Crawford & Company

Crawford & Company

CRD-B
Crawford & CompanyUS flagNew York Stock Exchange
10.14
USD
+0.07
- -
499.14MMarket Cap

Income Statement (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
1,211
1,266
1,253
1,217
1,242
1,178
1,164
1,123
1,048
1,016
1,139
1,231
1,317
1,341
1,311
+ Sales & Services Revenue
1,211
1,266
1,253
1,217
1,242
1,178
1,164
1,123
1,048
1,016
1,139
1,231
1,317
1,341
1,311
- Cost of Revenue
918
936
936
915
940
850
842
808
753
737
847
925
958
973
944
+ Cost of Goods & Services
918
936
936
915
940
850
842
808
753
737
847
925
958
973
944
Gross Profit
293
330
317
302
301
327
322
315
295
279
292
306
359
368
367
+ Other Operating Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
221
228
232
238
242
240
240
242
227
219
245
256
287
300
294
+ Selling, General & Admin
221
228
232
238
242
240
240
242
227
219
245
256
287
300
294
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Income (Loss)
72
102
85
64
60
88
82
73
68
60
47
51
73
68
73
- Non-Operating (Income) Loss
14
18
4
4
91
24
39
28
44
21
3
46
25
27
38
+ Interest Expense, Net
16
9
6
6
8
9
9
10
11
8
7
10
17
17
15
+ Interest Expense
17
10
7
7
9
10
10
11
12
8
7
11
20
20
18
- Interest Income
1
1
1
1
1
1
1
1
1
- -
- -
1
3
3
3
+ Other Non-Op (Income) Loss
-2
10
-3
-2
83
15
30
18
33
13
-3
35
8
10
24
Pretax Income
58
83
81
60
-32
63
42
44
24
39
44
5
47
41
35
- Income Tax Expense (Benefit)
13
34
30
29
14
26
15
19
14
12
13
24
17
15
15
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
46
50
51
31
-46
38
27
26
10
27
31
-19
30
27
20
- Net Extraordinary Losses (Gains)
1
2
1
1
- -
3
-1
-1
-6
-2
- -
- -
-1
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
1
2
1
1
- -
3
-1
-1
-6
-2
- -
- -
-1
- -
- -
Income (Loss) Incl. MI
45
48
51
30
-45
34
28
26
15
30
31
-18
31
27
20
- Minority Interest
- -
-1
- -
- -
- -
-2
- -
- -
3
1
- -
- -
- -
- -
- -
Net Income, GAAP
45
49
51
31
-45
36
28
26
12
28
31
-18
31
27
20
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
45
49
51
31
-45
36
28
26
12
28
31
-18
31
27
20
EBIT
72
102
85
64
60
88
82
73
68
60
47
51
73
68
73
EBITDA
104
134
119
102
103
128
123
117
108
100
87
87
108
104
113
EBITDA Margin (%)
8.57
10.62
9.46
8.37
8.3
10.9
10.6
10.39
10.33
9.84
7.65
7.04
8.22
7.76
8.62
EBITA
72
102
85
64
60
88
82
73
68
60
47
51
73
68
73
Gross Margin (%)
24.22
26.07
25.29
24.83
24.26
27.81
27.63
28.05
28.14
27.44
25.61
24.88
27.27
27.41
28
Operating Margin (%)
5.94
8.03
6.76
5.28
4.8
7.44
7.02
6.46
6.46
5.9
4.12
4.11
5.51
5.06
5.56
Profit Margin (%)
3.75
3.86
4.07
2.52
-3.66
3.05
2.38
2.31
1.19
2.78
2.69
-1.49
2.32
1.98
1.5
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.09
0.19
0.16
0.22
0.23
0.26
0.26
0.27
0.25
0.18
0.24
0.24
0.26
0.28
- -
Depreciation Expense
32
33
34
38
43
41
42
44
41
40
40
36
36
36
40
Basic Weighted Avg Shares
54
53
55
53
58
53
52
51
54
53
53
49
49
49
- -
Basic EPS, GAAP
0.84
0.92
0.93
0.58
-0.79
0.68
0.53
0.51
0.23
0.53
0.58
-0.37
0.63
0.54
- -
Basic EPS from Cont Ops
0.85
0.94
