Commercial Bancgroup, Inc. Common Stock

CBK

CBKCommercial Bancgroup, Inc. Common Stock US flag

NASDAQ Global Select

33.34

USD

-0.19

- -

456.80MMarket Cap

Income Statement (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	82	88	90
+ Sales & Services Revenue	82	88	90
- Cost of Revenue	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -
Gross Profit	- -	- -	- -
+ Other Operating Income	- -	- -	- -
- Operating Expenses	- -	- -	- -
+ Selling, General & Admin	22	26	24
+ Research & Development	- -	- -	- -
+ Other Operating Expense	-22	-26	-24
Operating Income (Loss)	- -	- -	- -
- Non-Operating (Income) Loss	-40	-41	-47
+ Interest Expense, Net	- -	- -	- -
+ Interest Expense	- -	- -	- -
- Interest Income	- -	- -	- -
+ Other Non-Op (Income) Loss	-40	-41	-47
Pretax Income	40	41	47
- Income Tax Expense (Benefit)	8	9	10
- (Income) Loss from Affiliates	- -	- -	- -
Income (Loss) from Cont Ops	31	32	37
- Net Extraordinary Losses (Gains)	1	1	- -
+ Discontinued Operations	- -	- -	- -
+ Extraord. & Accounting Changes	1	1	- -
Income (Loss) Incl. MI	30	31	37
- Minority Interest	-1	- -	- -
Net Income, GAAP	31	31	37
- Preferred Dividends	- -	- -	- -
- Other Adjustments	- -	- -	- -
Net Income Avail to Common, GAAP	31	31	37
EBIT	- -	- -	- -
EBITDA	4	4	4
EBITDA Margin (%)	4.33	4.69	4.1
EBITA	- -	- -	- -
Gross Margin (%)	100	100	100
Operating Margin (%)	- -	- -	- -
Profit Margin (%)	37.58	35.81	41.18
Sales per Employee	- -	- -	- -
Dividend per Share	0.12	0.16	0.16
Depreciation Expense	4	4	4
Basic Weighted Avg Shares	12	12	13
Basic EPS, GAAP	2.52	2.58	2.95
Basic EPS from Cont Ops	2.56	2.6	2.95
Diluted Weighted Avg Shares	12	12	14
Diluted EPS, GAAP	2.48	2.54	2.69
Diluted EPS from Cont Ops	2.52	2.56	2.69

Balance Sheet (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -
+ Cash, Cash Equivalents & STI	197	234	162
+ Cash & Cash Equivalents	145	134	119
+ ST Investments	52	100	43
+ Accounts & Notes Receiv	8	7	7
+ Accounts Receivable, Net	8	7	7
+ Notes Receivable, Net	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -
+ Inventories	- -	- -	- -
+ Raw Materials	- -	- -	- -
+ Work In Process	- -	- -	- -
+ Finished Goods	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -
+ Other Inventory	- -	- -	- -
+ Other ST Assets	-205	-241	-170
+ Misc ST Assets	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -
+ Property, Plant & Equip, Net	52	50	50
+ Property, Plant & Equip	84	79	79
- Accumulated Depreciation	31	28	29
+ LT Investments & Receivables	211	176	141
+ LT Investments	211	176	141
+ LT Receivables	- -	- -	- -
+ Other LT Assets	-263	-226	-191
+ Total Intangible Assets	16	14	13
+ Goodwill	9	9	9
+ Other Intangible Assets	8	5	4
+ LT Deferred Tax Assets	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -
+ Misc LT Assets	-279	-240	-203
Total Assets	2,197	2,301	2,291
+ Payables & Accruals	4	4	3
+ Accounts Payable	4	4	3
+ Accrued Taxes	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -
+ ST Debt	14	13	12
+ ST Borrowings	14	13	12
+ ST Finance Leases	- -	- -	- -
+ Other ST Liabilities	-17	-17	-15
+ Deferred Revenue	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -
+ Misc ST Liabilities	-17	-17	-15
Total Current Liabilities	- -	- -	- -
+ LT Debt	124	87	136
+ LT Borrowings	124	87	136
+ LT Finance Leases	- -	- -	- -
+ Other LT Liabilities	-124	-87	-136
+ Accrued Liabilities	- -	- -	- -
+ Pension Liabilities	- -	- -	- -
+ Deferred Revenue	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -
+ Misc LT Liabilities	-124	-87	-136
Total Noncurrent Liabilities	- -	- -	- -
Total Liabilities	2,001	2,081	2,006
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Share Capital & APIC	9	10	39
+ Common Stock	- -	- -	- -
+ Additional Paid in Capital	9	9	38
- Treasury Stock	- -	- -	- -
+ Retained Earnings	183	212	248
+ Other Equity	-2	-2	-1
Equity Before Minority Interest	190	220	285
+ Minority/Non Controlling Interest	5	- -	- -
Total Equity	196	220	285
Total Liabilities & Equity	2,197	2,301	2,291
Shares Outstanding	13	13	14
Number of Employees	- -	- -	- -
Capital Leases - Total	- -	- -	- -
Net Debt	-7	-34	29
Net Debt to Equity	-3.69	-15.52	10.17
Tangible Common Equity Ratio	8.24	9.02	11.96
Current Ratio	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

+ Net Income	31	32	37
+ Depreciation & Amortization	4	4	4
+ Non-Cash Items	4	4	-1
+ Stock-Based Compensation	- -	2	- -
+ Deferred Income Taxes	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -
+ Other Non-Cash Adj	3	1	-1
+ Chg in Non-Cash Work Cap	- -	-1	-2
+ (Inc) Dec in Accts Receiv	-2	1	- -
+ (Inc) Dec in Inventories	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -
+ Inc (Dec) in Accts Payable	3	1	-1
+ Inc (Dec) in Other	-1	-3	-1
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Operating Activities	39	39	37
+ Change in Fixed & Intang	- -	- -	- -
+ Disp in Fixed & Intang	- -	3	- -
+ Disp of Fixed Prod Assets	- -	3	- -
+ Disp of Intangible Assets	- -	- -	- -
+ Acq of Fixed & Intang	-3	-3	-2
+ Acq of Fixed Prod Assets	-3	-3	-2
+ Acq of Intangible Assets	- -	- -	- -
+ Cash (Repurchase) of Equity	2	-2	29
+ Increase in Capital Stock	4	- -	30
+ Decrease in Capital Stock	-2	-2	-1
+ Net Change in LT Investment	19	34	38
+ Dec in LT Investment	35	81	173
+ Inc in LT Investment	-17	-47	-135
+ Net Cash From Acq & Div	8	- -	- -
+ Cash from Divestitures	8	- -	- -
+ Cash for Acq of Subs	- -	- -	- -
+ Cash for JVs	- -	- -	- -
+ Other Investing Activities	-152	-119	-69
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Investing Activities	-128	-85	-33
+ Dividends Paid	-1	-2	-2
+ Net Cash From Debt	7	-41	58
+ Cash From Debt	106	72	193
+ Repayments of Debt	-99	-112	-136
+ Other Financing Activities	176	113	-123
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Financing Activities	183	69	-38
Effect of Foreign Exchange Rates	- -	- -	- -
Net Changes in Cash	94	22	-34
EBITDA	4	4	4
EBITDA Margin (%)	4.33	4.69	4.1
Free Cash Flow	36	36	35
Net Cash Paid for Acquisitions	-8	- -	- -
Free Cash Flow to Firm	36	36	35
Free Cash Flow to Equity	- -	-2	93
Free Cash Flow per Basic Share	2.93	2.93	2.79
Price/Free Cash Flow	- -	- -	8.72
Cash Flow to Net Income	1.27	1.23	1
Capital Expenditures	-3	-3	-2