Triad Guaranty Inc.

TGIC

TGICTriad Guaranty Inc. US flag

Other OTC

0.00

USD

- -

2,118.00Market Cap

Income Statement (USD)

API Chat

	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y
Sales/Revenue/Turnover	45	63	76	85	101	119	140	161	192	239	309	270	238	255	207
+ Sales & Services Revenue	45	63	76	85	101	119	140	161	192	239	309	270	238	255	207
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	-85	-81	-93	126	755	612	-102	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	85	81	93	-126	-755	-612	102	- -
- Non-Operating (Income) Loss	-25	-35	-44	-50	-60	-65	-72	3	3	3	4	- -	- -	- -	108
+ Interest Expense, Net	- -	3	3	3	3	3	3	3	3	3	4	4	6	12	18
+ Interest Expense	- -	3	3	3	3	3	3	3	3	3	4	4	6	12	18
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-25	-38	-47	-53	-62	-68	-75	- -	- -	- -	- -	-4	-6	-12	90
Pretax Income	25	35	44	50	60	65	72	82	78	90	-131	-755	-612	102	-108
- Income Tax Expense (Benefit)	8	11	13	15	18	20	21	23	21	25	-53	-123	-16	- -	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	17	24	30	35	41	45	51	58	57	66	-77	-631	-596	102	-108
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-30	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-30	- -
Income (Loss) Incl. MI	17	24	30	35	41	45	51	58	57	66	-77	-631	-596	132	-108
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	17	24	30	35	41	45	51	58	57	66	-77	-631	-596	132	-108
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	17	24	30	35	41	45	51	58	57	66	-77	-631	-596	132	-108
EBIT	- -	- -	- -	- -	- -	- -	- -	85	81	93	-126	-755	-612	102	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	85	81	93	-126	-755	-612	102	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	52.5	42.01	38.93	-40.89	-278.99	-257.25	40.22	- -
EBITA	-5	-7	-8	-9	-14	-17	-21	67	62	74	-129	-759	-614	101	-1
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	52.5	42.01	38.93	-40.89	-278.99	-257.25	40.22	- -
Profit Margin (%)	38.49	38.69	40.18	41.27	40.73	37.99	36.53	36.22	29.58	27.45	-25.08	-233.36	-250.46	51.86	-51.96
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	5	7	8	9	14	17	21	18	18	19	2	5	2	1	1
Basic Weighted Avg Shares	13	13	13	13	14	14	14	14	15	15	15	15	15	15	15
Basic EPS, GAAP	1.3	1.83	2.28	2.63	3.05	3.21	3.57	4.04	3.87	4.44	-5.22	-42.27	-39.72	8.72	-7.07
Basic EPS from Cont Ops	1.3	1.83	2.28	2.63	3.05	3.21	3.57	4.04	3.87	4.44	-5.22	-42.27	-39.72	6.76	-7.07
Diluted Weighted Avg Shares	14	14	14	14	14	14	15	15	15	15	15	15	15	15	15
Diluted EPS, GAAP	1.26	1.76	2.23	2.55	2.95	3.15	3.52	3.98	3.84	4.4	-5.22	-42.27	-39.7	8.72	-7.07
Diluted EPS from Cont Ops	1.26	1.76	2.23	2.55	2.95	3.15	3.52	3.98	3.84	4.4	-5.22	-42.27	-39.7	6.76	-7.07

Balance Sheet (USD)