0.94
0.59
-0.79
0.71
0.52
0.5
0.18
0.51
0.58
-0.37
0.62
0.54
- -
Diluted Weighted Avg Shares
54
54
56
54
58
54
53
52
54
53
54
49
50
50
- -
Diluted EPS, GAAP
0.84
0.9
0.92
0.57
-0.79
0.67
0.52
0.5
0.23
0.53
0.57
-0.37
0.62
0.53
- -
Diluted EPS from Cont Ops
0.85
0.92
0.92
0.58
-0.79
0.7
0.51
0.49
0.18
0.51
0.57
-0.37
0.61
0.53
- -

Balance Sheet (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
370
387
370
368
370
365
370
321
315
302
346
351
369
374
352
+ Cash, Cash Equivalents & STI
78
71
76
52
76
82
54
53
52
45
53
46
58
55
64
+ Cash & Cash Equivalents
78
71
76
52
76
82
54
53
52
45
53
46
58
55
64
+ ST Investments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Accounts & Notes Receiv
269
290
271
286
268
259
291
243
240
228
258
276
253
278
247
+ Accounts Receivable, Net
162
165
160
180
165
154
174
131
128
123
134
141
131
142
116
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
107
125
111
106
103
106
117
112
112
105
124
135
121
136
131
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
23
26
22
29
27
24
25
24
23
29
35
29
58
40
41
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
449
461
420
422
413
371
418
381
445
451
507
440
430
430
412
+ Property, Plant & Equip, Net
44
46
46
41
38
30
42
34
134
146
133
121
111
99
83
+ Property, Plant & Equip
156
155
155
143
140
125
140
117
219
235
213
199
192
173
155
- Accumulated Depreciation
112
109
110
102
102
96
98
82
85
89
80
78
81
74
72
+ LT Investments & Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Investments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
405
415
375
381
375
342
376
346
311
305
374
319
318
330
329
+ Total Intangible Assets
288
288
288
283
280
260
284
254
222
209
290
248
255
263
256
+ Goodwill
131
132
133
132
96
92
97
97
81
67
117
77
77
76
77
+ Other Intangible Assets
157
156
155
151
185
168
187
157
142
142
173
171
179
186
179
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
117
126
87
98
95
82
92
92
89
97
84
71
63
67
73
Total Assets
818
847
790
789
783
736
788
701
760
753
853
792
799
804
764
+ Payables & Accruals
78
97
89
87
94
90
89
73
69
88
127
108
94
92
82
+ Accounts Payable
42
55
51
49
45
52
49
38
34
42
48
51
45
51
40
+ Accrued Taxes
- -
4
3
3
4
4
3
3
3
6
1
1
6
3
4
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
36
37
34
36
45
35
37
32
31
40
77
56
42
38
38
+ ST Debt
2
14
36
3
22
1
25
23
59
35
36
50
39
42
66
+ ST Borrowings
2
13
35
2
20
- -
25
23
29
2
11
27
15
18
38
+ ST Finance Leases
- -
1
1
1
2
1
1
- -
31
33
25
23
24
25
28
+ Other ST Liabilities
206
207
193
170
143
139
143
129
108
120
141
121
167
165
162
+ Deferred Revenue
54
56
50
45
47
37
38
31
28
27
32
29
36
36
34
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
8
16
15
15
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
145
135
128
110
96
101
105
98
80
93
109
92
131
129
128
Total Current Liabilities
287
318
317
260
258
230
257
225
236
243
304
279
299
300
310
+ LT Debt
212
152
102
154
225
187
200
167
235
205
253
296
272
267
204
