1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Lyons Bancorp Inc.

Lyons Bancorp Inc.

LYBC
Lyons Bancorp Inc.US flagOther OTC
54.50
USD
- -
- -
185.38MMarket Cap

Income Statement (USD)

APIChatGPT
2006 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2006
12/31/2015
12/31/2016
12/31/2017
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Sales/Revenue/Turnover
16
33
37
40
45
49
55
61
63
61
62
73
+ Sales & Services Revenue
16
33
37
40
45
49
55
61
63
61
62
73
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
-3
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
6
14
16
17
18
21
23
25
24
24
26
26
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-6
-14
-16
-17
-18
-21
-23
-25
-24
-24
-26
-26
Operating Income (Loss)
3
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
- -
-10
-11
-12
-13
-13
-12
-19
-22
-23
-20
-27
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
- -
-10
-11
-12
-13
-13
-12
-19
-22
-23
-20
-27
Pretax Income
3
10
11
12
13
13
12
19
22
23
20
27
- Income Tax Expense (Benefit)
1
3
3
4
3
2
2
4
5
5
5
6
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
2
7
8
8
10
11
10
16
17
17
15
21
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
2
7
8
8
10
11
10
16
17
17
15
21
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
7
8
8
10
11
10
16
17
17
15
21
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
2
7
8
8
10
11
10
15
17
17
15
21
EBIT
3
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
4
1
1
1
1
1
1
1
1
1
1
1
EBITDA Margin (%)
25.15
2.92
3.11
2.72
2.73
2.55
2.44
2.34
2.24
2.15
2.06
1.55
EBITA
3
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
100
100
100
100
Operating Margin (%)
18.77
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
14.81
22.02
20.59
19.8
22.38
22.67
18.84
25.65
27.28
28.36
24.78
29.13
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.33
0.77
0.95
1.11
1.19
1.28
1.31
1.1
1.4
1.53
1.55
1.81
Depreciation Expense
1
1
1
1
1
1
1
1
1
1
1
1
Basic Weighted Avg Shares
3
3
3
3
3
3
3
3
3
3
3
3
Basic EPS, GAAP
0.91
2.46
2.42
2.43
3.06
3.38
3.16
4.71
4.96
5
4.46
6.2
Basic EPS from Cont Ops
0.91
2.47
2.42
2.51
3.14
3.46
3.24
4.79
5.03
5.07
4.53
6.27
Diluted Weighted Avg Shares
3
3
3
3
3
3
3
3
4
4
4
4
Diluted EPS, GAAP
0.91
2.31
2.38
2.34
2.95
3.26
3.04
4.55
4.79
4.83
4.31
5.99
Diluted EPS from Cont Ops
0.91
2.31
2.38
2.42
3.03
3.33
3.12
4.62
4.86
4.9
4.38
6.06

Balance Sheet (USD)

