Business First Bancshares, Inc.

BFST

BFSTBusiness First Bancshares, Inc. US flag

NASDAQ Global Select

30.85

USD

+0.17

- -

1.01BMarket Cap

Income Statement (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	37	43	50	70	89	147	187	228	247	270	320
+ Sales & Services Revenue	37	43	50	70	89	147	187	228	247	270	320
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	19	23	25	31	40	66	70	92	98	112	124
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-19	-23	-25	-31	-40	-66	-70	-92	-98	-112	-124
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-6	-7	-9	-17	-30	-37	-65	-69	-91	-83	-110
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-6	-7	-9	-17	-30	-37	-65	-69	-91	-83	-110
Pretax Income	6	7	9	17	30	37	65	69	91	83	110
- Income Tax Expense (Benefit)	2	2	4	3	6	7	12	14	20	18	22
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	4	5	5	14	24	30	52	54	71	65	88
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	4	5	5	14	24	30	52	54	71	65	88
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	4	5	5	14	24	30	52	54	71	65	88
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	1	5	5	5
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	4	5	5	14	24	30	52	53	66	60	82
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	2	3	4	5	5	5	6
EBITDA Margin (%)	3.19	3.02	2.36	1.67	1.78	2.16	2.23	2.12	1.89	1.94	1.78
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	10.97	11.88	9.7	20.13	26.6	20.45	27.95	23.84	28.71	24.08	27.47
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	0.15	0.16	0.29	0.38	0.41	0.46	0.54	0.72	0.77	0.76
Depreciation Expense	1	1	1	1	2	3	4	5	5	5	6
Basic Weighted Avg Shares	7	7	12	11	13	18	21	23	25	26	29
Basic EPS, GAAP	0.58	0.74	0.42	1.27	1.79	1.65	2.54	2.34	2.62	2.27	2.81
Basic EPS from Cont Ops	0.58	0.74	0.42	1.27	1.79	1.65	2.54	2.4	2.83	2.48	2.99
Diluted Weighted Avg Shares	7	7	12	12	14	18	21	23	25	26	30
Diluted EPS, GAAP	0.58	0.74	0.42	1.22	1.74	1.64	2.53	2.32	2.59	2.26	2.79
Diluted EPS from Cont Ops	0.58	0.74	0.42	1.22	1.74	1.64	2.53	2.38	2.81	2.46	2.97

