PFS Bancorp, Inc.

PFSB

PFSBPFS Bancorp, Inc. US flag

Other OTC

19.00

USD

+0.06

- -

29.44MMarket Cap

Income Statement (USD)

API ChatGPT

	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	5	5	6	7
+ Sales & Services Revenue	5	5	6	7
- Cost of Revenue	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -
+ Selling, General & Admin	2	3	3	3
+ Research & Development	- -	- -	- -	- -
+ Other Operating Expense	-2	-3	-3	-3
Operating Income (Loss)	- -	- -	- -	- -
- Non-Operating (Income) Loss	-1	-1	-1	-2
+ Interest Expense, Net	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-1	-1	-1	-2
Pretax Income	1	1	1	2
- Income Tax Expense (Benefit)	- -	- -	- -	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	1	1	2
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -
Income (Loss) Incl. MI	1	1	1	2
- Minority Interest	- -	- -	- -	- -
Net Income, GAAP	1	1	1	2
- Preferred Dividends	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	1	1	2
EBIT	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -
EBITDA Margin (%)	3.1	2.8	2.55	1.98
EBITA	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -
Profit Margin (%)	17.79	18.84	15.29	25.43
Sales per Employee	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -
Depreciation Expense	- -	- -	- -	- -
Basic Weighted Avg Shares	2	2	2	2
Basic EPS, GAAP	0.48	0.63	0.57	1.1
Basic EPS from Cont Ops	0.48	0.63	0.57	1.1
Diluted Weighted Avg Shares	2	2	2	2
Diluted EPS, GAAP	0.48	0.63	0.57	1.09
Diluted EPS from Cont Ops	0.48	0.63	0.57	1.09

Balance Sheet (USD)

API ChatGPT

	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	76	84	83	60
+ Cash & Cash Equivalents	13	20	16	15
+ ST Investments	63	64	67	45
+ Accounts & Notes Receiv	1	1	1	1
+ Accounts Receivable, Net	1	1	1	1
+ Notes Receivable, Net	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -
+ Other ST Assets	-77	-84	-84	-61
+ Misc ST Assets	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -
+ Property, Plant & Equip, Net	2	2	2	2
+ Property, Plant & Equip	5	5	5	5
- Accumulated Depreciation	3	3	3	3
+ LT Investments & Receivables	67	73	75	74
+ LT Investments	67	73	75	74
+ LT Receivables	- -	- -	- -	- -
+ Other LT Assets	-69	-75	-77	-76
+ Total Intangible Assets	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -
+ Misc LT Assets	-69	-75	-78	-76
Total Assets	174	193	198	207
+ Payables & Accruals	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -
+ LT Debt	- -	- -	- -	- -
+ LT Borrowings	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -
+ Other LT Liabilities	- -	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -
+ Pension Liabilities	1	1	- -	- -
+ Deferred Revenue	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -
+ Misc LT Liabilities	-1	-1	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -
Total Liabilities	154	158	161	168
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -
+ Share Capital & APIC	- -	16	16	16
+ Common Stock	- -	- -	- -	- -
+ Additional Paid in Capital	- -	16	16	16
- Treasury Stock	- -	- -	- -	2
+ Retained Earnings	24	25	26	27
+ Other Equity	-4	-3	-3	-1
Equity Before Minority Interest	20	36	37	39
+ Minority/Non Controlling Interest	- -	- -	- -	- -
Total Equity	20	36	37	39
Total Liabilities & Equity	174	193	198	207
Shares Outstanding	2	2	2	2
Number of Employees	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -
Net Debt	-13	-20	-16	-15
Net Debt to Equity	-62.82	-56.24	-44.32	-39.67
Tangible Common Equity Ratio	11.4	18.44	18.45	18.79
Current Ratio	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	1	1	1	2
+ Depreciation & Amortization	- -	- -	- -	- -
+ Non-Cash Items	1	- -	- -	- -
+ Stock-Based Compensation	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -
+ Other Non-Cash Adj	1	- -	- -	- -
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -
Cash from Operating Activities	2	2	1	2
+ Change in Fixed & Intang	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	17	- -	-1
+ Increase in Capital Stock	- -	17	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	-1
+ Net Change in LT Investment	1	-6	-3	4
+ Dec in LT Investment	20	8	9	11
+ Inc in LT Investment	-19	-14	-12	-7
+ Net Cash From Acq & Div	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -
+ Other Investing Activities	-4	-6	-6	-13
+ Net Cash From Disc Ops	- -	- -	- -	- -
Cash from Investing Activities	-3	-12	-9	-8
+ Dividends Paid	- -	- -	- -	- -
+ Net Cash From Debt	-5	- -	- -	- -
+ Cash From Debt	- -	- -	- -	- -
+ Repayments of Debt	-5	- -	- -	- -
+ Other Financing Activities	-3	- -	3	7
+ Net Cash From Disc Ops	- -	- -	- -	- -
Cash from Financing Activities	-8	17	3	6
Effect of Foreign Exchange Rates	- -	- -	- -	- -
Net Changes in Cash	-9	8	-4	-1
EBITDA	- -	- -	- -	- -
EBITDA Margin (%)	3.1	2.8	2.55	1.98
Free Cash Flow	2	2	1	2
Net Cash Paid for Acquisitions	- -	- -	- -	- -
Free Cash Flow to Firm	2	2	1	2
Free Cash Flow to Equity	- -	2	1	2
Free Cash Flow per Basic Share	1.2	1.19	0.72	1.39
Price/Free Cash Flow	- -	7.6	11.17	11.09
Cash Flow to Net Income	2.66	1.92	1.51	1.28
Capital Expenditures	- -	- -	- -	- -