Northfield Bancorp, Inc.

NFBK

NFBKNorthfield Bancorp, Inc. US flag

NASDAQ Global Select

14.18

USD

-0.09

- -

592.00MMarket Cap

Income Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	74	77	86	85	90	113	121	119	127	141	170	166	137	131	154
+ Sales & Services Revenue	74	77	86	85	90	113	121	119	127	141	170	166	137	131	154
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	23	26	29	28	31	43	41	39	44	44	47	46	51	53	55
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-23	-26	-29	-28	-31	-43	-41	-39	-44	-44	-47	-46	-51	-53	-55
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-23	-25	-30	-32	-32	-40	-52	-50	-53	-50	-97	-85	-52	-41	-17
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-23	-25	-30	-32	-32	-40	-52	-50	-53	-50	-97	-85	-52	-41	-17
Pretax Income	23	25	30	32	32	40	52	50	53	50	97	85	52	41	17
- Income Tax Expense (Benefit)	6	9	11	12	12	14	27	10	13	13	26	24	14	11	16
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	17	16	19	20	20	26	25	40	40	37	71	61	38	30	1
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	17	16	19	20	20	26	25	40	40	37	71	61	38	30	1
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	17	16	19	20	20	26	25	40	40	37	71	61	38	30	1
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	17	16	19	20	20	26	25	40	40	37	71	61	38	30	1
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	2	3	4	4	4	4	4	3	9	9	8	8	9	8	8
EBITDA Margin (%)	3.29	4.13	4.75	4.78	4	3.56	3	2.8	7.03	6.15	4.99	5.08	6.25	6.32	5.19
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	22.77	20.69	22.35	23.9	21.71	23.05	20.55	33.58	31.78	26.18	41.54	36.75	27.58	22.81	0.52
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.09	0.03	0.49	0.26	0.29	0.32	0.35	0.4	0.43	0.44	0.5	0.52	0.52	0.53	0.53
Depreciation Expense	2	3	4	4	4	4	4	3	9	9	8	8	9	8	8
Basic Weighted Avg Shares	40	54	55	49	42	44	45	46	47	49	48	46	44	42	40
Basic EPS, GAAP	0.42	0.3	0.35	0.41	0.46	0.59	0.55	0.87	0.86	0.76	1.46	1.32	0.86	0.72	0.02
Basic EPS from Cont Ops	0.42	0.3	0.35	0.41	0.46	0.59	0.55	0.87	0.86	0.76	1.46	1.32	0.86	0.72	0.02
Diluted Weighted Avg Shares	41	55	56	50	43	46	47	47	47	49	49	46	44	42	40
Diluted EPS, GAAP	0.42	0.29	0.34	0.41	0.45	0.57	0.53	0.85	0.85	0.76	1.45	1.32	0.86	0.72	0.02
Diluted EPS from Cont Ops	0.42	0.29	0.34	0.41	0.45	0.57	0.53	0.85	0.85	0.76	1.45	1.32	0.86	0.72	0.02

