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  2. •

    Financial Services

  3. •

    Banks - Regional
Peoples Trust Company of St. Albans

Peoples Trust Company of St. Albans

PPAL
Peoples Trust Company of St. AlbansUS flagOther OTC
- -
USD
- -
- -

Income Statement (USD)

APIChatGPT
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Sales/Revenue/Turnover
12
13
14
13
13
16
16
18
+ Sales & Services Revenue
12
13
14
13
13
16
16
18
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
-10
-10
-11
-10
-11
-12
-12
-13
- Operating Expenses
10
10
11
10
11
12
12
13
+ Selling, General & Admin
- -
- -
- -
- -
- -
- -
- -
- -
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
10
10
11
10
11
12
12
13
Operating Income (Loss)
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
-2
-2
-2
-3
-2
-3
-4
-5
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
-2
-2
-2
-3
-2
-3
-4
-5
Pretax Income
2
2
2
3
2
3
4
5
- Income Tax Expense (Benefit)
- -
- -
- -
- -
- -
- -
1
1
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
2
2
2
2
2
3
4
4
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
2
2
2
2
2
3
4
4
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
2
2
2
2
3
4
4
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
2
2
2
2
2
3
4
4
EBIT
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
EBITA
-1
-1
-1
-1
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
15.5
17.17
16.15
18.38
15.66
18.02
22.22
23.48
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.75
0.85
0.95
0.95
0.95
1.02
- -
- -
Depreciation Expense
1
1
1
1
- -
- -
- -
- -
Basic Weighted Avg Shares
1
1
1
1
1
1
- -
- -
Basic EPS, GAAP
3.1
3.64
3.81
4.06
3.71
5.19
- -
- -
Basic EPS from Cont Ops
3.1
3.64
3.81
4.06
3.71
5.19
- -
- -
Diluted Weighted Avg Shares
1
1
1
1
1
1
1
1
Diluted EPS, GAAP
3.1
3.64
3.81
4.06
3.71
5.19
6.66
7.72
Diluted EPS from Cont Ops
3.1
3.64
3.81
4.06
3.71
5.19
6.66
7.72

Balance Sheet (USD)

APIChatGPT
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
18
18
88
129
66
24
14
8
+ Cash & Cash Equivalents
18
18
88
129
66
24
14
8
+ ST Investments
- -
- -
- -
- -
- -
- -
- -
- -
+ Accounts & Notes Receiv
1
1
1
1
1
1
1
1
+ Accounts Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
1
1
1
1
1
1
1
1
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-19
-19
-89
-129
-67
-25
-16
-10
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
7
7
6
6
5
5
5
5
+ Property, Plant & Equip
13
13
13
13
13
13
13
13
- Accumulated Depreciation
7
7
7
7
7
7
8
8
+ LT Investments & Receivables
36
43
47
53
71
68
59
53
+ LT Investments
36
43
47
53
71
68
59
53
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-43
-49
-54
-58
-77
-73
-64
-58
+ Total Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Goodwill
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-43
-49
-54
-58
-77
-73
-64
-58
Total Assets
267
268
338
382
369
358
369
384
+ Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
- -
+ Accounts Payable
1
1
1
1
2
2
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
-1
-1
-1
-1
-2
-2
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Borrowings
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
234
233
301
345
337
322
332
342
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
9
9
9
9
9
9
9
9
+ Common Stock
- -
- -
- -
- -
- -
- -
- -
- -
+ Additional Paid in Capital
8
8
8
8
8
8
8
8
- Treasury Stock
- -
- -
- -
- -
- -
- -
- -
- -
+ Retained Earnings
25
25
27
28
29
30
33
36
+ Other Equity
- -
- -
- -
- -
- -
- -
- -
- -
Equity Before Minority Interest
33
35
37
37
32
35
38
42
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
33
35
37
37
32
35
38
42
Total Liabilities & Equity
267
268
338
382
369
358
369
384
Shares Outstanding
- -
- -
- -
- -
1
1
1
- -
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
Net Debt
-18
-18
-88
-129
-66
-24
-14
-8
Net Debt to Equity
-53.94
-51.92
-239.81
-342.79
-207.9
-68.32
-38.08
-19.7
Tangible Common Equity Ratio
12.32
12.9
10.82
9.81
8.63
9.87
10.24
11.02
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChatGPT
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
As of date
12/31/2018
12/31/2019
12/31/2020
12/31/2021
12/31/2022
12/31/2023
12/31/2024
12/31/2025
+ Net Income
2
2
2
2
2
3
4
4
+ Depreciation & Amortization
- -
- -
- -
- -
- -
- -
- -
- -
+ Non-Cash Items
1
- -
-3
2
- -
1
1
-1
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Income Taxes
- -
- -
- -
- -
- -
- -
- -
- -
+ Asset Impairment Charge
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
1
- -
-2
2
- -
2
2
- -
+ Chg in Non-Cash Work Cap
- -
-1
1
- -
-3
-1
- -
- -
+ (Inc) Dec in Accts Receiv
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Other
- -
-1
1
-1
-3
- -
- -
- -
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
3
2
- -
4
- -
3
5
4
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
1
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
1
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-1
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed Prod Assets
-1
- -
- -
- -
- -
- -
- -
- -
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
-1
-1
- -
-1
- -
- -
-1
+ Increase in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
-1
-1
- -
-1
- -
- -
-1
+ Net Change in LT Investment
13
-3
-3
-7
-26
8
9
7
+ Dec in LT Investment
19
12
16
12
7
26
22
8
+ Inc in LT Investment
-6
-15
-18
-19
-33
-17
-13
-1
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-19
4
-62
-43
38
13
-28
-9
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-7
1
-65
-50
12
21
-20
-2
+ Dividends Paid
- -
-1
-1
-1
-1
-1
-1
-1
+ Net Cash From Debt
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash From Debt
- -
- -
- -
- -
- -
- -
- -
- -
+ Repayments of Debt
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Financing Activities
4
-1
67
44
-8
-15
8
10
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
3
-2
66
43
-9
-16
8
9
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
-1
- -
2
-3
3
9
-7
10
EBITDA
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow
3
1
- -
4
- -
3
4
4
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
3
1
- -
4
- -
3
4
4
Free Cash Flow to Equity
- -
1
- -
4
- -
3
4
4
Free Cash Flow per Basic Share
4.38
2.25
0.11
6.67
-0.81
5.84
- -
- -
Price/Free Cash Flow
- -
- -
- -
- -
- -
- -
- -
- -
Cash Flow to Net Income
1.69
0.74
0.19
1.83
-0.11
1.21
1.33
0.89
Capital Expenditures
-1
- -
- -
- -
- -
- -
- -
- -