1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Midland States Bancorp, Inc.

Midland States Bancorp, Inc.

MSBI
Midland States Bancorp, Inc.US flagNASDAQ Global Select
27.49
USD
-0.41
- -
569.86MMarket Cap

Income Statement (USD)

APIChat
2009 Y
2010 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
72
77
83
81
161
175
187
251
267
270
283
380
340
356
290
+ Sales & Services Revenue
72
77
83
81
161
175
187
251
267
270
283
380
340
356
290
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
-28
-17
-21
-15
-35
-50
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
16
32
33
36
68
71
84
102
96
89
93
97
101
103
118
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-16
-32
-33
-36
-68
-71
-84
-102
-96
-89
-93
-97
-101
-103
-118
Operating Income (Loss)
28
17
21
15
35
50
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
- -
- -
- -
- -
- -
- -
-26
-51
-72
-32
-99
-131
-88
-47
115
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
- -
- -
- -
- -
- -
- -
-26
-51
-72
-32
-99
-131
-88
-47
115
Pretax Income
28
17
21
15
35
50
26
51
72
32
99
131
88
47
-115
- Income Tax Expense (Benefit)
9
5
6
5
11
19
10
11
17
9
18
31
27
9
9
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
18
12
15
11
24
32
16
39
56
23
81
100
61
38
-124
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
18
12
15
11
24
32
16
39
56
23
81
100
61
38
-124
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
18
12
15
11
24
32
16
39
56
23
81
100
61
38
-124
- Preferred Dividends
2
4
5
8
- -
- -
- -
- -
- -
- -
- -
3
9
9
9
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
16
8
10
3
24
32
16
39
56
23
81
97
52
29
-133
EBIT
28
17
21
15
35
50
- -
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
29
20
26
21
48
64
13
16
19
20
16
14
13
13
12
EBITDA Margin (%)
40.11
26.31
31.18
26.63
29.8
36.38
7.19
6.39
7.27
7.22
5.77
3.78
3.74
3.69
4.12
EBITA
28
17
21
15
35
50
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
Operating Margin (%)
38.37
21.53
24.65
19.19
21.99
28.75
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
25.49
15.61
17.42
13.42
15.07
17.99
8.58
15.68
20.87
8.34
28.72
26.34
17.98
10.68
-42.8
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.19
0.35
0.51
0.52
0.52
0.7
0.8
0.88
0.98
1.07
1.12
1.3
1.6
1.69
1.67
Depreciation Expense
1
4
5
6
13
13
13
16
19
20
16
14
13
13
12
Basic Weighted Avg Shares
15
15
15
15
15
14
18
23
24
23
22
22
22
21
22
Basic EPS, GAAP
1.08
0.57
0.66
0.22
1.64
2.23
0.9
1.7
2.29
0.97
3.62
4.34
2.36
1.37
-6.08
Basic EPS from Cont Ops
1.23
0.81
0.98
0.73
1.64
2.23
0.9
1.7
2.3
0.97
3.62
4.49
2.77
1.79
-5.68
Diluted Weighted Avg Shares
15
15
15
15
15
14
18
24
24
23
23
22
22
22
22
Diluted EPS, GAAP
1.08
0.57
0.66
0.22
1.64
2.19
0.87
1.67
2.27
0.97
3.61
4.33
2.36
1.34
-6.08
Diluted EPS from Cont Ops
1.23
0.81
0.98
0.73
1.64
2.19
0.88
1.67
2.28
0.97
3.61
4.48
2.76
1.75
-5.68

Balance Sheet (USD)

