Morris State Bancshares, Inc.

MBLU

MBLUMorris State Bancshares, Inc. US flag

Other OTC

25.00

USD

- -

265.94MMarket Cap

Income Statement (USD)

API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	32	35	43	53	59	60	56	60	74
+ Sales & Services Revenue	32	35	43	53	59	60	56	60	74
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	10	11	15	17	19	19	18	20	21
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-10	-11	-15	-17	-19	-19	-18	-20	-21
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-13	-15	-16	-21	-26	-22	-21	-23	-35
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-13	-15	-16	-21	-26	-22	-21	-23	-35
Pretax Income	13	15	16	21	26	22	21	23	35
- Income Tax Expense (Benefit)	- -	- -	2	4	2	1	2	1	8
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	13	15	14	17	24	21	19	22	26
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	13	15	14	17	24	21	19	22	26
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	13	15	14	17	24	21	19	22	26
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	13	15	14	17	24	21	19	22	26
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	2	2	2	2	1	2
EBITDA Margin (%)	2	1.8	2.85	2.86	2.67	2.72	2.82	2.45	2.02
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	41.88	43.2	31.51	32.89	40.55	34.92	34.26	36.39	35.66
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.68	0.46	0.19	0.35	0.3	0.35	0.35	0.37	- -
Depreciation Expense	1	1	1	2	2	2	2	1	2
Basic Weighted Avg Shares	10	10	10	10	11	11	11	11	- -
Basic EPS, GAAP	1.28	1.45	1.37	1.66	2.28	2	1.83	2.06	- -
Basic EPS from Cont Ops	1.28	1.45	1.37	1.66	2.28	2	1.83	2.06	- -
Diluted Weighted Avg Shares	10	10	10	10	11	11	11	11	- -
Diluted EPS, GAAP	1.28	1.45	1.37	1.66	2.28	2	1.83	2.06	- -
Diluted EPS from Cont Ops	1.28	1.45	1.37	1.66	2.28	2	1.83	2.06	- -

Balance Sheet (USD)