API Chat

	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	9	6	14	19	20	36	27	23	14	44	182	81	48	78	71
+ Cash & Cash Equivalents	- -	- -	- -	2	1	- -	1	10	9	39	125	40	22	39	41
+ ST Investments	9	6	14	17	19	35	26	13	5	5	57	41	27	40	30
+ Accounts & Notes Receiv	- -	1	- -	- -	- -	- -	1	2	1	1	6	- -	- -	- -	- -
+ Accounts Receivable, Net	- -	1	- -	- -	- -	- -	1	2	1	1	6	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-9	-7	-14	-19	-20	-36	-28	-25	-15	-45	-187	-81	-48	-78	-71
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Accumulated Depreciation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Investments & Receivables	120	177	192	232	277	345	414	477	547	602	785	895	811	852	776
+ LT Investments	120	177	192	232	277	345	414	477	547	602	785	895	811	852	776
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-120	-177	-192	-232	-277	-345	-414	-477	-547	-602	-785	-895	-811	-852	-776
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-120	-177	-192	-232	-277	-345	-414	-477	-547	-602	-785	-895	-811	-852	-776
Total Assets	139	231	263	328	396	483	576	672	768	896	1,133	1,131	1,125	992	896
+ Payables & Accruals	3	6	8	10	13	13	12	12	14	17	18	29	79	93	109
+ Accounts Payable	- -	- -	- -	1	2	3	3	4	5	6	7	1	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	3	5	7	9	11	9	9	8	9	11	12	28	79	93	109
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	80	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	80	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-3	-6	-8	-10	-13	-13	-12	-12	-14	-17	-98	-29	-79	-93	-109
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	123	- -	- -	- -	- -
+ Misc ST Liabilities	-3	-6	-8	-10	-13	-13	-12	-12	-14	-17	-222	-29	-79	-93	-109
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	34	34	34	34	34	34	34	35	35	35	35	35	- -	- -
+ LT Borrowings	- -	34	34	34	34	34	34	34	35	35	35	35	35	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	-34	-34	-34	-34	-34	-34	-34	-35	-35	-35	-35	-35	- -	- -
+ Accrued Liabilities	8	33	42	61	75	94	115	138	155	176	123	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-8	-68	-76	-95	-109	-129	-150	-172	-190	-211	-158	-35	-35	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	27	93	106	129	150	173	206	235	268	325	634	1,267	1,831	1,578	1,600
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	60	62	62	63	69	80	88	95	104	105	110	113	114	114	114
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	59	62	62	63	69	80	88	95	104	105	110	113	114	114	114
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	48	72	100	135	176	221	272	331	387	453	376	-256	-851	-719	-827
+ Other Equity	- -	- -	- -	- -	1	9	- -	13	11	12	13	6	31	19	9
Equity Before Minority Interest	112	138	157	200	246	309	370	437	499	570	499	-137	-706	-586	-704
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	112	138	157	200	246	309	370	437	499	570	499	-137	-706	-586	-704
Total Liabilities & Equity	139	231	263	328	396	483	576	672	768	896	1,133	1,131	1,125	992	896
Shares Outstanding	13	13	13	13	14	14	14	15	15	15	15	15	15	15	15
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	- -	34	34	33	34	34	34	24	26	-4	-10	-5	13	-39	-41
Net Debt to Equity	-0.01	24.73	21.8	16.49	13.66	11.07	9.06	5.5	5.12	-0.72	-2.06	3.96	-1.8	6.61	5.77
Tangible Common Equity Ratio	80.43	59.66	59.69	60.85	62.07	64.07	64.27	65.08	65.04	63.67	44.03	-12.09	-62.8	-59.12	-78.5
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	1997 Y	1998 Y	1999 Y	2000 Y	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y
+ Net Income	17	24	30	35	41	45	51	58	57	66	-77	-631	-596	132	-108
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	5	14	14	7	13	18	36	31	44	40	-44	749	156	206	202
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	2	2	3	15	18	4	- -	21	18	21	-53	-121	-13	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	3	13	11	-8	-5	14	36	9	26	19	9	870	170	206	202
+ Chg in Non-Cash Work Cap	-4	-15	-13	-10	-10	-16	-28	-20	-30	-17	312	29	304	-280	-171
+ (Inc) Dec in Accts Receiv	-2	-3	-2	-3	-5	-1	-1	-1	1	- -	-17	-1	-10	- -	12
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	-7	-9	-11	-11	-15	-17	-18	-17	-16	-18	51	116	- -	- -	- -
+ Inc (Dec) in Accts Payable	2	3	4	1	5	1	12	-2	1	1	1	16	51	14	16
+ Inc (Dec) in Other	2	-5	-4	3	5	1	-20	- -	-16	- -	278	-102	264	-294	-199
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	18	23	31	33	44	47	59	69	71	88	191	147	-135	58	-77
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-2	-3	-4	-4	-1	-3	-3	-2	-2	-6	-1	- -	- -	- -
+ Acq of Fixed Prod Assets	-1	-2	-3	-4	-4	-1	-3	-3	-2	-2	-6	-1	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	1	-2	- -	3	6	4	4	3	1	1	- -	- -	- -	- -
+ Increase in Capital Stock	- -	1	- -	- -	3	6	4	4	3	1	1	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	-3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	-11	-59	-17	-3	-2	-54	-61	-74	8	125	-185	-151	115	-37	79
+ Dec in LT Investment	18	23	31	50	80	60	128	81	138	182	165	689	298	446	357
+ Inc in LT Investment	-29	-82	-49	-53	-82	-114	-189	-155	-130	-57	-350	-839	-183	-482	-278
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	- -	- -	- -	-25	-41	2	2	- -	-81	-182	- -	- -	- -	1	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-13	-61	-21	-32	-47	-53	-63	-77	-76	-60	-191	-152	117	-36	78
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	- -	34	- -	- -	- -	- -	- -	- -	- -	- -	160	-160	- -	-5	- -
+ Cash From Debt	- -	34	- -	- -	- -	- -	- -	- -	- -	- -	160	- -	- -	- -	- -
+ Repayments of Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-160	- -	-5	- -
+ Other Financing Activities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-80	80	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	- -	35	-2	- -	3	6	4	4	3	1	81	-80	- -	-5	- -
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	6	- -	- -	- -	- -
Net Changes in Cash	5	-2	8	1	-1	-1	1	-4	-2	30	81	-85	-18	17	2
EBITDA	- -	- -	- -	- -	- -	- -	- -	85	81	93	-126	-755	-612	102	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	52.5	42.01	38.93	-40.89	-278.99	-257.25	40.22	- -
Free Cash Flow	16	22	28	29	40	46	56	66	69	86	185	146	-135	58	-77
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	16	23	30	30	42	48	58	68	71	88	- -	- -	- -	70	- -
Free Cash Flow to Equity	16	56	28	29	40	46	56	66	69	86	345	-14	-133	53	-77
Free Cash Flow per Basic Share	1.24	1.62	2.07	2.14	2.93	3.26	3.92	4.57	4.66	5.83	12.48	9.77	-9	3.81	-5.02
Price/Free Cash Flow	20.57	12.22	9.14	12.32	10.56	10.98	11.7	12.36	8.9	9.01	0.74	0.04	-0.03	0.06	-0.02
Cash Flow to Net Income	1.04	0.96	1.01	0.93	1.06	1.04	1.16	1.18	1.25	1.35	-2.47	-0.23	0.23	0.44	0.71
Capital Expenditures	-1	-2	-3	-4	-4	-1	-3	-3	-2	-2	-6	-1	- -	- -	- -