IBW Financial Corporation

IBWC

IBWCIBW Financial Corporation US flag

Other OTC

47.05

USD

- -

30.38MMarket Cap

Income Statement (USD)

API Chat

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	19	20	20	21	21	25	36	30	29	38	33	32
+ Sales & Services Revenue	19	20	20	21	21	25	36	30	29	38	33	32
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-18	-18	-18	-19	-20	-21	-26	-26	-26	-29	-28	-29
- Operating Expenses	18	18	18	19	20	21	26	26	26	29	28	29
+ Selling, General & Admin	1	1	1	1	1	1	1	2	2	2	2	2
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	17	17	16	18	18	20	25	24	24	27	26	26
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-3	-2	-2	-2	-1	-6	-8	-4	-2	-4	-2	-1
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-3	-2	-2	-2	-1	-6	-8	-4	-2	-4	-2	-1
Pretax Income	3	2	2	2	1	6	8	4	2	4	2	1
- Income Tax Expense (Benefit)	1	1	- -	1	- -	2	2	1	- -	1	1	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	2	2	2	1	1	4	6	3	1	3	2	- -
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	2	2	2	1	1	4	6	3	1	3	2	- -
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	2	2	2	1	1	4	6	3	1	3	2	- -
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	2
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	2	1	2	1	1	4	6	2	1	3	1	-1
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITA	- -	- -	-1	- -	- -	-1	-1	-1	-1	-1	-1	-1
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	11.39	7.47	9.34	3.2	4.8	16.4	15.81	8.36	4.79	7.09	5.53	1.34
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	0.27	0.14	- -	0.16	0.29	0.2	0.35	0.39	1.61	- -
Depreciation Expense	- -	- -	1	- -	- -	1	1	1	1	1	1	1
Basic Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	- -
Basic EPS, GAAP	3.43	2.3	2.92	1.07	1.63	6.71	9.46	4.04	1.95	4.01	1.44	- -
Basic EPS from Cont Ops	3.67	2.54	3.19	1.11	1.67	6.75	9.5	4.08	2.14	4.2	2.81	- -
Diluted Weighted Avg Shares	1	1	1	1	1	1	1	1	1	1	1	- -
Diluted EPS, GAAP	3.43	2.3	2.92	1.07	1.63	6.71	9.46	4.04	1.95	4.01	1.44	- -
Diluted EPS from Cont Ops	3.67	2.54	3.19	1.11	1.67	6.75	9.5	4.08	2.14	4.2	2.81	- -

Balance Sheet (USD)

