Fifth District Savings Bank

FDSB

FDSBFifth District Savings Bank US flag

NASDAQ Global Market

15.08

USD

+0.01

- -

79.39MMarket Cap

Income Statement (USD)

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	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	14	11	10	17
+ Sales & Services Revenue	14	11	10	17
- Cost of Revenue	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -
+ Selling, General & Admin	7	7	7	8
+ Research & Development	- -	- -	- -	- -
+ Other Operating Expense	-7	-7	-7	-8
Operating Income (Loss)	- -	- -	- -	- -
- Non-Operating (Income) Loss	-4	-1	1	-4
+ Interest Expense, Net	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-4	-1	1	-4
Pretax Income	4	1	-1	4
- Income Tax Expense (Benefit)	1	- -	- -	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -
Income (Loss) from Cont Ops	3	1	-1	4
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -
Income (Loss) Incl. MI	3	1	-1	4
- Minority Interest	- -	- -	- -	- -
Net Income, GAAP	3	1	-1	4
- Preferred Dividends	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -
Net Income Avail to Common, GAAP	3	1	-1	4
EBIT	- -	- -	- -	- -
EBITDA	1	1	1	1
EBITDA Margin (%)	3.88	4.97	6.89	3.88
EBITA	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -
Profit Margin (%)	21.19	7.23	-10.71	23.66
Sales per Employee	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -
Depreciation Expense	1	1	1	1
Basic Weighted Avg Shares	6	6	5	5
Basic EPS, GAAP	0.52	0.14	-0.21	0.8
Basic EPS from Cont Ops	0.52	0.14	-0.21	0.8
Diluted Weighted Avg Shares	6	6	5	5
Diluted EPS, GAAP	0.52	0.14	-0.21	0.8
Diluted EPS from Cont Ops	0.52	0.14	-0.21	0.8

Balance Sheet (USD)

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	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	97	87	131	133
+ Cash & Cash Equivalents	20	19	38	34
+ ST Investments	77	68	93	99
+ Accounts & Notes Receiv	2	2	2	2
+ Accounts Receivable, Net	2	2	2	2
+ Notes Receivable, Net	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -
+ Other ST Assets	-99	-89	-133	-135
+ Misc ST Assets	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -
+ Property, Plant & Equip, Net	11	12	12	12
+ Property, Plant & Equip	21	22	22	22
- Accumulated Depreciation	9	10	10	10
+ LT Investments & Receivables	77	68	93	99
+ LT Investments	77	68	93	99
+ LT Receivables	- -	- -	- -	- -
+ Other LT Assets	-88	-80	-105	-111
+ Total Intangible Assets	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -
+ Misc LT Assets	-88	-80	-105	-111
Total Assets	473	481	527	534
+ Payables & Accruals	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -
+ ST Debt	- -	4	- -	- -
+ ST Borrowings	- -	4	- -	- -
+ ST Finance Leases	- -	- -	- -	- -
+ Other ST Liabilities	- -	-4	- -	- -
+ Deferred Revenue	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -
+ Misc ST Liabilities	- -	-4	- -	- -
Total Current Liabilities	- -	- -	- -	- -
+ LT Debt	- -	- -	- -	- -
+ LT Borrowings	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -
+ Other LT Liabilities	- -	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -
+ Misc LT Liabilities	- -	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -
Total Liabilities	397	403	402	405
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	53	51
+ Common Stock	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	53	51
- Treasury Stock	- -	- -	- -	- -
+ Retained Earnings	84	85	84	87
+ Other Equity	-8	-7	-7	-4
Equity Before Minority Interest	76	78	126	130
+ Minority/Non Controlling Interest	- -	- -	- -	- -
Total Equity	76	78	126	130
Total Liabilities & Equity	473	481	527	534
Shares Outstanding	6	6	6	5
Number of Employees	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -
Net Debt	-20	-15	-38	-34
Net Debt to Equity	-26.67	-19.67	-30.15	-26.09
Tangible Common Equity Ratio	16.07	16.18	23.85	24.28
Current Ratio	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -

Cash Flow Statement (USD)

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	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	3	1	-1	4
+ Depreciation & Amortization	1	1	1	1
+ Non-Cash Items	- -	- -	-1	-3
+ Stock-Based Compensation	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	- -	-4
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -
Cash from Operating Activities	4	1	-1	1
+ Change in Fixed & Intang	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	1	- -
+ Disp of Fixed Prod Assets	- -	- -	1	- -
+ Disp of Intangible Assets	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-2	-1	- -
+ Acq of Fixed Prod Assets	-1	-2	-1	- -
+ Acq of Intangible Assets	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	49	-3
+ Increase in Capital Stock	- -	- -	49	- -
+ Decrease in Capital Stock	- -	- -	- -	-3
+ Net Change in LT Investment	- -	10	-26	-2
+ Dec in LT Investment	16	11	28	16
+ Inc in LT Investment	-16	-1	-54	-18
+ Net Cash From Acq & Div	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -
+ Other Investing Activities	-25	-14	-1	-2
+ Net Cash From Disc Ops	- -	- -	- -	- -
Cash from Investing Activities	-26	-7	-27	-5
+ Dividends Paid	- -	- -	- -	- -
+ Net Cash From Debt	- -	4	-4	- -
+ Cash From Debt	- -	4	- -	- -
+ Repayments of Debt	- -	- -	-4	- -
+ Other Financing Activities	18	1	2	3
+ Net Cash From Disc Ops	- -	- -	- -	- -
Cash from Financing Activities	18	5	47	- -
Effect of Foreign Exchange Rates	- -	- -	- -	- -
Net Changes in Cash	-4	-1	19	-4
EBITDA	1	1	1	1
EBITDA Margin (%)	3.88	4.97	6.89	3.88
Free Cash Flow	3	-1	-2	1
Net Cash Paid for Acquisitions	- -	- -	- -	- -
Free Cash Flow to Firm	3	-1	- -	1
Free Cash Flow to Equity	- -	3	-5	1
Free Cash Flow per Basic Share	0.52	-0.2	-0.3	0.18
Price/Free Cash Flow	- -	- -	-119.03	44.93
Cash Flow to Net Income	1.36	1	0.98	0.32
Capital Expenditures	-1	-2	-1	- -