1. United States of America Stocks

  2. •

    Technology

  3. •

    Software - Application
Fair Isaac Corporation

Fair Isaac Corporation

FICO
Fair Isaac CorporationUS flagNew York Stock Exchange
1,137.33
USD
-29.37
- -
26.38BMarket Cap

Income Statement (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
620
676
743
789
839
881
935
1,000
1,160
1,295
1,317
1,377
1,514
1,718
1,991
+ Sales & Services Revenue
620
676
743
789
839
881
935
1,000
1,160
1,295
1,317
1,377
1,514
1,718
1,991
- Cost of Revenue
186
198
229
249
271
265
288
313
337
361
332
302
311
348
354
+ Cost of Goods & Services
186
198
229
249
271
265
288
313
337
361
332
302
311
348
354
Gross Profit
433
478
514
540
568
616
647
687
823
933
984
1,075
1,203
1,369
1,637
+ Other Operating Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
293
305
349
374
412
447
461
512
570
592
571
533
562
636
701
+ Selling, General & Admin
224
239
268
278
300
329
337
377
414
421
396
384
401
463
513
+ Research & Development
62
60
67
83
99
104
111
128
149
166
171
147
160
172
188
+ Other Operating Expense
8
7
14
12
14
14
13
7
6
5
3
2
1
1
- -
Operating Income (Loss)
140
173
165
166
156
170
187
175
254
341
413
542
641
734
936
- Non-Operating (Income) Loss
42
37
33
33
47
25
30
18
37
84
-60
71
87
92
133
+ Interest Expense, Net
30
31
30
29
29
27
26
31
40
42
40
69
96
106
134
+ Interest Expense
32
31
30
29
29
27
26
31
40
42
40
69
96
106
134
- Interest Income
2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
12
6
3
4
17
-2
5
-13
-2
42
-100
2
-8
-14
- -
Pretax Income
97
136
132
133
109
145
156
157
216
257
473
471
554
642
803
- Income Tax Expense (Benefit)
26
44
42
38
23
35
23
30
24
21
81
98
124
129
151
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
72
92
90
95
87
109
133
126
192
236
392
374
429
513
652
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
72
92
90
95
87
109
133
126
192
236
392
374
429
513
652
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
72
92
90
95
87
109
133
126
192
236
392
374
429
513
652
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
72
92
90
95
87
109
133
126
192
236
392
374
429
513
652
EBIT
140
173
165
166
156
170
187
175
254
341
413
542
641
734
936
EBITDA
164
195
198
199
190
201
223
206
285
371
439
563
656
747
951
EBITDA Margin (%)
26.45
28.83
26.67
25.19
22.61
22.83
23.83
20.55
24.58
28.69
33.34
40.87
43.31
43.52
47.75
EBITA
140
173
165
166
156
170
187
175
254
341
413
542
641
734
936
Gross Margin (%)
69.91
70.74
69.13
68.4
67.75
69.91
69.24
68.71
70.96
72.1
74.75
78.06
79.45
79.73
82.23
Operating Margin (%)
22.55
25.65
22.2
21.06
18.57
19.24
19.96
17.53
21.86
26.34
31.39
39.38
42.34
42.71
47
Profit Margin (%)
11.55
13.6
12.12
12.03
10.31
12.42
14.27
12.65
16.56
18.26
29.78
27.12
28.37
29.86
32.75
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.08
0.08
0.08
0.08
0.08
0.08
0.04
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
24
22
33
33
34
32
36
30
32
30
26
20
15
14
15
Basic Weighted Avg Shares
39
35
35
34
31
31
31
30
29
29
29
26
25
25
24
Basic EPS, GAAP
1.82
2.64
2.55
2.8
2.75
3.52
4.32
4.26
6.63
8.13
13.65
14.34
17.18
20.78
26.9
Basic EPS from Cont Ops
1.82
2.64
2.55
2.8
2.75
3.52
4.32
4.26
6.63
8.13
13.65
14.34
17.18
20.78
26.9
Diluted Weighted Avg Shares
40
36
36
35
33
32
32
31
30
30
29
26
25
25
25
Diluted EPS, GAAP
1.79
2.55
2.48
2.72
2.65
3.39
4.14
4.06
6.34
7.9
13.4
14.18
16.93
20.45
26.54
Diluted EPS from Cont Ops
1.79
2.55
2.48
2.72
2.65
3.39
4.14
4.06
6.34
7.9
13.4
14.18
16.93
20.45
26.54

