23	9	300	20	335	23	267	692	183	96	293	342	374	-367
EBITDA	140	151	183	230	275	330	395	471	587	280	358	521	566	635	668
EBITDA Margin (%)	12.02	11.91	12.92	13.83	15.51	16.86	17.54	18.57	21.34	11.29	11.96	15.52	15.33	15.92	15.75
Free Cash Flow	52	138	128	172	140	304	189	285	373	156	314	644	549	616	434
Net Cash Paid for Acquisitions	79	22	23	85	114	56	- -	13	94	1	- -	343	1	92	-24
Free Cash Flow to Firm	65	147	136	181	158	325	209	314	402	141	334	671	588	671	493
Free Cash Flow to Equity	-354	92	31	457	133	453	20	455	3,372	3,535	340	988	778	736	427
Free Cash Flow per Basic Share	1.03	2.81	2.54	3.33	2.65	5.81	3.58	5.49	6.88	2.96	6.14	12.93	11.99	14.08	10.39
Price/Free Cash Flow	6.61	5.23	11.77	9.88	13.45	8.13	12.05	10.92	13.54	21.76	12.73	5.92	7.1	5.82	5.08
Cash Flow to Net Income	2.65	8.99	1.92	2.31	2.18	2.24	1.83	1.71	1.45	-74.58	5.75	3.24	2.3	2.39	1.81
Capital Expenditures	-46	-46	-41	-63	-75	-87	-97	-112	-131	-98	-92	-104	-94	-117	-126