Home Bancorp, Inc.

HBCP

HBCPHome Bancorp, Inc. US flag

NASDAQ Global Select

68.80

USD

+0.43

- -

539.57MMarket Cap

Income Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	40	49	48	59	63	74	78	105	100	107	117	132	135	135	149
+ Sales & Services Revenue	40	49	48	59	63	74	78	105	100	107	117	132	135	135	149
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	19	20	21	25	26	29	29	38	40	39	41	50	51	53	55
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-19	-20	-21	-25	-26	-29	-29	-38	-40	-39	-41	-50	-51	-53	-55
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-8	-14	-11	-15	-19	-24	-29	-38	-34	-31	-60	-43	-50	-45	-58
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-8	-14	-11	-15	-19	-24	-29	-38	-34	-31	-60	-43	-50	-45	-58
Pretax Income	8	14	11	15	19	24	29	38	34	31	60	43	50	45	58
- Income Tax Expense (Benefit)	3	5	4	5	7	8	12	7	6	6	12	8	10	9	12
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	5	9	7	10	13	16	17	32	28	25	49	34	40	36	46
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	5	9	7	10	13	16	17	32	28	25	49	34	40	36	46
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	5	9	7	10	13	16	17	32	28	25	49	34	40	36	46
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	5	9	7	10	13	16	17	32	28	25	49	34	40	36	46
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	2	2	2	2	2	2	3	3	3	3	3	4	3	3
EBITDA Margin (%)	3.6	3.36	3.38	3.2	3.14	2.78	2.77	2.52	2.97	3.03	2.63	2.63	2.64	2.59	2.23
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	12.9	18.77	15.23	16.67	19.82	21.76	21.62	29.96	27.82	23.25	41.46	25.83	29.74	27.01	30.97
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	0.08	0.32	0.44	0.57	0.74	0.87	0.91	0.94	0.96	1.02	1.03	1.16
Depreciation Expense	1	2	2	2	2	2	2	3	3	3	3	3	4	3	3
Basic Weighted Avg Shares	7	7	7	7	7	7	7	9	9	9	8	8	8	8	8
Basic EPS, GAAP	0.72	1.33	1.11	1.51	1.87	2.34	2.37	3.48	3.08	2.85	5.8	4.19	5.01	4.58	5.93
Basic EPS from Cont Ops	0.72	1.33	1.11	1.51	1.87	2.34	2.37	3.48	3.08	2.85	5.8	4.19	5.01	4.58	5.93
Diluted Weighted Avg Shares	7	7	7	7	7	7	7	9	9	9	8	8	8	8	8
Diluted EPS, GAAP	0.71	1.28	1.06	1.42	1.79	2.25	2.28	3.4	3.05	2.85	5.77	4.16	4.99	4.55	5.87
Diluted EPS from Cont Ops	0.71	1.28	1.06	1.42	1.79	2.25	2.28	3.4	3.05	2.85	5.77	4.16	4.99	4.55	5.87

