NB Bancorp, Inc. Common Stock

NBBK

NBBKNB Bancorp, Inc. Common Stock US flag

NASDAQ Capital Market

20.87

USD

-0.17

- -

865.95MMarket Cap

Income Statement (USD)

API ChatGPT

	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	86	113	147	174	214
+ Sales & Services Revenue	86	113	147	174	214
- Cost of Revenue	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -
+ Selling, General & Admin	48	61	109	88	103
+ Research & Development	- -	- -	- -	- -	- -
+ Other Operating Expense	-48	-61	-109	-88	-103
Operating Income (Loss)	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-28	-36	-12	-59	-71
+ Interest Expense, Net	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-28	-36	-12	-59	-71
Pretax Income	28	36	12	59	71
- Income Tax Expense (Benefit)	6	6	2	16	21
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	22	30	10	42	50
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	22	30	10	42	50
- Minority Interest	- -	- -	- -	- -	- -
Net Income, GAAP	22	30	10	42	50
- Preferred Dividends	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	22	30	10	42	50
EBIT	- -	- -	- -	- -	- -
EBITDA	2	2	3	3	4
EBITDA Margin (%)	2.44	2.18	1.92	1.71	1.68
EBITA	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -
Profit Margin (%)	25.04	26.53	6.68	24.26	23.54
Sales per Employee	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	0.15
Depreciation Expense	2	2	3	3	4
Basic Weighted Avg Shares	43	43	42	39	38
Basic EPS, GAAP	0.51	0.7	0.23	1.07	1.32
Basic EPS from Cont Ops	0.51	0.7	0.23	1.07	1.32
Diluted Weighted Avg Shares	43	43	42	39	38
Diluted EPS, GAAP	0.51	0.7	0.23	1.07	1.31
Diluted EPS from Cont Ops	0.51	0.7	0.23	1.07	1.31

Balance Sheet (USD)

API ChatGPT

	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	717	377	280	439	595
+ Cash & Cash Equivalents	457	131	90	211	326
+ ST Investments	260	245	189	228	269
+ Accounts & Notes Receiv	8	15	17	20	25
+ Accounts Receivable, Net	8	11	17	20	25
+ Notes Receivable, Net	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	4	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -
+ Other ST Assets	-724	-392	-297	-459	-620
+ Misc ST Assets	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	36	35	46
+ Property, Plant & Equip	- -	- -	62	64	79
- Accumulated Depreciation	- -	- -	27	29	32
+ LT Investments & Receivables	264	256	228	253	303
+ LT Investments	264	256	228	253	303
+ LT Receivables	- -	- -	- -	- -	- -
+ Other LT Assets	-264	-256	-264	-287	-349
+ Total Intangible Assets	- -	- -	- -	1	38
+ Goodwill	- -	- -	- -	- -	19
+ Other Intangible Assets	- -	- -	- -	1	19
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -
+ Misc LT Assets	-264	-256	-264	-288	-387
Total Assets	2,923	3,592	4,533	5,158	7,006
+ Payables & Accruals	- -	52	81	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	52	81	- -	- -
+ ST Debt	- -	- -	- -	100	169
+ ST Borrowings	- -	- -	- -	100	169
+ ST Finance Leases	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	-52	-81	-100	-169
+ Deferred Revenue	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	-52	-81	-100	-169
Total Current Liabilities	- -	- -	- -	- -	- -
+ LT Debt	- -	293	283	21	27
+ LT Borrowings	- -	293	283	21	27
+ LT Finance Leases	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	-293	-283	-21	-27
+ Accrued Liabilities	- -	- -	- -	- -	- -
+ Pension Liabilities	8	12	19	24	22
+ Deferred Revenue	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-8	-305	-303	-45	-49
Total Noncurrent Liabilities	- -	- -	- -	- -	- -
Total Liabilities	2,597	3,248	3,775	4,393	6,147
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	417	418	459
+ Common Stock	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	417	417	459
- Treasury Stock	- -	- -	- -	- -	- -
+ Retained Earnings	328	358	366	400	445
+ Other Equity	-2	-14	-12	-8	-3
Equity Before Minority Interest	326	344	758	765	859
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -
Total Equity	326	344	758	765	859
Total Liabilities & Equity	2,923	3,592	4,533	5,158	7,006
Shares Outstanding	43	43	43	43	46
Number of Employees	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -
Net Debt	-457	162	193	-90	-129
Net Debt to Equity	-140.11	47.09	25.44	-11.81	-15.07
Tangible Common Equity Ratio	11.16	9.58	16.72	14.82	11.78
Current Ratio	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	22	30	10	42	50
+ Depreciation & Amortization	2	2	3	3	4
+ Non-Cash Items	4	6	9	15	15
+ Stock-Based Compensation	- -	- -	- -	3	6
+ Deferred Income Taxes	1	-1	-8	-10	3
+ Asset Impairment Charge	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	4	8	17	22	5
+ Chg in Non-Cash Work Cap	16	1	31	-17	-8
+ (Inc) Dec in Accts Receiv	1	-3	-6	-2	-1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	21	-27	8	-7	5
+ Inc (Dec) in Accts Payable	-6	31	30	-8	-12
+ Inc (Dec) in Other	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -
Cash from Operating Activities	44	40	53	43	61
+ Change in Fixed & Intang	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	1	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	1	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-2	-8	-3	-2	-3
+ Acq of Fixed Prod Assets	-2	-8	-3	-2	-3
+ Acq of Intangible Assets	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	404	-33	-77
+ Increase in Capital Stock	- -	- -	417	- -	- -
+ Decrease in Capital Stock	- -	- -	-14	-33	-77
+ Net Change in LT Investment	-108	-21	53	-31	-13
+ Dec in LT Investment	73	171	104	112	91
+ Inc in LT Investment	-180	-192	-50	-143	-104
+ Net Cash From Acq & Div	- -	298	- -	- -	-48
+ Cash from Divestitures	- -	298	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	-48
+ Cash for JVs	- -	- -	- -	- -	- -
+ Other Investing Activities	66	-936	-882	-513	-455
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -
Cash from Investing Activities	-42	-668	-832	-546	-519
+ Dividends Paid	- -	- -	- -	- -	-6
+ Net Cash From Debt	-120	293	- -	- -	- -
+ Cash From Debt	- -	293	- -	- -	- -
+ Repayments of Debt	-120	- -	- -	- -	- -
+ Other Financing Activities	363	25	491	628	585
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -
Cash from Financing Activities	242	318	895	595	502
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -
Net Changes in Cash	244	-311	116	91	44
EBITDA	2	2	3	3	4
EBITDA Margin (%)	2.44	2.18	1.92	1.71	1.68
Free Cash Flow	42	31	50	41	57
Net Cash Paid for Acquisitions	- -	-298	- -	- -	48
Free Cash Flow to Firm	42	31	50	41	57
Free Cash Flow to Equity	- -	324	50	41	57
Free Cash Flow per Basic Share	0.98	0.73	1.19	1.05	1.51
Price/Free Cash Flow	- -	- -	10.13	15.76	11.81
Cash Flow to Net Income	2.03	1.32	5.38	1.02	1.21
Capital Expenditures	-2	-8	-3	-2	-3