First Community Bankshares, Inc.

FCBC

FCBCFirst Community Bankshares, Inc. US flag

NASDAQ Global Select

41.50

USD

-1.46

- -

782.97MMarket Cap

Income Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	104	123	118	111	109	103	108	113	112	133	130	141	156	156	157
+ Sales & Services Revenue	104	123	118	111	109	103	108	113	112	133	130	141	156	156	157
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	42	46	49	49	48	45	42	42	42	46	47	51	55	57	62
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-42	-46	-49	-49	-48	-45	-42	-42	-42	-46	-47	-51	-55	-57	-62
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-30	-43	-34	-38	-36	-38	-42	-45	-50	-46	-67	-60	-62	-66	-63
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-30	-43	-34	-38	-36	-38	-42	-45	-50	-46	-67	-60	-62	-66	-63
Pretax Income	30	43	34	38	36	38	42	45	50	46	67	60	62	66	63
- Income Tax Expense (Benefit)	10	14	11	12	11	13	21	9	11	10	15	13	14	14	14
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	20	29	23	25	25	25	21	36	39	36	51	47	48	52	49
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	20	29	23	25	25	25	21	36	39	36	51	47	48	52	49
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	20	29	23	25	25	25	21	36	39	36	51	47	48	52	49
- Preferred Dividends	1	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	19	28	22	25	24	25	21	36	39	36	51	47	48	52	49
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	5	5	5	5	5	5	5	4	4	6	6	6	6	6	6
EBITDA Margin (%)	4.8	3.93	4.56	4.67	4.81	4.56	4.26	3.48	3.98	4.45	4.54	3.98	3.64	4.15	3.6
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	19.23	23.23	19.71	22.92	22.48	24.37	19.81	32.04	34.74	27.06	39.22	33.19	30.74	33.03	31.05
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.43	0.49	0.53	0.55	0.55	0.6	0.68	1.27	0.96	1.01	1.04	1.12	1.17	1.2	3.31
Depreciation Expense	5	5	5	5	5	5	5	4	4	6	6	6	6	6	6
Basic Weighted Avg Shares	18	19	20	18	19	17	17	17	16	18	17	17	18	18	18
Basic EPS, GAAP	1.08	1.44	1.13	1.34	1.32	1.45	1.26	2.19	2.47	2.02	2.95	2.82	2.67	2.81	2.66
Basic EPS from Cont Ops	1.12	1.49	1.18	1.38	1.32	1.45	1.26	2.19	2.47	2.02	2.95	2.82	2.67	2.81	2.66
Diluted Weighted Avg Shares	19	20	21	19	19	17	17	17	16	18	17	17	18	18	18
Diluted EPS, GAAP	1.03	1.34	1.06	1.26	1.3	1.45	1.26	2.18	2.46	2.02	2.94	2.82	2.66	2.8	2.65
Diluted EPS from Cont Ops	1.07	1.4	1.11	1.31	1.31	1.45	1.26	2.18	2.46	2.02	2.94	2.82	2.66	2.8	2.65

