Bill.com Holdings, Inc.

BILL

BILLBill.com Holdings, Inc. US flag

New York Stock Exchange

45.18

USD

+0.47

- -

4.50BMarket Cap

Income Statement (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Sales/Revenue/Turnover	65	108	158	238	642	1,058	1,290	1,463
+ Sales & Services Revenue	65	108	158	238	642	1,058	1,290	1,463
- Cost of Revenue	19	30	39	62	145	194	235	272
+ Cost of Goods & Services	19	30	39	62	145	194	235	272
Gross Profit	45	78	118	176	497	864	1,056	1,190
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	53	88	153	290	814	1,160	1,202	1,271
+ Selling, General & Admin	35	59	99	196	528	765	756	826
+ Research & Development	18	29	53	90	220	315	337	340
+ Other Operating Expense	- -	- -	1	5	66	81	109	105
Operating Income (Loss)	-8	-10	-34	-114	-317	-296	-147	-81
- Non-Operating (Income) Loss	-1	-2	-3	25	14	-73	-120	-111
+ Interest Expense, Net	-1	-2	-4	25	3	-83	-109	-77
+ Interest Expense	- -	1	- -	28	9	8	13	14
- Interest Income	1	3	4	3	7	91	122	91
+ Other Non-Op (Income) Loss	- -	- -	1	- -	11	10	-11	-34
Pretax Income	-7	-7	-31	-139	-331	-223	-26	30
- Income Tax Expense (Benefit)	- -	- -	- -	-41	-4	1	3	7
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	-7	-7	-31	-99	-326	-224	-29	24
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	-7	-7	-31	-99	-326	-224	-29	24
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	-7	-7	-31	-99	-326	-224	-29	24
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	-7	-7	-31	-99	-326	-224	-29	24
EBIT	-8	-10	-34	-114	-317	-296	-147	-81
EBITDA	-6	-7	-30	-103	-229	-200	-43	9
EBITDA Margin (%)	-8.48	-6.14	-19	-43.21	-35.72	-18.9	-3.36	0.6
EBITA	-8	-10	-34	-114	-317	-296	-147	-81
Gross Margin (%)	70.13	72.39	75.16	74.06	77.41	81.67	81.82	81.4
Operating Margin (%)	-12.05	-9.05	-21.7	-47.83	-49.35	-27.94	-11.36	-5.51
Profit Margin (%)	-11.09	-6.75	-19.73	-41.43	-50.84	-21.14	-2.24	1.63
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	2	3	4	11	88	96	103	89
Basic Weighted Avg Shares	83	83	44	82	101	106	106	104
Basic EPS, GAAP	-0.09	-0.09	-0.71	-1.2	-3.22	-2.11	-0.27	0.23
Basic EPS from Cont Ops	-0.09	-0.09	-0.71	-1.2	-3.22	-2.11	-0.27	0.23
Diluted Weighted Avg Shares	83	83	44	82	101	106	106	104
Diluted EPS, GAAP	-0.09	-0.09	-0.71	-1.2	-3.22	-2.11	-0.27	0.23
Diluted EPS from Cont Ops	-0.09	-0.09	-0.71	-1.2	-3.22	-2.11	-0.27	0.23

Balance Sheet (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

Total Current Assets	1,019	1,513	2,379	3,606	6,279	6,673	6,315	7,239
+ Cash, Cash Equivalents & STI	92	162	698	1,165	2,705	2,660	1,587	2,218
+ Cash & Cash Equivalents	22	90	574	510	1,597	1,617	986	1,038
+ ST Investments	70	72	124	655	1,108	1,043	602	1,180
+ Accounts & Notes Receiv	5	9	11	165	280	487	725	717
+ Accounts Receivable, Net	2	4	4	18	24	28	28	32
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	3	5	7	147	256	459	697	685
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	921	1,342	1,671	2,276	3,294	3,526	4,002	4,303
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	11	13	25	2,363	2,977	2,963	2,864	2,825
+ Property, Plant & Equip, Net	6	7	14	121	133	151	147	173
+ Property, Plant & Equip	14	18	28	140	164	196	214	263
- Accumulated Depreciation	8	11	14	19	30	45	67	90
+ LT Investments & Receivables	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Investments	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	5	7	11	2,242	2,843	2,812	2,717	2,652
+ Total Intangible Assets	- -	- -	- -	2,189	2,795	2,758	2,678	2,619
+ Goodwill	- -	- -	- -	1,772	2,363	2,397	2,397	2,397
+ Other Intangible Assets	- -	- -	- -	417	433	361	281	223
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	5	7	11	53	48	54	39	33
Total Assets	1,029	1,526	2,404	5,969	9,256	9,636	9,179	10,064
+ Payables & Accruals	3	9	14	84	130	203	307	269
+ Accounts Payable	2	6	3	12	10	9	7	16
+ Accrued Taxes	1	3	3	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	8	72	120	195	300	252
+ ST Debt	4	- -	2	- -	75	135	- -	213
+ ST Borrowings	4	- -	2	- -	75	135	- -	213
+ ST Finance Leases	- -	- -	1	- -	- -	- -	- -	- -
+ Other ST Liabilities	924	1,340	1,660	2,242	3,204	3,415	3,756	4,106
+ Deferred Revenue	918	1,333	1,650	2,221	3,175	3,382	3,722	4,067
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	6	8	10	20	29	33	34	40
Total Current Liabilities	931	1,349	1,677	2,326	3,409	3,753	4,063	4,589
+ LT Debt	6	- -	- -	1,076	1,781	1,777	977	1,559
+ LT Borrowings	6	- -	- -	989	1,698	1,705	914	1,501
+ LT Finance Leases	- -	- -	- -	87	83	72	63	58
+ Other LT Liabilities	195	280	16	38	23	19	5	2
+ Accrued Liabilities	2	2	3	3	2	- -	4	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	193	278	14	35	21	19	1	2
Total Noncurrent Liabilities	201	280	16	1,114	1,804	1,797	982	1,561
Total Liabilities	1,131	1,629	1,693	3,440	5,212	5,550	5,045	6,150
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	9	15	857	2,777	4,599	4,947	5,233	5,415
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	9	15	857	2,777	4,599	4,947	5,233	5,415
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-110	-118	-149	-247	-545	-856	-1,097	-1,511
+ Other Equity	- -	- -	2	- -	-10	-4	-2	10
Equity Before Minority Interest	-102	-103	711	2,530	4,044	4,086	4,134	3,914
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	-102	-103	711	2,530	4,044	4,086	4,134	3,914
Total Liabilities & Equity	1,029	1,526	2,404	5,969	9,256	9,636	9,179	10,064
Shares Outstanding	70	70	80	95	105	107	107	103
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	1	87	83	72	63	58
Net Debt	-13	-90	-571	480	177	223	-72	676
Net Debt to Equity	12.66	87.97	-80.39	18.97	4.37	5.45	-1.74	17.27
Tangible Common Equity Ratio	-9.9	-6.73	29.56	9	19.32	19.31	22.4	17.39
Current Ratio	1.09	1.12	1.42	1.55	1.84	1.78	1.55	1.58
Cash Conversion Cycle	- -	-35.08	-32.19	-28.21	-15.49	-8.36	-4.46	-8.39

