Westbury Bancorp, Inc.

WBBW

WBBWWestbury Bancorp, Inc. US flag

Other OTC

39.05

USD

+0.00

- -

97.84MMarket Cap

Income Statement (USD)

API Chat

	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y
Sales/Revenue/Turnover	28	26	- -	25	23	25	27	28	30	32	34	37
+ Sales & Services Revenue	28	26	- -	25	23	25	27	28	30	32	34	37
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	16	16	- -	13	14	14	14	15	16	16	16	16
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-16	-16	- -	-13	-14	-14	-14	-15	-16	-16	-16	-16
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	3	9	- -	-1	3	-2	-5	-5	-7	-10	-10	-13
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	3	9	- -	-1	3	-2	-5	-5	-7	-10	-10	-13
Pretax Income	-3	-9	- -	1	-3	2	5	5	7	10	10	13
- Income Tax Expense (Benefit)	-2	-1	- -	- -	-1	-2	2	2	3	3	3	4
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	-1	-8	- -	1	-1	4	3	3	4	7	7	10
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	-1	-8	- -	1	-1	4	3	3	4	7	7	10
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	-1	-8	- -	1	-1	4	3	3	4	7	7	10
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	-1	-8	- -	1	-1	4	3	3	4	7	7	10
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	3	3	- -	1	1	1	1	1	1	1	1	2
EBITDA Margin (%)	10.45	9.85	- -	5.51	4.68	4.78	4.62	3.63	3.18	3.28	4.17	4.11
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	- -	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	-5.07	-28.8	- -	3.73	-6.31	13.94	12.78	10.22	14.11	21.55	21.54	25.6
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	3	3	- -	1	1	1	1	1	1	1	1	2
Basic Weighted Avg Shares	5	5	- -	5	5	4	4	4	3	3	3	- -
Basic EPS, GAAP	-0.28	-1.48	- -	0.2	-0.31	0.85	0.94	0.78	1.21	2.15	2.59	- -
Basic EPS from Cont Ops	-0.28	-1.48	- -	0.2	-0.31	0.85	0.94	0.78	1.21	2.15	2.59	- -
Diluted Weighted Avg Shares	5	5	- -	5	5	4	4	4	4	3	3	- -
Diluted EPS, GAAP	-0.28	-1.48	- -	0.2	-0.31	0.85	0.93	0.76	1.18	2.09	2.51	- -
Diluted EPS from Cont Ops	-0.28	-1.48	- -	0.2	-0.31	0.85	0.93	0.76	1.18	2.09	2.51	- -

Balance Sheet (USD)

