University Bancorp, Inc.

UNIB

UNIBUniversity Bancorp, Inc. US flag

Other OTC

22.56

USD

- -

117.33MMarket Cap

Income Statement (USD)

API ChatGPT

	2006 Y	2007 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2006	12/31/2007	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	7	10	37	35	42	49	51	53	66	132	128	86	86	100	107
+ Sales & Services Revenue	7	10	37	35	42	49	51	53	66	132	128	86	86	100	107
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	-1	-4	-1	-5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	4	4	25	25	29	34	36	39	47	73	75	62	57	63	71
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-4	-4	-25	-25	-29	-34	-36	-39	-47	-73	-75	-62	-57	-63	-71
Operating Income (Loss)	- -	1	4	1	5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	- -	- -	- -	- -	-6	-5	-3	-5	-39	-36	-5	-9	-15	-12
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	- -	- -	-6	-5	-3	-5	-39	-36	-5	-9	-15	-12
Pretax Income	- -	1	4	1	5	6	5	3	5	39	36	5	9	15	12
- Income Tax Expense (Benefit)	- -	- -	1	- -	2	2	-1	1	1	8	8	1	2	3	2
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	- -	1	2	1	3	4	5	2	4	31	28	4	7	12	10
- Net Extraordinary Losses (Gains)	- -	- -	1	- -	- -	- -	1	- -	- -	5	5	1	3	3	2
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	1	- -	- -	- -	1	- -	- -	5	5	1	3	3	2
Income (Loss) Incl. MI	-1	- -	1	1	3	4	5	2	3	25	23	3	4	9	8
- Minority Interest	- -	- -	-1	- -	- -	- -	- -	- -	- -	-3	-3	- -	-1	-1	-1
Net Income, GAAP	- -	1	2	1	3	4	5	2	4	28	25	4	5	10	9
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	- -	1	2	1	3	4	5	2	3	28	25	4	5	10	9
EBIT	- -	1	4	1	5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	1	5	2	6	1	1	2	2	2	2	2	2	2	1
EBITDA Margin (%)	4.63	12.39	12.58	5.49	14.15	2.04	1.97	3.05	3.05	1.68	1.49	2.19	1.99	1.77	1.28
EBITA	- -	1	4	1	5	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	-3.97	8.74	10.05	2.8	11.79	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	-5.56	6.64	4.99	2.14	7.46	7.76	10.01	4.22	5.52	21.17	19.81	4.38	6.32	10.44	8.39
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	0.04	0.01	0.11	- -	- -	0.04	0.03	0.6	0.45	0.08	0.2	- -
Depreciation Expense	1	- -	1	1	1	1	1	2	2	2	2	2	2	2	1
Basic Weighted Avg Shares	4	4	- -	5	5	5	5	5	5	5	5	5	5	5	- -
Basic EPS, GAAP	-0.1	0.14	- -	0.16	0.62	0.75	0.99	0.43	0.64	5.39	5.2	0.74	1.07	2.02	- -
Basic EPS from Cont Ops	-0.1	0.15	- -	0.13	0.64	0.79	1.04	0.47	0.73	5.97	5.82	0.86	1.38	2.29	- -
Diluted Weighted Avg Shares	4	4	- -	5	5	5	5	5	5	5	5	5	5	5	- -
Diluted EPS, GAAP	-0.1	0.14	- -	0.16	0.62	0.75	0.98	0.42	0.63	5.31	5.13	0.73	1.07	2.02	- -
Diluted EPS from Cont Ops	-0.1	0.15	- -	0.13	0.64	0.79	1.04	0.46	0.73	5.89	5.74	0.85	1.38	2.29	- -

Balance Sheet (USD)

