Generations Bancorp NY, Inc.

GBNY

GBNYGenerations Bancorp NY, Inc. US flag

Other OTC

15.06

USD

+0.01

- -

34.31MMarket Cap

Income Statement (USD)

API Chat

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	6	6	6	6	5	11	12	13	11	9	7	6
+ Sales & Services Revenue	6	6	6	6	5	11	12	13	11	9	7	6
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	3	3	3	3	3	7	6	6	5	6	5	5
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-3	-3	-3	-3	-3	-7	-6	-6	-5	-6	-5	-5
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	- -	- -	- -	- -	- -	-2	-2	-1	2	5	5
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	- -	- -	- -	-2	-2	-1	2	5	5
Pretax Income	- -	- -	- -	- -	- -	- -	2	2	1	-2	-5	-5
- Income Tax Expense (Benefit)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	- -	- -	- -	- -	-1	- -	2	1	1	-2	-5	-5
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	- -	- -	- -	- -	- -	- -	2	1	1	-2	-5	-5
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	- -	- -	- -	- -	- -	- -	2	1	1	-2	-5	-5
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	- -	- -	- -	- -	- -	- -	2	1	1	-2	-5	-5
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	- -	1	1	1	1	1	1	1
EBITDA Margin (%)	10.95	10.68	10.21	10.33	-0.21	10.42	8.93	8.66	8.85	10.77	13.58	22.13
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	0.39	1.43	2.03	4.09	-8.48	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	0.53	1.26	1.36	2.8	-9.43	0.8	13.99	11.21	9.55	-16.58	-69.25	-75.63
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	1	1	- -	- -	- -	1	1	1	1	1	1	1
Basic Weighted Avg Shares	- -	- -	2	2	2	2	2	2	2	2	2	- -
Basic EPS, GAAP	- -	- -	0.05	0.07	-0.21	0.04	0.71	0.6	0.47	-0.72	-2.1	- -
Basic EPS from Cont Ops	- -	- -	0.05	0.07	-0.25	0.04	0.71	0.6	0.47	-0.72	-2.1	- -
Diluted Weighted Avg Shares	- -	- -	2	2	2	2	2	2	2	2	2	- -
Diluted EPS, GAAP	- -	- -	0.05	0.07	-0.21	0.04	0.71	0.6	0.47	-0.72	-2.1	- -
Diluted EPS from Cont Ops	- -	- -	0.05	0.07	-0.25	0.04	0.71	0.6	0.47	-0.72	-2.1	- -

Balance Sheet (USD)

