MBT Bancshares, Inc.

OOTC:MBKLOTC Markets

30.00

USD

+0.39

(+1.32%)

1.26EPS

25.35P/E

65.39MMarket Cap

Income Statement (USD)

Income Statement API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	13	15	14	13	16	17	19	19	19	21	21	24	24	27
+ Sales & Services Revenue	13	15	14	13	16	17	19	19	19	21	21	24	24	27
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	14	14	14	14	15	16	16	17	18
+ Selling, General & Admin	5	6	6	6	6	1	- -	- -	1	1	1	1	1	1
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	- -	- -	- -	- -	- -	13	14	13	14	14	15	15	16	17
Operating Income (Loss)	4	4	4	3	5	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Income	4	4	4	3	5	3	4	5	4	6	4	7	7	9
- Income Tax Expense (Benefit)	1	1	1	1	2	1	1	1	1	1	1	1	2	2
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	3	3	3	2	4	2	3	4	4	5	3	5	6	7
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	3	3	3	2	4	2	3	4	4	5	3	5	6	7
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	3	3	3	2	4	2	3	4	4	5	3	5	6	7
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	3	3	3	2	4	2	3	4	4	5	3	5	6	7
EBIT	4	4	4	3	5	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	4	5	5	4	5	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	30.8	36.62	35.15	30.21	33.64	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	30.8	28.25	28.32	23.98	33.64	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	20.44	18.8	18.81	16.88	22.3	14.02	18.36	20.57	18.36	21.84	16.43	22.3	25.07	25.29
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	1	6	1	- -	1	1	1	1	1	1	1	1	1
Depreciation Expense	- -	1	1	1	- -	1	1	1	1	1	1	1	1	1
Basic Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2	2	2	2	2
Basic EPS, GAAP	1.34	1.37	1.33	1.1	1.78	1.2	1.68	1.92	1.74	2.29	1.71	2.58	2.91	3.32
Basic EPS from Cont Ops	1.34	1.37	1.33	1.1	1.78	1.2	1.68	1.92	1.74	2.29	1.71	2.58	2.91	3.32
Diluted Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2	2	2	2	2
Diluted EPS, GAAP	1.34	1.37	1.33	1.1	1.78	1.2	1.68	1.92	1.74	2.29	1.71	2.58	2.91	3.32
Diluted EPS from Cont Ops	1.34	1.37	1.33	1.1	1.78	1.2	1.68	1.92	1.74	2.29	1.71	2.58	2.91	3.32

Balance Sheet (USD)

Balance Sheet API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	9	9	10	17	18	12	9	20	76	186	36	15	12	22
+ Cash & Cash Equivalents	9	9	10	17	18	12	9	20	76	186	36	15	12	22
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	1	1	2	2	1	1	1	2	2	2	2	2	2
+ Accounts Receivable, Net	- -	1	1	2	2	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	1	1	1	2	2	2	2	2	2
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	11	10	12	12	12	13	13	15	16
+ Property, Plant & Equip	- -	- -	- -	- -	- -	21	21	24	24	26	27	28	31	33
- Accumulated Depreciation	- -	- -	- -	- -	- -	10	10	11	12	13	14	15	16	17
+ LT Investments & Receivables	81	67	68	101	89	46	43	39	34	111	173	138	126	109
+ LT Investments	81	67	68	101	89	46	43	39	34	111	173	138	126	109
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Assets	258	264	265	345	328	389	385	394	486	612	591	591	612	652
+ Payables & Accruals	- -	1	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	- -	- -	- -	- -	15	- -	3	3	21	21	55	35	20
+ LT Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	214	220	231	312	293	353	348	354	443	568	557	552	568	599
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	8	8	8	8	8	12	12	12	12	12	12	12	12	12
+ Common Stock	2	2	2	2	2	2	2	2	2	2	2	2	2	2
+ Additional Paid in Capital	6	6	6	6	6	10	10	10	10	10	10	10	10	10
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	35	36	26	26	28	26	28	30	31	34	35	38	42	47
+ Other Equity	1	- -	- -	-1	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	44	44	34	33	35	37	38	41	43	44	33	40	44	53
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	44	44	34	33	35	37	38	41	43	44	33	40	44	53
Total Liabilities & Equity	258	264	265	345	328	389	385	394	486	612	591	591	612	652
Shares Outstanding	2	2	2	2	2	2	2	2	2	2	2	2	2	2
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-9	-9	-10	-17	-18	-12	-9	-20	-76	-186	-36	-15	-12	-22
Net Debt to Equity	-20.09	-19.51	-29.58	-52.47	-52.26	-31.27	-23.98	-47.89	-176.94	-418.97	-107.36	-37.37	-27.81	-41.42
Tangible Common Equity Ratio	16.98	16.66	12.79	9.61	10.69	9.46	9.76	10.36	8.84	7.26	5.67	6.68	7.26	8.19
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

