Red River Bancshares, Inc.

RRBI

RRBIRed River Bancshares, Inc. US flag

NASDAQ Global Select

89.74

USD

-1.50

- -

590.91MMarket Cap

Income Statement (USD)

API Chat

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	63	73	78	91	95	105	107	109	124
+ Sales & Services Revenue	63	73	78	91	95	105	107	109	124
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	25	27	29	32	33	36	39	40	43
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-25	-27	-29	-32	-33	-36	-39	-40	-43
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-23	-28	-30	-34	-40	-45	-43	-42	-53
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-23	-28	-30	-34	-40	-45	-43	-42	-53
Pretax Income	23	28	30	34	40	45	43	42	53
- Income Tax Expense (Benefit)	9	5	6	6	7	8	8	8	10
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	14	23	25	28	33	37	35	34	43
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	14	23	25	28	33	37	35	34	43
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	14	23	25	28	33	37	35	34	43
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	14	23	25	28	33	37	35	34	43
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	2	2	2	2	3	3	3	3	4
EBITDA Margin (%)	3.22	2.8	3	2.65	2.68	2.49	2.58	2.96	2.85
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	22.02	31.62	31.64	30.89	34.61	35.25	32.73	31.45	34.38
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	0.14	0.19	0.24	0.28	0.28	0.32	0.36	0.54
Depreciation Expense	2	2	2	2	3	3	3	3	4
Basic Weighted Avg Shares	7	7	7	7	7	7	7	7	7
Basic EPS, GAAP	1.94	3.2	3.51	3.84	4.53	5.14	4.87	4.96	6.4
Basic EPS from Cont Ops	1.94	3.2	3.51	3.84	4.53	5.14	4.87	4.96	6.4
Diluted Weighted Avg Shares	7	7	7	7	7	7	7	7	7
Diluted EPS, GAAP	1.94	3.2	3.49	3.83	4.51	5.13	4.86	4.95	6.38
Diluted EPS from Cont Ops	1.94	3.2	3.49	3.83	4.51	5.13	4.86	4.95	6.38

Balance Sheet (USD)

