The Victory Bancorp, Inc.

VTYB

VTYBThe Victory Bancorp, Inc. US flag

Other OTC

22.00

USD

- -

43.99MMarket Cap

Income Statement (USD)

API Chat

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2019 Y	2020 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Sales/Revenue/Turnover	7	7	8	9	10	3	11	- -	13	15	16	14	14
+ Sales & Services Revenue	7	7	8	9	10	3	11	- -	13	15	16	14	14
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	3	3	4	4	5	2	5	- -	6	7	7	7	8
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-3	-3	-4	-4	-5	-2	-5	- -	-6	-7	-7	-7	-8
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-1	-1	-1	-2	-2	-1	-3	- -	-3	-5	-5	-3	-2
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-1	-1	-1	-2	-2	-1	-3	- -	-3	-5	-5	-3	-2
Pretax Income	1	1	1	2	2	1	3	- -	3	5	5	3	2
- Income Tax Expense (Benefit)	- -	- -	- -	1	1	- -	1	- -	1	1	1	1	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	1	1	1	2	1	2	- -	2	4	4	2	2
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	1	1	1	2	1	2	- -	2	4	4	2	2
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	1	1	1	2	1	2	- -	2	4	4	2	2
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	- -	1	1	1	2	1	2	- -	2	4	4	2	2
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	4.61	4.3	3.54	2.79	2.59	- -	2.34	- -	2.3	2.05	2.03	2.16	1.87
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	- -	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	9.05	14.63	11.93	14.73	18.99	19.13	19.11	- -	18.07	25.82	23.47	15.38	11.88
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.11	0.11	0.09	0.08	0.08	- -	0.1	- -	0.2	0.3	0.35	0.26	0.26
Depreciation Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	2	2	2	2	2	2	2	- -	2	2	2	2	2
Basic EPS, GAAP	0.2	0.41	0.38	0.75	0.97	0.26	1.09	- -	1.17	2.03	1.88	1.09	0.84
Basic EPS from Cont Ops	0.31	0.52	0.47	0.8	0.97	0.26	1.09	- -	1.17	2.03	1.88	1.09	0.84
Diluted Weighted Avg Shares	2	2	2	2	2	2	2	- -	2	2	2	2	2
Diluted EPS, GAAP	0.2	0.41	0.38	0.75	0.97	0.26	1.06	- -	1.14	1.94	1.8	1.06	0.82
Diluted EPS from Cont Ops	0.31	0.52	0.47	0.8	0.97	0.26	1.06	- -	1.14	1.94	1.8	1.06	0.82

Balance Sheet (USD)