Balance Sheet (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
364
259
249
289
287
268
311
396
456
534
551
485
556
617
705
+ Cash, Cash Equivalents & STI
242
94
83
105
86
76
106
90
106
157
195
133
137
151
134
+ Cash & Cash Equivalents
136
72
83
105
86
76
106
90
106
157
195
133
137
151
134
+ ST Investments
106
22
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Accounts & Notes Receiv
105
143
144
155
159
168
169
267
297
334
312
322
388
427
529
+ Accounts Receivable, Net
77
110
112
120
112
123
124
194
170
334
312
322
388
427
529
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
28
32
31
35
46
45
45
73
128
- -
- -
- -
- -
- -
- -
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
18
23
22
28
42
24
37
40
52
43
44
29
32
40
42
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
765
899
912
904
944
953
945
934
978
1,072
1,017
957
1,019
1,100
1,163
+ Property, Plant & Equip, Net
33
41
45
37
38
45
41
49
53
104
75
54
37
68
94
+ Property, Plant & Equip
184
190
175
165
110
127
135
156
172
219
172
149
125
145
139
- Accumulated Depreciation
151
148
130
128
72
82
95
107
119
115
97
95
88
77
46
+ LT Investments & Receivables
15
16
18
20
21
22
26
20
22
27
33
26
33
45
55
+ LT Investments
15
16
18
20
21
22
26
20
22
27
33
26
33
45
55
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
717
842
849
847
885
886
878
865
903
942
908
877
949
987
1,014
+ Total Intangible Assets
684
810
831
828
862
832
826
815
818
822
792
763
774
783
783
+ Goodwill
665
758
774
780
815
798
804
801
804
812
788
761
773
783
783
+ Other Intangible Assets
19
52
57
48
47
34
21
15
14
9
4
2
1
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
33
32
18
19
23
54
53
50
85
120
116
114
175
204
231
Total Assets
1,129
1,159
1,162
1,192
1,230
1,221
1,256
1,330
1,433
1,606
1,568
1,442
1,575
1,718
1,868
+ Payables & Accruals
58
63
54
58
51
51
52
51
56
86
78
64
62
102
147
+ Accounts Payable
11
19
19
22
20
23
20
20
23
23
21
17
19
22
32
+ Accrued Taxes
16
12
7
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
31
32
28
36
31
28
32
31
32
63
57
47
43
80
115
+ ST Debt
8
49
23
170
92
77
142
235
218
95
272
49
66
15
400
+ ST Borrowings
8
49
23
170
92
77
142
235
218
95
250
30
50
15
400
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
22
19
16
12
- -
+ Other ST Liabilities
80
98
88
113
101
118
133
188
217
233
209
218
239
263
303
+ Deferred Revenue
42
48
49
57
47
47
55
103
111
115
105
120
137
157
187
