Enact Holdings Inc.

ACT

ACTEnact Holdings Inc. US flag

NASDAQ

46.52

USD

-0.03

- -

6.49BMarket Cap

Income Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	979	1,106	1,120	1,095	1,154	1,202	1,236
+ Sales & Services Revenue	979	1,106	1,120	1,095	1,154	1,202	1,236
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	- -	- -	- -	- -	- -	- -	- -
+ Research & Development	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-718	-472	-695	-898	-852	-878	-859
+ Interest Expense, Net	- -	18	51	52	52	51	50
+ Interest Expense	- -	18	51	52	52	51	50
- Interest Income	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-718	-491	-746	-950	-903	-929	-909
Pretax Income	718	472	695	898	852	878	859
- Income Tax Expense (Benefit)	156	102	149	194	186	190	185
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	678	370	547	704	666	688	674
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	678	370	547	704	666	688	674
- Minority Interest	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	678	370	547	704	666	688	674
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	678	370	547	704	666	688	674
EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
EBITA	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	69.23	33.48	48.8	64.31	57.69	57.25	54.56
Sales per Employee	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	1.54	2.69	1.23	1.54	1.32	0.71	0.81
Depreciation Expense	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	163	163	163	163	161	156	148
Basic EPS, GAAP	4.16	2.27	3.36	4.32	4.14	4.4	4.54
Basic EPS from Cont Ops	4.16	2.27	3.36	4.32	4.14	4.4	4.54
Diluted Weighted Avg Shares	163	163	163	163	162	158	149
Diluted EPS, GAAP	4.16	2.27	3.36	4.31	4.11	4.37	4.52
Diluted EPS from Cont Ops	4.16	2.27	3.36	4.31	4.11	4.37	4.52

Balance Sheet (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	4,349	5,499	5,692	5,402	5,902	6,228	2,384
+ Cash & Cash Equivalents	585	453	426	514	616	599	582
+ ST Investments	3,764	5,047	5,266	4,888	5,286	5,628	1,802
+ Accounts & Notes Receiv	41	46	42	42	45	53	46
+ Accounts Receivable, Net	41	46	42	42	45	53	46
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-4,391	-5,546	-5,734	-5,443	-5,947	-6,281	-2,430
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip	- -	- -	- -	- -	- -	- -	- -
- Accumulated Depreciation	- -	- -	- -	- -	- -	- -	- -
+ LT Investments & Receivables	3,764	5,047	5,266	4,888	5,286	5,628	6,051
+ LT Investments	3,764	5,047	5,266	4,888	5,286	5,628	6,051
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-3,764	-5,047	-5,266	-4,888	-5,286	-5,628	-6,051
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-3,764	-5,047	-5,266	-4,888	-5,286	-5,628	-6,051
Total Assets	4,503	5,653	5,866	5,709	6,190	6,522	6,893
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	750	- -	- -
+ ST Borrowings	- -	- -	- -	- -	750	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	-750	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	-750	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	738	740	743	-5	743	744
+ LT Borrowings	- -	738	740	743	-5	743	744
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	-738	-740	-743	5	-743	-744
+ Accrued Liabilities	- -	37	2	-7	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-775	-742	-736	5	-743	-744
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	676	1,771	1,760	1,608	1,558	1,525	1,538
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	2,364	2,370	2,373	2,384	2,312	2,078	1,708
+ Common Stock	2	2	2	2	2	2	1
+ Additional Paid in Capital	2,362	2,369	2,372	2,382	2,311	2,077	1,706
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	1,370	1,303	1,648	2,100	2,550	3,125	3,677
+ Other Equity	93	208	84	-383	-230	-207	-30
Equity Before Minority Interest	3,827	3,882	4,106	4,101	4,632	4,996	5,355
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
Total Equity	3,827	3,882	4,106	4,101	4,632	4,996	5,355
Total Liabilities & Equity	4,503	5,653	5,866	5,709	6,190	6,522	6,893
Shares Outstanding	163	163	163	163	159	152	142
Number of Employees	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -
Net Debt	-585	285	315	229	130	144	162
Net Debt to Equity	-15.29	7.35	7.66	5.59	2.8	2.87	3.02
Tangible Common Equity Ratio	84.99	68.67	69.99	71.83	74.83	76.61	77.68
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	678	370	547	704	666	688	674
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	-21	24	4	15	28	51	35
+ Stock-Based Compensation	- -	- -	1	10	15	19	19
+ Deferred Income Taxes	57	11	-1	-2	-2	4	8
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	-78	13	4	7	15	28	8
+ Chg in Non-Cash Work Cap	-156	310	21	-158	-62	-53	16
+ (Inc) Dec in Accts Receiv	-1	-5	4	1	-3	-8	7
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	-155	315	17	-159	-58	-45	9
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	500	704	572	561	632	686	725
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	-2	-88	-244	-382
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	-2	-88	-244	-382
+ Net Change in LT Investment	-334	-1,137	-371	-214	-215	-299	-217
+ Dec in LT Investment	617	806	1,212	1,006	820	1,306	1,679
+ Inc in LT Investment	-951	-1,942	-1,583	-1,219	-1,035	-1,606	-1,896
+ Net Cash From Acq & Div	510	- -	-27	-7	- -	-6	-1
+ Cash from Divestitures	510	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	-27	-7	- -	-6	-1
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	- -	- -	- -	- -	-14	-16	-8
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	176	-1,137	-399	-220	-229	-321	-226
+ Dividends Paid	-250	-437	-200	-251	-213	-112	-121
+ Net Cash From Debt	- -	738	- -	- -	- -	-8	- -
+ Cash From Debt	- -	738	- -	- -	- -	750	- -
+ Repayments of Debt	- -	- -	- -	- -	- -	-758	- -
+ Other Financing Activities	- -	- -	- -	- -	- -	-18	-12
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-250	300	-200	-252	-301	-382	-515
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	426	-132	-27	88	102	-16	-17
EBITDA	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	500	704	572	561	632	686	725
Net Cash Paid for Acquisitions	-510	- -	27	7	- -	6	1
Free Cash Flow to Firm	500	719	612	601	673	726	764
Free Cash Flow to Equity	- -	1,442	572	561	632	678	725
Free Cash Flow per Basic Share	3.07	4.33	3.51	3.44	3.93	4.39	4.88
Price/Free Cash Flow	- -	- -	5.88	7.03	7.4	7.43	8.17
Cash Flow to Net Income	0.74	1.9	1.05	0.8	0.95	1	1.07
Capital Expenditures	- -	- -	- -	- -	- -	- -	- -