Eagle Financial Services, Inc.

EFSI

EFSIEagle Financial Services, Inc. US flag

NASDAQ Capital Market

39.70

USD

-0.33

- -

214.87MMarket Cap

Income Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	28	29	28	29	28	30	33	35	37	43	51	61	63	65	66
+ Sales & Services Revenue	28	29	28	29	28	30	33	35	37	43	51	61	63	65	66
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	13	12	13	14	15	15	16	17	18	21	24	28	34	34	36
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-13	-12	-13	-14	-15	-15	-16	-17	-18	-21	-24	-28	-34	-34	-36
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-6	-9	-10	-9	-9	-9	-11	-10	-12	-13	-13	-18	-11	-19	-10
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-6	-9	-10	-9	-9	-9	-11	-10	-12	-13	-13	-18	-11	-19	-10
Pretax Income	6	9	10	9	9	9	11	10	12	13	13	18	11	19	10
- Income Tax Expense (Benefit)	1	3	2	2	2	3	4	1	2	2	2	3	1	4	2
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	4	7	7	7	7	6	8	9	10	11	11	15	9	15	8
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	4	7	7	7	7	6	8	9	10	11	11	15	9	15	8
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	4	7	7	7	7	6	8	9	10	11	11	15	9	15	8
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	4	7	7	7	7	6	8	9	10	11	11	15	9	15	8
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
EBITDA Margin (%)	3.38	3.33	3.35	3.2	3.66	3.7	2.85	2.68	3.53	2.37	1.95	1.6	1.59	1.51	1.17
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	15.64	22.81	25.15	24.74	24.28	20.95	23.47	26.08	26.2	25.78	21.62	23.71	14.83	23.69	12.36
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.54	0.54	0.56	0.57	0.59	0.67	0.76	0.8	0.87	0.94	0.95	1.09	1.2	1.21	1.18
Depreciation Expense	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Basic Weighted Avg Shares	3	3	3	3	4	4	3	3	3	3	3	3	4	4	5
Basic EPS, GAAP	1.31	1.97	2.11	2.08	1.97	1.81	2.24	2.6	2.84	3.27	3.2	4.17	2.66	4.32	1.59
Basic EPS from Cont Ops	1.31	1.97	2.11	2.08	1.97	1.81	2.24	2.6	2.84	3.27	3.2	4.17	2.66	4.32	1.59
Diluted Weighted Avg Shares	3	3	3	3	4	4	3	3	3	3	3	3	4	4	5
Diluted EPS, GAAP	1.31	1.96	2.1	2.07	1.97	1.81	2.24	2.6	2.84	3.27	3.2	4.17	2.66	4.32	1.59
Diluted EPS from Cont Ops	1.31	1.96	2.1	2.07	1.97	1.81	2.24	2.6	2.84	3.27	3.2	4.17	2.66	4.32	1.59