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
36
50
39
57
54
71
78
84
106
118
104
98
102
106
115
Total Current Liabilities
146
210
166
341
244
246
327
474
491
415
559
331
368
380
849
+ LT Debt
504
455
447
376
516
494
463
529
607
813
1,063
1,863
1,836
2,216
2,675
+ LT Borrowings
504
455
447
376
516
494
463
529
607
739
1,009
1,824
1,812
2,194
2,656
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
73
54
39
24
22
19
+ Other LT Liabilities
13
20
18
20
33
34
40
40
46
48
57
50
60
84
89
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
13
20
18
20
33
34
40
40
46
48
57
50
60
84
89
Total Noncurrent Liabilities
517
475
465
396
549
528
502
569
653
861
1,120
1,913
1,896
2,300
2,765
Total Liabilities
664
684
631
738
793
774
829
1,043
1,144
1,275
1,679
2,244
2,263
2,681
3,614
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
1,099
1,104
1,111
1,130
1,153
1,189
1,196
1,211
1,226
1,219
1,238
1,300
1,351
1,367
1,331
+ Common Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Additional Paid in Capital
1,098
1,104
1,110
1,129
1,153
1,189
1,195
1,211
1,225
1,219
1,237
1,300
1,351
1,367
1,331
- Treasury Stock
1,627
1,719
1,751
1,936
2,034
2,137
2,301
2,612
2,802
2,998
3,858
4,936
5,325
6,139
7,538
+ Retained Earnings
1,016
1,105
1,192
1,284
1,368
1,471
1,598
1,765
1,957
2,193
2,585
2,959
3,388
3,901
4,553
+ Other Equity
-22
-16
-21
-23
-51
-77
-66
-76
-90
-83
-76
-125
-102
-92
-92
Equity Before Minority Interest
465
474
531
455
437
447
427
287
290
331
-111
-802
-688
-963
-1,746
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
465
474
531
455
437
447
427
287
290
331
-111
-802
-688
-963
-1,746
Total Liabilities & Equity
1,129
1,159
1,162
1,192
1,230
1,221
1,256
1,330
1,433
1,606
1,568
1,442
1,575
1,718
1,868
Shares Outstanding
37
35
35
32
31
31
30
29
29
29
28
25
25
24
24
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
- -
73
76
59
40
34
19
Net Debt
376
432
387
441
522
495
499
674
718
677
1,064
1,720
1,725
2,058
2,922
Net Debt to Equity
80.83
91.14
72.89
96.99
119.42
110.71
117.03
234.46
247.91
204.49
-958.76
-214.54
-250.71
-213.82
-167.35
Tangible Common Equity Ratio
-49.11
-96.16
-91.03
-102.41
-115.48
-99.12
-92.8
-102.51
-85.73
-62.52
-116.47
-230.51
-182.54
-186.65
-233.14
Current Ratio
2.49
1.24
1.5
0.85
1.18
1.09
0.95
0.84
0.93
1.29
0.99
1.46
1.51
1.62
0.83
Cash Conversion Cycle
36.57
22.77
24.28
23.64
22.35
19.18
21.17
34.74
33.66
47.72
65.56
61.12
64.37
64.81
59.35