APIChatGPT
2006 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2006
12/31/2015
12/31/2016
12/31/2017
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
12
168
175
240
221
243
340
402
350
357
350
224
+ Cash & Cash Equivalents
12
30
32
33
36
37
61
47
41
57
68
128
+ ST Investments
- -
138
143
206
185
205
279
355
309
300
283
97
+ Accounts & Notes Receiv
10
10
12
12
13
18
21
21
34
38
- -
- -
+ Accounts Receivable, Net
10
10
12
12
13
18
21
21
34
38
- -
- -
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-22
-178
-187
-252
-234
-261
-360
-423
-384
-395
-350
-224
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
- -
21
20
23
24
24
28
27
26
25
24
24
+ Property, Plant & Equip
- -
29
29
33
35
36
41
42
42
42
43
44
- Accumulated Depreciation
- -
8
9
10
11
12
13
15
16
17
19
20
+ LT Investments & Receivables
106
190
200
206
185
207
287
387
347
340
317
317
+ LT Investments
106
190
200
206
185
207
287
387
347
340
317
317
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-106
-210
-220
-230
-209
-232
-315
-414
-373
-365
-341
-341
+ Total Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Goodwill
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-106
-210
-220
-230
-209
-232
-315
-414
-373
-365
-341
-341
Total Assets
338
868
956
1,032
1,082
1,164
1,423
1,626
1,754
1,849
1,925
2,068
+ Payables & Accruals
2
8
3
9
10
16
21
25
22
26
- -
- -
+ Accounts Payable
2
8
3
9
10
16
21
25
22
26
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
-2
-8
-3
-9
-10
-16
-21
-25
-22
-26
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-2
-8
-3
-9
-10
-16
-21
-25
-22
-26
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
8
9
6
6
6
6
21
21
21
21
21
16
+ LT Borrowings
8
9
6
6
6
6
21
21
21
21
21
16
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
-8
-9
-6
-6
-6
-6
-21
-21
-21
-21
-21
-16
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-8
-9
-6
-6
-6
-6
-21
-21
-21
-21
-21
-16
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
316
809
887
958
1,004
1,077
1,328
1,517
1,666
1,745
1,809
1,926
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
8
13
21
21
21
21
21
30
30
30
30
30
+ Common Stock
- -
2
2
2
2
2
2
2
2
2
2
2
+ Additional Paid in Capital
8
12
19
19
19
19
19
28
28
28
28
28
- Treasury Stock
- -
- -
- -
- -
1
1
1
1
1
1
2
2
+ Retained Earnings
15
48
52
58
64
71
77
88
100
114
124
139
+ Other Equity
-1
-3
-4
-5
-6
-4
-1
-7
-42
-40
-37
-25
Equity Before Minority Interest
23
59
69
74
78
87
95
110
87
104
116
142
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
23
59
69
74
78
87
95
110
87
104
116
142
Total Liabilities & Equity
338
868
956
1,032
1,082
1,164
1,423
1,626
1,754
1,849
1,925
2,068
Shares Outstanding
3
3
3
3
3
3
3
3
3
3
3
3
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Debt
-4
-21
-26
-27
-30
-31
-40
-26
-20
-36
-47
-112
Net Debt to Equity
-17.4
-35.64
-38.08
-36.62
-38.38
-35.91
-42.25
-23.73
-22.92
-35.06
-40.36
-78.73
Tangible Common Equity Ratio
6.67
6.76
7.2
7.16
7.21
7.46
6.71
6.74
4.98
5.61
6.02
6.86
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChatGPT
2006 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2006
12/31/2015
12/31/2016
12/31/2017
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
+ Net Income
2
7
8
8
10
11
10
16
17
17
15
21
+ Depreciation & Amortization
1
1
1
1
1
1
1
1
1
1
1
1
+ Non-Cash Items
- -
4
- -
-2
1
-4
7
6
-1
-6
-2
- -
+ Stock-Based Compensation
- -
- -
- -
- -
- -
2
1
1
- -
1
- -
- -
+ Deferred Income Taxes
- -
- -
- -
3
-2
- -
-3
- -
-1
- -
- -
-1
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
1
3
-1
-5
3
-6
8
5
- -
-7
-2
- -
+ Chg in Non-Cash Work Cap
11
- -
-4
5
3
-1
2
6
2
-3
- -
3
+ (Inc) Dec in Accts Receiv
- -
-1
- -
-2
- -
-2
-1
3
1
-5
- -
- -
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
- -
1
-4
7
2
1
3
3
1
2
- -
3
+ Inc (Dec) in Other
11
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
15
12
4
12
15
8
21
29
19
9
15
25
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
- -
-5
- -
-4
-2
-1
-5
- -
-1
- -
-1
-1
+ Acq of Fixed Prod Assets
- -
-5
- -
-4
-2
-1
-5
- -
-1
- -
-1
-1
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
5
- -
-1
-1
- -
9
- -
- -
-1
- -
+ Increase in Capital Stock
- -
- -
5
- -
- -
- -
- -
9
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
-1
-1
- -
- -
- -
- -
-1
-1
+ Net Change in LT Investment
-13
10
-14
-9
19
-18
-76
-109
-10
8
26
14
+ Dec in LT Investment
14
67
106
103
25
106
107
140
26
19
75
23
+ Inc in LT Investment
-27
-57
-119
-111
-6
-124
-183
-249
-35
-11
-49
-8
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-18
-66
-75
-60
-68
-53
-180
-112
-150
-88
-100
-150
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-31
-61
-89
-73
-51
-72
-261
-221
-160
-81
-74
-137
+ Dividends Paid
-1
-2
-3
-4
-4
-4
-4
-4
-5
-5
-5
-6
+ Net Cash From Debt
- -
4
-2
32
-8
- -
16
- -
- -
71
-71
-5
+ Cash From Debt
- -
5
6
32
- -
- -
16
- -
- -
71
- -
- -
+ Repayments of Debt
- -
-1
-8
- -
-8
- -
- -
- -
- -
- -
-71
-5
+ Other Financing Activities
15
51
88
33
53
67
230
185
152
4
137
121
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
14
53
88
61
40
62
242
190
147
70
60
109
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
-2
4
3
1
5
-3
2
-2
6
-1
1
-3
EBITDA
4
1
1
1
1
1
1
1
1
1
1
1
EBITDA Margin (%)
25.15
2.92
3.11
2.72
2.73
2.55
2.44
2.34
2.24
2.15
2.06
1.55
Free Cash Flow
15
7
4
8
13
6
16
28
19
9
14
24
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
15
7
4
8
13
6
16
28
19
9
14
24
Free Cash Flow to Equity
- -
11
2
40
5
6
31
28
19
80
-57
18
Free Cash Flow per Basic Share
5.68
2.33
1.16
2.45
4.2
1.91
5.02
8.78
5.51
2.58
4.18
6.96
Price/Free Cash Flow
0.92
5.56
22.9
7.17
7.74
14.69
5.19
4.96
9.7
15.97
9.46
6.46
Cash Flow to Net Income
6.21
1.68
0.53
1.51
1.55
0.68
2.01
1.86
1.13
0.52
0.96
1.15
Capital Expenditures
- -
-5
- -
-4
-2
-1
-5
- -
-1
- -
-1
-1