Union Bankshares, Inc.

UNB

UNBUnion Bankshares, Inc. US flag

NASDAQ Global Market

25.12

USD

-0.37

- -

115.90MMarket Cap

Income Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	26	31	30	31	32	34	35	37	40	47	48	48	47	47	53
+ Sales & Services Revenue	26	31	30	31	32	34	35	37	40	47	48	48	47	47	53
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	12	14	13	13	13	15	15	20	17	19	21	20	21	23	25
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-12	-14	-13	-13	-13	-15	-15	-20	-17	-19	-21	-20	-21	-23	-25
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-6	-9	-9	-10	-11	-11	-12	-8	-12	-15	-16	-15	-13	-9	-12
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-6	-9	-9	-10	-11	-11	-12	-8	-12	-15	-16	-15	-13	-9	-12
Pretax Income	6	9	9	10	11	11	12	8	12	15	16	15	13	9	12
- Income Tax Expense (Benefit)	1	2	2	2	3	3	4	1	2	2	3	3	2	- -	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	5	7	7	8	8	9	8	7	11	13	13	13	11	9	11
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	5	7	7	8	8	9	8	7	11	13	13	13	11	9	11
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	5	7	7	8	8	9	8	7	11	13	13	13	11	9	11
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	5	7	7	8	8	9	8	7	11	13	13	13	11	9	11
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	1	1	1	1	2	2	2	2	2	2	2
EBITDA Margin (%)	3.01	3.36	3.61	3.71	3.89	4.16	3.93	3.71	4.35	4.41	3.97	3.76	3.5	3.4	3.06
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	19.86	21.75	23.99	24.89	24.52	24.83	23.83	18.92	26.66	27.36	27.57	26.34	24.03	18.71	20.82
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	1	1	1.01	1.04	1.08	1.11	1.15	1.19	1.23	1.27	1.31	1.39	1.42	1.43	1.42
Depreciation Expense	1	1	1	1	1	1	1	1	2	2	2	2	2	2	2
Basic Weighted Avg Shares	4	4	4	4	4	4	4	4	4	4	4	4	5	5	5
Basic EPS, GAAP	1.17	1.54	1.6	1.73	1.77	1.91	1.89	1.58	2.38	2.86	2.94	2.81	2.5	1.94	2.43
Basic EPS from Cont Ops	1.17	1.54	1.6	1.73	1.77	1.91	1.89	1.58	2.38	2.86	2.94	2.81	2.5	1.94	2.43
Diluted Weighted Avg Shares	4	4	4	4	4	4	4	4	4	4	4	4	5	5	5
Diluted EPS, GAAP	1.17	1.54	1.6	1.73	1.77	1.91	1.89	1.58	2.38	2.86	2.94	2.81	2.5	1.94	2.43
Diluted EPS from Cont Ops	1.17	1.54	1.6	1.73	1.77	1.91	1.89	1.58	2.38	2.86	2.94	2.81	2.5	1.94	2.43