Cash Flow Statement (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
72
92
90
95
87
109
133
126
192
236
392
374
429
513
652
+ Depreciation & Amortization
24
22
33
33
34
32
36
30
32
30
26
20
15
14
15
+ Non-Cash Items
13
12
27
21
54
56
57
75
92
139
19
151
88
127
130
+ Stock-Based Compensation
16
21
26
36
45
56
61
75
83
94
112
115
124
149
157
+ Deferred Income Taxes
-1
-1
7
-10
7
-2
-6
11
8
-9
-6
8
-47
-27
-32
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
- -
- -
- -
28
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
-2
-8
-6
-5
2
2
2
-11
1
26
-88
28
12
5
6
+ Chg in Non-Cash Work Cap
28
4
-14
26
-28
13
-1
-8
-55
-41
-13
-36
-63
-20
-19
+ (Inc) Dec in Accts Receiv
9
-26
1
-14
-5
-18
3
-8
-36
-60
24
-32
-70
-34
-100
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
2
1
-1
-2
-15
13
-10
-10
-56
-1
-6
7
-12
-14
1
+ Inc (Dec) in Accts Payable
1
18
-12
21
-5
18
4
8
24
13
-15
-6
7
7
20
+ Inc (Dec) in Other
16
11
-2
21
-2
1
2
1
12
6
-16
-5
12
21
61
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
136
130
136
175
147
210
226
223
260
365
424
509
469
633
779
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-14
-25
-24
-13
-25
-22
-20
-31
-24
-22
-8
-6
-4
-9
-9
+ Acq of Fixed Prod Assets
-14
-25
-24
-13
-25
-22
-20
-31
-24
-22
-8
-6
-4
-9
-9
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
-84
-191
-83
-217
-131
-138
-188
-343
-229
-235
-874
-1,104
-406
-822
-1,415
+ Increase in Capital Stock
8
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
-91
-191
-83
-217
-131
-138
-188
-343
-229
-235
-874
-1,104
-406
-822
-1,415
+ Net Change in LT Investment
-38
84
22
- -
- -
- -
-1
-3
-3
-3
-2
-2
-6
-2
-4
+ Dec in LT Investment
106
132
22
- -
- -
- -
- -
3
3
3
7
8
5
16
2
+ Inc in LT Investment
-144
-48
- -
- -
- -
- -
-1
-6
-6
-6
-9
-10
-11
-18
-6
+ Net Cash From Acq & Div
- -
-124
-33
-7
-57
-6
- -
- -
-16
- -
147
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
147
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
-124
-33
-7
-57
-6
- -
- -
-16
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
- -
- -
- -
- -
- -
- -
- -
20
- -
- -
- -
2
-6
-17
-30
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-52
-66
-35
-20
-82
-28
-21
-14
-43
-25
138
-6
-16
-28
-44
+ Dividends Paid
-3
-3
-3
-3
-3
-2
-1
- -
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Debt
-8
-19
-26
160
195
-14
140
61
147
-237
846
601
5
344
853
+ Cash From Debt
- -
- -
60
290
498
244
380
1,254
458
876
1,364
1,589
407
947
2,225
+ Repayments of Debt
-8
-19
-86
-130
-303
-258
-240
-1,193
-311
-1,113
-518
-988
-402
-603
-1,372
+ Other Financing Activities
1
84
25
-71
-134
-35
-132
63
-118
183
-495
-44
-54
-115
-189
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
-94
-128
-87
-130
-72
-190
-181
-219
-200
-289
-524
-547
-455
-593
-750
Effect of Foreign Exchange Rates
-1
- -
-3
-3
-11
-3
5
-6
-1
- -
- -
-19
6
2
-1
Net Changes in Cash
-10
-64
15
25
-8
-7
24
-10
18
51
38
-43
-2
12
-15
EBITDA
164
195
198
199
190
201
223
206
285
371
439
563
656
747
951
EBITDA Margin (%)
26.45
28.83
26.67
25.19
22.61
22.83
23.83
20.55
24.58
28.69
33.34
40.87
43.31
43.52
47.75
Free Cash Flow
122
104
112
162
122
188
206
192
236
343
416
503
465
624
770
Net Cash Paid for Acquisitions
- -
124
33
7
57
6
- -
- -
16
- -
-147
- -
- -
- -
- -
Free Cash Flow to Firm
146
125
133
183
145
208
228
217
272
382
449
558
539
708
878
Free Cash Flow to Equity
114
85
86
322
317
174
346
253
383
106
1,262
1,104
470
968
1,623
Free Cash Flow per Basic Share
3.1
2.99
3.17
4.8
3.88
6.05
6.67
6.45
8.16
11.8
14.49
19.33
18.6
25.29
31.76
Price/Free Cash Flow
5.77
10.23
12.47
10.22
16.02
17.33
18.46
28.02
32.34
32.91
26.99
21.06
46.56
75.94
46.66
Cash Flow to Net Income
1.9
1.41
1.51
1.84
1.7
1.92
1.69
1.76
1.36
1.54
1.08
1.36
1.09
1.23
1.19
Capital Expenditures
-14
-25
-24
-13
-25
-22
-20
-31
-24
-22
-8
-6
-4
-9
-9