FNB Bancorp, Inc.

FBIP

FBIPFNB Bancorp, Inc. US flag

Other OTC

142.50

USD

- -

229.44MMarket Cap

Income Statement (USD)

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	2002 Y	2003 Y	2004 Y
Sales/Revenue/Turnover	30	30	30
+ Sales & Services Revenue	30	30	30
- Cost of Revenue	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -
Gross Profit	- -	- -	- -
+ Other Operating Income	-13	-13	-12
- Operating Expenses	- -	- -	- -
+ Selling, General & Admin	10	10	10
+ Research & Development	- -	- -	- -
+ Other Operating Expense	-10	-10	-10
Operating Income (Loss)	13	13	12
- Non-Operating (Income) Loss	- -	- -	- -
+ Interest Expense, Net	- -	- -	- -
+ Interest Expense	- -	- -	- -
- Interest Income	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -
Pretax Income	13	13	12
- Income Tax Expense (Benefit)	4	3	3
- (Income) Loss from Affiliates	- -	- -	- -
Income (Loss) from Cont Ops	9	9	9
- Net Extraordinary Losses (Gains)	- -	- -	- -
+ Discontinued Operations	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -
Income (Loss) Incl. MI	9	9	9
- Minority Interest	- -	- -	- -
Net Income, GAAP	9	9	9
- Preferred Dividends	- -	- -	- -
- Other Adjustments	- -	- -	- -
Net Income Avail to Common, GAAP	9	9	9
EBIT	13	13	12
EBITDA	14	14	14
EBITDA Margin (%)	48.15	47.7	46.05
EBITA	13	13	12
Gross Margin (%)	100	100	100
Operating Margin (%)	42.82	41.22	40.82
Profit Margin (%)	30.42	29.88	30.01
Sales per Employee	- -	- -	- -
Dividend per Share	2.44	2.51	2.69
Depreciation Expense	2	2	2
Basic Weighted Avg Shares	1	1	1
Basic EPS, GAAP	8.75	8.83	8.76
Basic EPS from Cont Ops	8.75	8.83	8.76
Diluted Weighted Avg Shares	1	1	1
Diluted EPS, GAAP	8.75	8.83	8.76
Diluted EPS from Cont Ops	8.75	8.83	8.76

Balance Sheet (USD)

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	2002 Y	2003 Y	2004 Y
Total Current Assets	- -	- -	- -
+ Cash, Cash Equivalents & STI	31	31	28
+ Cash & Cash Equivalents	31	31	28
+ ST Investments	- -	- -	- -
+ Accounts & Notes Receiv	- -	- -	- -
+ Accounts Receivable, Net	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -
+ Inventories	- -	- -	- -
+ Raw Materials	- -	- -	- -
+ Work In Process	- -	- -	- -
+ Finished Goods	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -
+ Other Inventory	- -	- -	- -
+ Other ST Assets	-31	-31	-28
+ Misc ST Assets	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -
+ Property, Plant & Equip	- -	- -	- -
- Accumulated Depreciation	- -	- -	- -
+ LT Investments & Receivables	235	276	264
+ LT Investments	235	276	264
+ LT Receivables	- -	- -	- -
+ Other LT Assets	-235	-276	-264
+ Total Intangible Assets	- -	- -	- -
+ Goodwill	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -
+ Misc LT Assets	-235	-276	-264
Total Assets	572	620	639
+ Payables & Accruals	- -	- -	- -
+ Accounts Payable	- -	- -	- -
+ Accrued Taxes	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -
+ ST Debt	- -	- -	- -
+ ST Borrowings	- -	- -	- -
+ ST Finance Leases	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -
+ Deferred Revenue	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -
Total Current Liabilities	- -	- -	- -
+ LT Debt	- -	- -	- -
+ LT Borrowings	- -	- -	- -
+ LT Finance Leases	- -	- -	- -
+ Other LT Liabilities	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -
+ Pension Liabilities	- -	- -	- -
+ Deferred Revenue	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -
+ Misc LT Liabilities	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -
Total Liabilities	504	548	564
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Share Capital & APIC	12	12	12
+ Common Stock	11	11	11
+ Additional Paid in Capital	1	1	1
- Treasury Stock	7	8	9
+ Retained Earnings	59	65	71
+ Other Equity	5	2	- -
Equity Before Minority Interest	68	71	75
+ Minority/Non Controlling Interest	- -	- -	- -
Total Equity	68	71	75
Total Liabilities & Equity	572	620	639
Shares Outstanding	1	1	1
Number of Employees	- -	- -	- -
Capital Leases - Total	- -	- -	- -
Net Debt	-31	-31	-28
Net Debt to Equity	-45.18	-43.88	-36.88
Tangible Common Equity Ratio	11.91	11.53	11.69
Current Ratio	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -

Cash Flow Statement (USD)

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	2002 Y	2003 Y	2004 Y
+ Net Income	9	9	9
+ Depreciation & Amortization	2	2	2
+ Non-Cash Items	-6	-1	- -
+ Stock-Based Compensation	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -
+ Other Non-Cash Adj	-6	-1	- -
+ Chg in Non-Cash Work Cap	9	- -	-1
+ (Inc) Dec in Accts Receiv	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -
+ Inc (Dec) in Other	9	- -	-1
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Operating Activities	13	10	10
+ Change in Fixed & Intang	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -
+ Net Change in LT Investment	-67	-46	8
+ Dec in LT Investment	71	111	94
+ Inc in LT Investment	-138	-157	-85
+ Net Cash From Acq & Div	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -
+ Cash for JVs	- -	- -	- -
+ Other Investing Activities	8	-15	-21
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Investing Activities	-59	-62	-12
+ Dividends Paid	-3	-3	-3
+ Net Cash From Debt	- -	- -	- -
+ Cash From Debt	- -	- -	- -
+ Repayments of Debt	- -	- -	- -
+ Other Financing Activities	53	45	15
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Financing Activities	51	42	12
Effect of Foreign Exchange Rates	- -	- -	- -
Net Changes in Cash	4	-9	10
EBITDA	14	14	14
EBITDA Margin (%)	48.15	47.7	46.05
Free Cash Flow	13	10	10
Net Cash Paid for Acquisitions	- -	- -	- -
Free Cash Flow to Firm	13	10	10
Free Cash Flow to Equity	- -	10	10
Free Cash Flow per Basic Share	12.71	9.64	9.9
Price/Free Cash Flow	5.51	8.07	9.21
Cash Flow to Net Income	1.45	1.09	1.13
Capital Expenditures	- -	- -	- -