Balance Sheet (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	1,164	1,404	998	848	593	595	572	886	1,286	1,352	1,299	998	1,025	848	890
+ Cash & Cash Equivalents	65	129	61	77	52	96	58	78	148	88	91	46	230	168	164
+ ST Investments	1,099	1,276	937	771	542	499	514	808	1,138	1,265	1,208	952	795	680	726
+ Accounts & Notes Receiv	9	8	8	8	8	10	11	13	15	15	15	17	18	19	20
+ Accounts Receivable, Net	9	8	8	8	8	10	11	13	15	15	15	17	18	19	20
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-1,173	-1,413	-1,006	-856	-602	-605	-582	-899	-1,301	-1,367	-1,314	-1,015	-1,043	-867	-910
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	20	30	29	26	24	27	26	26	65	65	60	59	55	50	46
+ Property, Plant & Equip	41	53	56	57	58	65	67	70	111	115	114	117	117	111	110
- Accumulated Depreciation	21	24	27	31	34	38	41	44	46	50	54	58	62	61	64
+ LT Investments & Receivables	1,106	1,283	943	781	559	517	535	828	1,162	1,285	1,232	984	829	709	748
+ LT Investments	1,106	1,283	943	781	559	517	535	828	1,162	1,285	1,232	984	829	709	748
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-1,126	-1,312	-972	-807	-582	-544	-560	-853	-1,227	-1,350	-1,292	-1,043	-883	-759	-794
+ Total Intangible Assets	16	16	16	16	16	38	38	38	38	41	41	41	41	41	- -
+ Goodwill	16	16	16	16	16	38	38	38	38	41	41	41	41	41	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-1,143	-1,328	-988	-824	-598	-582	-599	-892	-1,265	-1,391	-1,333	-1,084	-924	-800	-794
Total Assets	2,377	2,813	2,703	3,021	3,203	3,850	3,991	4,408	5,055	5,515	5,431	5,601	5,598	5,666	5,754
+ Payables & Accruals	17	19	17	20	21	30	29	29	30	30	35	39	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	17	19	17	20	21	30	29	29	30	30	35	39	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-17	-19	-17	-20	-21	-30	-29	-29	-30	-30	-35	-39	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-17	-19	-17	-20	-21	-30	-29	-29	-30	-30	-35	-39	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	206	193	289	575	495	465	470	409	826	560	412	660	836	760	992
+ LT Borrowings	204	192	288	575	494	465	469	409	782	517	372	620	801	728	962
+ LT Finance Leases	2	1	1	1	1	1	- -	- -	44	43	40	40	35	32	30
+ Other LT Liabilities	-206	-193	-289	-575	-495	-465	-470	-409	-826	-560	-412	-660	-836	-760	-992
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-206	-193	-289	-575	-495	-465	-470	-409	-826	-560	-412	-660	-836	-760	-992
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	1,994	2,398	1,987	2,427	2,643	3,229	3,353	3,742	4,359	4,761	4,691	4,900	4,899	4,962	5,064
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	210	231	509	500	502	549	549	547	549	591	591	591	592	592	593
+ Common Stock	- -	- -	1	1	1	1	1	1	1	1	1	1	1	1	1
+ Additional Paid in Capital	209	230	509	500	502	548	549	546	548	591	590	590	591	591	592
- Treasury Stock	66	70	4	129	171	168	164	153	161	170	217	244	279	295	308
+ Retained Earnings	236	250	242	249	256	268	281	303	323	338	381	418	433	441	420
+ Other Equity	17	18	-5	-1	-3	-4	-5	-9	5	13	2	-48	-32	-20	-4
Equity Before Minority Interest	383	415	716	594	560	621	639	666	696	754	740	701	699	705	690
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	383	415	716	594	560	621	639	666	696	754	740	701	699	705	690
Total Liabilities & Equity	2,377	2,813	2,703	3,021	3,203	3,850	3,991	4,408	5,055	5,515	5,431	5,601	5,598	5,666	5,754
Shares Outstanding	41	41	58	48	46	49	49	50	49	52	49	47	45	43	42
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	2	1	1	1	1	1	- -	- -	44	43	40	40	35	32	30
Net Debt	139	63	227	498	443	369	411	331	634	429	281	574	571	560	798
Net Debt to Equity	36.31	15.16	31.69	83.82	79.06	59.34	64.4	49.68	91.14	56.93	37.94	81.85	81.71	79.48	115.63