APIChat
2009 Y
2010 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
84
57
- -
414
449
436
665
868
1,042
1,014
1,580
922
1,050
1,322
1,419
+ Cash & Cash Equivalents
84
57
- -
160
212
190
215
211
393
337
673
153
134
114
127
+ ST Investments
- -
- -
- -
254
237
246
451
657
649
677
907
768
916
1,208
1,292
+ Accounts & Notes Receiv
6
8
- -
127
161
206
225
289
349
434
443
512
495
402
72
+ Accounts Receivable, Net
6
8
- -
9
8
8
12
17
16
24
19
20
34
25
24
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
- -
- -
118
153
197
214
273
333
410
423
492
460
377
48
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-90
-66
- -
-540
-609
-641
-890
-1,158
-1,391
-1,447
-2,023
-1,434
-1,545
-1,724
-1,491
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
- -
- -
- -
72
73
67
76
95
105
83
79
78
83
86
85
+ Property, Plant & Equip
- -
- -
- -
91
96
92
106
126
142
124
125
129
138
145
149
- Accumulated Depreciation
- -
- -
- -
18
23
26
30
31
37
41
46
51
55
59
64
+ LT Investments & Receivables
308
401
- -
368
340
344
485
703
700
743
952
823
964
1,246
1,560
+ LT Investments
308
401
- -
368
340
344
485
703
700
743
952
823
964
1,246
1,560
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-308
-401
- -
-440
-413
-411
-561
-798
-805
-826
-1,032
-901
-1,047
-1,332
-1,645
+ Total Intangible Assets
9
21
- -
120
120
124
172
255
260
230
215
184
198
192
29
+ Goodwill
8
8
- -
48
47
49
99
165
172
162
162
162
162
162
8
+ Other Intangible Assets
1
13
- -
72
74
75
73
91
89
69
53
22
36
30
21
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-316
-422
- -
-560
-533
-535
-733
-1,054
-1,065
-1,056
-1,247
-1,085
-1,245
-1,524
-1,674
Total Assets
1,114
1,634
- -
2,677
2,885
3,234
4,413
5,638
6,087
6,869
7,444
7,856
7,790
7,507
6,513
+ Payables & Accruals
2
3
- -
1
1
1
3
5
6
- -
94
80
110
124
- -
+ Accounts Payable
2
3
- -
1
1
1
3
5
6
- -
94
80
110
124
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Debt
90
128
- -
10
- -
- -
9
33
- -
- -
- -
142
201
87
60
+ ST Borrowings
90
128
- -
10
- -
- -
9
33
- -
- -
- -
142
201
87
60
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
-92
-131
- -
-11
-1
-1
-12
-38
-6
- -
-94
-223
-311
-212
-60
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-92
-131
- -
-11
-1
-1
-12
-38
-6
- -
-94
-223
-311
-212
-60
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
11
16
- -
72
102
292
581
702
685
961
449
460
404
336
320
+ LT Borrowings
11
16
- -
71
102
292
581
702
670
949
449
460
404
336
320
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
15
12
11
- -
- -
- -
- -
+ Other LT Liabilities
-11
-16
- -
-72
-102
-292
-581
-702
-685
-961
-449
-460
-404
-336
-320
+ Accrued Liabilities
- -
- -
- -
- -
- -
9
- -
- -
11
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-11
-16
- -
-72
-102
-301
-581
-702
-696
-961
-449
-460
-404
-336
-320
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
1,040
1,528
- -
2,457
2,652
2,912
3,963
5,029
5,425
6,247
6,780
7,097
7,075
6,796
5,948
+ Preferred Equity and Hybrid Capital
24
47
- -
- -
- -
- -
3
3
- -
- -
- -
111
111
111
111
+ Share Capital & APIC
9
9
- -
135
136
210
330
474
489
454
446
449
436
435
428
+ Common Stock
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Additional Paid in Capital
8
9
- -
134
136
210
330
474
488
453
446
449
435
434
428
- Treasury Stock
7
7
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Retained Earnings
50
57
- -
74
91
113
114
134
166
156
212
282
246
248
87
+ Other Equity
-3
- -
- -
11
6
-1
2
-2
7
11
5
-84
-77
-82
-60
Equity Before Minority Interest
73
107
- -
219
233
322
450
609
662
621
664
759
715
711
565
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
73
107
- -
220
233
322
450
609
662
621
664
759
715
711
565
Total Liabilities & Equity
1,114
1,634
- -
2,677
2,885
3,234
4,413
5,638
6,087
6,869
7,444
7,856
7,790
7,507
6,513
Shares Outstanding
15
15
- -
15
15
15
19
24
24
22
22
22
22
21
21
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
15
12
11
- -
- -
- -
- -
Net Debt
18
87
- -
-78
-110
102
