Finance of America Companies Inc.

FOA

FOAFinance of America Companies Inc. US flag

New York Stock Exchange

23.12

USD

-0.05

- -

206.61MMarket Cap

Income Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	848	1,739	- -	-32	177	271	412
+ Sales & Services Revenue	848	1,739	- -	-32	177	271	412
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	701	1,152	- -	259	259	212	223
+ Research & Development	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-701	-1,152	- -	-259	-259	-212	-223
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-78	-500	- -	343	167	-43	-113
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-78	-500	- -	343	167	-43	-113
Pretax Income	78	500	- -	-343	-167	43	113
- Income Tax Expense (Benefit)	1	2	- -	-17	-1	2	4
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	77	498	- -	-326	-166	40	110
- Net Extraordinary Losses (Gains)	44	-41	- -	-660	-224	45	122
+ Discontinued Operations	- -	- -	- -	-390	-52	-5	-7
+ Extraord. & Accounting Changes	44	-41	- -	-270	-172	50	129
Income (Loss) Incl. MI	32	539	- -	334	58	-5	-13
- Minority Interest	-22	20	- -	525	138	-20	-58
Net Income, GAAP	54	518	- -	-191	-80	15	45
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	54	518	- -	-191	-80	15	45
EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA	19	19	- -	65	48	39	39
EBITDA Margin (%)	2.28	1.11	- -	-200.71	26.86	14.39	9.37
EBITA	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	- -	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	6.42	29.81	- -	588.89	-45.24	5.72	10.98
Sales per Employee	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.45	63.53	- -	- -	- -	- -	0.02
Depreciation Expense	19	19	- -	65	48	39	39
Basic Weighted Avg Shares	6	6	6	6	8	10	10
Basic EPS, GAAP	9.09	86.57	- -	-30.61	-9.77	1.57	4.72
Basic EPS from Cont Ops	12.8	83.15	- -	-52.31	-20.28	4.1	11.49
Diluted Weighted Avg Shares	6	6	6	19	8	23	27
Diluted EPS, GAAP	9.09	86.57	- -	-10.13	-9.77	0.66	1.67
Diluted EPS from Cont Ops	12.8	83.15	- -	-17.31	-20.28	1.73	4.07

