Bank of San Francisco

BSFO

BSFOBank of San Francisco US flag

Other OTC

43.59

USD

- -

95.29MMarket Cap

Income Statement (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	9	11	14	15	19	24	24	23	25	29
+ Sales & Services Revenue	9	11	14	15	19	24	24	23	25	29
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	4	5	6	6	6	7	8	8	11	12
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-4	-5	-6	-6	-6	-7	-8	-8	-11	-12
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-3	-3	-5	-6	-7	-13	-8	-10	-9	-9
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-3	-3	-5	-6	-7	-13	-8	-10	-9	-9
Pretax Income	3	3	5	6	7	13	8	10	9	9
- Income Tax Expense (Benefit)	1	2	1	2	2	4	2	3	3	3
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	2	1	3	4	5	9	6	7	7	7
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	2	1	3	4	5	9	6	7	7	7
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	2	1	3	4	5	9	6	7	7	7
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	2	1	3	4	5	9	6	7	7	7
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	1.57	1.31	0.99	0.96	0.66	0.53	0.6	1.12	0.98	0.85
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	16.19	12.45	24.15	26.57	24.24	37.3	24.89	30.59	26.05	23.04
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2
Basic EPS, GAAP	0.76	0.65	1.84	2.02	2.31	4.42	2.87	3.39	3.14	3.22
Basic EPS from Cont Ops	0.76	0.65	1.84	2.02	2.31	4.42	2.87	3.39	3.14	3.22
Diluted Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2
Diluted EPS, GAAP	0.76	0.65	1.84	2.01	2.29	4.41	2.85	3.39	3.1	3.17
Diluted EPS from Cont Ops	0.76	0.65	1.84	2.01	2.29	4.41	2.85	3.39	3.1	3.17

Balance Sheet (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	45	60	48	74	125	91	60	102	99	80
+ Cash & Cash Equivalents	45	60	48	74	125	91	60	102	75	72
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -	24	8
+ Accounts & Notes Receiv	2	2	3	5	7	6	11	- -	- -	- -
+ Accounts Receivable, Net	2	2	3	5	7	6	11	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-47	-62	-51	-78	-132	-97	-71	-102	-99	-80
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	1	2	1	3
+ Property, Plant & Equip	- -	- -	1	1	2	2	2	3	3	4
- Accumulated Depreciation	- -	- -	1	1	1	1	1	1	1	1
+ LT Investments & Receivables	- -	- -	- -	- -	- -	- -	- -	- -	24	26
+ LT Investments	- -	- -	- -	- -	- -	- -	- -	- -	24	26
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	- -	- -	- -	- -	- -	-1	-2	-25	-29
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	- -	- -	- -	- -	- -	-1	-2	-25	-29
Total Assets	234	290	329	397	674	599	591	612	615	733
+ Payables & Accruals	1	1	1	4	3	2	8	- -	- -	- -
+ Accounts Payable	1	1	1	4	3	2	8	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-1	-1	-1	-4	-3	-2	-8	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-1	-1	-1	-4	-3	-2	-8	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	- -	- -	- -	90	- -	- -	- -	- -	- -
+ LT Borrowings	- -	- -	- -	- -	90	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	- -	- -	- -	-90	- -	- -	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	- -	- -	- -	-90	- -	- -	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	211	266	292	356	628	544	530	544	540	650
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	34	34	53	27	27	27	28	28	29	29
+ Common Stock	17	17	26	27	27	27	28	28	29	29
+ Additional Paid in Capital	17	17	26	- -	- -	- -	- -	- -	- -	- -
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	6	7	10	14	19	28	34	40	47	54
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	23	24	37	41	46	55	62	68	75	83
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	23	24	37	41	46	55	62	68	75	83
Total Liabilities & Equity	234	290	329	397	674	599	591	612	615	733
Shares Outstanding	2	2	2	2	2	2	2	2	2	2
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-45	-60	-48	-74	-35	-91	-60	-102	-75	-72
Net Debt to Equity	-198.57	-249.39	-130.91	-179.62	-76.76	-165.08	-97.56	-148.53	-99.87	-86.36
Tangible Common Equity Ratio	9.73	8.3	11.17	10.31	6.81	9.21	10.41	11.17	12.24	11.33
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	2	1	3	4	5	9	6	7	7	7
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	- -	1	1	- -	5	-1	3	- -	- -	1
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	1	1
+ Deferred Income Taxes	- -	- -	- -	- -	-1	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	1	1	- -	5	-1	2	- -	-1	1
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -	-2	1	-1	2	1	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	-1	1	-6	2	- -	-3
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	-1	-1	5	1	1	3
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	2	2	4	5	8	9	8	9	8	8
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	-1	- -	- -	-1
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	-1	- -	- -	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	4	- -	9	- -	- -	- -	- -	- -	- -	- -
+ Increase in Capital Stock	4	- -	9	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	- -	- -	- -	- -	- -	- -	- -	- -	-24	-2
+ Dec in LT Investment	- -	- -	- -	- -	- -	- -	- -	- -	- -	4
+ Inc in LT Investment	- -	- -	- -	- -	- -	- -	- -	- -	-24	-6
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-10	-42	-51	-41	-229	41	-18	19	-5	-115
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-10	-42	-52	-41	-229	41	-20	19	-29	-119
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	- -	- -	- -	- -	90	-90	- -	- -	- -	- -
+ Cash From Debt	- -	- -	- -	- -	99	32	- -	- -	- -	- -
+ Repayments of Debt	- -	- -	- -	- -	-9	-122	- -	- -	- -	- -
+ Other Financing Activities	15	55	26	62	183	6	-20	13	-5	107
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	19	55	36	62	273	-84	-20	13	-5	107
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	11	15	-12	26	51	-34	-31	42	-26	-3
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	1.57	1.31	0.99	0.96	0.66	0.53	0.6	1.12	0.98	0.85
Free Cash Flow	2	2	4	4	8	9	7	9	8	7
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	2	2	4	4	8	9	7	9	8	7
Free Cash Flow to Equity	- -	2	4	4	98	-81	7	9	8	7
Free Cash Flow per Basic Share	0.98	0.96	2.24	2.23	4.01	4.21	3.24	4.38	3.67	3.34
Price/Free Cash Flow	- -	- -	8.96	10.54	5.45	5.65	5.99	5.53	8.71	7.01
Cash Flow to Net Income	1.32	1.52	1.23	1.16	1.75	0.96	1.36	1.36	1.18	1.25
Capital Expenditures	- -	- -	- -	- -	- -	- -	-1	- -	- -	-1