+ LT Borrowings
212
150
100
153
224
186
200
167
148
111
164
212
194
200
151
+ LT Finance Leases
- -
2
2
1
2
1
1
- -
87
94
89
85
78
67
54
+ Other LT Liabilities
181
235
163
196
175
159
137
128
123
118
85
92
88
81
79
+ Accrued Liabilities
28
26
27
27
27
26
23
22
24
24
24
25
25
24
23
+ Pension Liabilities
120
168
103
142
122
105
87
74
66
54
18
26
24
21
18
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
33
40
34
27
27
28
28
32
33
40
43
42
39
37
38
Total Noncurrent Liabilities
393
387
265
350
401
346
338
295
359
323
337
389
360
348
283
Total Liabilities
680
706
583
610
659
577
594
520
595
566
641
668
659
648
593
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
88
90
94
94
97
104
109
114
117
121
126
127
132
136
141
+ Common Stock
54
54
55
55
55
56
56
55
53
53
52
49
49
49
49
+ Additional Paid in Capital
34
36
39
39
42
48
53
59
63
67
74
78
83
87
92
- Treasury Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Retained Earnings
209
246
285
301
239
262
270
274
250
265
266
213
229
238
234
+ Other Equity
-164
-199
-179
-222
-223
-212
-196
-216
-207
-199
-180
-215
-219
-217
-202
Equity Before Minority Interest
133
136
200
173
114
154
182
171
159
187
212
125
142
157
173
+ Minority/Non Controlling Interest
5
6
8
6
11
5
11
10
6
- -
-1
-1
-2
-2
-2
Total Equity
138
142
208
179
124
159
194
181
165
187
211
123
140
156
171
Total Liabilities & Equity
818
847
790
789
783
736
788
701
760
753
853
792
799
804
764
Shares Outstanding
54
54
55
55
55
56
56
55
53
53
52
49
49
49
49
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
3
3
2
4
2
1
- -
118
127
114
108
103
92
81
Net Debt
136
92
59
103
168
105
170
137
125
68
121
193
151
163
125
Net Debt to Equity
98.46
64.96
28.45
57.18
134.78
65.69
87.89
75.82
75.86
36.48
57.41
156.1
107.73
104.51
72.87
Tangible Common Equity Ratio
-28.21
-26.21
-15.94
-20.55
-31.04
-21.08
-17.88
-16.36
-10.65
-4.01
-13.95
-22.85
-21.23
-19.82
-16.58
Current Ratio
1.29
1.22
1.16
1.42
1.43
1.58
1.44
1.42
1.33
1.24
1.14
1.26
1.23
1.25
1.14
Cash Conversion Cycle
26.86
28.16
26.69
31.2
32.58
28.57
29.45
29.93
27.67
26.34
21.87
21.25
19.48
19.27
18.41

Cash Flow Statement (USD)

APIChat
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
46
50
51
31
-46
38
27
26
10
27
31
-19
30
27
20
+ Depreciation & Amortization
32
33
34
38
43
41
42
44
41
40
40
36
36
36
40
+ Non-Cash Items
-2
23
20
15
57
16
24
35
25
-1
5
51
-2
2
5
+ Stock-Based Compensation
4
4
4
1
3
5
7
6
4
4
8
5
6
6
5
+ Deferred Income Taxes
-2
19
16
15
4
11
-2
8
3
-9
-3
7
-12
-3
-3
+ Asset Impairment Charge
3
- -
- -
- -
49
- -
20
1
17
18
- -
37
- -
- -
- -
+ Other Non-Cash Adj
-7
- -
- -
-1
- -
- -
- -
20
- -
-14
- -
1
5
-1
3
+ Chg in Non-Cash Work Cap
-39
-13
-27
-77
7
5
-52
-53
1
27
-21
-40
40
-13
37
+ (Inc) Dec in Accts Receiv
5
-23
19
-26
30
-5
-17
-11
11
1
-15
-35
24
-24
32
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
-2
-4
7
-9
9
9
-1
-4
-1
-4
- -
10
-7
-1
9
+ Inc (Dec) in Accts Payable
-43
13
-44
-42
-38
8
-30
-35
-4
21
-2
-7
4
15
-2