Balance Sheet (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	528	613	575	367	404	203	204	195	239	144	127	366	360	250	236
+ Cash & Cash Equivalents	45	78	55	41	38	38	38	41	69	61	50	65	79	80	128
+ ST Investments	482	534	520	326	366	166	166	153	170	83	76	300	281	170	107
+ Accounts & Notes Receiv	6	8	8	6	6	6	6	5	7	9	8	9	11	9	9
+ Accounts Receivable, Net	6	8	8	6	6	6	6	5	7	9	8	9	11	9	9
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-534	-621	-582	-373	-410	-209	-209	-200	-245	-153	-135	-375	-371	-260	-244
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	55	65	61	56	53	50	48	46	63	58	52	47	51	49	48
+ Property, Plant & Equip	103	113	111	108	107	98	98	97	113	112	109	107	114	114	116
- Accumulated Depreciation	48	48	50	52	54	48	50	51	51	55	57	60	63	65	68
+ LT Investments & Receivables	486	535	520	384	439	213	191	178	170	83	76	300	281	170	133
+ LT Investments	486	535	520	384	439	213	191	178	170	83	76	300	281	170	133
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-541	-600	-582	-440	-491	-263	-239	-224	-232	-141	-129	-348	-332	-219	-180
+ Total Intangible Assets	87	108	108	107	106	103	102	98	138	137	135	134	159	157	155
+ Goodwill	83	105	105	101	100	96	96	93	130	130	130	130	144	144	144
+ Other Intangible Assets	4	4	3	6	5	7	6	5	9	7	6	4	15	13	11
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-628	-708	-690	-547	-597	-366	-341	-322	-370	-278	-264	-481	-491	-376	-335
Total Assets	2,165	2,729	2,603	2,608	2,462	2,386	2,388	2,244	2,799	3,011	3,195	3,136	3,269	3,261	3,260
+ Payables & Accruals	20	29	23	26	27	27	28	26	39	37	36	33	- -	- -	- -
+ Accounts Payable	20	29	23	26	27	27	28	26	39	37	36	33	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-20	-29	-23	-26	-27	-27	-28	-26	-39	-37	-36	-33	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-20	-29	-23	-26	-27	-27	-28	-26	-39	-37	-36	-33	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	166	177	166	108	81	81	50	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Borrowings	166	177	166	108	81	81	50	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-166	-177	-166	-108	-81	-81	-50	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-166	-177	-166	-108	-81	-81	-50	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	1,859	2,373	2,274	2,257	2,119	2,047	2,038	1,912	2,370	2,584	2,767	2,714	2,765	2,735	2,759
+ Preferred Equity and Hybrid Capital	19	17	15	15	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	206	234	236	236	249	250	250	138	211	191	164	145	194	188	189
+ Common Stock	18	20	20	20	21	21	21	16	18	18	17	16	19	18	18
+ Additional Paid in Capital	188	214	216	216	228	228	229	122	192	173	148	129	176	170	170
- Treasury Stock	6	6	34	36	56	79	79	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	94	113	126	141	156	170	181	196	220	238	265	293	320	349	319
+ Other Equity	-7	-2	-15	-6	-5	-2	-1	-1	-2	-2	-2	-16	-11	-11	-8
Equity Before Minority Interest	306	356	329	351	343	339	351	333	429	427	428	422	503	526	501
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	306	356	329	351	343	339	351	333	429	427	428	422	503	526	501
Total Liabilities & Equity	2,165	2,729	2,603	2,608	2,462	2,386	2,388	2,244	2,799	3,011	3,195	3,136	3,269	3,261	3,260
Shares Outstanding	18	20	19	18	18	17	17	16	18	18	17	16	19	18	18
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	121	99	111	67	42	43	12	-41	-69	-61	-50	-65	-79	-80	-128
Net Debt to Equity	39.43	27.81	33.88	19.13	12.38	12.72	3.4	-12.44	-16.09	-14.25	-11.78	-15.45	-15.72	-15.28	-25.59
Tangible Common Equity Ratio	9.6	8.8	8.22	9.16	10.07	10.34	10.88	10.95	10.93	10.09	9.56	9.6	11.07	11.9	11.13
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	20	29	23	25	25	25	21	36	39	36	51	47	48	52	49
+ Depreciation & Amortization	5	5	5	5	5	5	5	4	4	6	6	6	6	6	6
+ Non-Cash Items	13	8	24	4	10	6	4	5	6	11	-10	3	4	- -	-1
+ Stock-Based Compensation	- -	- -	1	- -	1	1	1	2	2	2	2	1	1	1	2
+ Deferred Income Taxes	2	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	1	- -	- -	- -	- -	- -	1	2	- -	1	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	9	9	23	4	9	5	2	1	4	8	-12	2	3	-1	-3
+ Chg in Non-Cash Work Cap	16	15	-8	7	19	7	6	4	7	-7	1	4	4	- -	9
+ (Inc) Dec in Accts Receiv	1	2	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	18
+ Inc (Dec) in Other	15	13	-8	5	19	7	6	4	7	-7	1	4	4	- -	-9
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	54	57	45	42	59	43	36	49	57	46	48	59	62	58	63
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	1	1	- -	1	- -	1	- -	1	2	3	3	2	2	1	- -
+ Disp of Fixed Prod Assets	1	1	- -	1	- -	1	- -	1	2	3	3	2	2	1	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-3	-8	-2	-1	-1	-2	-2	-3	-8	-3	-3	-1	-3	-3	-3
+ Acq of Fixed Prod Assets	-3	-8	-2	-1	-1	-2	-2	-3	-8	-3	-3	-1	-3	-3	-3
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-1	-1	-28	-2	-22	-24	-1	-34	-16	-22	-29	-21	-23	-9	-2
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	-1	-1	-28	-2	-22	-24	-1	-34	-16	-22	-29	-21	-23	-9	-2
+ Net Change in LT Investment	9	19	-8	148	-55	229	23	10	64	85	5	-244	48	111	43
+ Dec in LT Investment	243	264	193	212	41	230	73	78	72	96	28	26	123	221	137
+ Inc in LT Investment	-235	-245	-201	-64	-97	-1	-49	-67	-8	-10	-22	-269	-74	-110	-94
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	26	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	26	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-20	241	9	133	-14	-118	47	41	88	-67	31	-294	241	154	100
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-14	252	-1	281	-71	110	68	49	171	18	35	-537	289	264	140
+ Dividends Paid	-8	-9	-10	-10	-10	-10	-12	-21	-15	-18	-18	-19	-21	-22	-61
+ Net Cash From Debt	-25	-26	-12	-63	-29	- -	-31	-50	- -	- -	- -	- -	- -	- -	- -
+ Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Repayments of Debt	-25	-26	-12	-63	-29	- -	-31	-50	- -	- -	- -	- -	- -	- -	- -
+ Other Financing Activities	-71	-175	-81	-66	-113	-95	21	-74	-56	216	184	11	-361	-30	-5
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-105	-212	-132	-142	-174	-129	-23	-180	-88	176	137	-29	-405	-61	-68
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-65	98	-88	181	-186	25	82	-81	140	240	221	-507	-54	261	135
EBITDA	5	5	5	5	5	5	5	4	4	6	6	6	6	6	6
EBITDA Margin (%)	4.8	3.93	4.56	4.67	4.81	4.56	4.26	3.48	3.98	4.45	4.54	3.98	3.64	4.15	3.6
Free Cash Flow	51	49	42	41	57	41	34	47	48	43	45	58	59	55	60
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	-26	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	51	49	42	41	57	41	34	47	48	43	45	58	59	55	60
Free Cash Flow to Equity	44	21	28	-22	13	42	3	-2	50	45	48	60	61	56	60
Free Cash Flow per Basic Share	2.85	2.54	2.13	2.21	3.09	2.38	2	2.83	3.07	2.4	2.61	3.5	3.28	2.99	3.28
Price/Free Cash Flow	4.09	5.06	7.48	7.5	5.84	11.64	12.67	10.08	7.51	7.84	11.35	9.33	10.35	12.68	9.48
Cash Flow to Net Income	2.7	1.98	1.91	1.64	2.38	1.71	1.69	1.36	1.46	1.28	0.94	1.26	1.29	1.12	1.29
Capital Expenditures	-3	-8	-2	-1	-1	-2	-2	-3	-8	-3	-3	-1	-3	-3	-3