Balance Sheet (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	73	48	57	63	71	79	79	87	99	124	286	271	284	265	255
+ Cash & Cash Equivalents	30	27	23	17	17	14	13	13	12	18	18	21	19	15	14
+ ST Investments	43	21	34	46	54	66	65	73	87	106	268	250	264	251	242
+ Accounts & Notes Receiv	2	2	2	2	2	2	2	3	- -	- -	- -	- -	- -	- -	- -
+ Accounts Receivable, Net	2	2	2	2	2	2	2	3	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-75	-49	-59	-65	-73	-82	-81	-90	-99	-124	-286	-271	-284	-265	-255
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	9	10	11	12	13	14	14	16	21	20	22	20	21	20	20
+ Property, Plant & Equip	17	19	20	22	23	25	25	28	33	33	36	37	39	40	40
- Accumulated Depreciation	8	9	9	10	10	11	11	12	12	13	15	16	18	19	20
+ LT Investments & Receivables	51	30	49	56	62	69	70	74	88	107	269	252	266	252	328
+ LT Investments	51	30	49	56	62	69	70	74	88	107	269	252	266	252	328
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-61	-40	-59	-68	-75	-83	-84	-90	-109	-127	-291	-272	-287	-272	-348
+ Total Intangible Assets	4	4	3	3	3	3	3	2	2	2	- -	- -	- -	- -	- -
+ Goodwill	2	2	2	2	2	2	2	2	2	2	- -	- -	- -	- -	- -
+ Other Intangible Assets	2	1	1	1	1	1	1	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-64	-44	-63	-71	-78	-86	-87	-92	-111	-129	-291	-272	-287	-272	-348
Total Assets	553	577	585	624	629	691	746	805	873	1,094	1,205	1,336	1,469	1,528	1,617
+ Payables & Accruals	4	6	4	5	5	6	8	6	10	11	10	13	- -	- -	- -
+ Accounts Payable	4	6	4	5	5	6	8	6	10	11	10	13	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-4	-6	-4	-5	-5	-6	-8	-6	-10	-11	-10	-13	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-4	-6	-4	-5	-5	-6	-8	-6	-10	-11	-10	-13	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	29	16	13	15	10	32	32	28	47	7	16	66	82	276	303
+ LT Borrowings	29	16	13	15	10	32	32	28	47	7	16	66	82	276	303
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-29	-16	-13	-15	-10	-32	-32	-28	-47	-7	-16	-66	-82	-276	-303
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	6	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-35	-18	-13	-15	-10	-32	-32	-28	-47	-7	-16	-66	-82	-276	-303
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	512	532	536	573	575	635	687	741	801	1,013	1,121	1,281	1,403	1,462	1,536
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	10	10	10	10	10	10	11	11	11	11	12	12	13	13	15
+ Common Stock	10	10	10	10	10	10	10	10	10	10	10	10	10	10	10
+ Additional Paid in Capital	- -	- -	- -	- -	1	1	1	1	1	1	2	2	3	3	5
- Treasury Stock	4	4	4	4	4	4	4	4	4	4	4	4	4	4	4
+ Retained Earnings	38	41	43	46	50	53	57	59	64	71	78	85	89	92	96
+ Other Equity	-4	-2	- -	-1	-2	-3	-5	-1	1	3	-2	-37	-32	-34	-26
Equity Before Minority Interest	40	45	50	51	54	56	59	64	72	81	84	55	66	66	81
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	40	45	50	51	54	56	59	64	72	81	84	55	66	66	81
Total Liabilities & Equity	553	577	585	624	629	691	746	805	873	1,094	1,205	1,336	1,469	1,528	1,617
Shares Outstanding	4	4	4	4	4	4	4	4	4	4	4	5	5	5	5
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-1	-11	-10	-2	-7	18	18	14	35	-11	-2	45	63	261	289
Net Debt to Equity	-2.17	-24.86	-19.31	-3.8	-13.83	31.66	31.32	22.45	48.99	-13.54	-2	81.99	95.45	393.11	357.61
Tangible Common Equity Ratio	6.65	7.22	7.96	7.75	8.06	7.74	7.52	7.75	8	7.21	7	4.13	4.48	4.35	5
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	5	7	7	8	8	9	8	7	11	13	13	13	11	9	11
+ Depreciation & Amortization	1	1	1	1	1	1	1	1	2	2	2	2	2	2	2
+ Non-Cash Items	1	-6	9	-6	7	-1	1	10	-2	-22	21	15	- -	1	3
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	1	-1	1	- -	- -	1	1	-1	- -	-1	- -	- -	- -	-2	-1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	-6	8	-6	6	-2	- -	10	-3	-21	20	14	-1	2	4
+ Chg in Non-Cash Work Cap	1	1	1	-1	-3	-1	-1	-1	1	- -	-7	- -	-4	1	1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	1	-1	-1	-1	-1
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	1	1	1	- -	-3	-1	-1	-1	1	1	-8	1	-2	2	2
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	7	3	18	2	13	8	10	17	12	-7	29	29	9	12	17
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-2	-1	-2	-2	-2	-2	-3	-6	-1	-4	-1	-2	-1	-1
+ Acq of Fixed Prod Assets	-1	-2	-1	-2	-2	-2	-2	-3	-6	-1	-4	-1	-2	-1	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	-23	20	-21	-7	-7	-9	- -	-10	-14	-18	-170	-33	-12	-2	-69
+ Dec in LT Investment	15	35	6	18	21	21	21	8	22	27	37	30	17	57	31
+ Inc in LT Investment	-39	-15	-27	-24	-27	-30	-21	-17	-36	-44	-207	-63	-29	-58	-100
+ Net Cash From Acq & Div	57	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	30	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	28	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-55	-18	-13	-13	-26	-30	-53	-56	-29	-107	-16	-174	-68	-122	-18
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-23	- -	-35	-22	-35	-41	-55	-68	-49	-126	-190	-208	-82	-125	-88
+ Dividends Paid	-4	-4	-5	-5	-5	-5	-5	-5	-6	-6	-6	-6	-6	-6	-6
+ Net Cash From Debt	-3	-11	- -	-4	- -	23	- -	-4	19	-40	9	50	56	175	40
+ Cash From Debt	1	2	2	- -	- -	25	10	16	40	- -	16	50	91	285	70
+ Repayments of Debt	-5	-13	-2	-4	- -	-3	-10	-20	-20	-40	-7	- -	-35	-110	-30
+ Other Financing Activities	33	34	6	39	3	37	50	59	37	250	100	107	64	-118	33
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	25	19	1	31	-2	54	45	50	51	205	104	151	113	51	68
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	10	22	-16	11	-24	21	-1	-1	14	72	-57	-28	40	-62	-4
EBITDA	1	1	1	1	1	1	1	1	2	2	2	2	2	2	2
EBITDA Margin (%)	3.01	3.36	3.61	3.71	3.89	4.16	3.93	3.71	4.35	4.41	3.97	3.76	3.5	3.4	3.06
Free Cash Flow	6	1	17	- -	11	6	8	14	5	-8	26	28	7	11	16
Net Cash Paid for Acquisitions	-57	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	6	1	17	- -	11	6	8	14	5	-8	26	28	7	11	16
Free Cash Flow to Equity	3	-9	17	-4	11	28	8	10	25	-48	35	78	63	186	56
Free Cash Flow per Basic Share	1.32	0.33	3.71	0.01	2.44	1.28	1.76	3.06	1.17	-1.8	5.73	6.32	1.61	2.45	3.5
Price/Free Cash Flow	9.58	15.82	5.37	24.15	8.06	21.14	19.97	10.78	8.98	-19.01	4.09	3.63	12.39	9.87	5.86
Cash Flow to Net Income	1.41	0.51	2.5	0.29	1.67	0.9	1.17	2.37	1.09	-0.55	2.22	2.3	0.82	1.39	1.55
Capital Expenditures	-1	-2	-1	-2	-2	-2	-2	-3	-6	-1	-4	-1	-2	-1	-1