NI Holdings, Inc.

NODK

NODKNI Holdings, Inc. US flag

NASDAQ Capital Market

15.75

USD

-0.16

- -

322.58MMarket Cap

Income Statement (USD)

API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	138	146	164	189	212	271	306	324	268	304	325	285
+ Sales & Services Revenue	138	146	164	189	212	271	306	324	268	304	325	285
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-20	-26	-6	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	20	26	6	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	- -	- -	-22	-39	-34	-53	-11	53	-21	-10	12
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	-22	-39	-34	-53	-11	53	-21	-10	12
Pretax Income	20	26	6	22	39	34	53	11	-53	21	10	-12
- Income Tax Expense (Benefit)	6	8	1	6	8	7	11	3	-14	1	4	-2
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	14	18	5	16	31	26	41	8	-39	20	7	-10
- Net Extraordinary Losses (Gains)	- -	- -	- -	-1	- -	- -	2	- -	14	26	13	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	-15	-25	-13	- -
+ Extraord. & Accounting Changes	- -	- -	- -	-1	- -	- -	2	- -	29	51	25	- -
Income (Loss) Incl. MI	14	17	4	16	31	26	39	8	-52	-6	-6	-10
- Minority Interest	- -	- -	- -	- -	- -	- -	-1	- -	1	- -	- -	- -
Net Income, GAAP	14	17	5	16	31	26	40	8	-53	-5	-6	-10
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	14	17	5	16	31	26	40	8	-53	-5	-6	-10
EBIT	20	26	6	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	20	26	6	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	14.67	17.76	3.74	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITA	20	25	6	-1	-4	-2	-6	-1	-1	-1	-1	-1
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	14.67	17.76	3.74	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	10	11.98	2.78	8.45	14.64	9.75	13.18	2.6	-19.83	-1.8	-1.86	-3.65
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	- -	1	- -	1	4	2	6	1	1	1	1	1
Basic Weighted Avg Shares	17	17	23	23	22	22	22	21	21	21	21	21
Basic EPS, GAAP	0.81	1.03	0.2	0.71	1.39	1.19	1.86	0.39	-2.49	-0.26	-0.29	-0.5
Basic EPS from Cont Ops	0.81	1.03	0.2	0.69	1.4	1.19	1.9	0.39	-1.81	0.94	0.31	-0.5
Diluted Weighted Avg Shares	17	17	23	23	22	22	22	22	21	21	21	21
Diluted EPS, GAAP	0.81	1.03	0.2	0.71	1.39	1.19	1.84	0.39	-2.49	-0.26	-0.29	-0.5
Diluted EPS from Cont Ops	0.81	1.03	0.2	0.69	1.4	1.19	1.88	0.38	-1.81	0.93	0.31	-0.5

Balance Sheet (USD)