+ Inc (Dec) in Other
2
1
-8
-2
6
-7
-4
-3
-6
8
-4
-8
19
-4
-2
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
37
93
78
7
62
99
41
52
75
93
54
28
104
52
102
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
1
- -
- -
- -
- -
- -
- -
- -
3
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
1
- -
- -
- -
- -
- -
- -
- -
3
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-30
-33
-14
-29
-12
-10
-19
-14
-9
-14
-9
-7
-5
-6
-7
+ Acq of Fixed Prod Assets
-14
-15
-14
-12
-12
-10
-19
-14
-9
-14
-9
-7
-5
-6
-7
+ Acq of Intangible Assets
-16
-18
- -
-17
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
1
-2
-2
-2
- -
2
-6
-9
-26
-3
-19
-27
-3
-4
-11
+ Increase in Capital Stock
1
1
2
1
1
2
1
1
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
-3
-4
-3
-1
- -
-7
-10
-26
-3
-19
-27
-3
-4
-11
+ Net Change in LT Investment
- -
- -
- -
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Dec in LT Investment
- -
- -
- -
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc in LT Investment
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Acq & Div
-10
-1
-3
-6
-68
-4
-36
37
-2
10
-46
-26
- -
- -
2
+ Cash from Divestitures
- -
- -
- -
-2
- -
- -
- -
39
- -
20
- -
- -
- -
- -
2
+ Cash for Acq of Subs
-10
-1
-3
-5
-68
-4
-36
-2
-2
-10
-46
-26
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
5
- -
-17
2
-21
-19
-27
-16
-12
-23
-15
-28
-32
-35
-31
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-35
-34
-34
-32
-101
-33
-82
6
-23
-27
-71
-58
-37
-42
-36
+ Dividends Paid
-5
-10
-9
-12
-14
-14
-14
-14
-13
-10
-13
-12
-13
-14
-14
+ Net Cash From Debt
-8
-51
-27
143
231
39
129
67
-15
-62
61
67
-32
8
-30
+ Cash From Debt
308
42
88
242
295
160
189
203
66
108
113
106
38
70
55
+ Repayments of Debt
-316
-93
-115
-100
-64
-122
-60
-136
-81
-170
-53
-39
-69
-62
-85
+ Other Financing Activities
-6
-2
-2
-124
-150
-82
-99
-103
1
- -
-4
-3
-8
-4
-3
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
-18
-65
-39
5
68
-55
10
-59
-53
-74
25
26
-55
-13
-58
Effect of Foreign Exchange Rates
- -
-1
- -
-3
-5
-5
3
-1
- -
1
1
-3
- -
- -
- -
Net Changes in Cash
-16
-6
5
-21
28
11
-31
- -
-2
-8
8
-4
13
-3
8
EBITDA
104
134
119
102
103
128
123
117
108
100
87
87
108
104
113
EBITDA Margin (%)
8.57
10.62
9.46
8.37
8.3
10.9
10.6
10.39
10.33
9.84
7.65
7.04
8.22
7.76
8.62
Free Cash Flow
7
60
64
-23
50
89
22
38
67
79
45
21
99
45
95
Net Cash Paid for Acquisitions
10
1
3
6
68
4
36
-37
2
-10
46
26
- -
- -
-2
Free Cash Flow to Firm
20
65
68
-19
- -
94
28
45
71
85
50
-19
112
59
105
Free Cash Flow to Equity
15
27
37
138
281
127
151
105
52
17
106
91
67
54
65
Free Cash Flow per Basic Share
0.13
1.12
1.17
-0.43
0.86
1.67
0.42
0.75
1.24
1.49
0.85
0.42
2.03
0.92
- -
Price/Free Cash Flow
3.29
2.43
4.65
12.86
3.96
4.65
7.56
6.96
7.39
3.67
6.36
7.98
6.01
9.94
- -
Cash Flow to Net Income
0.81
1.9
1.53
0.22
-1.36
2.75
1.47
2.02
6.02
3.29
1.77
-1.51
3.39
1.94
5.19
Capital Expenditures
-30
-33
-14
-29
-12
-10
-19
-14
-9
-14
-9
-7
-5
-6
-7