API Chat

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2019 Y	2020 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	3	4	6	9	16	17	18	16	126	126	47	48	44
+ Cash & Cash Equivalents	2	3	2	3	6	8	7	5	112	102	8	12	11
+ ST Investments	2	1	4	6	10	9	11	11	13	24	39	36	33
+ Accounts & Notes Receiv	- -	- -	1	1	1	1	1	1	1	1	21	2	2
+ Accounts Receivable, Net	- -	- -	1	1	1	1	1	1	1	1	1	2	2
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	20	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-4	-4	-7	-10	-16	-18	-19	-17	-127	-127	-68	-50	-45
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	4	4	4	3	3	- -	3	- -	3	3	3	3	3
+ Property, Plant & Equip	5	5	5	6	6	- -	6	- -	6	6	6	6	7
- Accumulated Depreciation	1	2	2	2	2	- -	3	- -	3	3	3	3	4
+ LT Investments & Receivables	2	1	4	6	10	9	11	11	13	24	52	48	45
+ LT Investments	2	1	4	6	10	9	11	11	13	24	52	48	45
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-5	-5	-7	-9	-13	-9	-14	-11	-17	-27	-55	-51	-48
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-5	-5	-7	-9	-13	-9	-14	-11	-17	-27	-55	-51	-48
Total Assets	157	177	200	221	252	262	279	291	429	444	424	442	461
+ Payables & Accruals	1	- -	- -	1	1	- -	1	- -	1	1	1	- -	- -
+ Accounts Payable	1	- -	- -	1	1	- -	1	- -	1	1	1	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	2	- -	- -	- -	- -	- -	- -	32	12
+ ST Borrowings	- -	- -	- -	- -	2	- -	- -	- -	- -	- -	- -	32	12
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-1	- -	- -	-1	-3	- -	-1	- -	-1	-1	-1	-32	-12
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-1	- -	- -	-1	-3	- -	-1	- -	-1	-1	-1	-32	-12
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	13	24	31	15	7	10	11	18	28	23	17	17	21
+ LT Borrowings	13	24	31	15	7	10	11	18	28	23	17	17	21
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-13	-24	-31	-15	-7	-10	-11	-18	-28	-23	-17	-17	-21
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-13	-24	-31	-15	-7	-10	-11	-18	-28	-23	-17	-17	-21
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	144	166	186	205	234	243	260	271	407	419	398	414	432
+ Preferred Equity and Hybrid Capital	6	3	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	10	10	14	16	16	16	16	16	16	16	16	17	17
+ Common Stock	1	1	1	2	2	2	2	2	2	2	2	2	2
+ Additional Paid in Capital	9	9	12	14	14	14	14	14	14	14	15	15	15
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-3	-2	-1	- -	2	2	3	4	5	9	12	13	15
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-2	-2	-2
Equity Before Minority Interest	13	11	15	16	18	18	20	20	22	25	26	28	29
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	13	11	15	16	18	18	20	20	22	25	26	28	29
Total Liabilities & Equity	157	177	200	221	252	262	279	291	429	444	424	442	461
Shares Outstanding	2	2	2	2	2	2	2	2	2	2	2	2	2
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	11	22	28	12	3	2	4	13	-84	-79	8	37	22
Net Debt to Equity	85.47	202.21	192.83	73.17	18.77	11.2	18	64.59	-381.74	-312.49	32.44	130.93	75.23
Tangible Common Equity Ratio	4.65	4.58	6.02	7.19	7	6.92	7.08	6.9	5.13	5.68	6.18	6.32	6.36
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2019 Y	2020 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
+ Net Income	1	1	1	1	2	- -	2	- -	2	4	4	2	2
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	1	- -	1	1	- -	- -	1	- -	-3	4	1	- -	- -
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	- -	- -	- -	- -	- -	- -	-2	4	1	- -	- -
+ Chg in Non-Cash Work Cap	- -	- -	-1	1	- -	- -	- -	- -	- -	-1	-20	20	1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-20	20	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	-1	1	- -	- -	- -	- -	- -	-1	1	- -	1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	2	1	1	3	2	- -	3	- -	- -	7	-15	22	3
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	3	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	3	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	- -	- -	-3	-2	-4	- -	-1	- -	-2	-11	-31	4	4
+ Dec in LT Investment	- -	- -	- -	1	1	- -	2	- -	3	4	34	4	4
+ Inc in LT Investment	- -	- -	-3	-3	-5	- -	-3	- -	-5	-15	-65	- -	- -
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-18	-20	-21	-19	-24	- -	-15	- -	-47	-18	-26	-39	-26
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-17	-19	-23	-21	-28	- -	-16	- -	-49	-29	-58	-35	-23
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	-1	-1
+ Net Cash From Debt	4	2	- -	- -	-4	- -	4	- -	17	-5	-7	32	4
+ Cash From Debt	4	5	- -	- -	- -	- -	4	- -	17	- -	- -	32	4
+ Repayments of Debt	- -	-3	- -	- -	-4	- -	- -	- -	- -	-5	-7	- -	- -
+ Other Financing Activities	11	17	20	18	33	- -	22	- -	130	16	-14	-16	12
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	15	19	23	19	29	- -	26	- -	147	11	-22	16	16
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	- -	1	- -	- -	3	- -	12	- -	98	-11	-94	3	-4
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	4.61	4.3	3.54	2.79	2.59	- -	2.34	- -	2.3	2.05	2.03	2.16	1.87
Free Cash Flow	2	1	1	3	2	- -	3	- -	- -	7	-15	22	2
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	2	1	1	3	2	- -	3	- -	- -	7	-15	22	2
Free Cash Flow to Equity	- -	-1	- -	- -	-1	- -	7	- -	17	2	-22	55	7
Free Cash Flow per Basic Share	0.78	0.58	0.46	1.62	1.13	- -	1.37	- -	-0.14	3.5	-7.66	11.22	1.07
Price/Free Cash Flow	- -	- -	- -	- -	5.6	- -	6.85	- -	77.35	3.61	-2.13	1.03	6.98
Cash Flow to Net Income	2.85	1.22	1.15	2.16	1.24	- -	1.34	- -	-0.01	1.8	-3.98	10.39	1.57
Capital Expenditures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -