Princeton Bancorp Inc.

BPRN

BPRNPrinceton Bancorp Inc. US flag

NASDAQ

38.39

USD

+0.28

- -

261.48MMarket Cap

Income Statement (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	39	40	42	43	45	54	67	73	72	75	84
+ Sales & Services Revenue	39	40	42	43	45	54	67	73	72	75	84
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-15	-16	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	13	14	14	15	16	17	18	22	25	28	30
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-13	-14	-14	-15	-16	-17	-18	-22	-25	-28	-30
Operating Income (Loss)	15	16	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	- -	-15	-18	-12	-17	-29	-34	-30	-13	-24
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	-15	-18	-12	-17	-29	-34	-30	-13	-24
Pretax Income	15	16	15	18	12	17	29	34	30	13	24
- Income Tax Expense (Benefit)	4	4	4	3	2	3	7	8	5	3	5
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	11	12	11	15	10	14	22	26	26	10	19
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	11	12	11	15	10	14	22	26	26	10	19
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	11	12	11	15	10	14	22	26	26	10	19
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	11	12	11	15	10	14	22	26	26	10	19
EBIT	15	16	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	16	17	1	1	1	2	2	2	2	2	3
EBITDA Margin (%)	40.8	43.11	1.95	1.48	2.84	3.51	2.9	2.81	2.74	3.06	3.14
EBITA	15	16	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	38.03	40.74	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	28.46	29.59	26.25	34.1	22.62	25.73	33.43	36.32	35.67	13.71	22.08
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	0.03	0.19	0.4	0.66	1.02	1.19	1.16	1.27
Depreciation Expense	1	1	1	1	1	2	2	2	2	2	3
Basic Weighted Avg Shares	5	5	5	7	7	7	7	6	6	7	7
Basic EPS, GAAP	2.34	2.52	2	2.22	1.51	2.04	3.37	4.19	4.1	1.57	2.73
Basic EPS from Cont Ops	2.34	2.52	2	2.22	1.51	2.04	3.37	4.19	4.1	1.57	2.73
Diluted Weighted Avg Shares	5	5	6	7	7	7	7	6	6	7	7
Diluted EPS, GAAP	2.34	2.36	1.9	2.14	1.47	2.01	3.3	4.11	4.03	1.55	2.71
Diluted EPS from Cont Ops	2.34	2.36	1.9	2.14	1.47	2.01	3.3	4.11	4.03	1.55	2.71

Balance Sheet (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	170	133	185	118	185	143	113	107	126	281	168
+ Cash & Cash Equivalents	29	20	83	26	73	67	12	25	35	34	36
+ ST Investments	142	113	102	92	112	76	101	81	91	247	132
+ Accounts & Notes Receiv	3	3	4	4	4	5	4	5	6	8	8
+ Accounts Receivable, Net	3	3	4	4	4	5	4	5	6	8	8
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-173	-136	-188	-122	-189	-148	-117	-111	-132	-289	-176
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	5	5	4	4	25	31	31	28	38	40	37
+ Property, Plant & Equip	12	12	12	13	35	42	36	33	47	53	50
- Accumulated Depreciation	6	7	8	9	9	10	5	5	9	13	13
+ LT Investments & Receivables	142	113	102	92	113	76	101	84	92	247	183
+ LT Investments	142	113	102	92	113	76	101	84	92	247	183
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-147	-118	-106	-96	-138	-107	-132	-111	-129	-287	-220
+ Total Intangible Assets	- -	- -	- -	- -	13	12	11	11	10	18	17
+ Goodwill	- -	- -	- -	- -	9	9	9	9	9	14	14
+ Other Intangible Assets	- -	- -	- -	- -	4	3	2	2	1	4	3
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-147	-118	-106	-96	-150	-119	-143	-122	-140	-305	-237
Total Assets	1,013	1,026	1,201	1,252	1,455	1,603	1,688	1,602	1,916	2,340	2,285
+ Payables & Accruals	4	1	2	2	4	2	1	1	9	15	9
+ Accounts Payable	1	1	2	2	4	2	1	1	9	15	9
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	129	56	- -	55	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-4	-1	-2	-2	-4	-2	-1	-1	-9	-15	-9
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-4	-1	-2	-2	-4	-2	-1	-1	-9	-15	-9
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	129	56	- -	55	15	19	19	27	24	23	21
+ LT Borrowings	129	56	- -	55	- -	- -	- -	10	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	15	19	19	17	24	23	21
+ Other LT Liabilities	-129	-56	- -	-55	-15	-19	-19	-27	-24	-23	-21
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-129	-56	- -	-55	-15	-19	-19	-27	-24	-23	-21
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	922	923	1,032	1,067	1,259	1,394	1,471	1,382	1,676	2,078	2,014
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	55	55	109	111	113	114	114	116	98	120	123
+ Common Stock	23	24	33	33	34	34	34	35	- -	- -	- -
+ Additional Paid in Capital	31	32	76	78	79	80	80	81	98	120	123
- Treasury Stock	- -	- -	- -	- -	- -	- -	10	19	- -	1	9
+ Retained Earnings	36	48	59	74	82	93	111	131	149	152	162
+ Other Equity	1	- -	- -	- -	1	2	1	-8	-7	-9	-5
Equity Before Minority Interest	91	103	168	184	196	209	217	220	240	262	271
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	91	103	168	184	196	209	217	220	240	262	271
Total Liabilities & Equity	1,013	1,026	1,201	1,252	1,455	1,603	1,688	1,602	1,916	2,340	2,285
Shares Outstanding	5	5	7	7	7	7	6	6	6	7	7
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	15	19	19	17	24	23	21
Net Debt	229	93	-83	84	-73	-67	-12	-15	-35	-34	-36
Net Debt to Equity	250.44	89.5	-49.21	45.8	-37.05	-32.29	-5.55	-6.97	-14.38	-12.84	-13.43
Tangible Common Equity Ratio	9.02	10.08	14.02	14.73	12.71	12.38	12.25	13.13	12.06	10.51	11.18
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	11	12	11	15	10	14	22	26	26	10	19
+ Depreciation & Amortization	1	1	1	1	1	2	2	2	2	2	3
+ Non-Cash Items	1	-1	7	-3	2	-2	-6	-5	-10	- -	3
+ Stock-Based Compensation	1	1	- -	1	1	- -	- -	- -	1	1	1
+ Deferred Income Taxes	- -	- -	5	-3	- -	-1	- -	1	- -	-1	2
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	-1	2	-1	1	-1	-6	-6	-11	- -	- -
+ Chg in Non-Cash Work Cap	-2	2	-6	5	4	4	-6	- -	5	2	-3
+ (Inc) Dec in Accts Receiv	-1	1	-6	4	1	2	-3	1	2	4	4
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	-1	- -	- -	1	3	2	-3	-1	3	-2	-7
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	11	14	13	17	17	18	13	24	23	15	21
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	- -	- -	-1	-4	-3	-1	-1	-2	-2	-1
+ Acq of Fixed Prod Assets	-1	- -	- -	-1	-4	-3	-1	-1	-2	-2	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	52	- -	- -	- -	-10	-9	- -	-1	-8
+ Increase in Capital Stock	- -	- -	52	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	-10	-9	- -	-1	-8
+ Net Change in LT Investment	22	27	11	9	-19	39	-27	5	-8	-146	69
+ Dec in LT Investment	39	34	29	18	28	67	15	10	7	35	81
+ Inc in LT Investment	-18	-7	-17	-9	-47	-28	-42	-5	-15	-181	-12
+ Net Cash From Acq & Div	- -	- -	- -	- -	161	- -	- -	- -	-2	8	- -
+ Cash from Divestitures	- -	- -	- -	- -	161	- -	- -	- -	23	8	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	-25	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-83	-50	-124	-117	-106	-176	32	-31	6	-14	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-61	-23	-113	-109	32	-140	4	-26	-6	-154	68
+ Dividends Paid	- -	- -	- -	- -	-1	-3	-4	-6	-7	-8	-9
+ Net Cash From Debt	209	-55	-56	111	-55	- -	- -	10	-10	- -	- -
+ Cash From Debt	209	35	- -	111	- -	- -	- -	10	- -	- -	- -
+ Repayments of Debt	- -	-90	-56	- -	-55	- -	- -	- -	-10	- -	- -
+ Other Financing Activities	-162	56	168	-75	54	130	79	-97	97	115	-55
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	47	1	163	35	-3	127	65	-103	80	106	-71
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-3	-9	63	-56	46	5	81	-105	97	-33	18
EBITDA	16	17	1	1	1	2	2	2	2	2	3
EBITDA Margin (%)	40.8	43.11	1.95	1.48	2.84	3.51	2.9	2.81	2.74	3.06	3.14
Free Cash Flow	10	14	13	16	13	15	12	23	21	13	21
Net Cash Paid for Acquisitions	- -	- -	- -	- -	-161	- -	- -	- -	2	-8	- -
Free Cash Flow to Firm	10	14	13	16	13	15	12	23	21	13	21
Free Cash Flow to Equity	- -	-42	-43	127	-42	15	12	33	11	13	21
Free Cash Flow per Basic Share	2.16	2.89	2.3	2.42	1.94	2.21	1.76	3.7	3.41	2.02	3.02
Price/Free Cash Flow	- -	10.13	15.34	10.66	10.32	7.59	14.18	8.32	9.24	14.02	10.63
Cash Flow to Net Income	0.98	1.15	1.16	1.16	1.68	1.31	0.57	0.91	0.9	1.44	1.15
Capital Expenditures	-1	- -	- -	-1	-4	-3	-1	-1	-2	-2	-1