SFSB, Inc.

SFBI

SFBISFSB, Inc. US flag

Other OTC

0.00

USD

- -

9.35MMarket Cap

Income Statement (USD)

API Chat

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
Sales/Revenue/Turnover	4	4	4	4	5
+ Sales & Services Revenue	4	4	4	4	5
- Cost of Revenue	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	2
- Operating Expenses	- -	- -	- -	- -	- -
+ Selling, General & Admin	2	2	2	2	2
+ Research & Development	- -	- -	- -	- -	- -
+ Other Operating Expense	-2	-2	-2	-2	-2
Operating Income (Loss)	- -	- -	- -	- -	-2
- Non-Operating (Income) Loss	- -	- -	- -	- -	- -
+ Interest Expense, Net	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	- -	- -
Pretax Income	- -	- -	- -	- -	-2
- Income Tax Expense (Benefit)	- -	- -	- -	- -	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	- -	- -	- -	- -	-2
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	- -	- -	- -	- -	-2
- Minority Interest	- -	- -	- -	- -	- -
Net Income, GAAP	- -	- -	- -	- -	-2
- Preferred Dividends	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	- -	- -	- -	- -	-2
EBIT	- -	- -	- -	- -	-2
EBITDA	1	1	- -	- -	-2
EBITDA Margin (%)	19.52	16.88	10.61	9.14	-41.65
EBITA	- -	- -	- -	- -	-2
Gross Margin (%)	100	100	100	100	100
Operating Margin (%)	13.13	9.64	1.1	4.88	-42
Profit Margin (%)	7.67	5.75	0.46	2.78	-47.02
Sales per Employee	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -
Depreciation Expense	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	3	3	3	3	3
Basic EPS, GAAP	0.09	0.08	0.01	0.04	-0.8
Basic EPS from Cont Ops	0.09	0.08	0.01	0.04	-0.8
Diluted Weighted Avg Shares	3	3	3	3	3
Diluted EPS, GAAP	0.09	0.08	0.01	0.04	-0.8
Diluted EPS from Cont Ops	0.09	0.08	0.01	0.04	-0.8

Balance Sheet (USD)

API Chat

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
Total Current Assets	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	1	1	1	1	2
+ Cash & Cash Equivalents	1	1	1	1	2
+ ST Investments	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	- -	1	1	1
+ Accounts Receivable, Net	- -	- -	1	1	1
+ Notes Receivable, Net	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -
+ Other ST Assets	-1	-1	-1	-1	-2
+ Misc ST Assets	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -
+ Property, Plant & Equip	- -	- -	- -	- -	- -
- Accumulated Depreciation	- -	- -	- -	- -	- -
+ LT Investments & Receivables	19	17	13	12	9
+ LT Investments	19	17	13	12	9
+ LT Receivables	- -	- -	- -	- -	- -
+ Other LT Assets	-19	-17	-13	-12	-9
+ Total Intangible Assets	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -
+ Misc LT Assets	-19	-17	-13	-12	-9
Total Assets	160	171	174	172	179
+ Payables & Accruals	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -
+ ST Debt	20	10	- -	1	11
+ ST Borrowings	20	10	- -	1	11
+ ST Finance Leases	- -	- -	- -	- -	- -
+ Other ST Liabilities	-20	-10	- -	-1	-11
+ Deferred Revenue	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-20	-10	- -	-1	-11
Total Current Liabilities	- -	- -	- -	- -	- -
+ LT Debt	6	36	39	34	25
+ LT Borrowings	6	36	39	34	25
+ LT Finance Leases	- -	- -	- -	- -	- -
+ Other LT Liabilities	-6	-36	-39	-34	-25
+ Accrued Liabilities	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-6	-36	-39	-34	-25
Total Noncurrent Liabilities	- -	- -	- -	- -	- -
Total Liabilities	138	148	152	150	160
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -
+ Share Capital & APIC	13	13	13	13	13
+ Common Stock	- -	- -	- -	- -	- -
+ Additional Paid in Capital	13	13	13	13	13
- Treasury Stock	- -	- -	1	1	2
+ Retained Earnings	11	11	11	11	9
+ Other Equity	-1	-1	-1	-1	-1
Equity Before Minority Interest	23	23	22	22	19
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -
Total Equity	23	23	22	22	19
Total Liabilities & Equity	160	171	174	172	179
Shares Outstanding	3	3	3	3	3
Number of Employees	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -
Net Debt	26	45	39	34	34
Net Debt to Equity	113.85	196.4	172.16	158.32	177.72
Tangible Common Equity Ratio	14.1	13.33	12.84	12.64	10.7
Current Ratio	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2004 Y	2005 Y	2006 Y	2007 Y	2008 Y
+ Net Income	- -	- -	- -	- -	-2
+ Depreciation & Amortization	- -	- -	- -	- -	- -
+ Non-Cash Items	- -	- -	1	- -	3
+ Stock-Based Compensation	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	1	- -	3
+ Chg in Non-Cash Work Cap	- -	- -	- -	1	-1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	- -	1	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -
Cash from Operating Activities	1	- -	1	2	- -
+ Change in Fixed & Intang	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -
+ Net Change in LT Investment	2	2	1	1	3
+ Dec in LT Investment	3	2	1	1	4
+ Inc in LT Investment	-1	-1	-1	- -	- -
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -
+ Other Investing Activities	-25	-27	-3	-1	-10
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -
Cash from Investing Activities	-22	-25	-2	- -	-6
+ Dividends Paid	- -	- -	- -	- -	- -
+ Net Cash From Debt	10	10	-5	- -	-2
+ Cash From Debt	10	14	6	10	- -
+ Repayments of Debt	- -	-5	-12	-10	-2
+ Other Financing Activities	23	1	8	-3	10
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -
Cash from Financing Activities	33	11	3	-3	9
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -
Net Changes in Cash	12	-14	2	-2	3
EBITDA	1	1	- -	- -	-2
EBITDA Margin (%)	19.52	16.88	10.61	9.14	-41.65
Free Cash Flow	1	- -	1	2	- -
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -
Free Cash Flow to Firm	1	- -	1	2	- -
Free Cash Flow to Equity	- -	10	-4	2	-2
Free Cash Flow per Basic Share	0.35	0.1	0.23	0.55	- -
Price/Free Cash Flow	30.58	99.24	41.64	15.1	-3,894.7
Cash Flow to Net Income	3.87	1.21	36.06	14.71	- -
Capital Expenditures	- -	- -	- -	- -	- -