API Chat

	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	120	121	98	153	108	97	123	145	123	158	141	208
+ Cash & Cash Equivalents	50	21	33	48	18	16	30	22	18	55	46	28
+ ST Investments	70	99	65	106	90	80	94	123	104	102	95	180
+ Accounts & Notes Receiv	- -	- -	- -	- -	- -	- -	- -	5	3	5	1	2
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	5	3	5	1	2
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-120	-121	-98	-153	-108	-97	-123	-150	-125	-162	-142	-210
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	17	15	13	13	11	14	15	14	12	19	22	20
+ Property, Plant & Equip	29	25	23	23	20	23	27	25	22	31	35	34
- Accumulated Depreciation	12	10	10	11	9	9	11	11	11	12	13	14
+ LT Investments & Receivables	70	99	65	106	90	83	96	125	106	104	96	181
+ LT Investments	70	99	65	106	90	83	96	125	106	104	96	181
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-87	-114	-78	-118	-102	-97	-111	-139	-118	-123	-118	-201
+ Total Intangible Assets	3	2	2	2	2	1	1	1	1	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	3	2	2	2	2	1	1	1	1	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-90	-116	-80	-120	-103	-98	-112	-140	-118	-123	-119	-201
Total Assets	625	579	526	543	569	639	703	790	816	856	887	922
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	18	- -	4	27	26	- -	10
+ ST Borrowings	- -	- -	- -	- -	- -	18	- -	4	27	26	- -	10
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	-18	- -	-4	-27	-26	- -	-10
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	-18	- -	-4	-27	-26	- -	-10
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	10	3	1	- -	17	18	20	20	24	4	22	5
+ LT Borrowings	10	3	1	- -	17	18	20	20	24	30	22	5
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-10	-3	-1	- -	-17	-18	-20	-20	-24	-4	-22	-5
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-10	-3	-1	- -	-17	-18	-20	-20	-24	-4	-22	-5
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	572	533	480	453	482	560	623	709	739	773	808	837
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	- -	49	49	50	52	54	55	57	59	60
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	- -	49	49	50	51	53	55	57	59	60
- Treasury Stock	- -	- -	- -	- -	4	17	21	24	32	40	54	58
+ Retained Earnings	53	45	46	47	45	49	52	55	59	66	73	83
+ Other Equity	- -	1	1	-1	- -	- -	1	-1	-3	1	2	- -
Equity Before Minority Interest	53	46	47	91	86	79	80	81	77	82	79	85
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	53	46	47	91	86	79	80	81	77	82	79	85
Total Liabilities & Equity	625	579	526	543	569	639	703	790	816	856	887	922
Shares Outstanding	5	5	5	5	5	4	4	4	4	3	3	3
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-40	-18	-32	-48	-1	20	-10	2	33	1	-24	-13
Net Debt to Equity	-74.87	-39.16	-68.04	-52.61	-0.7	24.76	-12.07	2.03	42.16	0.82	-30.65	-15.47
Tangible Common Equity Ratio	8.09	7.59	8.57	16.4	14.97	12.17	11.23	10.18	9.38	9.59	8.85	9.21
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y
+ Net Income	-1	-8	- -	1	-1	4	3	3	4	7	7	10
+ Depreciation & Amortization	3	3	- -	1	1	1	1	1	1	1	1	2
+ Non-Cash Items	- -	8	- -	4	6	1	3	6	5	-3	6	6
+ Stock-Based Compensation	- -	- -	- -	- -	1	1	2	2	2	2	2	2
+ Deferred Income Taxes	-2	-2	- -	- -	-1	-2	2	2	3	-3	3	- -
+ Asset Impairment Charge	1	3	- -	- -	- -	2	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	7	- -	3	6	1	-1	2	- -	-2	1	4
+ Chg in Non-Cash Work Cap	5	3	- -	1	-1	1	-1	-1	1	3	-4	-1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	1	1	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	4	2	- -	- -	-1	1	-1	-1	1	3	-4	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	6	6	- -	7	5	7	7	8	11	8	10	16
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	- -	- -	- -	-2	-4	-1	-1	- -	-6	-4	- -
+ Acq of Fixed Prod Assets	-1	- -	- -	- -	-2	-4	-1	-1	- -	-6	-4	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	49	-4	-13	-5	-3	-8	-7	-14	-4
+ Increase in Capital Stock	- -	- -	- -	49	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	-4	-13	-5	-3	-8	-7	-14	-4
+ Net Change in LT Investment	-10	-29	- -	-45	16	8	-13	-31	15	6	9	-88
+ Dec in LT Investment	36	80	- -	26	42	39	48	16	23	27	58	32
+ Inc in LT Investment	-45	-109	- -	-71	-26	-31	-61	-47	-8	-22	-49	-121
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	46	31	- -	34	-76	-77	-39	-69	-50	5	-51	30
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	36	4	- -	-10	-62	-73	-52	-101	-35	5	-46	-59
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	-12	-7	- -	-1	17	- -	20	- -	4	-21	-9	-7
+ Cash From Debt	- -	- -	- -	- -	17	- -	20	- -	4	10	10	13
+ Repayments of Debt	-12	-7	- -	-1	- -	- -	- -	- -	- -	-31	-19	-20
+ Other Financing Activities	-5	-32	- -	-30	14	77	43	89	24	52	48	36
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-17	-39	- -	18	27	64	59	86	20	24	25	25
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	24	-29	- -	15	-30	-1	13	-7	-4	37	-10	-18
EBITDA	3	3	- -	1	1	1	1	1	1	1	1	2
EBITDA Margin (%)	10.45	9.85	- -	5.51	4.68	4.78	4.62	3.63	3.18	3.28	4.17	4.11
Free Cash Flow	5	6	- -	7	3	3	6	7	11	2	6	15
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	- -	- -	- -	7	- -	- -	6	7	11	2	6	15
Free Cash Flow to Equity	- -	1	- -	6	20	3	26	7	15	-19	-3	9
Free Cash Flow per Basic Share	0.97	1.12	- -	1.48	0.64	0.84	1.69	1.85	3.14	0.55	2.16	- -
Price/Free Cash Flow	- -	- -	- -	8.89	9.86	6.83	10.03	7.77	6.75	6.09	3.84	- -
Cash Flow to Net Income	-3.98	-0.8	- -	7.79	-3.55	2.02	1.95	2.86	2.67	1.13	1.45	1.65
Capital Expenditures	-1	- -	- -	- -	-2	-4	-1	-1	- -	-6	-4	- -