Avidia Bancorp, Inc.

AVBC

AVBCAvidia Bancorp, Inc. US flag

New York Stock Exchange

20.65

USD

+0.52

- -

414.57MMarket Cap

Income Statement (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	85	86	101
+ Sales & Services Revenue	85	86	101
- Cost of Revenue	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -
Gross Profit	- -	- -	- -
+ Other Operating Income	- -	- -	- -
- Operating Expenses	- -	- -	- -
+ Selling, General & Admin	50	47	51
+ Research & Development	- -	- -	- -
+ Other Operating Expense	-50	-47	-51
Operating Income (Loss)	- -	- -	- -
- Non-Operating (Income) Loss	-17	-15	6
+ Interest Expense, Net	- -	- -	- -
+ Interest Expense	- -	- -	- -
- Interest Income	- -	- -	- -
+ Other Non-Op (Income) Loss	-17	-15	6
Pretax Income	17	15	-6
- Income Tax Expense (Benefit)	4	4	-2
- (Income) Loss from Affiliates	- -	- -	- -
Income (Loss) from Cont Ops	12	11	-3
- Net Extraordinary Losses (Gains)	- -	- -	- -
+ Discontinued Operations	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -
Income (Loss) Incl. MI	12	11	-3
- Minority Interest	- -	- -	- -
Net Income, GAAP	12	11	-3
- Preferred Dividends	- -	- -	- -
- Other Adjustments	- -	- -	- -
Net Income Avail to Common, GAAP	12	11	-3
EBIT	- -	- -	- -
EBITDA	3	3	3
EBITDA Margin (%)	3.58	3.49	2.98
EBITA	- -	- -	- -
Gross Margin (%)	100	100	100
Operating Margin (%)	- -	- -	- -
Profit Margin (%)	14.66	13.35	-3.27
Sales per Employee	- -	- -	- -
Dividend per Share	- -	- -	- -
Depreciation Expense	3	3	3
Basic Weighted Avg Shares	20	20	19
Basic EPS, GAAP	0.62	0.57	-0.18
Basic EPS from Cont Ops	0.62	0.57	-0.18
Diluted Weighted Avg Shares	20	20	19
Diluted EPS, GAAP	0.62	0.57	-0.18
Diluted EPS from Cont Ops	0.62	0.57	-0.18

Balance Sheet (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -
+ Cash, Cash Equivalents & STI	319	328	324
+ Cash & Cash Equivalents	70	62	145
+ ST Investments	248	266	179
+ Accounts & Notes Receiv	9	9	9
+ Accounts Receivable, Net	9	9	9
+ Notes Receivable, Net	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -
+ Inventories	- -	- -	- -
+ Raw Materials	- -	- -	- -
+ Work In Process	- -	- -	- -
+ Finished Goods	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -
+ Other Inventory	- -	- -	- -
+ Other ST Assets	-327	-337	-333
+ Misc ST Assets	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -
+ Property, Plant & Equip, Net	28	28	29
+ Property, Plant & Equip	61	63	53
- Accumulated Depreciation	32	35	24
+ LT Investments & Receivables	277	283	282
+ LT Investments	277	283	282
+ LT Receivables	- -	- -	- -
+ Other LT Assets	-305	-311	-311
+ Total Intangible Assets	15	15	15
+ Goodwill	12	12	12
+ Other Intangible Assets	3	3	3
+ LT Deferred Tax Assets	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -
+ Misc LT Assets	-321	-327	-326
Total Assets	2,598	2,657	2,837
+ Payables & Accruals	- -	- -	- -
+ Accounts Payable	- -	- -	- -
+ Accrued Taxes	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -
+ ST Debt	246	165	240
+ ST Borrowings	246	165	240
+ ST Finance Leases	- -	- -	- -
+ Other ST Liabilities	-246	-165	-240
+ Deferred Revenue	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -
+ Misc ST Liabilities	-246	-165	-240
Total Current Liabilities	- -	- -	- -
+ LT Debt	183	188	48
+ LT Borrowings	183	188	48
+ LT Finance Leases	- -	- -	- -
+ Other LT Liabilities	-183	-188	-48
+ Accrued Liabilities	- -	- -	- -
+ Pension Liabilities	- -	- -	- -
+ Deferred Revenue	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -
+ Misc LT Liabilities	-183	-188	-48
Total Noncurrent Liabilities	- -	- -	- -
Total Liabilities	2,417	2,463	2,458
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Share Capital & APIC	- -	- -	195
+ Common Stock	- -	- -	- -
+ Additional Paid in Capital	- -	- -	195
- Treasury Stock	- -	- -	- -
+ Retained Earnings	204	215	212
+ Other Equity	-23	-21	-13
Equity Before Minority Interest	181	194	379
+ Minority/Non Controlling Interest	- -	- -	- -
Total Equity	181	194	379
Total Liabilities & Equity	2,598	2,657	2,837
Shares Outstanding	20	20	19
Number of Employees	- -	- -	- -
Capital Leases - Total	- -	- -	- -
Net Debt	358	290	142
Net Debt to Equity	198.12	149.74	37.56
Tangible Common Equity Ratio	6.41	6.75	12.9
Current Ratio	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

+ Net Income	12	11	-3
+ Depreciation & Amortization	3	3	3
+ Non-Cash Items	- -	1	29
+ Stock-Based Compensation	- -	- -	1
+ Deferred Income Taxes	- -	-1	-3
+ Asset Impairment Charge	- -	- -	1
+ Other Non-Cash Adj	-1	2	30
+ Chg in Non-Cash Work Cap	- -	8	-1
+ (Inc) Dec in Accts Receiv	-1	- -	-1
+ (Inc) Dec in Inventories	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -
+ Inc (Dec) in Other	2	8	1
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Operating Activities	16	23	28
+ Change in Fixed & Intang	- -	- -	- -
+ Disp in Fixed & Intang	5	- -	- -
+ Disp of Fixed Prod Assets	5	- -	- -
+ Disp of Intangible Assets	- -	- -	- -
+ Acq of Fixed & Intang	-3	-3	-4
+ Acq of Fixed Prod Assets	-3	-3	-4
+ Acq of Intangible Assets	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	170
+ Increase in Capital Stock	- -	- -	186
+ Decrease in Capital Stock	- -	- -	-16
+ Net Change in LT Investment	88	-4	12
+ Dec in LT Investment	121	111	65
+ Inc in LT Investment	-33	-115	-54
+ Net Cash From Acq & Div	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -
+ Cash for JVs	- -	- -	- -
+ Other Investing Activities	-202	-65	-119
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Investing Activities	-112	-71	-112
+ Dividends Paid	- -	- -	- -
+ Net Cash From Debt	138	-40	- -
+ Cash From Debt	200	65	- -
+ Repayments of Debt	-62	-105	- -
+ Other Financing Activities	-49	80	-4
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Financing Activities	89	40	166
Effect of Foreign Exchange Rates	- -	- -	- -
Net Changes in Cash	-8	-8	83
EBITDA	3	3	3
EBITDA Margin (%)	3.58	3.49	2.98
Free Cash Flow	12	20	24
Net Cash Paid for Acquisitions	- -	- -	- -
Free Cash Flow to Firm	12	20	- -
Free Cash Flow to Equity	- -	-20	24
Free Cash Flow per Basic Share	0.62	1.02	1.3
Price/Free Cash Flow	- -	- -	9.54
Cash Flow to Net Income	1.25	2.02	-8.63
Capital Expenditures	-3	-3	-4