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Flywire Corporation

Flywire Corporation

FLYW
Flywire CorporationUS flagNASDAQ Global Select
14.58
USD
-0.03
- -
1.77BMarket Cap

Income Statement (USD)

APIChat
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
95
132
201
289
403
492
623
+ Sales & Services Revenue
95
132
201
289
403
492
623
- Cost of Revenue
37
48
70
108
147
177
240
+ Cost of Goods & Services
37
48
70
108
147
177
240
Gross Profit
58
84
131
181
256
315
383
+ Other Operating Income
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
76
100
144
212
277
322
363
+ Selling, General & Admin
61
75
113
161
215
255
292
+ Research & Development
15
25
31
50
62
67
70
+ Other Operating Expense
- -
- -
- -
- -
- -
- -
- -
Operating Income (Loss)
-17
-16
-13
-30
-22
-7
20
- Non-Operating (Income) Loss
2
2
13
7
-17
-9
-1
+ Interest Expense, Net
2
3
2
-2
-13
-21
-2
+ Interest Expense
2
3
2
1
- -
1
4
- Interest Income
- -
- -
- -
3
13
21
6
+ Other Non-Op (Income) Loss
- -
- -
11
9
-4
12
1
Pretax Income
-20
-18
-26
-37
-4
2
21
- Income Tax Expense (Benefit)
1
-7
2
2
4
-1
8
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
-20
-11
-28
-39
-9
3
13
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
-20
-11
-28
-39
-9
3
13
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
-20
-11
-28
-39
-9
3
13
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
-20
-11
-28
-39
-9
3
13
EBIT
-17
-16
-13
-30
-22
-7
20
EBITDA
-14
-9
-4
-18
-6
10
46
EBITDA Margin (%)
-14.46
-6.85
-2.12
-6.19
-1.43
2.05
7.39
EBITA
-17
-16
-13
-30
-22
-7
20
Gross Margin (%)
61.31
63.72
65.1
62.7
63.45
63.94
61.42
Operating Margin (%)
-18.39
-12
-6.59
-10.44
-5.34
-1.47
3.21
Profit Margin (%)
-21.19
-8.43
-13.96
-13.6
-2.13
0.59
2.17
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
4
7
9
12
16
17
26
Basic Weighted Avg Shares
89
89
71
108
115
124
122
Basic EPS, GAAP
-0.23
-0.12
-0.39
-0.36
-0.07
0.02
0.11
Basic EPS from Cont Ops
-0.23
-0.12
-0.39
-0.36
-0.07
0.02
0.11
Diluted Weighted Avg Shares
89
89
71
108
115
129
128
Diluted EPS, GAAP
-0.23
-0.12
-0.39
-0.36
-0.07
0.02
0.11
Diluted EPS from Cont Ops
-0.23
-0.12
-0.39
-0.36
-0.07
0.02
0.11

Balance Sheet (USD)

APIChat
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
108
149
444
451
816
763
602
+ Cash, Cash Equivalents & STI
86
104
385
349
655
611
355
+ Cash & Cash Equivalents
86
104
385
349
655
495
330
+ ST Investments
- -
- -
- -
- -
- -
116
25
+ Accounts & Notes Receiv
19
36
45
82
143
129
211
+ Accounts Receivable, Net
2
12
13
14
18
24
35
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
18
24
32
68
125
106
176
+ Inventories
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
3
9
14
20
18
23
37
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
33
123
196
224
264
360
651
+ Property, Plant & Equip, Net
5
5
9
13
15
17
22
+ Property, Plant & Equip
8
8
16
22
28
34
41
- Accumulated Depreciation
3
3
6
9
13
16
19
+ LT Investments & Receivables
- -
- -
- -
- -
- -
50
- -
+ LT Investments
- -
- -
- -
- -
- -
50
- -
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
28
118
187
210
249
292
629
+ Total Intangible Assets
27
113
179
195
230
268
596
+ Goodwill
13
45
86
98
122
150
407
+ Other Intangible Assets
14
68
94
98
108
119
189
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
1
5
7
15
19
24
33
Total Assets
141
271
640
674
1,080
1,122
1,253
+ Payables & Accruals
72
71
90
153
244
259
357
+ Accounts Payable
3
5
10
13
13
15
15
+ Accrued Taxes
- -
1
3
5
6
9
11
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
69
65
78
135
225
235
331
+ ST Debt
4
- -
- -
2
1
2
1
+ ST Borrowings
4
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
2
1
2
1
+ Other ST Liabilities
7
17
27
22
29
29
44
+ Deferred Revenue
1
1
5
5
7
7
20
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
6
16
22
17
22
22
24
Total Current Liabilities
83
88
117
177
274
290
402
+ LT Debt
21
24
26
- -
- -
- -
- -
+ LT Borrowings
21
24
26
- -
- -
- -
- -
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
113
240
14
15
20
18
16
+ Accrued Liabilities
- -
- -
8
12
15
13
13
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
112
240
6
3
4
5
3
Total Noncurrent Liabilities
134
265
40
15
20
18
16
Total Liabilities
216
353
158
192
294
308
418
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
12
17
609
650
959
1,034
1,109
+ Common Stock
- -
- -
- -
- -
- -
- -
- -
+ Additional Paid in Capital
12
17
609
650
959
1,034
1,109
- Treasury Stock
1
1
1
1
1
46
119
+ Retained Earnings
-87
-98
-126
-165
-174
-171
-157
+ Other Equity
- -
- -
- -
-2
1
-2
2
Equity Before Minority Interest
-75
-82
482
482
786
815
835
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
Total Equity
-75
-82
482
482
786
815
835
Total Liabilities & Equity
141
271
640
674
1,080
1,122
1,253
Shares Outstanding
100
100
106
109
123
124
122
Number of Employees
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
2
1
2
1
Net Debt
-61
-80
-359
-349
-655
-495
-330
Net Debt to Equity
81.56
97.48
-74.54
-72.46
-83.27
-60.78
-39.55
Tangible Common Equity Ratio
-90.09
-122.73
65.76
59.83
65.45
63.98
36.43
Current Ratio
1.31
1.68
3.78
2.54
2.98
2.63
1.5
Cash Conversion Cycle
- -
-13.45
-18.5
-23.03
-17.65
-13.18
-6.14