Balance Sheet (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	247	143	61	46	47	90
+ Cash & Cash Equivalents	- -	247	143	61	46	47	90
+ ST Investments	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	116	109	120	104	63	74
+ Accounts Receivable, Net	- -	67	60	53	27	21	26
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	49	49	67	77	42	47
+ Inventories	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-363	-253	-181	-151	-110	-163
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	71	92	37	19	24	22
+ Property, Plant & Equip	- -	108	100	43	29	24	22
- Accumulated Depreciation	- -	37	8	6	10	- -	- -
+ LT Investments & Receivables	- -	30	73	46	44	40	39
+ LT Investments	- -	30	73	46	44	40	39
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-101	-165	-84	-63	-65	-61
+ Total Intangible Assets	- -	319	1,031	392	260	216	180
+ Goodwill	- -	121	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	198	1,031	392	260	216	180
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-420	-1,195	-476	-323	-281	-240
Total Assets	- -	19,565	21,789	20,873	27,108	29,156	30,733
+ Payables & Accruals	- -	266	276	119	81	27	35
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	266	276	119	81	27	35
+ ST Debt	- -	2,974	3,347	1,328	928	918	1,188
+ ST Borrowings	- -	2,974	3,347	1,328	928	918	1,188
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	-3,239	-3,624	-1,446	-1,010	-945	-1,222
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	-3,239	-3,624	-1,446	-1,010	-945	-1,222
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	15,445	16,953	18,774	25,358	27,801	29,004
+ LT Borrowings	- -	15,397	16,887	18,739	25,327	27,773	28,979
+ LT Finance Leases	- -	48	66	34	31	28	26
+ Other LT Liabilities	- -	-15,445	-16,953	-18,774	-25,358	-27,801	-29,004
+ Accrued Liabilities	- -	- -	19	4	13	18	14
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-15,446	-16,971	-18,778	-25,371	-27,820	-29,018
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	18,937	20,706	20,468	26,835	28,841	30,338
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	832	888	947	954	978
+ Common Stock	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	832	888	947	954	978
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	- -	- -	-444	-634	-714	-699	-654
+ Other Equity	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	- -	628	388	254	232	255	324
+ Minority/Non Controlling Interest	- -	- -	695	151	40	60	72
Total Equity	- -	628	1,083	405	272	316	396
Total Liabilities & Equity	- -	19,565	21,789	20,873	27,108	29,156	30,733
Shares Outstanding	- -	6	6	6	10	10	8
Number of Employees	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	48	66	34	31	28	26
Net Debt	- -	18,124	20,091	20,006	26,209	28,644	30,077
Net Debt to Equity	- -	2,885.73	1,855.1	4,941.65	9,621.32	9,074.15	7,602.32
Tangible Common Equity Ratio	- -	1.61	0.25	0.06	0.05	0.34	0.71
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	77	498	- -	-716	-218	36	103
+ Depreciation & Amortization	19	19	- -	65	48	39	39
+ Non-Cash Items	39	-1,225	- -	1,816	97	-436	-566
+ Stock-Based Compensation	3	- -	- -	48	25	9	10
+ Deferred Income Taxes	- -	- -	- -	- -	1	-2	-4
+ Asset Impairment Charge	2	1	- -	193	14	1	- -
+ Other Non-Cash Adj	34	-1,226	- -	1,576	58	-444	-573
+ Chg in Non-Cash Work Cap	-34	22	- -	242	2	-62	-5
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	38	4	- -	-162	-32	-96	-11
+ Inc (Dec) in Other	-72	18	- -	405	34	33	6
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	101	-686	- -	1,408	-72	-424	-430
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-4	-23	- -	-11	- -	- -	- -
+ Acq of Fixed Prod Assets	-4	-9	- -	-11	- -	- -	- -
+ Acq of Intangible Assets	- -	-14	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	30	- -	-40
+ Increase in Capital Stock	- -	- -	- -	- -	30	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	-40
+ Net Change in LT Investment	-108	102	- -	1	- -	- -	- -
+ Dec in LT Investment	20	141	- -	13	- -	- -	- -
+ Inc in LT Investment	-129	-39	- -	-12	- -	- -	- -
+ Net Cash From Acq & Div	- -	- -	- -	- -	-70	3	- -
+ Cash from Divestitures	- -	- -	- -	- -	71	3	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	-141	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-1,913	-953	- -	-1,809	228	338	855
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-2,026	-875	- -	-1,819	158	341	855
+ Dividends Paid	-3	-380	- -	- -	- -	- -	- -
+ Net Cash From Debt	3,039	2,371	- -	-1,660	-693	170	-407
+ Cash From Debt	51,224	75,936	- -	49,276	13,067	11,039	12,478
+ Repayments of Debt	-48,185	-73,566	- -	-50,936	-13,760	-10,868	-12,886
+ Other Financing Activities	-969	-272	- -	1,885	524	-10	45
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	2,068	1,718	- -	225	-139	160	-402
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	143	157	- -	-186	-53	77	23
EBITDA	19	19	- -	65	48	39	39
EBITDA Margin (%)	2.28	1.11	- -	-200.71	26.86	14.39	9.37
Free Cash Flow	97	-709	- -	1,397	-72	-424	-430
Net Cash Paid for Acquisitions	- -	- -	- -	- -	70	-3	- -
Free Cash Flow to Firm	97	-709	- -	- -	- -	-424	-430
Free Cash Flow to Equity	- -	1,675	- -	-263	-765	-253	-837
Free Cash Flow per Basic Share	16.17	-118.43	- -	224.18	-8.73	-43.02	-45.06
Price/Free Cash Flow	5.7	-0.94	- -	0.17	-1.26	-1.55	-1.52
Cash Flow to Net Income	1.86	-1.32	- -	-7.38	0.89	-27.36	-9.5
Capital Expenditures	-4	-23	- -	-11	- -	- -	- -