Balance Sheet (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	241	287	406	368	790	1,089	1,043	1,106	1,213	1,002
+ Cash & Cash Equivalents	- -	42	108	96	89	149	68	153	226	319	411
+ ST Investments	- -	198	179	310	278	641	1,021	891	880	894	591
+ Accounts & Notes Receiv	- -	3	4	8	8	24	20	26	30	36	38
+ Accounts Receivable, Net	- -	3	4	8	8	24	20	26	30	36	38
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-244	-291	-414	-376	-814	-1,109	-1,069	-1,136	-1,249	-1,041
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	9	9	15	29	59	58	63	69	82	74
+ Property, Plant & Equip	- -	15	15	28	40	93	97	111	120	141	133
- Accumulated Depreciation	- -	6	6	13	11	35	39	48	51	60	59
+ LT Investments & Receivables	- -	204	188	319	291	653	1,038	928	914	935	640
+ LT Investments	- -	204	188	319	291	653	1,038	928	914	935	640
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-214	-197	-334	-320	-712	-1,096	-991	-983	-1,017	-714
+ Total Intangible Assets	- -	9	9	57	55	64	72	103	100	139	136
+ Goodwill	- -	7	7	49	48	54	60	89	88	122	121
+ Other Intangible Assets	- -	2	2	8	7	10	12	14	12	17	14
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-223	-205	-391	-375	-775	-1,168	-1,094	-1,083	-1,155	-850
Total Assets	- -	1,106	1,321	2,095	2,274	4,160	4,726	5,990	6,585	7,857	8,215
+ Payables & Accruals	- -	1	1	1	2	2	1	2	15	6	4
+ Accounts Payable	- -	1	1	1	2	2	1	2	15	6	4
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	1	1	- -	- -	5	- -	- -	- -	- -	256
+ ST Borrowings	- -	1	1	- -	- -	5	- -	- -	- -	- -	256
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	-2	-2	-1	-2	-8	-1	-2	-15	-6	-260
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	-2	-2	-1	-2	-8	-1	-2	-15	-6	-260
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	50	78	80	118	79	168	526	616	461	273
+ LT Borrowings	- -	50	78	80	118	79	168	526	616	461	273
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	-50	-78	-80	-118	-79	-168	-526	-616	-461	-273
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-50	-78	-80	-118	-79	-168	-526	-616	-461	-273
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	992	1,141	1,835	1,989	3,750	4,293	5,410	5,940	7,058	7,318
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	72	72	72	72
+ Share Capital & APIC	- -	92	154	226	226	320	313	419	423	530	532
+ Common Stock	- -	7	10	13	13	21	20	25	25	30	30
+ Additional Paid in Capital	- -	85	144	212	213	300	292	394	397	500	502
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	- -	24	27	38	57	79	122	164	216	261	327
+ Other Equity	- -	-2	-2	-3	3	11	-1	-74	-67	-63	-33
Equity Before Minority Interest	- -	114	180	260	285	410	433	580	644	799	897
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	- -	114	180	260	285	410	433	580	644	799	897
Total Liabilities & Equity	- -	1,106	1,321	2,095	2,274	4,160	4,726	5,990	6,585	7,857	8,215
Shares Outstanding	- -	7	12	13	13	21	20	25	25	30	30
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	- -	9	-29	-16	29	-65	100	373	390	142	118
Net Debt to Equity	- -	7.71	-16.13	-6.18	10.04	-15.85	23.1	64.28	60.55	17.7	13.11
Tangible Common Equity Ratio	- -	9.52	13.04	9.95	10.36	8.45	7.76	6.89	7.28	7.63	8.53
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	4	5	5	14	24	30	52	54	71	65	88
+ Depreciation & Amortization	1	1	1	1	2	3	4	5	5	5	6
+ Non-Cash Items	- -	2	4	3	1	8	-1	8	-3	5	7
+ Stock-Based Compensation	- -	- -	- -	1	1	2	3	4	4	3	6
+ Deferred Income Taxes	- -	1	3	- -	- -	- -	1	-1	-2	-1	1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	1	3	-1	6	-4	5	-5	3	- -
+ Chg in Non-Cash Work Cap	-2	- -	-2	1	-2	-12	1	3	18	-14	-9
+ (Inc) Dec in Accts Receiv	- -	-1	-1	-1	- -	-11	4	-3	-4	-3	-3
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	-2	-1	1	13	-10	-2
+ Inc (Dec) in Other	-1	- -	-1	2	-2	1	-2	6	10	- -	-4
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	3	8	8	19	24	29	56	70	91	61	92
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	1	1	- -	1	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	1	1	- -	1	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-1	-1	-1	-4	-3	-4	-8	-12	-2	- -
+ Acq of Fixed Prod Assets	-1	-1	-1	-1	-4	-3	-4	-8	-12	-2	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-3	-1	62	28	-2	-2	-7	48	- -	- -	-4
+ Increase in Capital Stock	- -	- -	62	28	1	3	4	48	- -	- -	- -
+ Decrease in Capital Stock	-3	-1	- -	- -	-3	-6	-11	- -	- -	- -	-4
+ Net Change in LT Investment	-31	8	17	31	36	-85	-404	19	21	1	-65
+ Dec in LT Investment	31	54	28	48	66	149	129	144	167	110	637
+ Inc in LT Investment	-62	-47	-11	-17	-30	-234	-532	-125	-147	-109	-702
+ Net Cash From Acq & Div	87	- -	- -	-18	-17	106	-21	163	-15	97	-43
+ Cash from Divestitures	87	- -	- -	-9	- -	106	- -	163	- -	97	- -
+ Cash for Acq of Subs	- -	- -	- -	-9	-17	- -	-21	- -	-15	- -	-43
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-69	-40	-170	-182	-207	-494	-247	-876	-516	-391	-173
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-14	-33	-153	-170	-192	-475	-675	-701	-521	-295	-282
+ Dividends Paid	- -	-1	-2	-3	-5	-8	-9	-12	-18	-20	-22
+ Net Cash From Debt	-7	2	28	-3	38	-90	81	327	392	-178	69
+ Cash From Debt	- -	3	29	25	38	1	92	327	600	122	75
+ Repayments of Debt	-7	-1	- -	-28	- -	-91	-11	- -	-208	-300	-6
+ Other Financing Activities	35	27	122	118	130	605	474	352	129	524	239
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	26	26	211	140	161	506	538	715	504	326	282
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	15	1	65	-12	-7	60	-81	84	73	93	92
EBITDA	1	1	1	1	2	3	4	5	5	5	6
EBITDA Margin (%)	3.19	3.02	2.36	1.67	1.78	2.16	2.23	2.12	1.89	1.94	1.78
Free Cash Flow	2	7	7	18	20	26	52	62	79	60	92
Net Cash Paid for Acquisitions	-87	- -	- -	18	17	-106	21	-163	15	-97	43
Free Cash Flow to Firm	2	7	7	18	20	26	52	62	79	60	92
Free Cash Flow to Equity	- -	8	36	16	59	-63	133	460	466	-123	156
Free Cash Flow per Basic Share	0.35	0.98	0.65	1.65	1.54	1.45	2.56	2.73	3.16	2.28	3.13
Price/Free Cash Flow	- -	- -	- -	13.85	12.01	11.5	9.67	6.53	6.08	10.8	8.38
Cash Flow to Net Income	0.83	1.59	1.64	1.37	1.03	0.98	1.08	1.28	1.28	0.94	1.05
Capital Expenditures	-1	-1	-1	-1	-4	-3	-4	-8	-12	-2	- -