Balance Sheet (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	136	151	117	129	129	154	165	163	198	245	256	216	250	297	146
+ Cash & Cash Equivalents	22	49	14	35	23	35	33	18	33	80	64	67	112	176	118
+ ST Investments	114	103	103	94	106	119	133	144	165	165	192	149	137	121	29
+ Accounts & Notes Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-136	-151	-117	-129	-129	-154	-165	-163	-198	-245	-256	-216	-250	-297	-146
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	15	17	17	19	21	20	20	19	19	19	18	18	18	14	15
+ Property, Plant & Equip	26	28	29	32	34	32	32	32	33	34	34	35	36	30	30
- Accumulated Depreciation	11	11	12	13	13	11	12	13	14	15	16	17	18	15	16
+ LT Investments & Receivables	114	103	103	94	106	119	133	144	165	165	192	149	137	121	29
+ LT Investments	114	103	103	94	106	119	133	144	165	165	192	149	137	121	29
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-129	-119	-120	-113	-127	-139	-152	-163	-184	-184	-211	-167	-156	-136	-43
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-129	-119	-120	-113	-127	-139	-152	-163	-184	-184	-211	-167	-156	-136	-43
Total Assets	568	593	586	630	653	700	766	800	877	1,130	1,303	1,617	1,826	1,866	1,889
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20	25	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20	25	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-20	-25	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-20	-25	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	49	39	29	47	20	- -	- -	- -	4	4	- -	204	174	125	70
+ LT Borrowings	49	39	29	47	20	- -	- -	- -	- -	- -	- -	204	174	125	70
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	4	4	- -	- -	- -	- -	- -
+ Other LT Liabilities	-49	-39	-29	-47	-20	- -	- -	- -	-4	-4	- -	-204	-174	-125	-70
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-49	-39	-29	-47	-20	- -	- -	- -	-4	-4	- -	-204	-174	-125	-70
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	510	530	520	557	575	621	682	712	781	1,025	1,193	1,515	1,717	1,747	1,700
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	18	19	20	21	22	21	21	21	20	19	21	22	23	24	78
+ Common Stock	8	8	8	9	9	9	9	9	9	8	9	9	9	9	13
+ Additional Paid in Capital	10	10	12	13	14	13	12	12	11	11	12	13	14	15	65
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	37	41	46	51	55	58	63	69	75	83	90	100	103	114	116
+ Other Equity	3	3	- -	1	1	- -	- -	-2	1	3	- -	-20	-18	-19	-5
Equity Before Minority Interest	58	64	66	73	78	79	84	88	96	105	110	102	108	119	189
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	58	64	66	73	78	79	84	88	96	105	110	102	108	119	189
Total Liabilities & Equity	568	593	586	630	653	700	766	800	877	1,130	1,303	1,617	1,826	1,866	1,889
Shares Outstanding	3	3	3	3	4	3	3	3	3	3	3	3	4	4	5
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	4	4	- -	- -	- -	- -	- -
Net Debt	28	-9	15	13	-3	-35	-33	-18	-33	-80	-64	138	82	-26	-48
Net Debt to Equity	47.39	-14.48	22.93	17.3	-4.12	-44.23	-38.98	-20.95	-34.68	-75.85	-57.89	135.5	76.01	-22.03	-25.6
Tangible Common Equity Ratio	10.23	10.74	11.32	11.61	11.97	11.34	10.95	10.96	10.98	9.3	8.46	6.29	5.94	6.38	10
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	4	7	7	7	7	6	8	9	10	11	11	15	9	15	8
+ Depreciation & Amortization	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
+ Non-Cash Items	4	2	1	- -	-1	1	1	2	3	2	1	4	- -	-2	14
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1	1	1
+ Deferred Income Taxes	- -	- -	1	- -	- -	- -	1	- -	1	- -	-1	- -	-2	1	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	4	2	- -	-1	-2	- -	- -	2	1	2	1	3	- -	-3	13
+ Chg in Non-Cash Work Cap	3	2	-1	-1	1	2	- -	-14	-2	-3	4	-5	-3	4	2
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	3	2	-1	-1	1	2	- -	-14	-2	-3	4	-5	-3	4	2
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	12	11	8	7	7	10	9	-2	11	11	16	14	7	19	26
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	8	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-2	-1	-3	-3	- -	- -	- -	-1	- -	-1	-1	-1	-1	-1
+ Acq of Fixed Prod Assets	-1	-2	-1	-3	-3	- -	- -	- -	-1	- -	-1	-1	-1	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	-2	-1	-1	-2	-2	- -	- -	- -	- -	53
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	54
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	-2	-2	-1	-2	-2	- -	- -	- -	- -	- -
+ Net Change in LT Investment	-2	12	-4	11	-12	-6	-13	-15	-17	2	-33	16	68	15	7
+ Dec in LT Investment	45	24	22	19	21	35	31	22	37	81	68	43	68	20	109
+ Inc in LT Investment	-47	-12	-27	-9	-33	-40	-44	-37	-54	-78	-101	-27	- -	-5	-103
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-4	-12	-26	-27	-23	-21	-51	-39	-40	-203	-160	-347	-198	-5	-6
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-7	-2	-31	-19	-39	-26	-64	-54	-58	-201	-193	-331	-130	17	-1
+ Dividends Paid	-2	-2	-2	-2	-2	-2	-3	-3	-3	-3	-3	-4	-4	-4	-6
+ Net Cash From Debt	-10	- -	-10	18	-25	-20	- -	- -	- -	- -	- -	29	145	- -	- -
+ Cash From Debt	- -	- -	- -	18	- -	- -	- -	- -	- -	- -	- -	29	145	- -	- -
+ Repayments of Debt	-10	- -	-10	- -	-25	-20	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Financing Activities	15	19	1	16	47	53	60	42	67	242	164	295	54	24	-48
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	3	17	-11	32	20	29	55	38	62	237	161	320	195	19	-1
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	8	27	-34	20	-11	12	1	-17	15	46	-16	3	71	55	24
EBITDA	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
EBITDA Margin (%)	3.38	3.33	3.35	3.2	3.66	3.7	2.85	2.68	3.53	2.37	1.95	1.6	1.59	1.51	1.17
Free Cash Flow	11	9	7	4	4	9	9	-2	10	11	16	13	6	18	24
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	11	9	7	4	4	9	9	-2	10	11	16	13	6	18	24
Free Cash Flow to Equity	1	9	-3	22	-20	-11	9	-2	10	11	16	42	151	25	24
Free Cash Flow per Basic Share	3.27	2.78	1.98	1.25	1.23	2.68	2.59	-0.56	2.92	3.09	4.63	3.73	1.65	5	4.7
Price/Free Cash Flow	4.37	5.39	7.92	7.86	8.02	9.1	11.43	-98.34	8.43	8.79	7.03	8.54	13.28	6.54	7.59
Cash Flow to Net Income	2.72	1.75	1.14	1.02	1.04	1.52	1.2	-0.17	1.16	0.99	1.49	0.95	0.73	1.22	3.14
Capital Expenditures	-1	-2	-1	-3	-3	- -	- -	- -	-1	- -	-1	-1	-1	-1	-1