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    Banks - Regional
RiverBank Holding Company

RiverBank Holding Company

RBNK
RiverBank Holding CompanyUS flagOther OTC
28.50
USD
- -
- -
31.48MMarket Cap

Income Statement (USD)

APIChat
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
6
6
7
8
9
11
14
+ Sales & Services Revenue
6
6
7
8
9
11
14
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
-5
-6
-6
-6
-7
-8
-9
- Operating Expenses
5
6
6
6
7
8
9
+ Selling, General & Admin
- -
- -
1
- -
- -
- -
1
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
5
5
5
6
7
7
8
Operating Income (Loss)
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
-1
-1
-2
-2
-2
-3
-5
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
-1
-1
-2
-2
-2
-3
-5
Pretax Income
1
1
2
2
2
3
5
- Income Tax Expense (Benefit)
- -
- -
- -
- -
- -
1
1
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
1
1
2
2
1
2
4
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
1
1
2
2
1
2
4
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
1
1
2
2
1
2
4
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
1
1
2
2
1
2
4
EBIT
- -
- -
- -
- -
- -
- -
- -
EBITDA
- -
- -
- -
- -
- -
- -
- -
EBITDA Margin (%)
- -
- -
- -
- -
- -
- -
- -
EBITA
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
14.2
9.11
24.6
19.46
12.75
19.17
26.18
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
0.2
0.2
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
1
1
1
1
1
1
- -
Basic EPS, GAAP
0.94
0.64
2.15
1.74
1.11
1.86
- -
Basic EPS from Cont Ops
0.94
0.64
2.15
1.74
1.11
1.86
- -
Diluted Weighted Avg Shares
1
1
1
1
1
1
- -
Diluted EPS, GAAP
0.94
0.64
2.08
1.69
1.09
1.85
- -
Diluted EPS from Cont Ops
0.94
0.64
2.08
1.69
1.09
1.85
- -

Balance Sheet (USD)

APIChat
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
31
22
16
13
18
14
20
+ Cash & Cash Equivalents
31
22
16
13
18
14
20
+ ST Investments
- -
- -
- -
- -
- -
- -
- -
+ Accounts & Notes Receiv
- -
1
- -
1
1
1
1
+ Accounts Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
1
- -
1
1
1
1
+ Inventories
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-31
-23
-16
-14
-19
-15
-21
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip
2
2
2
2
2
2
2
- Accumulated Depreciation
1
2
2
2
2
2
2
+ LT Investments & Receivables
3
23
32
25
29
27
25
+ LT Investments
3
23
32
25
29
27
25
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-4
-23
-32
-26
-29
-27
-25
+ Total Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ Goodwill
- -
- -
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-4
-23
-32
-26
-29
-27
-25
Total Assets
147
163
184
238
241
262
293
+ Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
+ Accounts Payable
- -
- -
- -
- -
- -
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
- -
- -
- -
- -
- -
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
6
3
- -
- -
- -
- -
5
+ LT Borrowings
- -
- -
- -
- -
- -
- -
- -
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
-6
-3
- -
- -
- -
- -
-5
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-6
-3
- -
- -
- -
- -
-5
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
132
148
167
218
219
238
263
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
24
24
24
29
29
29
29
+ Common Stock
24
24
24
28
29
29
29
+ Additional Paid in Capital
- -
- -
- -
- -
- -
- -
- -
- Treasury Stock
- -
- -
- -
- -
- -
- -
- -
+ Retained Earnings
-9
-9
-7
-5
-4
-2
2
+ Other Equity
- -
- -
- -
- -
- -
- -
- -
Equity Before Minority Interest
15
15
17
20
22
24
29
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
Total Equity
15
15
17
20
22
24
29
Total Liabilities & Equity
147
163
184
238
241
262
293
Shares Outstanding
1
1
1
1
1
1
1
Number of Employees
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
Net Debt
-31
-22
-16
-13
-18
-14
-20
Net Debt to Equity
-208.27
-143.11
-93.8
-64.78
-81.73
-55.95
-68.74
Tangible Common Equity Ratio
10.12
9.44
9.08
8.39
9.19
9.33
10
Current Ratio
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChat
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
1
1
2
2
1
2
4
+ Depreciation & Amortization
- -
- -
- -
- -
- -
- -
- -
+ Non-Cash Items
- -
- -
- -
- -
1
1
- -
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
- -
+ Deferred Income Taxes
- -
- -
- -
- -
- -
- -
- -
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
- -
- -
- -
- -
1
1
- -
+ Chg in Non-Cash Work Cap
- -
- -
-1
- -
- -
- -
- -
+ (Inc) Dec in Accts Receiv
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Other
- -
- -
-1
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
1
1
2
2
2
3
3
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
4
- -
- -
- -
+ Increase in Capital Stock
- -
- -
- -
4
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
- -
- -
+ Net Change in LT Investment
-2
-19
-10
3
-3
2
3
+ Dec in LT Investment
- -
2
4
4
3
6
3
+ Inc in LT Investment
-2
-21
-14
-1
-6
-4
- -
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-4
1
-10
-35
-15
-29
-11
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-6
-19
-20
-32
-18
-27
-8
+ Dividends Paid
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Debt
-3
6
-12
-1
5
-5
5
+ Cash From Debt
28
18
19
22
70
- -
10
+ Repayments of Debt
-31
-11
-30
-23
-65
-5
-5
+ Other Financing Activities
10
9
32
50
-4
24
21
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
7
15
20
54
1
19
26
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
2
-3
1
24
-15
-5
22
EBITDA
- -
- -
- -
- -
- -
- -
- -
EBITDA Margin (%)
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow
1
1
2
2
2
3
3
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
1
1
- -
2
2
3
3
Free Cash Flow to Equity
- -
7
-10
1
7
-2
8
Free Cash Flow per Basic Share
1.23
0.63
1.85
1.96
2.19
2.67
- -
Price/Free Cash Flow
- -
- -
- -
6.43
5.05
7.15
- -
Cash Flow to Net Income
1.43
1.04
0.89
1.21
2.04
1.44
0.87
Capital Expenditures
- -
- -
- -
- -
- -
- -
- -