Cash Flow Statement (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2018	06/30/2019	06/30/2020	06/30/2021	06/30/2022	06/30/2023	06/30/2024	06/30/2025

+ Net Income	-7	-7	-31	-99	-326	-224	-29	24
+ Depreciation & Amortization	2	3	4	11	88	96	103	89
+ Non-Cash Items	2	3	15	64	237	325	214	230
+ Stock-Based Compensation	2	4	18	68	197	314	248	243
+ Deferred Income Taxes	- -	- -	- -	-41	-4	-1	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	-1	-3	37	44	13	-34	-13
+ Chg in Non-Cash Work Cap	-5	-3	7	28	-16	-9	-9	8
+ (Inc) Dec in Accts Receiv	-1	-4	-2	-7	-3	-4	- -	-4
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	-3	-6	-10	1	-13	-17	-7	-27
+ Inc (Dec) in Accts Payable	1	8	8	30	4	33	20	38
+ Inc (Dec) in Other	-2	-1	11	3	-4	-20	-22	1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	-8	-4	-4	5	-18	188	279	351
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-2	-4	-12	-19	-5	-8	-1	-7
+ Acq of Fixed Prod Assets	-1	-3	-11	-19	-5	-8	-1	-4
+ Acq of Intangible Assets	-1	-2	-1	- -	- -	- -	- -	-3
+ Cash (Repurchase) of Equity	- -	- -	534	- -	1,341	-88	-212	-430
+ Increase in Capital Stock	- -	- -	534	- -	1,341	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	-88	-212	-430
+ Net Change in LT Investment	-419	-82	-236	-823	-843	550	-202	-645
+ Dec in LT Investment	307	749	852	1,247	1,958	3,300	2,840	3,002
+ Inc in LT Investment	-727	-831	-1,089	-2,070	-2,802	-2,750	-3,042	-3,647
+ Net Cash From Acq & Div	- -	- -	- -	-556	-144	-29	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	-556	-144	-29	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	4	-10	-1	-29	-134	-255	-206	-166
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-418	-96	-249	-1,427	-1,127	259	-409	-817
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	16	-19	2	1,127	558	60	-888	861
+ Cash From Debt	19	- -	2	1,129	598	60	45	1,400
+ Repayments of Debt	-3	-19	- -	-2	-40	- -	-933	-539
+ Other Financing Activities	311	511	327	513	980	263	357	236
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	326	492	863	1,640	2,879	235	-743	667
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-100	392	609	217	1,733	682	-873	200
EBITDA	-6	-7	-30	-103	-229	-200	-43	9
EBITDA Margin (%)	-8.48	-6.14	-19	-43.21	-35.72	-18.9	-3.36	0.6
Free Cash Flow	-10	-8	-17	-14	-23	180	278	343
Net Cash Paid for Acquisitions	- -	- -	- -	556	144	29	- -	- -
Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	354
Free Cash Flow to Equity	- -	-26	-14	1,113	534	240	-610	1,207
Free Cash Flow per Basic Share	-0.13	-0.1	-0.38	-0.17	-0.23	1.7	2.62	3.32
Price/Free Cash Flow	- -	- -	517.79	641.62	-875.36	63.39	19.96	13.43
Cash Flow to Net Income	1.16	0.54	0.14	-0.05	0.06	-0.84	-9.65	14.73
Capital Expenditures	-2	-4	-12	-19	-5	-8	-1	-7