Tangible Common Equity Ratio	15.52	14.25	26.05	19.23	17.06	15.29	15.19	14.37	13.1	13.02	12.97	11.88	11.85	11.8	11.99
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	17	16	19	20	20	26	25	40	40	37	71	61	38	30	1
+ Depreciation & Amortization	2	3	4	4	4	4	4	3	9	9	8	8	9	8	8
+ Non-Cash Items	10	6	10	3	7	7	5	10	- -	14	-8	17	7	2	49
+ Stock-Based Compensation	4	4	5	5	9	10	9	8	6	3	4	4	4	4	5
+ Deferred Income Taxes	-3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	-4	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	41
+ Other Non-Cash Adj	12	2	5	-2	-2	-3	-3	2	-5	11	-12	13	3	-2	3
+ Chg in Non-Cash Work Cap	-2	3	-4	-1	3	1	10	- -	2	-5	-6	-3	-6	-9	-4
+ (Inc) Dec in Accts Receiv	- -	1	- -	- -	- -	- -	-1	-2	-2	1	- -	-3	-1	-1	-1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	2	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	1	-1	-1	3	1	1	-1	-1	1	-4	5	4	1	-1	-3
+ Inc (Dec) in Other	-5	2	-3	-4	2	- -	12	3	3	-2	-11	-4	-6	-8	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	27	28	30	26	32	38	44	53	51	55	65	83	47	31	54
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	1	3	1	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	4	- -
+ Disp of Fixed Prod Assets	1	3	1	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	4	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-6	-8	-3	-1	-1	-1	-2	-3	-4	-3	-2	-3	-4	-1	-1
+ Acq of Fixed Prod Assets	-6	-8	-3	-1	-1	-1	-2	-3	-4	-3	-2	-3	-4	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-38	-4	51	-139	-48	-2	- -	- -	-16	-10	-53	-31	-37	-19	-15
+ Increase in Capital Stock	- -	- -	55	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	-38	-4	-4	-139	-48	-2	- -	- -	-16	-10	-53	-31	-37	-19	-15
+ Net Change in LT Investment	111	-141	302	170	218	101	-17	-300	-315	13	33	167	175	-293	-280
+ Dec in LT Investment	587	660	591	174	226	207	121	151	323	585	785	347	248	896	579
+ Inc in LT Investment	-477	-801	-290	-5	-8	-106	-138	-451	-638	-572	-752	-180	-74	-1,189	-860
+ Net Cash From Acq & Div	77	5	- -	- -	- -	55	- -	- -	- -	73	- -	- -	- -	- -	- -
+ Cash from Divestitures	77	5	- -	- -	- -	55	- -	- -	- -	73	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-172	-103	-287	-466	-430	-254	-171	-103	-204	-214	53	-445	23	172	153
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	11	-245	13	-297	-212	-98	-191	-406	-523	-132	85	-280	194	-118	-128
+ Dividends Paid	-4	-2	-27	-13	-12	-14	-16	-19	-20	-21	-24	-24	-23	-22	-21
+ Net Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	61	- -	- -	- -
+ Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	61	- -	- -	- -
+ Repayments of Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Financing Activities	25	287	-134	439	215	121	125	392	578	48	-69	146	3	66	107
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-17	280	-110	287	154	104	109	373	542	16	-146	152	-57	26	71
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	21	63	-68	15	-25	44	-38	20	70	-60	4	-45	184	-62	-4
EBITDA	2	3	4	4	4	4	4	3	9	9	8	8	9	8	8
EBITDA Margin (%)	3.29	4.13	4.75	4.78	4	3.56	3	2.8	7.03	6.15	4.99	5.08	6.25	6.32	5.19
Free Cash Flow	21	20	27	25	32	37	42	50	48	52	63	81	43	30	53
Net Cash Paid for Acquisitions	-77	-5	- -	- -	- -	-55	- -	- -	- -	-73	- -	- -	- -	- -	- -
Free Cash Flow to Firm	21	20	27	25	32	37	42	50	48	52	63	81	43	30	53
Free Cash Flow to Equity	22	23	27	25	32	37	41	50	47	52	63	142	43	34	53
Free Cash Flow per Basic Share	0.53	0.37	0.5	0.51	0.75	0.83	0.92	1.08	1.02	1.07	1.3	1.75	1	0.72	1.31
Price/Free Cash Flow	12.19	16.64	22.28	27.92	20.9	23.63	17.52	11.47	14.6	10.32	11.87	8.51	10.85	15	8.37
Cash Flow to Net Income	1.63	1.75	1.57	1.27	1.65	1.44	1.76	1.32	1.27	1.49	0.92	1.36	1.25	1.04	67.46
Capital Expenditures	-6	-8	-3	-1	-1	-1	-2	-3	-4	-3	-2	-3	-4	-1	-1