Cash Flow Statement (USD)

APIChat
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
-20
-11
-28
-39
-9
3
13
+ Depreciation & Amortization
4
7
9
12
16
17
26
+ Non-Cash Items
4
2
33
28
49
65
60
+ Stock-Based Compensation
3
4
19
30
44
65
72
+ Deferred Income Taxes
- -
-9
- -
-2
- -
-9
-1
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
1
7
14
-1
5
8
-10
+ Chg in Non-Cash Work Cap
16
-12
3
4
20
14
- -
+ (Inc) Dec in Accts Receiv
- -
-8
-8
-33
-60
13
-75
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
-4
-8
-11
-5
-5
-18
+ Inc (Dec) in Accts Payable
16
- -
23
56
87
8
97
+ Inc (Dec) in Other
1
-1
-3
-7
-1
-2
-3
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
4
-14
17
5
76
99
100
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-4
-2
-7
-7
-6
-6
-10
+ Acq of Fixed Prod Assets
-4
-2
-1
-1
-1
-1
-1
+ Acq of Intangible Assets
- -
- -
-6
-6
-5
-5
-9
+ Cash (Repurchase) of Equity
- -
- -
269
- -
261
-44
-74
+ Increase in Capital Stock
- -
- -
269
- -
261
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
-44
-74
+ Net Change in LT Investment
- -
- -
- -
- -
- -
-163
141
+ Dec in LT Investment
- -
- -
- -
- -
- -
30
157
+ Inc in LT Investment
- -
- -
- -
- -
- -
-192
-16
+ Net Cash From Acq & Div
- -
-79
-56
-18
-33
-45
-325
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
-79
-56
-18
-33
-45
-325
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-4
-82
-63
-25
-39
-214
-194
+ Dividends Paid
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Debt
10
- -
1
-26
- -
- -
- -
+ Cash From Debt
10
4
26
- -
- -
- -
125
+ Repayments of Debt
- -
-4
-25
-26
- -
- -
-125
+ Other Financing Activities
-14
119
58
2
2
6
-4
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
-4
119
328
-24
263
-38
-78
Effect of Foreign Exchange Rates
- -
- -
-1
5
2
-6
8
Net Changes in Cash
-4
23
282
-43
301
-153
-172
EBITDA
-14
-9
-4
-18
-6
10
46
EBITDA Margin (%)
-14.46
-6.85
-2.12
-6.19
-1.43
2.05
7.39
Free Cash Flow
- -
-16
10
-2
70
92
90
Net Cash Paid for Acquisitions
- -
79
56
18
33
45
325
Free Cash Flow to Firm
- -
- -
- -
- -
- -
- -
93
Free Cash Flow to Equity
- -
-16
17
-22
75
98
99
Free Cash Flow per Basic Share
- -
-0.18
0.15
-0.02
0.61
0.74
0.74
Price/Free Cash Flow
- -
- -
113.74
211.35
32.28
25.42
16.44
Cash Flow to Net Income
-0.2
1.28
-0.61
-0.14
-8.91
34.02
7.42
Capital Expenditures
-4
-2
-7
-7
-6
-6
-10