ACNB Corporation

ACNB

ACNBACNB Corporation US flag

NASDAQ Capital Market

61.20

USD

+0.50

- -

624.98MMarket Cap

Income Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	46	46	45	46	48	49	61	73	78	93	94	105	106	108	152
+ Sales & Services Revenue	46	46	45	46	48	49	61	73	78	93	94	105	106	108	152
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	19	20	21	21	23	24	26	29	31	37	38	37	42	44	55
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-19	-20	-21	-21	-23	-24	-26	-29	-31	-37	-38	-37	-42	-44	-55
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-11	-11	-12	-13	-15	-15	-16	-27	-29	-23	-35	-45	-40	-40	-46
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-11	-11	-12	-13	-15	-15	-16	-27	-29	-23	-35	-45	-40	-40	-46
Pretax Income	11	11	12	13	15	15	16	27	29	23	35	45	40	40	46
- Income Tax Expense (Benefit)	2	2	3	3	4	4	7	5	6	4	7	9	8	9	9
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	9	9	9	10	11	11	10	22	24	18	28	36	32	32	37
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	9	9	9	10	11	11	10	22	24	18	28	36	32	32	37
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	9	9	9	10	11	11	10	22	24	18	28	36	32	32	37
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	9	9	9	10	11	11	10	22	24	18	28	36	32	32	37
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	2	2	2	2	2	2	2	3	3	4	3	4	3	3	7
EBITDA Margin (%)	4.81	4.42	4.4	4.51	3.66	3.65	3.79	3.91	3.47	3.92	3.66	3.62	3.16	2.8	4.44
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	18.44	19.23	20.56	22.48	22.95	22.04	16.18	29.77	30.57	19.74	29.6	34.11	29.77	29.39	24.42
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.76	0.76	0.76	0.77	0.8	0.8	0.8	0.89	0.98	1.01	1.03	1.07	1.14	1.26	1.4
Depreciation Expense	2	2	2	2	2	2	2	3	3	4	3	4	3	3	7
Basic Weighted Avg Shares	6	6	6	6	6	6	7	7	7	9	9	9	9	9	10
Basic EPS, GAAP	1.43	1.49	1.56	1.71	1.83	1.8	1.5	3.09	3.36	2.13	3.19	4.2	3.72	3.75	3.61
Basic EPS from Cont Ops	1.43	1.49	1.56	1.71	1.83	1.8	1.5	3.09	3.36	2.13	3.19	4.2	3.72	3.75	3.61
Diluted Weighted Avg Shares	6	6	6	6	6	6	7	7	7	9	9	9	9	9	10
Diluted EPS, GAAP	1.43	1.49	1.56	1.71	1.83	1.8	1.5	3.09	3.36	2.13	3.19	4.2	3.71	3.73	3.6
Diluted EPS from Cont Ops	1.43	1.49	1.56	1.71	1.83	1.8	1.5	3.09	3.36	2.13	3.19	4.2	3.71	3.73	3.6