API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	155	168	180	264	324	358	421	435	175	330	192	183
+ Cash & Cash Equivalents	22	15	18	28	69	62	101	71	47	41	51	52
+ ST Investments	133	153	161	237	255	296	320	365	128	289	141	131
+ Accounts & Notes Receiv	42	40	49	40	53	55	64	73	131	79	86	81
+ Accounts Receivable, Net	42	39	46	40	53	55	64	73	117	79	79	69
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	1	3	- -	- -	- -	- -	- -	14	- -	7	11
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-197	-208	-229	-305	-377	-413	-485	-508	-306	-409	-278	-263
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Accumulated Depreciation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Investments & Receivables	162	181	187	284	303	356	390	442	356	311	332	325
+ LT Investments	162	181	187	284	303	356	390	442	356	311	332	325
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-162	-181	-187	-284	-303	-356	-390	-442	-356	-311	-332	-325
+ Total Intangible Assets	3	3	3	3	5	3	18	18	17	3	- -	- -
+ Goodwill	3	3	3	3	- -	3	9	9	9	3	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	5	- -	9	8	8	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-165	-184	-190	-287	-308	-359	-409	-460	-373	-314	-332	-325
Total Assets	247	259	279	377	458	508	618	652	614	655	527	506
+ Payables & Accruals	1	1	- -	1	1	2	20	18	- -	- -	- -	1
+ Accounts Payable	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	1
+ Accrued Taxes	1	- -	- -	1	1	2	1	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	19	18	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-1	-1	- -	-1	-1	-2	-20	-18	- -	- -	- -	-1
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-1	-1	- -	-1	-1	-2	-20	-18	- -	- -	- -	-1
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Liabilities	5	4	3	3	1	5	9	6	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-5	-4	-3	-3	-1	-5	-9	-6	- -	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	112	109	125	121	183	198	269	304	361	404	282	266
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	- -	94	95	96	98	98	96	97	96	96
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	- -	93	94	96	98	98	96	96	96	96
- Treasury Stock	- -	- -	- -	8	11	12	24	26	29	35	34	36
+ Retained Earnings	118	135	140	153	184	218	259	267	214	208	202	191
+ Other Equity	15	11	10	16	6	6	13	5	-29	-21	-18	-11
Equity Before Minority Interest	132	147	150	252	272	306	344	343	251	248	245	240
+ Minority/Non Controlling Interest	3	3	4	3	3	3	5	4	2	3	- -	- -
Total Equity	136	150	153	256	276	310	349	347	253	250	245	240
Total Liabilities & Equity	247	259	279	377	458	508	618	652	614	655	527	506
Shares Outstanding	23	23	23	22	22	22	21	21	21	21	21	21
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-22	-15	-18	-28	-69	-62	-101	-71	-47	-41	-51	-52
Net Debt to Equity	-16.01	-9.69	-11.94	-10.8	-25	-20.06	-28.97	-20.33	-18.56	-16.39	-20.82	-21.52
Tangible Common Equity Ratio	54.4	57.54	54.62	67.57	59.74	60.74	55.17	52	39.52	37.98	46.45	47.5
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	14	18	5	16	31	26	41	8	-39	20	-5	-10
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	-1	- -	-5	-2	-6	-10	-11	-12	7	-5	5	6
+ Stock-Based Compensation	- -	- -	- -	1	2	2	3	3	- -	2	1	1
+ Deferred Income Taxes	- -	- -	- -	-2	-1	2	1	-1	-4	-2	2	-1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3	- -
+ Other Non-Cash Adj	-1	-1	-5	-1	-7	-14	-15	-13	10	-4	- -	7
+ Chg in Non-Cash Work Cap	-3	- -	8	5	-4	9	21	32	-8	23	10	-11
+ (Inc) Dec in Accts Receiv	-3	2	-7	6	-7	-4	-7	-15	-6	-7	-3	12
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	-1	2	-1	3	- -	- -	5	-1	7	- -	- -	2
+ Inc (Dec) in Other	1	-3	15	-4	3	13	24	49	-10	30	13	-26
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	25	13	28	- -
Cash from Operating Activities	10	17	7	18	21	26	51	29	-15	51	39	-15
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	-2	-1	-1	-1	-1	-1	-1	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	-2	-1	-1	-1	-1	-1	-1	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	85	-3	-2	-12	-4	-4	-7	- -	-3
+ Increase in Capital Stock	- -	- -	- -	93	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	-8	-3	-2	-12	-4	-4	-7	- -	-3
+ Net Change in LT Investment	-3	-24	-3	-91	-3	-29	1	-47	40	5	-19	18
+ Dec in LT Investment	26	17	31	36	85	80	116	119	100	73	51	53
+ Inc in LT Investment	-28	-40	-34	-126	-87	-109	-114	-166	-61	-68	-70	-35
+ Net Cash From Acq & Div	1	-3	- -	- -	27	- -	-1	- -	- -	- -	12	- -
+ Cash from Divestitures	- -	- -	- -	- -	27	- -	- -	- -	- -	- -	12	- -
+ Cash for Acq of Subs	- -	-3	- -	- -	- -	- -	-1	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-1	3	- -	-1	- -	- -	- -	- -	-14	-13	3	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	-14	-13	3	- -
Cash from Investing Activities	-3	-24	-4	-92	23	-30	- -	-48	25	-9	-5	19
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	- -	- -	- -	-2	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Repayments of Debt	- -	- -	- -	-2	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Financing Activities	- -	- -	- -	- -	- -	- -	- -	-7	-14	- -	-4	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	- -	- -	- -	83	-3	-2	-12	-11	-18	-7	-4	-3
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	7	-7	4	9	41	-7	39	-30	-9	35	30	1
EBITDA	20	26	6	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	14.67	17.76	3.74	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	10	17	7	18	19	24	50	28	-16	50	38	-15
Net Cash Paid for Acquisitions	-1	3	- -	- -	-27	- -	1	- -	- -	- -	-12	- -
Free Cash Flow to Firm	10	17	7	18	19	24	50	28	- -	50	38	- -
Free Cash Flow to Equity	- -	17	7	16	19	24	50	28	-16	50	38	-15
Free Cash Flow per Basic Share	0.61	1.01	0.32	0.82	0.87	1.1	2.31	1.33	-0.76	2.38	1.79	-0.74
Price/Free Cash Flow	- -	- -	- -	20.75	15.65	14.21	6.98	13.69	-19.64	5.34	8.38	-18.54
Cash Flow to Net Income	0.76	0.98	1.61	1.15	0.67	0.97	1.26	3.47	0.29	-9.32	-6.35	1.47
Capital Expenditures	- -	- -	- -	- -	-2	-1	-1	-1	-1	-1	-1	- -