API Chat

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	3	3	7	7	7	44	45	58	41	50	37	45
+ Cash & Cash Equivalents	3	3	7	7	7	13	27	21	8	19	13	20
+ ST Investments	- -	- -	- -	- -	- -	31	18	37	33	31	24	25
+ Accounts & Notes Receiv	1	1	1	1	1	1	1	1	1	2	2	1
+ Accounts Receivable, Net	1	1	1	1	1	1	1	1	1	2	2	1
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-4	-4	-8	-8	-7	-45	-46	-59	-42	-53	-39	-46
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	18	17	15	15	14	- -	- -
+ Property, Plant & Equip	- -	- -	- -	- -	- -	30	30	29	30	29	- -	- -
- Accumulated Depreciation	- -	- -	- -	- -	- -	12	13	14	15	15	- -	- -
+ LT Investments & Receivables	69	58	46	16	18	35	20	39	35	33	26	26
+ LT Investments	69	58	46	16	18	35	20	39	35	33	26	26
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-69	-58	-46	-16	-18	-53	-37	-54	-50	-47	-26	-26
+ Total Intangible Assets	- -	- -	- -	- -	- -	2	2	2	2	1	1	- -
+ Goodwill	- -	- -	- -	- -	- -	1	1	1	1	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	1	1	1	1	1	1	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-69	-58	-47	-17	-18	-55	-38	-56	-51	-48	-27	-26
Total Assets	152	152	153	145	177	348	374	379	386	424	387	349
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	8	9	1	- -	11	- -	- -	- -	16	- -	- -	- -
+ ST Borrowings	8	9	1	- -	11	- -	- -	- -	16	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-8	-9	-1	- -	-11	- -	- -	- -	-16	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-8	-9	-1	- -	-11	- -	- -	- -	-16	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	22	18	18	10	18	32	29	18	10	24	20	17
+ LT Borrowings	22	18	18	10	18	32	29	18	10	24	20	17
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-22	-18	-18	-10	-18	-32	-29	-18	-10	-24	-20	-17
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	1	1	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-22	-18	-18	-10	-18	-32	-30	-19	-10	-24	-20	-17
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	141	142	134	127	160	319	344	335	349	387	352	316
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	10	10	10	12	12	25	23	22	23	23
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	10	10	10	12	12	24	23	22	23	23
- Treasury Stock	- -	- -	- -	- -	- -	1	1	- -	- -	- -	- -	- -
+ Retained Earnings	10	11	11	10	9	19	20	22	23	21	16	12
+ Other Equity	- -	- -	-2	-1	-2	-2	-1	-1	-6	-4	-2	-1
Equity Before Minority Interest	11	10	19	19	17	28	30	43	37	38	35	33
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	11	10	19	19	17	28	30	43	37	38	35	33
Total Liabilities & Equity	152	152	153	145	177	348	374	379	386	424	387	349
Shares Outstanding	2	2	2	2	2	2	2	2	2	2	2	2
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	26	24	12	3	23	19	2	-3	19	5	7	-3
Net Debt to Equity	250.94	235.46	63.66	13.5	133.63	66.36	6.8	-7.44	49.64	12.44	19.6	-8.22
Tangible Common Equity Ratio	6.64	6.39	12.02	12.56	9.33	7.67	7.59	11.1	9.31	8.74	9	9.54
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	- -	- -	- -	- -	- -	- -	2	1	1	-2	-5	-5
+ Depreciation & Amortization	1	1	- -	- -	- -	1	1	1	1	1	1	1
+ Non-Cash Items	- -	- -	- -	- -	2	- -	- -	1	3	3	4	7
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	- -	- -
+ Other Non-Cash Adj	- -	- -	- -	- -	2	- -	-1	1	3	2	3	7
+ Chg in Non-Cash Work Cap	- -	- -	- -	35	- -	- -	-2	- -	-1	- -	-1	-3
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	35	- -	- -	-2	- -	-1	- -	-1	-3
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	1	1	1	36	2	1	1	3	4	2	-1	1
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	13	-2	-1	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	13	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	-2	-1	- -	- -
+ Net Change in LT Investment	-30	10	12	-11	- -	-9	17	-20	-1	3	7	1
+ Dec in LT Investment	10	13	12	3	3	11	24	7	2	5	7	1
+ Inc in LT Investment	-40	-3	- -	-13	-3	-20	-7	-27	-4	-2	- -	- -
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-4	-11	-13	-14	-39	-16	-27	7	-28	-35	27	38
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-34	-1	-2	-24	-39	-26	-10	-13	-30	-32	34	40
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	17	-3	- -	-9	8	6	-3	-11	-7	13	-4	-3
+ Cash From Debt	18	- -	6	- -	13	15	6	- -	1	18	- -	- -
+ Repayments of Debt	-2	-3	-6	-9	-5	-9	-10	-11	-8	-5	-4	-3
+ Other Financing Activities	17	4	1	1	25	23	26	1	22	24	-31	-31
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	34	1	1	-7	34	29	23	3	12	36	-35	-33
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	1	- -	- -	4	-3	4	13	-6	-13	7	-2	8
EBITDA	1	1	1	1	- -	1	1	1	1	1	1	1
EBITDA Margin (%)	10.95	10.68	10.21	10.33	-0.21	10.42	8.93	8.66	8.85	10.77	13.58	22.13
Free Cash Flow	1	1	1	36	2	1	1	3	4	2	-1	1
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	- -	1	1	36	- -	- -	- -	3	4	- -	- -	- -
Free Cash Flow to Equity	- -	-2	1	27	10	7	-3	-8	-4	15	-5	-1
Free Cash Flow per Basic Share	- -	- -	0.41	15.65	0.76	0.23	0.31	1.27	1.68	0.76	-0.49	- -
Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	7.33	5.19	9.24	-33.9	- -
Cash Flow to Net Income	19.4	13.14	9.09	211.15	-3.6	15.69	0.57	2.41	4	-1.3	0.22	-0.3
Capital Expenditures	- -	- -	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -