Veritex Holdings, Inc.

VBTX

VBTXVeritex Holdings, Inc. US flag

NASDAQ Global Market

30.26

USD

+0.30

- -

1.66BMarket Cap

Income Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Sales/Revenue/Turnover	14	21	23	28	35	47	76	126	315	313	333	423	449	426
+ Sales & Services Revenue	14	21	23	28	35	47	76	126	315	313	333	423	449	426
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	8	10	10	11	13	16	22	33	76	83	100	125	131	150
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-8	-10	-10	-11	-13	-16	-22	-33	-76	-83	-100	-125	-131	-150
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	-2	-5	-8	-13	-19	-28	-50	-116	-88	-176	-187	-144	-139
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	-2	-5	-8	-13	-19	-28	-50	-116	-88	-176	-187	-144	-139
Pretax Income	- -	2	5	8	13	19	28	50	116	88	176	187	144	139
- Income Tax Expense (Benefit)	- -	- -	2	3	4	6	13	11	25	14	37	40	36	32
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	- -	1	3	5	9	13	15	39	91	74	140	146	108	107
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	- -	1	3	5	9	13	15	39	91	74	140	146	108	107
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	- -	1	3	5	9	13	15	39	91	74	140	146	108	107
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	- -	1	3	5	9	13	15	39	91	74	140	146	108	107
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	1	2	3	7	16	16	16	19	19	20
EBITDA Margin (%)	5.54	5.17	5.46	4.86	4.03	3.59	3.73	5.61	5.06	5.06	4.72	4.42	4.34	4.62
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	0.79	7.13	14.54	18.7	25	26.45	19.91	31.2	28.79	23.59	41.86	34.62	24.12	25.19
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.01	0.01	0.01	0.01	0.01	- -	0.01	- -	0.5	0.68	0.74	0.8	0.8	0.8
Depreciation Expense	1	1	1	1	1	2	3	7	16	16	16	19	19	20
Basic Weighted Avg Shares	9	9	9	7	10	11	18	24	53	50	49	53	54	54
Basic EPS, GAAP	- -	0.15	0.37	0.73	0.86	1.16	0.82	1.63	1.71	1.48	2.83	2.75	2	1.97
Basic EPS from Cont Ops	0.01	0.16	0.38	0.74	0.87	1.16	0.82	1.63	1.71	1.48	2.83	2.75	2	1.97
Diluted Weighted Avg Shares	9	9	9	7	10	11	19	25	54	50	50	54	55	55
Diluted EPS, GAAP	- -	0.15	0.37	0.72	0.84	1.13	0.8	1.6	1.68	1.48	2.77	2.71	1.98	1.95
Diluted EPS from Cont Ops	0.01	0.16	0.38	0.73	0.85	1.13	0.81	1.6	1.68	1.48	2.77	2.71	1.98	1.95

Balance Sheet (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	53	77	93	72	235	149	84	1,216	1,255	1,373	1,532	1,448	1,873
+ Cash & Cash Equivalents	- -	53	77	93	72	235	149	84	252	231	380	436	629	855
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -	964	1,024	993	1,096	819	1,018
+ Accounts & Notes Receiv	- -	1	1	2	2	3	8	9	- -	- -	- -	- -	- -	- -
+ Accounts Receivable, Net	- -	1	1	2	2	3	8	9	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-54	-78	-95	-74	-238	-157	-93	-1,216	-1,255	-1,373	-1,532	-1,448	-1,873
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	10	10	11	17	17	75	78	119	115	109	109	106	113
+ Property, Plant & Equip	- -	12	12	15	22	23	82	88	132	133	131	135	137	150
- Accumulated Depreciation	- -	1	2	3	4	6	7	10	14	18	22	27	31	36
+ LT Investments & Receivables	- -	32	48	49	80	110	242	265	1,013	1,071	1,069	1,303	1,280	1,502
+ LT Investments	- -	32	48	49	80	110	242	265	1,013	1,071	1,069	1,303	1,280	1,502
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-43	-58	-61	-98	-127	-317	-344	-1,132	-1,186	-1,178	-1,412	-1,385	-1,615
+ Total Intangible Assets	- -	21	21	20	29	29	180	177	443	433	470	458	446	433
+ Goodwill	- -	19	19	19	27	27	159	161	371	371	404	404	404	404
+ Other Intangible Assets	- -	2	2	1	2	2	20	16	72	62	66	53	42	29
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-64	-79	-81	-127	-156	-497	-521	-1,575	-1,619	-1,648	-1,870	-1,832	-2,048
Total Assets	- -	524	665	802	1,040	1,409	2,946	3,209	7,955	8,821	9,757	12,154	12,394	12,768
+ Payables & Accruals	- -	1	1	1	1	1	5	5	44	62	69	178	- -	- -
+ Accounts Payable	- -	1	1	1	1	1	5	5	44	62	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	69	178	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	-1	-1	-1	-1	-1	-5	-5	-44	-62	-69	-178	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	-1	-1	-1	-1	-1	-5	-5	-44	-62	-69	-178	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	13	23	48	36	46	103	45	823	1,040	1,005	1,404	330	231
+ LT Borrowings	- -	13	23	48	36	46	103	45	823	1,040	1,005	1,404	330	231
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	-13	-23	-48	-36	-46	-103	-45	-823	-1,040	-1,005	-1,404	-330	-231
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-13	-23	-48	-36	-46	-103	-45	-823	-1,040	-1,005	-1,404	-330	-231
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	462	599	689	908	1,169	2,457	2,678	6,764	7,617	8,442	10,705	10,863	11,167
+ Preferred Equity and Hybrid Capital	- -	8	8	8	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	54	55	98	116	211	446	450	1,118	1,127	1,143	1,307	1,318	1,329
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	1	1	1	1	1	1
+ Additional Paid in Capital	- -	54	55	97	116	211	446	449	1,118	1,126	1,143	1,307	1,318	1,329
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	95	152	168	168	168	171
+ Retained Earnings	- -	- -	3	8	17	29	45	84	148	172	275	379	444	508
+ Other Equity	- -	- -	- -	- -	- -	-1	-1	-3	19	56	64	-69	-63	-65
Equity Before Minority Interest	- -	62	66	113	132	239	489	531	1,191	1,203	1,315	1,450	1,531	1,601
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	- -	62	66	113	132	239	489	531	1,191	1,203	1,315	1,450	1,531	1,601
Total Liabilities & Equity	- -	524	665	802	1,040	1,409	2,946	3,209	7,955	8,821	9,757	12,154	12,394	12,768
Shares Outstanding	- -	9	9	9	11	15	24	24	51	49	49	54	54	55
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	- -	-40	-54	-45	-35	-188	-46	-40	572	810	626	968	-299	-624
Net Debt to Equity	- -	-64.77	-80.88	-39.87	-26.57	-78.82	-9.45	-7.49	48.03	67.28	47.57	66.75	-19.54	-39
Tangible Common Equity Ratio	- -	6.53	5.82	10.86	10.17	15.23	11.17	11.66	9.95	9.19	9.1	8.48	9.08	9.47
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

+ Net Income	- -	1	3	5	9	13	15	39	91	74	140	146	108	107
+ Depreciation & Amortization	1	1	1	1	1	2	3	7	16	16	16	19	19	20
+ Non-Cash Items	1	- -	3	-6	7	-2	12	4	13	36	27	35	24	11
+ Stock-Based Compensation	- -	- -	- -	- -	1	1	2	4	23	8	11	12	12	12
+ Deferred Income Taxes	- -	- -	- -	- -	- -	-1	5	3	9	-9	5	-6	-3	-1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	28	- -
+ Other Non-Cash Adj	1	-1	3	-6	7	-2	5	-3	-19	37	11	27	-14	1
+ Chg in Non-Cash Work Cap	- -	-1	-2	1	-1	-1	-3	- -	-16	-19	12	-8	-8	-2
+ (Inc) Dec in Accts Receiv	- -	- -	-2	1	- -	-2	-1	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	1	- -	- -	1	-1	1	-16	4	1	49	37	10
+ Inc (Dec) in Other	- -	- -	- -	- -	-1	-1	-1	-1	- -	-22	11	-57	-45	-12
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	3	2	6	2	16	11	27	50	104	108	193	193	144	136
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	15	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	2	15	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-1	-1	-2	-2	-1	-45	-5	-8	-3	-14	-5	-2	-13
+ Acq of Fixed Prod Assets	-1	-1	-1	-2	-2	-1	-41	-5	-8	-3	-14	-5	-2	-13
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	-4	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	13	1	1	41	- -	95	57	- -	-95	-57	-16	154	- -	-4
+ Increase in Capital Stock	13	1	1	41	- -	95	57	- -	- -	- -	- -	154	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	-95	-57	-16	- -	- -	-4
+ Net Change in LT Investment	31	11	-17	- -	-27	-29	96	-48	-76	-28	-80	-397	78	-215
+ Dec in LT Investment	109	255	130	311	318	328	936	772	701	1,150	210	108	1,456	1,481
+ Inc in LT Investment	-78	-244	-147	-311	-345	-357	-840	-820	-777	-1,178	-290	-505	-1,378	-1,696
+ Net Cash From Acq & Div	23	- -	- -	- -	11	- -	21	-32	120	- -	-56	- -	- -	- -
+ Cash from Divestitures	23	- -	- -	- -	11	- -	32	- -	120	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	-11	-32	- -	- -	-56	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-47	-106	-102	-115	-128	-173	-197	-315	-82	-845	-682	-1,997	-124	47
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	5	-96	-120	-117	-146	-203	-125	-400	-46	-875	-816	-2,399	-48	-181
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	-27	-34	-37	-42	-43	-44
+ Net Cash From Debt	- -	- -	- -	- -	- -	- -	- -	-58	425	218	-35	397	-1,075	-100
+ Cash From Debt	- -	- -	- -	- -	- -	- -	- -	- -	425	223	- -	35,050	48,817	- -
+ Repayments of Debt	- -	- -	- -	- -	- -	- -	- -	-58	- -	-5	-35	-34,652	-49,892	-100
+ Other Financing Activities	31	83	136	90	108	261	-44	343	-194	620	859	1,753	1,215	418
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	43	84	137	131	108	356	12	285	109	746	772	2,263	96	270
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	51	-10	23	17	-22	163	-86	-65	167	-21	149	56	193	226
EBITDA	1	1	1	1	1	2	3	7	16	16	16	19	19	20
EBITDA Margin (%)	5.54	5.17	5.46	4.86	4.03	3.59	3.73	5.61	5.06	5.06	4.72	4.42	4.34	4.62
Free Cash Flow	1	1	6	- -	14	10	-18	45	96	105	180	188	142	124
Net Cash Paid for Acquisitions	-23	- -	- -	- -	-11	- -	-21	32	-120	- -	56	- -	- -	- -
Free Cash Flow to Firm	1	1	6	- -	14	10	-18	45	96	105	180	188	142	124
Free Cash Flow to Equity	- -	9	6	- -	6	10	-14	-13	521	325	159	586	-933	24
Free Cash Flow per Basic Share	0.14	0.08	0.61	- -	1.37	0.9	-0.98	1.88	1.81	2.1	3.64	3.54	2.62	2.27
Price/Free Cash Flow	- -	- -	- -	22.53	9.01	24.96	7.27	9.49	14.09	11.62	9.67	7.68	8.71	10.02
Cash Flow to Net Income	23.21	1.1	1.8	0.43	1.84	0.87	1.76	1.28	1.15	1.46	1.39	1.32	1.33	1.27
Capital Expenditures	-1	-1	-1	-2	-2	-1	-45	-5	-8	-3	-14	-5	-2	-13