First Farmers and Merchants Corporation

FFMH

FFMHFirst Farmers and Merchants Corporation US flag

Other OTC

58.00

USD

+0.25

- -

229.67MMarket Cap

Income Statement (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	56	56	58	62	62	58	59	67
+ Sales & Services Revenue	56	56	58	62	62	58	59	67
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-39	-40	-40	-43	-40	-39	-40	-44
- Operating Expenses	39	40	40	43	40	39	40	44
+ Selling, General & Admin	3	3	3	2	3	3	3	3
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	36	37	38	41	37	36	37	42
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-17	-19	-17	-19	-22	-19	-19	-23
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-17	-19	-17	-19	-22	-19	-19	-23
Pretax Income	17	19	17	19	22	19	19	23
- Income Tax Expense (Benefit)	3	3	3	3	4	3	3	4
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	14	16	14	16	18	16	16	19
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	14	16	14	16	18	16	16	19
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	14	16	14	16	18	16	16	19
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	14	16	14	16	18	16	16	19
EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
EBITA	-2	-2	-2	-2	-2	-2	-2	-2
Gross Margin (%)	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	25.56	28.69	24.48	25.22	29.05	27.89	27.3	27.65
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.8	0.84	0.84	0.84	0.88	0.94	0.99	1.1
Depreciation Expense	2	2	2	2	2	2	2	2
Basic Weighted Avg Shares	4	4	4	4	4	4	4	4
Basic EPS, GAAP	3.17	3.62	3.25	3.59	4.19	3.8	3.9	4.65
Basic EPS from Cont Ops	3.17	3.63	3.26	3.6	4.2	3.8	3.91	4.65
Diluted Weighted Avg Shares	4	4	4	4	4	4	4	4
Diluted EPS, GAAP	3.17	3.62	3.25	3.59	4.19	3.8	3.89	4.64
Diluted EPS from Cont Ops	3.17	3.63	3.26	3.6	4.2	3.8	3.89	4.64

Balance Sheet (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	33	135	95	29	25	47	102
+ Cash & Cash Equivalents	- -	33	135	95	29	25	47	102
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-33	-135	-95	-29	-25	-47	-102
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	36	34	33	32	30	29	29
+ Property, Plant & Equip	- -	59	60	59	60	60	60	61
- Accumulated Depreciation	- -	24	25	27	28	29	31	32
+ LT Investments & Receivables	- -	349	614	895	828	710	615	582
+ LT Investments	- -	349	614	895	828	710	615	582
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-385	-649	-927	-860	-740	-644	-611
+ Total Intangible Assets	- -	9	9	9	9	9	9	9
+ Goodwill	- -	9	9	9	9	9	9	9
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-394	-658	-936	-869	-749	-653	-620
Total Assets	- -	1,404	1,802	1,973	1,942	1,872	1,765	1,788
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	22	23	22	25	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	-22	-23	-22	-25	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	6	- -	- -	25	104	- -	- -
+ LT Borrowings	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	-6	- -	- -	-25	-104	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-6	- -	- -	-25	-104	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	1,259	1,642	1,814	1,846	1,747	1,628	1,616
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	44	44	43	43	42	40	40
+ Common Stock	- -	44	44	43	43	42	40	40
+ Additional Paid in Capital	- -	- -	- -	- -	- -	- -	- -	- -
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	- -	99	109	120	133	143	152	164
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	- -	144	160	159	97	124	138	172
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	- -	144	160	159	97	124	138	172
Total Liabilities & Equity	- -	1,404	1,802	1,973	1,942	1,872	1,765	1,788
Shares Outstanding	- -	- -	- -	- -	4	4	4	4
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	- -	-33	-135	-95	-29	-25	-47	-102
Net Debt to Equity	- -	-23.08	-84.13	-59.8	-29.95	-20.4	-33.8	-59.65
Tangible Common Equity Ratio	- -	9.71	8.42	7.62	4.53	6.19	7.33	9.14
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	14	16	14	16	18	16	16	19
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	4	1	-1	5	4	5	5	3
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	-1	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	4	1	- -	5	4	5	5	3
+ Chg in Non-Cash Work Cap	1	-3	1	2	-7	-2	6	-2
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	1	-3	1	2	-7	-2	6	-2
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	19	14	14	23	15	19	27	20
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	1	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	1	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-4	-2	-1	-1	-1	-1	-1	-1
+ Acq of Fixed Prod Assets	-4	-2	-1	-1	-1	-1	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-2	-3	-1	-2	-1	-3	-4	-3
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	-2	-3	-1	-2	-1	-3	-4	-3
+ Net Change in LT Investment	35	10	-259	-304	-41	138	99	60
+ Dec in LT Investment	83	76	135	291	101	142	120	134
+ Inc in LT Investment	-48	-67	-394	-594	-142	-4	-22	-74
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-40	-43	-28	80	-75	-51	23	-5
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-10	-34	-288	-224	-116	86	122	54
+ Dividends Paid	-4	-4	-4	-4	-4	-4	-4	-4
+ Net Cash From Debt	- -	- -	- -	- -	25	79	-104	- -
+ Cash From Debt	- -	- -	- -	- -	25	104	- -	- -
+ Repayments of Debt	- -	- -	- -	- -	- -	-25	-104	- -
+ Other Financing Activities	-19	20	382	171	7	-181	-15	-11
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-24	13	378	166	27	-108	-128	-18
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-15	-6	104	-35	-74	-4	21	56
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	15	12	13	22	14	18	27	19
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	15	12	13	22	14	18	27	19
Free Cash Flow to Equity	- -	13	13	22	39	97	-77	19
Free Cash Flow per Basic Share	3.25	2.74	3.04	5.05	3.29	4.28	6.52	4.72
Price/Free Cash Flow	7.81	11.83	9.08	6.62	6.86	5.68	5.22	9.09
Cash Flow to Net Income	1.33	0.87	1.01	1.45	0.85	1.17	1.7	1.09
Capital Expenditures	-4	-2	-1	-1	-1	-1	-1	-1