API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	102	203	262	407	39	40	63	91
+ Cash & Cash Equivalents	- -	31	79	57	162	39	32	53	68
+ ST Investments	- -	71	124	205	245	- -	8	10	23
+ Accounts & Notes Receiv	- -	3	4	5	5	5	6	7	8
+ Accounts Receivable, Net	- -	3	4	5	5	5	6	7	8
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-105	-207	-267	-412	-45	-47	-70	-99
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	9	16	16	16	15	14	14	15
+ Property, Plant & Equip	- -	14	22	23	24	24	24	24	26
- Accumulated Depreciation	- -	5	6	7	8	9	9	10	11
+ LT Investments & Receivables	- -	77	129	222	260	267	262	237	218
+ LT Investments	- -	77	129	222	260	267	262	237	218
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-85	-145	-238	-276	-283	-277	-251	-233
+ Total Intangible Assets	- -	3	12	12	12	11	11	11	10
+ Goodwill	- -	2	9	9	9	9	9	9	9
+ Other Intangible Assets	- -	- -	3	3	2	2	2	1	1
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-88	-158	-250	-288	-294	-288	-261	-243
Total Assets	- -	750	1,007	1,250	1,410	1,426	1,425	1,492	1,549
+ Payables & Accruals	- -	- -	1	- -	- -	- -	1	2	3
+ Accounts Payable	- -	- -	1	- -	- -	- -	1	2	3
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	-1	- -	- -	- -	-1	-2	-3
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	-1	- -	- -	- -	-1	-2	-3
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	10	15	29	30	50	28	20	5
+ LT Borrowings	- -	10	14	29	29	49	27	19	4
+ LT Finance Leases	- -	- -	1	1	1	2	1	1	1
+ Other LT Liabilities	- -	-10	-15	-29	-30	-50	-28	-20	-5
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-10	-15	-29	-30	-50	-28	-20	-5
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	668	896	1,120	1,261	1,261	1,247	1,297	1,336
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	26	41	41	43	43	44	45	46
+ Common Stock	- -	2	2	2	2	2	2	11	11
+ Additional Paid in Capital	- -	24	39	39	40	41	42	34	35
- Treasury Stock	- -	1	1	2	2	2	3	3	4
+ Retained Earnings	- -	58	70	83	104	121	135	153	169
+ Other Equity	- -	- -	2	6	3	3	2	1	1
Equity Before Minority Interest	- -	82	111	129	148	165	178	196	212
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	- -	82	111	129	148	165	178	196	212
Total Liabilities & Equity	- -	750	1,007	1,250	1,410	1,426	1,425	1,492	1,549
Shares Outstanding	- -	10	10	10	11	11	11	11	11
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	1	1	1	2	1	1	1
Net Debt	- -	-21	-65	-28	-134	9	-5	-34	-64
Net Debt to Equity	- -	-26.14	-57.94	-21.61	-90.09	5.73	-2.95	-17.32	-29.96
Tangible Common Equity Ratio	- -	10.66	9.95	9.48	9.77	10.86	11.82	12.48	13.13
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	13	15	14	17	24	21	19	22	26
+ Depreciation & Amortization	1	1	1	2	2	2	2	1	2
+ Non-Cash Items	2	2	1	3	2	5	4	5	3
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	1
+ Deferred Income Taxes	- -	- -	- -	- -	-1	- -	-1	1	-1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	2	2	1	3	3	5	4	4	3
+ Chg in Non-Cash Work Cap	- -	-1	-3	-4	7	-5	2	1	3
+ (Inc) Dec in Accts Receiv	-1	- -	-2	- -	1	-3	-3	- -	4
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	1	- -	- -	1	3	-3	4	2	-2
+ Inc (Dec) in Other	- -	- -	- -	-4	3	1	2	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	16	17	14	19	34	23	27	30	34
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	1	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	1	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	- -	-2	-1	-1	- -	- -	- -	-3
+ Acq of Fixed Prod Assets	-1	- -	-2	-1	-1	- -	- -	- -	-3
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	1	1	15	- -	1	- -	- -	- -	- -
+ Increase in Capital Stock	1	1	15	- -	1	1	- -	- -	1
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	-1	-1	-1	- -
+ Net Change in LT Investment	-1	-20	-20	-87	-43	-6	9	21	14
+ Dec in LT Investment	9	7	28	32	46	25	17	25	37
+ Inc in LT Investment	-10	-28	-48	-119	-89	-30	-8	-4	-23
+ Net Cash From Acq & Div	- -	- -	11	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	11	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-52	-54	-20	-95	-99	-131	-23	-49	-83
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-54	-75	-31	-183	-143	-137	-14	-28	-71
+ Dividends Paid	-7	-5	-2	-4	-3	-4	-4	-4	-7
+ Net Cash From Debt	-1	-3	1	14	- -	20	-22	-8	-15
+ Cash From Debt	6	- -	14	15	- -	20	- -	- -	- -
+ Repayments of Debt	-7	-3	-13	-1	- -	- -	-22	-8	-15
+ Other Financing Activities	62	63	55	210	137	-18	2	57	56
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	54	56	68	220	135	-1	-24	44	35
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	16	-1	51	56	27	-116	-11	45	-3
EBITDA	1	1	1	2	2	2	2	1	2
EBITDA Margin (%)	2	1.8	2.85	2.86	2.67	2.72	2.82	2.45	2.02
Free Cash Flow	15	17	12	18	34	22	27	29	30
Net Cash Paid for Acquisitions	- -	- -	-11	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	15	17	12	18	34	22	27	29	30
Free Cash Flow to Equity	- -	14	12	32	34	43	5	21	16
Free Cash Flow per Basic Share	1.46	1.6	1.16	1.72	3.23	2.09	2.52	2.75	- -
Price/Free Cash Flow	- -	- -	1.65	6.55	0.19	0.07	148.43	7.98	- -
Cash Flow to Net Income	1.2	1.13	1	1.07	1.44	1.07	1.39	1.35	1.27
Capital Expenditures	-1	- -	-2	-1	-1	- -	- -	- -	-3