United National Bank

UNBK

UNBKUnited National Bank US flag

Other OTC

56.00

USD

- -

45.07MMarket Cap

Income Statement (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	11	11	11	12	15	15	15
+ Sales & Services Revenue	11	11	11	12	15	15	15
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-6	-6	-6	-7	-8	-8	-8
- Operating Expenses	6	6	6	7	8	8	8
+ Selling, General & Admin	- -	- -	- -	- -	- -	- -	- -
+ Research & Development	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	6	6	6	7	8	8	8
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-4	-4	-4	-5	-7	-6	-6
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-4	-4	-4	-5	-7	-6	-6
Pretax Income	4	4	4	5	7	6	6
- Income Tax Expense (Benefit)	1	1	1	1	2	1	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	3	3	3	4	5	4	4
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	3	3	3	4	5	4	4
- Minority Interest	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	3	3	3	4	5	4	4
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	3	3	3	4	5	4	4
EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
EBITA	- -	- -	- -	1	1	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	28.09	28.7	29.14	31.48	35.7	29.76	28.72
Sales per Employee	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	1.45	1.45	1.7	1.9	2.25	3	- -
Depreciation Expense	- -	- -	- -	-1	-1	- -	- -
Basic Weighted Avg Shares	1	1	1	1	1	1	- -
Basic EPS, GAAP	3.9	4.03	4.04	4.87	6.79	5.52	- -
Basic EPS from Cont Ops	3.9	4.03	4.04	4.87	6.79	5.52	- -
Diluted Weighted Avg Shares	1	1	1	1	1	1	- -
Diluted EPS, GAAP	3.9	4.03	4.04	4.87	6.79	5.52	- -
Diluted EPS from Cont Ops	3.9	4.03	4.04	4.87	6.79	5.52	- -

Balance Sheet (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	8	33	72	47	44	39	50
+ Cash & Cash Equivalents	8	33	72	47	44	39	50
+ ST Investments	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	3	2	2	3	3	4	4
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	3	2	2	3	3	4	4
+ Inventories	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-10	-35	-75	-50	-47	-43	-54
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	3	2	2	3	3	3	2
+ Property, Plant & Equip	5	5	5	5	6	6	6
- Accumulated Depreciation	2	3	3	3	3	3	3
+ LT Investments & Receivables	3	2	2	38	32	14	12
+ LT Investments	3	2	2	38	32	14	12
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-5	-5	-4	-40	-35	-17	-14
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-5	-5	-4	-40	-35	-17	-14
Total Assets	216	247	291	306	289	287	312
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	2	2	2
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	-2	-2	-2
+ ST Debt	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	6	8	15	9	9	8	5
+ LT Borrowings	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-6	-8	-15	-9	-9	-8	-5
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-6	-8	-15	-9	-9	-8	-5
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	184	213	254	268	247	243	265
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	8	8	8	8	9	9	9
+ Common Stock	4	4	4	4	4	4	4
+ Additional Paid in Capital	4	4	4	4	4	4	5
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	24	26	28	30	34	36	38
+ Other Equity	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	32	34	36	39	42	44	47
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
Total Equity	32	34	36	39	42	44	47
Total Liabilities & Equity	216	247	291	306	289	287	312
Shares Outstanding	1	1	1	1	1	1	1
Number of Employees	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -
Net Debt	-8	-33	-72	-47	-44	-39	-50
Net Debt to Equity	-23.94	-95.85	-199.78	-122.9	-103.47	-88.78	-107.22
Tangible Common Equity Ratio	14.84	13.89	12.48	12.57	14.63	15.43	14.92
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	3	3	3	4	5	4	4
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	1	1	1	- -	-1	1	1
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	1	1	1	- -	-1	1	1
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -	- -	-1	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	-1	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	- -	1	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	4	4	4	4	5	5	5
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	5	-1	-6	-42	31	18	-8
+ Dec in LT Investment	29	29	23	30	73	51	12
+ Inc in LT Investment	-24	-30	-29	-72	-42	-32	-20
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-2	-5	1	2	-15	-21	-6
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	2	-6	-5	-41	16	-3	-14
+ Dividends Paid	-1	-1	-1	-2	-2	-2	-2
+ Net Cash From Debt	1	1	7	-5	- -	- -	-4
+ Cash From Debt	1	3	9	- -	- -	- -	- -
+ Repayments of Debt	-1	-2	-2	-5	- -	- -	-4
+ Other Financing Activities	-11	27	35	19	-22	-4	26
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-12	27	40	12	-24	-6	20
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-5	25	40	-25	-4	-4	11
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	4	4	4	3	5	5	5
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	4	4	4	3	5	5	5
Free Cash Flow to Equity	- -	5	11	-2	4	4	1
Free Cash Flow per Basic Share	4.93	5.1	5.09	4.2	5.76	5.6	- -
Price/Free Cash Flow	6.01	5.74	5.66	7.31	6.53	9.06	- -
Cash Flow to Net Income	1.31	1.28	1.28	0.94	0.9	1.02	1.1
Capital Expenditures	- -	- -	- -	- -	- -	- -	- -