Touchstone Bankshares, Inc.

TSBA

TSBATouchstone Bankshares, Inc. US flag

Other OTC

14.25

USD

+0.15

- -

46.61MMarket Cap

Income Statement (USD)

API Chat

	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Sales/Revenue/Turnover	1	6	7	7	7	7	7	8	19	20	21	22	24
+ Sales & Services Revenue	1	6	7	7	7	7	7	8	19	20	21	22	24
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	2	-2	-2	-2	-2	-2	4	-2	-17	-16	-16	-17	-19
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	17	16	16	17	19
+ Selling, General & Admin	- -	2	3	3	3	3	4	4	1	- -	1	1	1
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	- -	-2	-3	-3	-3	-3	-4	-4	16	16	15	16	18
Operating Income (Loss)	-2	2	2	2	2	2	-4	2	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-3	- -	- -	- -	- -	- -	-6	- -	-2	-4	-3	-5	-5
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-3	- -	- -	- -	- -	- -	-6	- -	-2	-4	-3	-5	-5
Pretax Income	1	2	2	2	2	2	2	2	2	4	3	5	5
- Income Tax Expense (Benefit)	- -	1	1	1	1	1	1	- -	- -	1	- -	1	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	1	1	1	1	1	1	1	1	3	2	4	4
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	1	1	1	1	1	1	1	1	3	2	4	4
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	1	1	1	1	1	1	1	1	3	2	4	4
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	1	1	1	1	1	1	1	1	3	2	4	4
EBIT	-2	2	2	2	2	2	-4	2	- -	- -	- -	- -	- -
EBITDA	-2	2	2	2	2	2	-3	2	- -	- -	- -	- -	- -
EBITDA Margin (%)	-150.32	35.47	36.41	33.93	34.28	31.83	-46.24	27.67	- -	- -	- -	- -	- -
EBITA	-2	2	2	2	2	2	-4	2	-1	-1	-1	-1	-1
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	-150.32	28.54	29.49	26.96	27.49	25.32	-52.25	21.35	- -	- -	- -	- -	- -
Profit Margin (%)	66.85	19.4	19.83	18.44	18.86	17.46	17.37	15.77	6.4	16.23	11.05	19.91	16.7
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	0.12	0.15	0.17	0.2	0.22	0.25	0.27	0.28	0.28	0.28	0.3	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1
Basic Weighted Avg Shares	1	2	2	2	2	2	2	2	3	3	3	3	- -
Basic EPS, GAAP	0.7	0.74	0.67	0.65	0.69	0.66	0.67	0.65	0.37	0.99	0.69	1.33	- -
Basic EPS from Cont Ops	0.7	0.74	0.67	0.65	0.69	0.66	0.67	0.65	0.38	0.99	0.69	1.34	- -
Diluted Weighted Avg Shares	1	2	2	2	2	2	2	2	3	3	3	3	- -
Diluted EPS, GAAP	0.7	0.74	0.67	0.65	0.69	0.66	0.67	0.65	0.37	0.98	0.68	1.32	- -
Diluted EPS from Cont Ops	0.7	0.74	0.67	0.65	0.69	0.66	0.67	0.65	0.37	0.98	0.68	1.33	- -

Balance Sheet (USD)

API Chat

	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	4	5	5	6	4	4	7	16	22	24	25	13
+ Cash & Cash Equivalents	- -	4	5	5	6	4	4	7	16	22	24	25	13
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	- -	- -	1	1	1	1	1	1	2	2	2	2
+ Accounts Receivable, Net	- -	- -	- -	1	1	1	1	1	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	1	2	2	2	2
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-5	-6	-5	-7	-5	-4	-8	-17	-24	-26	-27	-15
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	- -	- -	16	15	15	13	12
+ Property, Plant & Equip	- -	- -	- -	- -	- -	- -	- -	- -	24	24	24	22	22
- Accumulated Depreciation	- -	- -	- -	- -	- -	- -	- -	- -	7	8	9	10	10
+ LT Investments & Receivables	- -	12	17	21	26	29	29	31	38	60	94	95	76
+ LT Investments	- -	12	17	21	26	29	29	31	38	60	94	95	76
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-12	-17	-21	-26	-29	-29	-31	-55	-76	-109	-108	-88
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	2	1	1	1	1
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	2	1	1	1	1
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-12	-17	-21	-26	-29	-29	-31	-56	-77	-110	-108	-89
Total Assets	85	105	124	132	142	152	161	165	427	468	533	581	623
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	2	2	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	2	2	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	-1	-1	-1	- -	-2	-2	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	-1	-1	-1	- -	-2	-2	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	- -	5	4	14	14	14	- -	8	34	32	8	49
+ LT Borrowings	- -	- -	5	4	14	14	14	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	- -	-5	-4	-14	-14	-14	- -	-8	-34	-32	-8	-49
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	- -	-5	-4	-14	-14	-14	- -	-8	-34	-32	-8	-49
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	77	92	110	117	126	135	143	148	383	421	483	530	580
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	10	10	10	10	10	10	10	27	27	28	27	26
+ Common Stock	- -	4	4	4	4	4	4	4	7	7	7	7	6
+ Additional Paid in Capital	- -	6	6	6	6	6	6	6	21	21	21	20	20
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	- -	4	5	6	7	7	8	9	17	19	21	24	27
+ Other Equity	- -	- -	- -	- -	-1	- -	- -	-1	- -	- -	- -	- -	- -
Equity Before Minority Interest	8	14	15	15	16	17	18	17	44	47	50	51	43
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	8	14	15	15	16	17	18	17	44	47	50	51	43
Total Liabilities & Equity	85	105	124	132	142	152	161	165	427	468	533	581	623
Shares Outstanding	- -	2	2	2	2	2	2	2	- -	3	3	3	3
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	- -	-4	- -	- -	8	10	10	-7	-16	-22	-24	-25	-13
Net Debt to Equity	- -	-27.56	-2.62	-0.1	52.13	58.05	55.34	-39.43	-35.55	-46.78	-48.45	-49.12	-30.74
Tangible Common Equity Ratio	9.15	13.06	11.71	11.62	11.1	11.14	11.21	10.5	9.99	9.8	9.21	8.62	6.76
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2001 Y	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
+ Net Income	- -	1	1	1	1	1	1	1	1	3	2	4	4
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -
+ Non-Cash Items	- -	- -	- -	- -	- -	- -	- -	- -	3	2	3	1	3
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	- -	- -	- -	- -	- -	- -	3	2	3	1	2
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -	- -	- -	- -	- -	-1	- -	-1	-1	-2
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-2
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	- -	1	2	2	2	2	2	1	3	5	5	4	5
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	3	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	-2	- -	-3	-1	- -	-1	-1
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	-2	- -	-3	-1	- -	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1
+ Net Change in LT Investment	- -	-4	-6	-3	-6	-2	- -	-3	-5	-22	-32	-4	4
+ Dec in LT Investment	- -	8	21	10	2	6	8	28	9	15	23	32	14
+ Inc in LT Investment	- -	-12	-26	-14	-7	-9	-9	-30	-14	-36	-55	-35	-9
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	- -	-13	-14	-9	-4	-5	-5	-6	-1	-13	-11	-38	-85
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	- -	-17	-20	-12	-10	-8	-7	-9	-9	-35	-44	-39	-82
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	-1	-1	-1	-1	-1	-1
+ Net Cash From Debt	- -	- -	5	- -	10	- -	8	-10	- -	- -	- -	- -	- -
+ Cash From Debt	- -	- -	5	- -	10	- -	8	- -	- -	- -	- -	- -	- -
+ Repayments of Debt	- -	- -	- -	- -	- -	- -	- -	-10	- -	- -	- -	- -	- -
+ Other Financing Activities	- -	20	13	7	- -	9	- -	15	-13	38	62	47	50
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	- -	19	18	7	9	8	7	5	-14	37	61	45	48
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	- -	3	- -	-4	- -	2	2	-4	-19	8	22	10	-28
EBITDA	-2	2	2	2	2	2	-3	2	- -	- -	- -	- -	- -
EBITDA Margin (%)	-150.32	35.47	36.41	33.93	34.28	31.83	-46.24	27.67	- -	- -	- -	- -	- -
Free Cash Flow	- -	1	2	2	2	2	- -	1	1	5	4	3	4
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	- -	1	2	2	2	2	- -	1	1	5	4	3	4
Free Cash Flow to Equity	- -	1	6	1	11	1	7	-9	1	5	4	6	5
Free Cash Flow per Basic Share	- -	0.85	0.8	0.82	0.88	0.8	-0.23	0.48	0.21	1.37	1.23	1.04	- -
Price/Free Cash Flow	- -	6.15	8.33	6.53	5.92	8.29	3.06	5.06	6.19	6.75	5.51	7.18	- -
Cash Flow to Net Income	- -	1.15	1.18	1.26	1.27	1.21	1.28	1.02	2.59	1.57	1.99	0.96	1.23
Capital Expenditures	- -	- -	- -	- -	- -	- -	-2	- -	-3	-1	- -	-1	-1