API ChatGPT

	2006 Y	2007 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2006	12/31/2007	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	27	14	15	10	62	44	101	91	114	200	97	86	25	32	27
+ Cash & Cash Equivalents	27	14	13	9	60	42	100	91	114	200	97	86	25	30	27
+ ST Investments	- -	- -	2	1	2	2	1	- -	- -	- -	- -	- -	- -	2	- -
+ Accounts & Notes Receiv	1	1	3	2	2	3	2	2	3	8	6	10	9	11	16
+ Accounts Receivable, Net	- -	- -	1	1	1	2	2	2	2	6	6	10	9	11	16
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	2	1	1	1	1	1	1	2	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-28	-14	-18	-11	-64	-47	-103	-93	-117	-208	-103	-96	-34	-43	-43
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	5	4	5	5	9	10	15	13	14	12	13	13	12
+ Property, Plant & Equip	- -	- -	11	9	9	10	15	17	24	25	27	27	29	31	31
- Accumulated Depreciation	- -	- -	6	5	4	5	6	7	9	11	13	15	16	18	19
+ LT Investments & Receivables	1	8	2	1	2	2	1	12	11	5	10	21	34	31	46
+ LT Investments	1	8	2	1	2	2	1	12	11	5	10	21	34	31	46
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-1	-8	-6	-6	-7	-7	-10	-21	-26	-18	-24	-33	-47	-44	-59
+ Total Intangible Assets	2	2	8	9	10	12	10	13	14	18	37	34	41	48	44
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	2	2	8	8	10	11	10	13	13	17	36	33	41	47	44
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-2	-10	-14	-14	-17	-19	-20	-34	-39	-36	-61	-67	-88	-92	-103
Total Assets	87	88	111	121	182	191	246	247	362	558	500	794	932	980	1,144
+ Payables & Accruals	- -	- -	5	4	6	6	7	6	7	17	14	11	8	4	7
+ Accounts Payable	- -	- -	1	1	1	1	1	2	1	2	3	2	3	4	7
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	4	3	5	5	5	4	6	15	11	9	5	1	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	90	66
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	90	66
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	-5	-4	-6	-6	-7	-6	-7	-17	-14	-11	-9	-94	-74
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	-5	-4	-6	-6	-7	-6	-7	-17	-14	-11	-9	-94	-74
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	- -	1	1	2	2	2	2	9	22	23	82	140	46	45
+ LT Borrowings	- -	- -	1	1	2	2	2	2	4	17	19	79	136	42	42
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	5	4	4	3	4	4	3
+ Other LT Liabilities	- -	- -	-1	-1	-2	-2	-2	-2	-9	-22	-23	-82	-140	-46	-45
+ Accrued Liabilities	- -	- -	3	4	5	6	3	4	5	7	10	7	9	9	8
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	- -	-5	-5	-6	-8	-5	-6	-14	-29	-33	-89	-149	-55	-53
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	79	79	97	106	165	170	220	214	325	495	415	706	837	874	1,006
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	7	7	6	6	8	8	8	12	12	12	10	10	8	8	33
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	7	7	6	6	8	8	8	12	12	12	10	10	8	8	33
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	4	3	3	- -	- -	- -
+ Retained Earnings	-1	- -	3	4	7	10	16	18	21	48	70	71	76	85	92
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	- -
Equity Before Minority Interest	5	6	9	10	15	18	23	30	34	57	77	79	84	94	125
+ Minority/Non Controlling Interest	3	3	5	5	3	3	3	3	3	6	9	9	11	12	13
Total Equity	8	9	14	15	17	21	26	33	37	63	86	88	95	106	138
Total Liabilities & Equity	87	88	111	121	182	191	246	247	362	558	500	794	932	980	1,144
Shares Outstanding	4	4	5	5	5	5	5	5	5	5	5	5	5	5	5