API Chat

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	25	17	20	19	23	71	90	67	74	53	66	46
+ Cash & Cash Equivalents	25	17	20	19	23	71	90	67	74	53	66	46
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	1	2	- -	- -	- -	- -	- -	- -	- -	3	3	3
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	1	2	- -	- -	- -	- -	- -	- -	- -	3	3	3
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-26	-19	-20	-19	-23	-71	-90	-67	-74	-56	-69	-49
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	9	- -	9	9	14	17	20	20	20
+ Property, Plant & Equip	- -	- -	- -	21	- -	21	22	27	31	35	35	36
- Accumulated Depreciation	- -	- -	- -	12	- -	13	13	13	14	14	15	16
+ LT Investments & Receivables	69	72	57	70	72	90	92	225	286	184	164	60
+ LT Investments	69	72	57	70	72	90	92	225	286	184	164	60
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-69	-72	-57	-79	-72	-99	-102	-239	-303	-204	-184	-80
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-69	-72	-57	-79	-72	-99	-102	-239	-303	-204	-184	-80
Total Assets	368	389	383	423	434	531	560	625	742	747	781	799
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	1	2	1	2	- -	5	8	6	7	7	6
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	-1	-2	-1	-2	- -	-5	-8	-6	-7	-7	-6
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	23	37	16	52	45	- -	- -	- -	- -	25	- -	50
+ LT Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-23	-37	-16	-52	-45	- -	- -	- -	- -	-25	- -	-50
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-23	-37	-16	-52	-45	- -	- -	- -	- -	-25	- -	-50
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	329	349	348	388	398	491	512	562	619	619	652	665
+ Preferred Equity and Hybrid Capital	6	6	- -	- -	- -	- -	- -	13	94	94	94	94
+ Share Capital & APIC	4	4	4	4	4	4	4	8	7	7	7	7
+ Common Stock	1	1	1	1	1	1	1	1	1	1	1	1
+ Additional Paid in Capital	3	3	3	3	3	3	3	7	6	6	6	6
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	1
+ Retained Earnings	27	28	30	31	32	35	41	43	45	47	47	46
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	39	40	35	35	36	40	48	64	123	129	130	135
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	39	40	35	35	36	40	48	64	123	129	130	135
Total Liabilities & Equity	368	389	383	423	434	531	560	625	742	747	781	799
Shares Outstanding	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-25	-17	-20	-19	-23	-71	-90	-67	-74	-53	-66	-46
Net Debt to Equity	-62.64	-43.34	-57.26	-53.08	-65.41	-175.87	-187.08	-106.13	-60.47	-41.14	-50.77	-34.28
Tangible Common Equity Ratio	8.88	8.59	8.99	8.21	8.09	7.53	8.48	8.08	3.8	4.56	4.49	5.01
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	- -	- -	2	1	- -	4	6	3	1	3	2	- -
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	- -	- -	- -	2	- -	-4	-7	-2	5	7	4	4
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	1	- -	- -	-1	-2	1	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	- -	1	- -	-4	-6	- -	4	7	4	4
+ Chg in Non-Cash Work Cap	- -	- -	-1	-2	- -	3	-2	2	-3	-1	- -	-2
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	-1	1	-1	-1	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	-1	-2	- -	3	-1	1	-2	- -	- -	-2
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	- -	- -	1	1	- -	4	-3	3	3	9	6	3
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	3	8	5	- -	- -	1	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	3	8	5	- -	- -	1	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	-1	-4	- -	-1	-1	-6	-3	-4	-1	-1
+ Acq of Fixed Prod Assets	- -	- -	-1	-4	- -	-1	-1	-6	-3	-4	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	4	-1	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	4	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	-1	- -	- -	- -
+ Net Change in LT Investment	- -	- -	16	-12	- -	9	- -	-137	-94	13	8	-27
+ Dec in LT Investment	- -	- -	28	10	- -	13	18	30	37	33	27	24
+ Inc in LT Investment	- -	- -	-12	-22	- -	-4	-18	-167	-130	-20	-19	-51
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	32	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	32	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	- -	- -	-6	-24	- -	24	-10	49	-39	-37	-32	-7
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	- -	- -	8	-40	- -	68	-3	-89	-136	-28	-24	-35
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-2
+ Net Cash From Debt	- -	- -	- -	- -	- -	- -	1	3	- -	- -	- -	- -
+ Cash From Debt	- -	- -	- -	- -	- -	- -	1	3	- -	- -	- -	- -
+ Repayments of Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Financing Activities	- -	- -	-7	40	- -	-24	23	58	141	-2	33	14
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	- -	- -	-7	40	- -	-24	24	64	140	-2	31	12
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	- -	- -	3	1	- -	48	19	-22	7	-21	13	-20
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	- -	- -	- -	-4	- -	3	-4	-3	- -	5	5	2
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	-32	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	- -	- -	- -	-4	- -	3	-4	-3	- -	5	5	2
Free Cash Flow to Equity	- -	- -	-6	-4	- -	6	5	17	81	5	5	1
Free Cash Flow per Basic Share	- -	- -	-0.47	-6.39	- -	5.49	-7.26	-5.21	-0.4	8.05	7.2	- -
Price/Free Cash Flow	- -	- -	4.01	3.78	- -	3.66	-11.48	2.37	2.6	0.81	3.78	- -
Cash Flow to Net Income	- -	- -	0.63	0.93	- -	0.96	-0.54	1.07	2.3	3.32	3.26	7.84
Capital Expenditures	- -	- -	-1	-4	- -	-1	-1	-6	-3	-4	-1	-1