Balance Sheet (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	193	200	185	209	207	215	388	321	298	443	929	574	92	501	181
+ Cash & Cash Equivalents	37	43	36	35	30	31	153	61	40	188	602	88	76	99	142
+ ST Investments	155	157	150	175	177	184	235	260	257	255	328	487	16	403	39
+ Accounts & Notes Receiv	32	24	26	37	50	36	36	44	42	40	41	74	- -	- -	- -
+ Accounts Receivable, Net	32	24	26	37	50	36	36	44	42	40	41	74	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-225	-224	-211	-247	-257	-251	-424	-365	-339	-483	-970	-648	-92	-501	-181
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	32	31	31	38	41	40	46	47	46	45	44	44	42	42	49
+ Property, Plant & Equip	42	43	44	53	56	54	60	64	65	67	67	70	71	74	83
- Accumulated Depreciation	10	12	13	15	15	14	15	16	19	21	23	26	29	32	34
+ LT Investments & Receivables	159	159	159	187	191	197	248	271	264	258	330	488	435	404	393
+ LT Investments	159	159	159	187	191	197	248	271	264	258	330	488	435	404	393
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-190	-190	-190	-224	-232	-237	-294	-318	-311	-303	-373	-531	-477	-446	-442
+ Total Intangible Assets	- -	- -	- -	- -	- -	13	68	66	64	63	62	88	86	85	84
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	58	58	82	82	82	82
+ Other Intangible Assets	- -	- -	- -	- -	- -	13	68	66	64	5	3	6	5	4	2
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-190	-190	-190	-224	-232	-249	-362	-384	-375	-366	-435	-619	-563	-531	-525
Total Assets	964	963	984	1,221	1,552	1,557	2,228	2,154	2,200	2,592	2,938	3,228	3,320	3,444	3,493
+ Payables & Accruals	5	4	4	6	17	10	12	12	17	22	19	29	- -	- -	- -
+ Accounts Payable	5	4	4	6	17	10	12	12	17	22	19	29	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	53	10	87	31	40	40	4	- -	- -	- -	- -	155	150	137	- -
+ ST Borrowings	53	10	87	31	40	40	4	- -	- -	- -	- -	155	150	137	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-58	-14	-91	-37	-57	-50	-16	-12	-17	-22	-19	-184	-150	-137	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-58	-14	-91	-37	-57	-50	-16	-12	-17	-22	-19	-184	-150	-137	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	41	36	10	16	85	79	68	64	46	34	32	81	102	98	58
+ LT Borrowings	41	36	10	16	85	79	68	64	46	34	32	81	102	98	58
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-41	-36	-10	-16	-85	-79	-68	-64	-46	-34	-32	-81	-102	-98	-58
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-41	-36	-10	-16	-85	-79	-68	-64	-46	-34	-32	-81	-102	-98	-58
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	830	821	842	1,067	1,387	1,377	1,950	1,850	1,884	2,270	2,586	2,898	2,953	3,048	3,058
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	90	91	92	93	77	79	165	168	169	165	165	165	166	168	169
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	90	91	92	93	77	79	165	168	169	165	165	165	166	168	169
- Treasury Stock	16	22	28	29	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	67	76	84	93	92	105	117	141	150	154	189	206	235	259	285
+ Other Equity	2	3	- -	1	1	- -	-1	-2	1	5	1	-39	-31	-30	-18
Equity Before Minority Interest	134	142	142	154	165	180	278	304	316	322	352	330	367	396	435
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	134	142	142	154	165	180	278	304	316	322	352	330	367	396	435
Total Liabilities & Equity	964	963	984	1,221	1,552	1,557	2,228	2,154	2,200	2,592	2,938	3,228	3,320	3,444	3,493
Shares Outstanding	7	7	7	7	7	7	9	9	9	8	8	8	8	8	8
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	56	3	61	13	95	87	-81	4	6	-154	-570	148	177	137	-84
Net Debt to Equity	41.9	2.25	43.28	8.37	57.69	48.56	-29.16	1.21	1.85	-47.83	-162.04	44.86	48.05	34.59	-19.28