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	5	4	4	3	4	4	3
Net Debt	-27	-14	-12	-7	-58	-40	-98	-89	-110	-183	-78	-7	112	103	81
Net Debt to Equity	-347.13	-154.89	-84.3	-47.7	-335.49	-192.78	-373.5	-266.81	-298.18	-291.52	-91.27	-7.94	118.57	97.14	58.7
Tangible Common Equity Ratio	7.32	8.51	5.98	5.61	4.24	5.1	6.81	8.69	6.71	8.3	10.56	7.11	5.98	6.22	8.54
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2006 Y	2007 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2006	12/31/2007	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	- -	1	2	1	3	4	5	2	4	31	28	4	7	12	10
+ Depreciation & Amortization	1	- -	1	1	1	1	1	2	2	2	2	2	2	2	1
+ Non-Cash Items	- -	1	14	-14	-3	-15	-8	-1	-61	-58	30	52	- -	5	-48
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	1	- -	1	2	-2	1	1	2	3	-3	2	3	1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	1	12	-14	-5	-17	-7	-2	-62	-60	26	55	-2	3	-49
+ Chg in Non-Cash Work Cap	2	1	-3	1	- -	- -	2	-1	- -	3	-1	-8	-4	1	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	2	1	-3	1	- -	- -	2	-1	- -	3	-1	-8	-4	1	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	2	2	14	-11	1	-10	- -	2	-55	-22	58	50	5	20	-36
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	-1	-1	-1	-1	-3	-2	-2	-2	-3	-1	-1	-3	-1
+ Acq of Fixed Prod Assets	- -	- -	-1	-1	-1	-1	-3	-2	-2	-2	-3	-1	-1	-3	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4	- -	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	-4	- -	- -	- -	- -	- -
+ Net Change in LT Investment	- -	-7	- -	- -	-1	- -	1	-10	- -	6	-5	-13	-14	4	-14
+ Dec in LT Investment	- -	1	- -	- -	- -	- -	1	- -	4	7	3	1	2	18	8
+ Inc in LT Investment	- -	-8	- -	- -	-1	- -	- -	-11	-3	-1	-8	-15	-16	-15	-22
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-5	-9	6	-1	2	-10	11	2	-21	-28	-74	-352	-188	-55	-100
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-5	-16	5	-1	-1	-11	10	-11	-22	-24	-82	-366	-203	-54	-115
+ Dividends Paid	- -	- -	- -	- -	- -	-1	- -	- -	- -	- -	-3	-2	- -	-1	-2
+ Net Cash From Debt	- -	- -	- -	- -	- -	2	-3	- -	- -	- -	- -	13	14	15	4
+ Cash From Debt	- -	- -	- -	- -	- -	2	- -	- -	- -	- -	- -	14	14	15	4
+ Repayments of Debt	- -	- -	- -	- -	- -	- -	-3	- -	- -	- -	- -	-2	- -	- -	- -
+ Other Financing Activities	23	- -	-23	8	57	2	51	-1	99	136	-76	293	124	24	147
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	23	- -	-23	8	57	4	48	-1	99	132	-79	304	137	38	149
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	20	-14	-3	-4	57	-17	58	-9	22	86	-103	-12	-61	4	-2
EBITDA	- -	1	5	2	6	1	1	2	2	2	2	2	2	2	1
EBITDA Margin (%)	4.63	12.39	12.58	5.49	14.15	2.04	1.97	3.05	3.05	1.68	1.49	2.19	1.99	1.77	1.28
Free Cash Flow	2	2	13	-12	- -	-12	-3	- -	-56	-23	55	50	4	18	-38
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -
Free Cash Flow to Firm	- -	- -	13	-12	- -	-12	- -	- -	-56	-23	55	50	4	18	-38
Free Cash Flow to Equity	2	2	13	-12	- -	-9	-5	- -	-57	-24	55	62	17	33	-33
Free Cash Flow per Basic Share	0.48	0.52	- -	-2.47	-0.03	-2.28	-0.63	- -	-10.86	-4.54	11.46	10.09	0.82	3.41	- -
Price/Free Cash Flow	2.16	2.12	- -	-3.07	12.13	-4.2	15.87	9.6	-0.8	-3.26	1.8	1.64	11.58	3.73	- -
Cash Flow to Net Income	-5.06	3.47	7.84	-14.7	0.41	-2.68	-0.03	1.1	-15.1	-0.78	2.3	13.29	0.96	1.93	-4.04
Capital Expenditures	- -	- -	-1	-1	-1	-1	-3	-2	-2	-2	-3	-1	-1	-3	-1