376
524
277
612
-224
449
470
309
253
Net Debt to Equity
24.03
81.88
- -
-35.65
-47.25
31.85
83.58
86.08
41.86
98.44
-33.77
59.16
65.75
43.5
44.73
Tangible Common Equity Ratio
3.71
2.38
- -
3.9
4.08
6.36
6.48
6.51
6.89
5.89
6.21
6.05
5.35
5.58
6.57
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChat
2009 Y
2010 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
18
12
15
11
24
32
16
39
56
23
81
100
61
38
-124
+ Depreciation & Amortization
1
4
5
6
13
13
13
16
19
20
16
14
13
13
12
+ Non-Cash Items
-16
6
9
4
44
-17
43
32
454
492
240
204
83
117
248
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
1
2
2
2
2
2
2
3
3
+ Deferred Income Taxes
- -
- -
1
4
6
15
12
11
13
- -
- -
- -
- -
- -
- -
+ Asset Impairment Charge
1
- -
-1
1
1
3
4
- -
6
27
8
6
- -
13
155
+ Other Non-Cash Adj
-17
5
8
-2
37
-35
25
20
433
463
230
196
80
101
90
+ Chg in Non-Cash Work Cap
5
-4
2
1
-8
-4
-2
10
9
-34
-3
-33
-3
9
-10
+ (Inc) Dec in Accts Receiv
1
-1
6
1
-4
2
-4
- -
1
-7
4
-1
-4
9
2
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
-1
-1
-1
- -
- -
- -
1
16
13
5
24
-14
28
18
-40
+ Inc (Dec) in Other
5
-2
-3
- -
-4
-7
1
-6
-5
-32
-32
-18
-26
-18
29
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
9
18
31
21
73
24
70
97
539
499
334
286
153
177
126
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
4
- -
- -
- -
1
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
4
- -
- -
- -
1
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-1
-11
-4
-3
-6
-2
-6
-7
-6
-3
-3
-3
-9
-7
-5
+ Acq of Fixed Prod Assets
-1
-11
-4
-3
-6
-2
-6
-7
-6
-3
-3
-3
-9
-7
-5
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
2
- -
- -
71
- -
- -
-4
-40
-12
-1
-18
-5
-10
+ Increase in Capital Stock
- -
- -
2
- -
- -
71
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
-4
-40
-12
-1
-18
-5
-10
+ Net Change in LT Investment
47
-64
69
32
19
-3
18
77
71
-40
-227
19
-139
-288
-269
+ Dec in LT Investment
70
137
165
71
109
202
299
174
286
242
243
236
514
489
540
+ Inc in LT Investment
-23
-201
-96
-39
-90
-205
-281
-97
-215
-282
-470
-218
-653
-777
-809
+ Net Cash From Acq & Div
53
55
14
85
-20
-5
-19
36
70
- -
- -
60
- -
- -
- -
+ Cash from Divestitures
53
55
- -
- -
- -
- -
- -
36
70
- -
- -
60
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
14
85
-20
-5
-19
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-59
41
-180
-84
-222
-348
-232
-113
-501
-1,270
-250
-1,213
73
432
1,023
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
39
21
-100
30
-230
-359
-235
-7
-365
-1,312
-478
-1,138
-75
137
749
+ Dividends Paid
-3
-5
-8
-8
-8
-10
-14
-20
-24
-25
-25
-29
-35
-36
-37
+ Net Cash From Debt
2
24
-1
1
21
190
203
126
-76
279
-500
-140
184
-68
4
+ Cash From Debt
71
49
8
126
103
1,015
527
1,017
458
734
509
- -
215
263
328
+ Repayments of Debt
-70
-24
-9
-125
-82
-826
-324
-891
-535
-455
-1,009
-140
-31
-331
-324
+ Other Financing Activities
24
-84
48
28
195
62
- -
-198
111
546
1,020
502
-235
-224
-820
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
23
-66
42
22
209
313
189
-92
7
760
483
332
-104
-334
-862
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
71
-27
-27
73
53
-22
24
-2
181
-53
339
-520
-26
-20
13
EBITDA
29
20
26
21
48
64
13
16
19
20
16
14
13
13
12
EBITDA Margin (%)
40.11
26.31
31.18
26.63
29.8
36.38
7.19
6.39
7.27
7.22
5.77
3.78
3.74
3.69
4.12
Free Cash Flow
8
7
27
19
67
22
64
90
533
497
332
282
145
170
120
Net Cash Paid for Acquisitions
-53
-55
-14
-85
20
5
19
-36
-70
- -
- -
-60
- -
- -
- -
Free Cash Flow to Firm
8
7
27
19
67
22
64
90
533
497
332
282
145
170
- -
Free Cash Flow to Equity
- -
51
-25
12
88
211
274
216
454
775
-168
250
320
93
116
Free Cash Flow per Basic Share
0.51
0.49
1.85
1.25
4.53
1.55
3.61
3.89
21.95
21.28
14.76
12.64
6.54
7.97
5.5
Price/Free Cash Flow
- -
- -
- -
- -
- -
19.85
7.75
5.04
1.3
0.83
1.66
2.06
3.76
2.89
3.54
Cash Flow to Net Income
0.49
1.48
2.14
1.99
3.01
0.76
4.39
2.46
9.66
22.15
4.11
2.85
2.51
4.64
-1.01
Capital Expenditures
-1
-11
-4
-3
-6
-2
-6
-7
-6
-3
-3
-3
-9
-7
-5