API Chat

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	405	460	469	945	1,444	893	876	819	218
+ Cash & Cash Equivalents	60	152	133	447	785	278	305	269	213
+ ST Investments	345	308	336	498	659	614	570	550	4
+ Accounts & Notes Receiv	5	5	5	7	6	9	10	10	11
+ Accounts Receivable, Net	5	5	5	7	6	9	10	10	11
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-410	-465	-474	-952	-1,450	-902	-885	-829	-229
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	36	40	46	51	52	59	61	62	61
+ Property, Plant & Equip	54	59	67	74	76	84	88	92	93
- Accumulated Depreciation	18	20	21	23	25	26	28	30	32
+ LT Investments & Receivables	356	313	341	506	670	780	717	687	775
+ LT Investments	356	313	341	506	670	780	717	687	775
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-392	-353	-387	-557	-722	-838	-777	-749	-836
+ Total Intangible Assets	- -	2	2	2	2	2	2	2	2
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	2	2	2	2	2	2	2	2
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-392	-354	-389	-558	-724	-840	-779	-751	-838
Total Assets	1,724	1,861	1,988	2,643	3,225	3,083	3,129	3,150	3,351
+ Payables & Accruals	2	2	2	2	1	2	8	8	6
+ Accounts Payable	2	2	2	2	1	2	8	8	6
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-2	-2	-2	-2	-1	-2	-8	-8	-6
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-2	-2	-2	-2	-1	-2	-8	-8	-6
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	12	11	5	4	4	4	4	3	2
+ LT Borrowings	12	11	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	5	4	4	4	4	3	2
+ Other LT Liabilities	-12	-11	-5	-4	-4	-4	-4	-3	-2
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-12	-11	-5	-4	-4	-4	-4	-3	-2
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	1,546	1,667	1,736	2,357	2,927	2,817	2,825	2,830	2,986
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	46	42	69	70	62	62	58	41	31
+ Common Stock	46	41	68	68	60	60	55	39	28
+ Additional Paid in Capital	- -	1	1	2	2	2	2	3	3
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	138	159	183	209	240	275	307	339	378
+ Other Equity	-5	-8	- -	7	-4	-71	-60	-60	-43
Equity Before Minority Interest	178	194	252	285	298	266	304	320	365
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	178	194	252	285	298	266	304	320	365
Total Liabilities & Equity	1,724	1,861	1,988	2,643	3,225	3,083	3,129	3,150	3,351
Shares Outstanding	7	7	7	7	7	7	7	7	7
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	5	4	4	4	4	3	2
Net Debt	-48	-141	-133	-447	-785	-278	-305	-269	-213
Net Debt to Equity	-27.03	-72.57	-52.92	-156.65	-263.24	-104.76	-100.52	-84.12	-58.44
Tangible Common Equity Ratio	10.33	10.34	12.6	10.75	9.2	8.57	9.67	10.11	10.86
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	14	23	25	28	33	37	35	34	43
+ Depreciation & Amortization	2	2	2	2	3	3	3	3	4
+ Non-Cash Items	5	3	2	9	2	5	-1	3	2
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	2	- -	-1	- -	-1	- -	- -	1	-1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	3	3	2	8	3	5	-1	2	3
+ Chg in Non-Cash Work Cap	-1	-2	-3	-27	24	1	3	-2	-4
+ (Inc) Dec in Accts Receiv	- -	- -	- -	-2	1	-3	-1	- -	-1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	-1	1	6	- -	-1
+ Inc (Dec) in Other	-1	-2	-3	-25	24	3	-2	-2	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	20	26	26	13	62	46	40	38	45
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-3	-5	-4	-7	-3	-8	-5	-5	-3
+ Acq of Fixed Prod Assets	-3	-5	-4	-7	-3	-8	-5	-5	-3
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	12	-5	27	- -	-8	- -	-5	-16	-11
+ Increase in Capital Stock	12	- -	27	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	-5	- -	- -	-8	- -	-5	-16	-11
+ Net Change in LT Investment	-41	38	-20	-158	-181	-198	73	28	-67
+ Dec in LT Investment	127	59	126	264	213	126	172	158	115
+ Inc in LT Investment	-168	-21	-146	-422	-394	-324	-99	-130	-182
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-101	-81	-111	-152	-101	-232	-77	-83	-174
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-146	-48	-135	-316	-285	-439	-9	-59	-244
+ Dividends Paid	- -	-1	-1	-2	-2	-2	-2	-2	-4
+ Net Cash From Debt	- -	- -	-11	-50	- -	- -	- -	- -	- -
+ Cash From Debt	- -	- -	- -	50	- -	- -	60	- -	- -
+ Repayments of Debt	- -	- -	-11	-100	- -	- -	-60	- -	- -
+ Other Financing Activities	53	120	76	669	570	-111	3	3	158
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	65	114	90	617	560	-114	-4	-16	144
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-61	92	-19	314	338	-506	27	-36	-56
EBITDA	2	2	2	2	3	3	3	3	4
EBITDA Margin (%)	3.22	2.8	3	2.65	2.68	2.49	2.58	2.96	2.85
Free Cash Flow	17	21	23	6	59	37	35	33	42
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	17	21	23	6	59	37	35	33	42
Free Cash Flow to Equity	- -	20	11	-44	59	37	35	33	42
Free Cash Flow per Basic Share	2.3	2.85	3.21	0.79	8.08	5.21	4.91	4.84	6.32
Price/Free Cash Flow	- -	- -	12.82	17.91	5.83	6.68	8.89	8.65	10.11
Cash Flow to Net Income	1.44	1.13	1.07	0.45	1.89	1.24	1.15	1.12	1.05
Capital Expenditures	-3	-5	-4	-7	-3	-8	-5	-5	-3