Cash Flow Statement API ChatGPT

	2002 Y	2003 Y	2004 Y	2005 Y	2006 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2005	12/31/2006	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	- -	3	3	2	- -	2	3	4	4	5	3	5	6	7
+ Depreciation & Amortization	- -	1	1	1	- -	1	1	1	1	1	1	1	1	1
+ Non-Cash Items	- -	- -	- -	- -	- -	- -	1	- -	- -	1	2	1	-1	- -
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	- -	- -	- -	1	1	- -	- -	1	2	1	- -	1
+ Chg in Non-Cash Work Cap	- -	- -	- -	-1	- -	- -	-1	- -	-1	1	-6	6	3	1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	-1	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	-1	- -	- -	-1	- -	- -	1	-6	6	3	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	- -	4	4	2	- -	3	4	5	3	7	- -	13	9	9
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	-1	-3	-3
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	-1	-3	-3
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	- -	13	-2	-35	- -	24	1	3	9	-78	-77	37	14	21
+ Dec in LT Investment	- -	58	42	5	- -	32	14	19	11	9	19	43	34	24
+ Inc in LT Investment	- -	-45	-44	-40	- -	-8	-13	-16	-2	-87	-96	-6	-20	-3
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	- -	-23	1	7	- -	-41	-2	1	-43	62	-60	-58	-42	-45
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	- -	-11	-1	-28	- -	-17	-1	4	-34	-17	-138	-23	-29	-27
+ Dividends Paid	- -	-2	-12	-2	- -	-2	-2	-2	-2	-2	-2	-2	-2	-2
+ Net Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	18	- -	- -	- -	- -
+ Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	18	- -	- -	- -	- -
+ Repayments of Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Financing Activities	- -	6	12	80	- -	11	-4	3	89	107	-10	-7	16	31
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	- -	4	-1	78	- -	9	-6	1	87	123	-12	-9	14	29
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	- -	-3	2	52	- -	-5	-2	10	57	113	-150	-19	-6	10
EBITDA	4	5	5	4	5	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	30.8	36.62	35.15	30.21	33.64	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	- -	4	4	2	- -	3	4	4	3	6	-1	12	5	6
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	- -	4	4	2	- -	3	4	4	3	6	-1	12	5	6
Free Cash Flow to Equity	- -	4	4	2	- -	3	4	4	3	24	-1	12	7	6
Free Cash Flow per Basic Share	- -	1.89	1.88	0.75	- -	1.48	1.84	2.15	1.57	3.01	-0.48	5.7	2.62	2.88
Price/Free Cash Flow	- -	15.31	15.45	35.83	- -	13.86	12.1	10.91	13.48	8.33	-47.42	3.51	7.63	9.04
Cash Flow to Net Income	- -	1.38	1.41	0.69	- -	1.41	1.17	1.15	0.98	1.6	0.1	2.38	1.46	1.26
Capital Expenditures	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	-1	-1	-3	-3