Tangible Common Equity Ratio	13.93	14.7	14.42	12.62	10.64	10.82	9.71	11.4	11.79	10.23	10.08	7.71	8.69	9.26	10.3
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	5	9	7	10	13	16	17	32	28	25	49	34	40	36	46
+ Depreciation & Amortization	1	2	2	2	2	2	2	3	3	3	3	3	4	3	3
+ Non-Cash Items	14	1	10	13	8	11	16	23	9	19	9	15	8	8	5
+ Stock-Based Compensation	2	2	2	1	1	2	2	3	2	2	2	2	2	3	3
+ Deferred Income Taxes	2	- -	-1	1	1	- -	5	2	- -	-2	3	-1	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	11	-1	9	11	6	10	9	18	7	18	4	14	6	5	2
+ Chg in Non-Cash Work Cap	-3	-1	2	3	13	-8	-10	-10	4	2	-5	-2	-11	1	- -
+ (Inc) Dec in Accts Receiv	-3	1	2	8	9	-1	-3	-9	- -	-1	-3	-10	-8	1	5
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	-1	- -	-4	5	-7	-6	- -	5	4	-2	10	-2	2	-3
+ Inc (Dec) in Other	-1	-1	- -	- -	-1	- -	- -	-1	-1	-1	-1	-1	-1	-1	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	18	11	21	28	36	20	25	47	44	49	56	51	41	49	55
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	1	- -	- -	2	4	1	1	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	1	- -	- -	2	4	1	1	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-1	-1	-3	-1	-4	-2	-5	-4	-2	-2	-3	-2	-4	-10
+ Acq of Fixed Prod Assets	-1	-1	-1	-3	-1	-4	-2	-5	-4	-2	-2	-3	-2	-4	-10
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-5	-6	-6	-1	-3	- -	- -	-1	-15	-14	-9	-11	-5	-5	-14
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	-5	-6	-6	-1	-3	- -	- -	-1	-15	-14	-9	-11	-5	-5	-14
+ Net Change in LT Investment	16	1	-5	71	30	-9	- -	-21	8	9	-81	-180	63	33	29
+ Dec in LT Investment	80	49	38	97	52	38	57	58	76	101	87	59	63	44	55
+ Inc in LT Investment	-64	-48	-43	-26	-22	-47	-57	-78	-69	-92	-168	-238	- -	-11	-26
+ Net Cash From Acq & Div	-17	- -	- -	-23	-56	- -	68	- -	- -	- -	- -	-27	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	68	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	-17	- -	- -	-23	-56	- -	- -	- -	- -	- -	- -	-27	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-45	7	-36	-46	-37	-2	12	- -	-76	-267	138	-286	-156	-137	-22
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-48	8	-43	-2	-62	-12	79	-25	-72	-260	55	-495	-94	-107	-3
+ Dividends Paid	- -	- -	- -	- -	-2	-3	-4	-7	-8	-8	-8	-8	-8	-8	-9
+ Net Cash From Debt	- -	- -	51	-59	2	-6	-64	-13	-18	-12	-3	204	16	-17	-178
+ Cash From Debt	- -	- -	2,091	13,973	4,932	2,642	131	3	6	120	- -	209	17,421	1,073	3,599
+ Repayments of Debt	- -	- -	-2,040	-14,031	-4,930	-2,649	-195	-16	-24	-132	-3	-5	-17,404	-1,090	-3,777
+ Other Financing Activities	31	-6	-30	30	25	5	86	-92	50	393	322	-255	38	111	193
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	25	-11	15	-30	21	-4	18	-113	9	359	303	-70	41	81	-9
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-5	8	-7	-4	-4	5	121	-91	-20	148	413	-514	-12	23	43
EBITDA	1	2	2	2	2	2	2	3	3	3	3	3	4	3	3
EBITDA Margin (%)	3.6	3.36	3.38	3.2	3.14	2.78	2.77	2.52	2.97	3.03	2.63	2.63	2.64	2.59	2.23
Free Cash Flow	16	10	20	25	35	16	23	42	40	47	53	48	39	45	44
Net Cash Paid for Acquisitions	17	- -	- -	23	56	- -	-68	- -	- -	- -	- -	27	- -	- -	- -
Free Cash Flow to Firm	16	10	20	25	35	16	23	42	40	47	53	48	39	45	44
Free Cash Flow to Equity	16	11	71	-34	39	14	-40	30	22	35	51	253	56	28	-134
Free Cash Flow per Basic Share	2.3	1.43	3.03	3.76	5.27	2.39	3.21	4.64	4.42	5.4	6.35	5.96	4.9	5.62	5.7
Price/Free Cash Flow	5.98	10.24	5.73	5.11	4.92	11.17	11.96	6.31	7.51	4.76	6.01	6.09	7.81	7.01	7.01
Cash Flow to Net Income	3.42	1.23	2.92	2.83	2.88	1.28	1.47	1.49	1.57	1.98	1.15	1.5	1.03	1.34	1.18
Capital Expenditures	-1	-1	-1	-3	-1	-4	-2	-5	-4	-2	-2	-3	-2	-4	-10