Balance Sheet (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	232	217	148	138	144	162	192	203	305	737	1,147	722	518	441	69
+ Cash & Cash Equivalents	23	51	18	20	19	19	34	41	114	399	710	168	66	47	66
+ ST Investments	209	166	130	118	126	143	157	162	191	338	437	554	452	394	3
+ Accounts & Notes Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-232	-217	-148	-138	-144	-162	-192	-203	-305	-737	-1,147	-722	-518	-441	-69
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	14	15	16	18	18	18	27	26	29	36	34	30	29	28	35
+ Property, Plant & Equip	31	32	35	37	37	36	46	47	52	61	61	56	56	56	64
- Accumulated Depreciation	16	17	19	19	19	18	19	21	23	25	27	25	27	28	29
+ LT Investments & Receivables	223	221	229	195	201	201	206	193	214	352	447	621	518	460	532
+ LT Investments	223	221	229	195	201	201	206	193	214	352	447	621	518	460	532
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-238	-237	-245	-213	-219	-220	-233	-219	-243	-388	-482	-652	-547	-488	-567
+ Total Intangible Assets	9	9	8	8	7	7	22	24	24	49	48	55	53	52	87
+ Goodwill	6	6	6	6	6	6	20	20	20	42	42	44	44	44	64
+ Other Intangible Assets	3	2	2	1	1	1	3	4	4	7	6	10	9	8	22
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-247	-245	-253	-220	-226	-227	-255	-243	-267	-437	-530	-706	-600	-540	-654
Total Assets	1,005	1,050	1,046	1,090	1,148	1,206	1,595	1,648	1,720	2,555	2,787	2,526	2,419	2,395	3,228
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	46	- -	7	- -	- -	- -	- -	- -	1	- -	- -	- -	27	- -	45
+ ST Borrowings	46	- -	7	- -	- -	- -	- -	- -	1	- -	- -	- -	27	- -	45
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-46	- -	-7	- -	- -	- -	- -	- -	-1	- -	- -	- -	-27	- -	-45
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-46	- -	-7	- -	- -	- -	- -	- -	-1	- -	- -	- -	-27	- -	-45
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	71	60	83	81	76	74	95	84	70	57	38	24	198	258	260
+ LT Borrowings	71	60	83	81	76	74	95	84	66	54	35	21	195	255	255
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	4	3	3	3	3	3	4
+ Other LT Liabilities	-71	-60	-83	-81	-76	-74	-95	-84	-70	-57	-38	-24	-198	-258	-260
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-71	-60	-83	-81	-76	-74	-95	-84	-70	-57	-38	-24	-198	-258	-260
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	907	949	939	980	1,033	1,086	1,441	1,480	1,531	2,297	2,515	2,280	2,141	2,092	2,808
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	24	24	25	25	26	26	55	56	57	116	117	118	120	122	207
+ Common Stock	15	15	15	15	15	15	18	18	18	22	22	22	22	22	28
+ Additional Paid in Capital	9	9	10	10	10	11	38	38	40	94	95	96	98	99	180
- Treasury Stock	1	1	1	1	1	1	1	1	1	1	2	9	11	11	22
+ Retained Earnings	74	78	83	88	95	101	106	122	139	148	167	194	213	235	257
+ Other Equity	1	- -	- -	-3	-5	-6	-7	-9	-6	-6	-10	-58	-45	-42	-22
Equity Before Minority Interest	97	101	107	110	115	120	154	168	190	258	272	245	277	303	420
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	97	101	107	110	115	120	154	168	190	258	272	245	277	303	420
Total Liabilities & Equity	1,005	1,050	1,046	1,090	1,148	1,206	1,595	1,648	1,720	2,555	2,787	2,526	2,419	2,395	3,228
Shares Outstanding	6	6	6	6	6	6	7	7	7	9	9	9	9	9	10
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	4	3	3	3	3	3	4
Net Debt	95	9	71	61	58	55	60	43	-47	-346	-675	-147	156	208	235
Net Debt to Equity	96.98	8.46	66.84	55.68	50.34	46.08	39.07	25.36	-24.96	-133.97	-248.22	-60.06	56.3	68.61	55.89
Tangible Common Equity Ratio	8.85	8.89	9.5	9.47	9.41	9.43	8.38	8.88	9.76	8.32	8.18	7.71	9.48	10.72	10.6
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	9	9	9	10	11	11	10	22	24	18	28	36	32	32	37
+ Depreciation & Amortization	2	2	2	2	2	2	2	3	3	4	3	4	3	3	7
+ Non-Cash Items	8	-2	8	- -	-1	-1	- -	3	-2	5	9	4	5	-2	1
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	1
+ Deferred Income Taxes	- -	- -	- -	1	- -	- -	2	1	- -	-1	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	8	-2	8	-1	-1	-1	-2	2	-3	5	9	3	4	-3	-1
+ Chg in Non-Cash Work Cap	-1	1	-1	-1	3	- -	5	2	2	-1	2	-4	- -	7	9
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	-1	-1	- -	-2	1	-1	-1	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	1	-1	-1	- -	1	1	-1
+ Inc (Dec) in Other	- -	1	-1	-1	3	1	6	3	- -	2	2	-2	1	6	10
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	18	9	18	11	14	12	17	30	26	25	42	39	41	40	54
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	3	- -	- -	- -	2	- -	- -	- -	- -	- -	1	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	3	- -	- -	- -	2	- -	- -	- -	- -	- -	1	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	-2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	1	- -	1	1	1	-1	-6	-1	- -	-11
+ Increase in Capital Stock	- -	- -	- -	- -	- -	1	- -	1	1	1	- -	1	1	- -	1
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-2	-7	-2	- -	-11
+ Net Change in LT Investment	-16	1	-14	32	-8	-4	15	12	-18	-113	-108	-240	111	60	46
+ Dec in LT Investment	56	65	47	55	36	46	45	51	27	105	109	66	160	60	228
+ Inc in LT Investment	-72	-64	-61	-22	-44	-50	-30	-39	-45	-218	-217	-307	-49	- -	-183
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	6	-3	-1	35	- -	-7	- -	- -	36
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	6	- -	- -	35	- -	- -	- -	- -	36
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	-3	-1	-1	- -	-8	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-30	-21	-24	-77	-56	-57	-73	-63	27	-37	168	-85	-95	-57	-17
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-48	-18	-38	-44	-64	-59	-52	-54	8	-115	61	-332	15	2	65
+ Dividends Paid	-5	-5	-5	-5	-5	-5	-5	-6	-7	-9	-9	-9	-10	-11	-14
+ Net Cash From Debt	-3	-11	24	-5	-4	-3	15	-13	-18	-22	-19	-7	190	60	-40
+ Cash From Debt	7	10	39	28	18	16	30	18	7	- -	15	8	190	60	- -
+ Repayments of Debt	-10	-21	-14	-33	-22	-19	-14	-31	-25	-22	-34	-15	- -	- -	-40
+ Other Financing Activities	36	53	-34	44	58	55	40	50	64	404	238	-227	-337	-110	-35
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	29	37	-13	35	49	47	50	31	40	374	208	-249	-158	-61	-100
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-2	29	-33	2	-1	- -	16	6	73	285	311	-542	-102	-19	18
EBITDA	2	2	2	2	2	2	2	3	3	4	3	4	3	3	7
EBITDA Margin (%)	4.81	4.42	4.4	4.51	3.66	3.65	3.79	3.91	3.47	3.92	3.66	3.62	3.16	2.8	4.44
Free Cash Flow	16	9	18	11	14	12	17	30	26	25	42	39	41	40	54
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	-6	3	1	-35	- -	7	- -	- -	-36
Free Cash Flow to Firm	16	9	18	11	14	12	17	30	26	25	42	39	41	40	54
Free Cash Flow to Equity	13	1	42	6	10	11	32	16	7	4	23	33	231	100	13
Free Cash Flow per Basic Share	2.73	1.56	3.01	1.8	2.39	2	2.6	4.2	3.64	2.95	4.83	4.6	4.77	4.68	5.23
Price/Free Cash Flow	4.09	10.35	6	12.07	8.93	15.6	11.37	9.35	10.38	8.48	6.48	8.65	9.42	8.55	9.27
Cash Flow to Net Income	2.14	1.05	1.93	1.05	1.31	1.12	1.74	1.36	1.08	1.38	1.51	1.1	1.28	1.25	1.45
Capital Expenditures	-2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -